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Speeding ticket.. insurance increase?
okay soo I just turned 18 last tuesday, and today, I got a speeding ticket. I was going 58 in 40, but I really didn't notice that. the cop went by me in the other direction and apparently his radar said I was going 58. I know I've sped on that road before, but this time I honestly don't think I was. it was my second speeding ticket.. I got one last year that didn't go on my record or something so the insurance company never found out. but this time, I can't imagine I'd be so lucky. I've been googling car insurance and how much it would go up, but I can't find it anywhere. I believe we're with arbella. my parents are going to kill me and I don't know what to do that will help this situation. so I guess I have two questions: one, how much will my family's insurance increase? and two, what to do I do to minimize the penalty, or whatever you want to call it. I'm perfectly willing to pay the fine..if I was speeding, I deserve that."


Car Insurance 19 years old question?
I am planning on buying a car soon. I am 19 years old and I live with my parents. If the car is in my name, can the insurance be put in my parents name to make it cheaper? If not, what other options do I have? I've did some researching on quotes and I will have to pay like over $2000 every 6 months if its in my name but WAY less if its in theirs. All answers are appreciated."


Tips on managing to pay my auto insurance as a teen?
I am a 17 year old female. I was given a 2002 Hyundai from my mom. I am on my mom's auto insurance policy. I got a job back in May and still hold it to this day. I get paid minimum wage. During the summer, I would get approx. $200 weekly with the hours that I worked. I did save a bit, but everything from that time, I had paid for myself. School is back in season. I'm working much less. It sucks because my work place closes at 5:00 pm and I get out of school around 3:00 pm. If I were to work Mon - Fri, I would only make approx. $90 a week. I have a couple of AP classes, so it's a lot of homework nightly. I have a couple of siblings besides me. As of right now, my vehicle is $122 monthly. My mom has told me to not worry about paying for my vehicle, but it's tough being a single mother with four kids to care for. So, I just paid the first month for my car. I also pay for my gas. (I make a lot of errands) As of right now, I have about five months worth of auto insurance pay saved up. This does not include gas. I have maybe $40 as of right now to spend it on school supplies I still have to purchase and gas. What are some tips? Thanks!"


What happens if you forget to update your car insurance when you buy a car?
-bought car to replace totaled one a few months ago. -got letter a few months ago saying i needed to prove i had car insurance so i just mailed in my car ins info not realizing i hadn't updated it (the new car is the exact same as the old, year and model) got a notice today my license is suspended and i need to pay 14 to reregister am i ok as long as a pay the $14 or is this bad on my record? even though i have been paying my car insurance each month, does this really mean i am currently driving an uninsured car??"


Would a BMW Z3 be expensive for a teens insurance?
Would a BMW Z3 be expensive for a teens insurance?


Is the amount you paid for your car covered by full insurance if an uninsured motorist hits you?
A friend was stopped at a light when some idiot hit her car and totalled it! Although, she has full coverage on the car(she just recently finished paying off), the idiot who hit her did not have any insurance! The total she paid on her car was $13K. The insurance company only wants to give her the blue book value of $3000! The situation is even worse because the offending party have no insurance! Is the insurance company trying to rip her off?! What should she do to get back at least close to the total amount she paid for her car?"


How much does health care insurance cost in America?
Im planning on moving to America with my 2 children to live with my boyfriend, can anyone tell me how much health insurance costs?"


"If we reimbursed a insurance company for medical expenses, would that be considered out of pocket medical expenses. Personal injury related?"
No to the first answer. It is a small amount, and it might be a way to lower the attorneys fee for a personal injury case."


"How much would i pay per month for insurance on a $100,000 condo in northern virginia?"
say the condo is a few miles outside DC, is worth 100,000-120,000 whats the ball park amount id have to pay for insurance each year?"


What lawyer is best to sue an insurance company?
kid was killed in car accident and want to sue the drivers insurance because all 3 boys died. the insurance company is only offering a certain amount but i want more. who should i call


Thought I found a solution to high car insurance... Not so sure now?
He-yo.... I'm guessing any young newly qualified driver out there would of already found out is the shear cost of getting yer car insured. I know as I'm 18, male"" which supposedly makes me high risk so the cheapest insurance I got was 3820 and that's only for third party"


Insurance company stepping over the line?
I was rear-ended last Friday. The lady who hit me was totally at fault, and admitted it to her insurance company. I have filed through my insurance company, gave them a verbal and recorded statement and my vehicle has been assessed with damages over $5000 dollars. Here's the catch....the insurance company of the lady who hit me calls me daily (leaves messages) asking me to talk"" and give a second recorded statement to them even though they know I have already given my insurance company one. I have talked to my insurance company about this...and they said legally I do not have to talk to them at all....I am not filing through them and that's that. Is this standard or is the other insurance company trying to be sneaky?? Thanks!"""


How do I get back a revoked license in Colorado without owning a car or having car insurance?
When I had my license revoked for DWAI in Colorado, I was told that I could get my license back when a year was over by submitting an SR-22 form. The way I understand it, you can't get an SR-22 form unless you have car insurance. Is this correct? I don't have a car or car insurance, so how do I get my license back?"


How does homeowner's insurance cover belongings? ?
Maybe this is a stupid question, but I'm new to this. So my fiance and I bought our first home pretty recently. Yes, I'm a bad person and did not read through or understand everything in the giant insurance book. I'm a bit confused as to how homeowner's insurance would cover belongings in the event of a theft, accident or whatever. We chose a low, $500 deductible. Let's say there was a theft. And I estimate the belongings stolen were worth $2000. What's stopping me from saying they were worth $3000? Or more? Wouldn't they want some kind of proof as to the value? I don't have the receipt for the television I bought 3 years ago, for example. I know I can ask my agent these things, but she is too overly helpful and chatters on and on and just ends up confusing me with information overload. :-)"


Want better insurance coverage??
It looks like that because of the conflicting passages in the ACA that you just might be able to qualify for better coverage by renouncing your American citizenship. http://blog.heritage.org/2013/11/27/obam...


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Can you claim your car insurance if your car needs repairs not caused by an accident?
If you have fully comprehensive insurance can you make a claim even though you have not been in a crash or other accident? The car in question has an MOT however it needs extensive repairs and is not drivable. The repairs are going to cost more than the car is worth and so it really just needs to be scrapped or sold for a ridiculously small sum of money to someone who can fix it up. The problem is that there is still a huge outstanding balance for the loan repayment of the car! Can anyone help please?


How can I get insurance for my kids?
Does anyone know of any affordable insurances out there? We are a family of 4 and my two kids dont qulifiy for Chips, or medicaid. Is there any advice anyone can give? My kids are little. 1 and 7. It really sucks because my husband and i work full time and arent bums and cant even get any insurance for our kids.But i wont even get started on all that!."


How much does your car insurance increase when you have two traffic violations in a year?
I was pulled over again for turning right on a no turn on red"". The first time the insurance company said they wouldn't increase the premium. How much would it increase? $200 for the year? more?"""


Got my second speeding ticket will the insurance go up? do i need to go to court?
i recieved my first ticket this year in january. i went to traffic school and it got removed. so on friday i got a speeding ticket i was going 82 and the speed limit was 65. do i have to go to court? can i get it removed again? does it affect my insurance? i have ecompass insurance. im under my moms insurance is she going to find out? im 19.


What are some cheap Auto Insurance Companies?
I pay 193 a month for basic liability with 21st century Insurance. Where can i get a cheap quote?


Does anyone know the average cost for motorcycle insurance in New York City?
Not for a new street-bike, but for an older bike, like a triumph"


I accidentally scratched the side of my friends car. Will my insurance premium go up? Will my insurance cover this? Please help!!?
I accidentally scratched the side of my friends car. Will my insurance premium go up? Will my insurance cover this? Please help!!?


How much would insurance be on an eclipse for a 17 yr old guy?
im a 17 year old male, in search for a good first car from 3k to about 5k in price. i love eclipse models from 96-99 (gsx, rs or gs). does anyone know how much insurance is for these cars at my age?"


Why do teen girls get cheaper car insurance than men?
I see teen girls driving like. Morons all the time. I've also witnessed many women drivers texting their phone, not once have I seen a male driver texting their phone. It's not ******* fair that I almost get totaled because this teen girl at are school accelerates when I go into her lane forcing me to swerve back into mine to avoid being hit? Just yesterday I was driving my MG down the road and this teenage girl in her big Ford pick up texting while taking up both lanes by driving in the middle to drive down a road making me have to take my car off the road to avoid a collision. So how is it fair that I me, a seasoned male driver of the age of 18 have to pay far more in insurance than teenage drivers who have no since of awareness?"


Car insurance for a 16 year old?
hi, i live in city center Mississauga, ontario, Canada. (Hurantario and Eglington) I am 16 years old and i can get my G2 next month if i am a second owner and second driver (my dad is the first driver) of a MAzda Rx8 2003. also receieved driving lessons. how much will my insurace will be per month, both my parents insurance is 300 per month"


Other insurance company can't contact insuree. What can I do?
Other insurance company can't contact insuree. What can I do?


I need insurance on my car?
Im 18 about to be 19 in September and I have my own car but since I bought the car off of my grandmother the insurance is under her name .... since im 18 can it be removed and can I get insurance on the car under my name? My mother is telling me that she has to add me to her insurance and that her insurance is gunna go up. But the question is can I get insurance under my name by myself since im consider an adult instead of adding myself to my mothers insurance?


Car Insurance Question?
I am a little under 15 and a half years old and my dad has debated and almost bought a lot of cars for me, from ford f650's to 1965 or higher mustangs and jaguars. but so far we have thought that the car that would be good for my first car would be a 1994 Ford Mustang with a V8 with 30k miles0. which is perfect because that was the year i was born. So my question is that since its a sports car and its V8 about how much would my insurance be when i could start driving by myself?/ insurance for the other kinds of cars/trucks?"


What are some insurance agencies that allow a 17 year old male to have his own policy?
What are some insurance agencies that allow a 17 year old male to have his own policy?


Haotian vixen 125-8 motorcycle insurance?
I have recently purchased a haotian vixen 125-8 motorbike to learn on. i will soon be doing my CBT. I understand that it is an imported bike but i cannot seem to find any insurance companies that know of the make, what can i do ?"


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Car Insurance HELP? which would be cheaper?
im not asking for a PRICE,but which out of these 3 cars do you THINK would be cheaper on insurance for me. I am a new driver,I have good grades ( good student discount ) and Im going under my moms insurance. -2004 pontiac grand prix -2006 chevrolet impala -2006 pontiac G6 I dont need any websites to find cheap car insurance i just need opinions on which you think will be cheaper and why thanks! = ) "


Customizing your car insurance?
I want to buy a winter-beater, something around 600 bucks. When I quote myself for insurance my monthly comes to $330 and I would assume that means full coverage. I don't want my insurance to cost a hundred times what my car is worth. If I were to customize my insurance and have the choice, what insurance options should I be choosing to bring my cost down below $200? I know it will also depend on other things like the car itself, don't give me un-necessary information, please and thanks. I live in Ontario."


Is it legal for an auto insurance company to make me put my adult son on my car insurance?
He lives in my house but will not be driving my car. They said because he is living in my home and has a license that I must cover him or they will cancel my coverage.


How much do you think my home insurance will go up after this water damage?
I am ready to spend $10K under policy limits (not out of pocket) through my insurance for water damage and mold (water was dripping under my sink). I'm wondering how much my insurance will go up monthly? I will now have one point on my records, whatever that means. I had two MVA's in two years and my insurance went up from $150/month to about $330/month. Right now my home insurance is $100. I'm guessing it will go up to about $500? Thanks."


Should I get insurance for my new puppy?
Just got a new pitbull about 2 weeks ago should I get insurance for her?


If you have new life insurance and you paid only a month and die the next die do you get your whole policy?
im asking about myself someone brought it to my attention that i should find out if i die will my family be able to get the policy in full for my funeral. lol i didnt think anyone would think crazy! ty for all your (nice) answers


No fault accident with no insurance?
I am in California, was in an accident with no insurance. The police report states it cannot find who was at fault and the lady's insurance company said the same thing when I spoke with them to see if they would pay for my damages. They never asked me to pay for her damages but now I am getting letters from a 3rd party Claims Office asking me to pay $6000. Can they do this if I am not at fault? And shouldn't they have notified me before getting a 3rd party involved?"


Car lease/loan for 18 year olds?
So I am 18 years old and have a twin brother and we both really want a new car. We really like dodge challengers and specifically the 2010 srt8. I reaserched the prices and without a downpayment it would be about $400 a month. My question is would a dealership lease us a car? I have about $5k in savings and my brother has about $4k. We are both very responsible and are good students. Our combined income during the school-year would be about $500 a month. During the Summer I make more like $1200 a month. Would we be able to convince them that despite our low income we could pay out of our savings or do you think we should convince our parents to lease it and us to just pay our parents? I already proposed it to my parents and they don't seem entirely against the idea. Thank you!


Where can i get the cheapest motorbike insurance?
Hello, am currently 16 but very soon will be 17 and i am going to get my full motorbike license so i can rid a 125cc motorbike. I have been looking around for insurance quotes and so far all have been very expensive even third party only at around 900. The motorbike i want to get is a yamaha r125 yzf and am wondering if any of you have some advice?"


Need health insurance?
i live in southern california


Learner's Permit and Car Insurance?
If I didn't live with my parents, had my learner permit and had my own car, would I be able to drive it if in the presence of a licensed insured driver? Like say my friend came over and I drove him in my car, would his insurance cover me?"


"Tow guy towed my corolla 300 meters away, took 10 minutes. Cost? $45 Dollars CND. I thought it was too much. But no point arguing.?"
Tow guy towed my corolla 300 meters away, took 10 minutes. Cost? $45 Dollars CND. I thought it was too much. But no point arguing.?"


How much will my insurance rise?
I recently got a speeding ticket for going 9 over in a school zone as well as one for talking on a cell phone in a school zone. I was curious as to how much my insurance will rise. I am 18 and recieved the ticket in Texas. This is my first offense(s). How many points for insurance is a cell phone ticket? Thanks so much!


Why is car insurance hiked up if your unemployed? (UK)?
Would it make a much of a difference if I added someone else on the policy? Note* I graduated from uni in 2001, got a job unrelated to my degree, worked for this company for almost 7 an half years. I don't know what career to go for now, and obviousily I want a new job, I have a mortgage on my own. DAMN THE CREDIT CRUNCH and MONEY GRABBING INSURANCE COMPANIES"


Help with Life Insurance?
I'm a 26 year old woman with a 4 year old little boy. I'm a single mom and I would like my son's future to be secured. Can anyone give me some tips on what kind of life insurance I should get....I don't make much money, so I would want a lower monthly payment. Thanks for the help!!"


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