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Do I have to take health insurance from my employer if I'm already under my mother's policy?
After 3 months of working here I now qualify for their health insurance. Though I already have coverage through my mother's policy, I'm not sure if I'm obligated under the new laws to get my employer's insurance plan. I'm 23 years old, not married, no kids, not in school. Its way cheaper to get PPO through her since I only pay her $100 a month. While my employer's policy offers PPO for $115 a week. If its possible I will just stick with my mother policy. But again I'm not sure. Can any one shine some light on this? Thanks"


How much did you pay for auto insurance at 18?
I know that it differs depending on where you live, but i just wanted to get a general idea of how much it would be per month. I'm not gonna be under my parent's insurance policy either. so i know that's going to get pretty expensive. Also, i have a 4 door sedan type car. thanks!"


Liability Insurance for an Electrician?
I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.


Which is the best website to find cheaper car insurance?
I havent found a quote on-line before, and am not keen on supplying all me personal informtion. Is this standard procedure when requestin a quote? Please recommend the best website to find the best deal. Thanks!"


Isn't the expected value of health insurance for a healthy purpose going to be highly negative?
And so, it might be unwise for a healthy person to purchase health insurance on the individual open market? First, we have the insurance companies as a profit-taking industry. They exist to make money. So obviously they take in more premiums than they pay out for medical expenses. Right off the bat, we have a negative expected value for the buyers of health insurance. In other words, you should expect that the premiums you pay to the health insurance company will be more than the benefits you get back, on average. But on top of that, for a HEALTHY person, the difference would be even greater. Since your risk is grouped together with the risk of more unhealthy people (obese, smokers, etc), you're basically subsidizing their insurance. So the difference between your premiums and the expected benefits you get back is even more. It seems like a very fit, health-conscious person is really taking it on the chin by buying health insurance in the individual market. Maybe they'd often be better off by just building up a health savings account and self-insuring?"


Anyone in California need a quote on Insurance?
I sell Insurance.


Foreigner: buy car + driver's license?
I am a resident of Belgium, Europe and have a European driver's licence (auto+motor). Can I buy a car in the US and drive across the States? Do I need to take a test somewhere? And what about the licence plate/registration? thx for your answer, I really hope it's possible"


Will I get a cash refund if I over estimate my income for the health Insurance market place?
Will I get a cash refund if I over estimate my income for the health Insurance market place?


What is Tales from the Crypt and who is Crypt Keeper?
What is Tales from the Crypt and who is Crypt Keeper?


Is having motorcycle and auto insurance expensive?
Im getting a car for when I get my licence in June but I want a street bike how much would my insurance be on average


Should i get life insurance & disability ?
im 17, i think my mom wants me to get life insurance or something to use and take advantage of me because it would come cheap, so when something happens to her or any of my family members, they can probably use the insurance i have for their own benefits. Does this work?? and about the disability thing, well im planning to get surgery for my feet so i'll be in a wheelchair for a bit, is this reasonable? now i feel a bit sick :x ...."


I had tesco's home insurance and cancelled my direct debit?
They are now sending me a bill for two months payments, (after I cancelled my direct debit). I thought when I cancelled my direct debit that was it. Do I have to pay these two months of payments? What will they do if I do not pay?"


I have no car insurance and I hit someone. What will happen to me. Will I receive garneshed wages? thankyou
I reciently got into a car accident where I rearended someone. I was inbetween jobs at the time and I paid the insurance late, and was told that I WAS NOT INSURED AT THE TIME OF ACCIDENT. I have no credit, credit cards, and own a $2k truck. I rent a room from a home owner........My question is what will happen to me? Will his insurance supina me to court and sue, and even if they don't sue and just attempt to collect the approx. $4k in damage, CAN THEY GARNISH MY WAGES? Besides this incidnet, I have a safe drivers and haven't gotten into an accident in about a decade! Any advice would be greatly appreciated. Thank you."


Auto insurance company problem?
I live in the state of Maryland (Baltimore County). I was in a auto accident. The other person was at fault. I called the police and they came and did an exchange of information. I called the other driver's insurance company. Now 2 weeks later the insurance company is telling me that the person driving the car was not the owner of the car and that the owner of the car is not returning their phone calls. They sent our a registered letter but still not contact with their policy holder. Now I am being told that they are closing the case I I should go through my own insurance company. My insurance company told me that I would have to pay the deductible ($1,000) if I file with my own company. What can I do to have the responsible party and their insurance company pay for this?"


Can my wife and I have a joint car insurance when we are in two states?
Hi, I am at MI and my wife is at DC (I think DC will have a high insurance rate. I'll move to DC after a year). We have two cars. Could we have a joint car insurance if one car is registered at MD and one car is registered at MI? Thanks for your attention


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Car accident without insurance?
My 16 year old son had an accident in his 2013 Lexus ES350 a few weeks ago. I have been insured with Geico, however 2 days before the accident my coverage lapsed (I had to switch banks and forgot to change the automatic draft information with geico). The accident was my son's fault, I have already paid the other party for the damages to their vehicle. My son's vehicle wasn't totaled but was pretty badly damaged. It has been being repaired since the accident and should be ready by next week. With the car being a new Lexus, the repairs are very pricey (around 10 thousand). I just wondered if their was any possibility that Geico could in fact cover it, or maybe Lexus financial could have force placed insurance? Any suggestions could help, I just wanted to confirm that I had thought of every option before writing this 10 thousand dollar check for the damages. Thanks!"


When do you qualify for health insurance?
Is it normal for an employee to require a year of service as a fulltime employee to get health insurance?


"What happens to a person who passes away and has no life insurance, money or family that can help?"
I know a lady in extremely poor health. She has no insurance, no savings, house, etc. She has 1 son who is 28 but can't hold a job longer than 2 to 3 weeks at best and expects mom to help him with everything. She has 1 living brother who lives far away from here and doesn't talk to her because he doesn't agree with the way she allows her son to drain her of everything. My question is--if she would pass away, who would be responsible for her burial? How would it be paid for? Her son doesn't even own a car. He drives hers and it isn't paid for yet. This lady rents a room and only owns a bed, chair and lamp. Not much to sell!!!! Does anyone know what happens in a case like this? This is in the state of Iowa."


"Who sells group health insurance to early retirees, the kind that won't drop them from plan.?"
Many people are retiring early from their employers and need to fill the gap in medical coverage between their age (say 50) and 65, when Medicare kicks in. How do they get into a plan of reasonable cost and which won't drop them unexpectedly (similar to what employers offer). Anyone already doing this? What companies offer this to this growing market?"


"I would like your opinions, if you live in Florida, are you having trouble getting home owners insurance?"
I am trying to sell my home in Florida and have interested buyers, but the cost of the insurance is probably going to make the deal fall through. I'm just curious if I am the only one, or is anyone else running into these problems."


Is there an Auto Insurance Sales forum anywhere?
I'm currently working for an Insurance Agent as the Auto Specialist and I'm wondering if there is any online forums that has tips, sales strategies, general discussion, etc?"


"If a prospective job require you to have clean valid driver license, does that mean you need a car to apply for that job?"
If a prospective job require you to have clean valid driver license, does that mean you need a car to apply for that job?"


"Whats the best health insurance for tow married students, work study jobs with no kids?"
My husband and i are in our 25-35 age category, we both attend school full and part time, we make our living with the work study program, and we need better insurance. Currently what we have we pay $176 per month, has a $10,000 deductible, it costs $100 to see any dr. My annual exams are not even covered and thats $400, no dental coverage included, and the preventative birth control is not covered costing another $100+. In dec 0f 2011 my husband had a hernia, caused by his work that he was laied off from right before. He needed surgery and it was cheaper to pay out of pocket $2850.00 than to have our current insurance and end up paying $5000.00 I need help dose any one know a simple way to narrow down and understand what you are paying for when it comes to health insurance?? Ive typed my info in an then get bombarded with phone calls- I just need something that costs me $25-$50 to see any dr, has a $2000 deductible for emergencies, and covers annual exams, with a small bit of dental and a psychologist coverage."


Do car insurance companies check police records?
I was in a car accident involving 4 people 2 months ago (pile-up) but the accident wasn't my fault. I made a police report on the spot, but took care of the repairs myself because I knew the insurance company would raise my premium. I was recently involved in an accident in another city and I did make a claim. The insurance company is paying for it, but I fear that they will find out about the other recent accident in the other city and think that I am lying and make me pay them back. Will they check with just the city I made the claim for or will they find out about the other claim? If so, how can I prove my innocence if the recent accident wasn't reported to the police? Am I screwed?"


Does anyone have or use a cheaper alternative to UCLA's GSHIP (graduate health insurance)?
I want to save some money since I almost never visit the doctor and the university's insurance is so expensive.


How much car insurance will rise after an aciddent?
I'm 23 years old, and currently paying $100 per month on my car insurance. But earlier today I crash into the guard rail by mistake. I have a clean driving (no ticket ever) record with only 4 other accident prior to it. I guess my car would take maybe $1000 to fix but I'm not sure how much my insurance rate will increase. I'm thinking that if I were to pay for the entire damage instead of paying a $500 deduction would not increase my rate."


How much will my auto insurance go up(rough idea) if I get a job where I would use my car?
Just curious what range it might fall in. My premium with state farm is very low, about $70 a month with full coverage on a 1994 3000GT. Milage would be like 125 a day."


Car insurance ? add another car?
how much will it be just to add her car


Do i have to get insured for my cleaning business?
wow ok that one guy that told me that stuff must have been wrong because from what you guys are saying, its cheap and worth while....i didnt realize just how often something like that can happen...good idea : ) now when i do the business license and then the insurance license, how much is the insurance going to cost me. i think the business license it self is cheap. what would i put her as co- owner? or partner? she wouldnt be an employee i know that."


What will Insurance company do?
My brother got hit by someone while driving. He and this other person exchanged information and the other person agreed to write him a check, but never followed through. He isnt sure if the person who hit him had insurance, but has a feeling they didnt. He reported the claim to his insurance company, but decided to sue(small claims) the person who hit him on his own for the deductible. When he arrived to court he found out the person who hit him filed a counter-claim for damages done to their car, but they are the ones who hit him! Can he get the insurance company to give him a release letter to sue on their behalf or will they take over? I dont know what to tell him or how to help him. Help please!!!"


louisiana insurance agent lookup



Life Insurance for Children?
My husband wants us to get life insurance for our three kids. It's through Globe Life and is called the young American plan. It's a whole life insurance policy. I'm not sure if this is a good idea or not. Does anyone know anything about whole life insurance policies or anything about the cash value. If you cancel them, do you get a penalty, or can you get your full amount of premiums you have paid into them? Any thoughts or info on this?"


How much would insurance cost for a subaru impreza?
I was wondering how much insurance would cost on a 2004-2006 subaru impress 2.5 RS. Not the wrx sti just the RS with the 2.5l 4 cyl. Without a turbo. How much would it cost for a new driver (between 16 and 18 years old) for full coverage on one of these cars. I would like number answers if possible. Thanks.


How much would my home owners insurance be?
In February I will most likely be buying a 1-2 million house, which is a huge leap from what I am currently living in. I would like to know how much home owners insurance would be for a 1-2 million dollar house. If anyone can give me a rough estimate that would be awesome, thanks! House details: State: Michigan Location: Private gated area (Not by water) (I know i should be asking my insurance company, but i want to know a rough estimate fairly soon)"


Cheap Car Insurance?
Whats the cheapest car insurance


Why do women think they're oppressed?
Why do women think they're oppressed?


Car insurance?????????????????????...
i just got a quote from adrimal car insurance... and im going on through someone elses insurance..... i have been driving for a month and there quote was 658 a year.... around 54 a month.... the car is a saxo 1.6 8v is this quote good? thanks x


"Which is the best car insurance company with 1 minor accident history, claim more then $1000?
How can I minimize the increase in premium or get the best premium quote from a different car insurance company?


Who gets cheaper insurance guys or girls?
thank yall for helping me prove my friend wrong once again :)


Does one have to report fixing a car to insurance?
So let's say that an underage and uninsured driver hits my car in a parking lot. Not totaled or anything, but a large dent and a scratched. I know the child in the car, and his Dad tells me that he could just pay it for the damages out of pocket. If I get an estimate and get the car fixed with the fathers money, do I have to report it to the insurance? Am I allowed to just go to a body shop and get the doors fixed, and that is the end of that? Will I be in any legal trouble if I do it? Thanks."


What the best insurance out there for a P plater (Australia only)?
Im getting my first car in a few week and i just wanna know what the best insurance out there for a p plater I want to get full cover and the car what im planning to get ether a ford falcon ba or holden commordore vy


How much insurance do you save?..?
How much insurance do you save?


Damage to patio doors covered by home insurance?
Damage to patio doors covered by home insurance?


Where is the cheapest place to find car insurance for an 18 year old?
Hey, was just wondering where the best place to look for cheap young drivers car insurance? I understand that I am still going to be paying a significant amount money for it but surely there must be some cheaper than 2000? Also does anyone know which type of car is the cheapest to insure? Thanks"


Does my mom need to add me to her car insurance?
So, I never got my permit. I have been waiting to turn 18. In the state of Florida. I do not need a permit 18 or over. My thing is . Her car insurance won't let me be on her insurance without a drivers permit or licence. I'm stuck now. I was wondering will the dmv require me to be on her insurance in order to take the drivers test ?"


Do I have to provide my car insurance and current registration to my ex-husband? Our Daughter is driving the car?
Do I have to provide my car insurance and current registration to my ex-husband? Our Daughter is driving the car?


louisiana insurance agent lookup