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Is there any affordable insurance plans I can get in NJ( South NJ )?
Particularly Dental Insurance. I am 20,a Part-time worker who also goes to college full time. I am not covered by my parents nor have I ever had insurance. I am one of the many Americans who do not recieve proper health care due to low income however I do need to get Dental Insurance, and Health Insurance. Is there any reasonable companies to look into?"


Borrowing agianst cash value of whole life insurance policy.?
My whole life insurance statement reflects that my cash value is $49K. Can I borrow that amount or just a portion? Do any previous loans need to be subtracted from the cash value reflected?


What health insurance is out there for people with low income?
I'm not trolling or trying to be funny, I'm a genuine person looking for real answers. I know that most of the people here at Y.A. is kind of conservative and hate the poor. But y'all gotta understand that there's other people in this world who have limited options. They as well as I, didn't ask to be in this world inhabited by selfish people who religiously believe in survival of the fit"". We are not animals"


Can someone explain health insurance to me?
We have never had health insurance. We really need to get it but cannot afford it. However, we are going to spend every dime we have to get it so we can go to the doc. Problem is--isn;t it more costly to get it because you have to pay the monthly fee plus atleast 80% of the bill and the doctors jack the bills up if you have insurance? Also, what would u estimate it would cost for a family of three(2 adults with one baby) no problems in the past, healthy, non-smokers and any companies you would recommend?"


Can i switch my health insurance policy -?
hello, i work for a small consulting firm , < 10 employees..on their w2. they provide me a group health insurance for my family (me ,wife and < 1yr old kid) and i pay around $900 every month without vision and dental coverage..all my contribution..and it is with united health care group now - with this new obamacare what options do i have 1. if i switch , will i get a cheaper coverage ? 2. what is that policy exchange ..i hear this a lot these days 3. if i had to switch my policy.who should i approach.. what would you advise for me..pleae advise me on getting a cheaper coverage"


I am 20 years old and i would like to cash in my Gerber life insurance?
I am the beneficiary and i need the cash to move so would i be able to cancel my life insurance and collect money for the cancellation? also how much do you think i would receive, would it even be worth it or not"


"Im planning to travel to belgium however I need to buy a Schengen Travel Insurance, any suggestions ?"
Im planning to travel to Belgium however I need to buy a Schengen Travel Insurance, any suggestions as to which I should Buy?"


Estimate on how much insurance would be for a Subaru Impreza?
I'm male, 20 and have a spotless driving record. I'm looking for an estimate of what full coverage would cost at a top tier company aka State Farm, all-state, farmers. I already have a ford ranger with liability only and that's $140 a month at State Farm. My guess is around $300 a month, but I just want to see what others are paying. I don't know a year or anything for the vehicle. It would probably be 2008 or newer. Please don't tell me to call them to find out. I've done that before to try and price around and the only price I got was from my current company and the other ones never called me back. And no I didn't tell them I was shopping around. So if you have any info that could help, post it please."


"Cheap sports car, and to insure and run ?"
does anyone know a sports car in the uk thats cheap, maximum 1000 pounds, cheap to insure and fuel consumption is good ? thanks"


Life insurance?
OK I'm 22 and i want to get life insurance i had a baby a year ago so i want to make sure she will be taken care of if something happens to me so my ? is what is a good comp about how much a mo do they charge and who should i put as the beneficiary if i put her how can she use the money or how could i pick someone else to spend it for her only! im not married really dont have friends and im scared that if i leave someone else in charge of the money that they wont give it to her or will spend it on stuff that she dont need what sould i do


How do I get AFFORDABLE health insurance in USA?
I am 18, and work full-time, but I have other expenses and cannot afford to pay $200 a month to see a psychiatrist. I make minimum wage. I don't know how much longer I can hang on without getting any help. All insurances I have tried to apply for have such large deductibles in the thousands range, again I have no money for that. My parents are not an option, they do not have insurance that I can be added onto. I have been denied medicare. What do I do? This is ridiculous and disgusting, I pay taxes, I guess I'm entitled to nothing."


Government-Issued health insurance?
It's up to you, Yahoo Answers. Give me all of your LOGICAL arguments against government-issued health insurance. Don't forget anything, but don't base it on emotion. Inevitably, someone will say something along the lines of It's stupid"


How much money would I get back on insurance if my car is worth $3000?
I had collision coverage on my car with a $500 deductible.


Insurance for a 17 year old male?!?
Ill be turning 17 soon and ill be taking driving lessons. Ive been looking at car insurance for a 1.2 renault clio ( cheapest quote 5000) 1.1 citroen saxo(couldnt get a quote but when i did 14,000. Whats the best ways to get it cheaper. I also tried a 1.1 peugot 206 and still its around 7000. Thats for 3rd party fire and theft."


Limiting the cost of home insurance in Florida?
How can we limit the cost of home insurance in Florida?


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I have decide to join tata aig life insurance as an agent?is this good for long term?
i am planning for business partners with tata aig life insurance?please guide


Can you added a car to your insurance in another state?..?
Can you added a car to your insurance in another state?


I got into a car accident and i have no insurance?
I rear ended this woman at only 20 miles an hour, she had absolutely nothing on her, not even a scratch . I have no insurance so she didn't call the police. Then she called this weekend she said her mechanic said it would cost over $500 because her air bags needed to be replaces due to this accident. Is she just trying to play me and did I have anything to do with those air bags? I decided she was lying to me, and decided not to pay. She then calls and says she's calling the police and reporting it as a hit and run, and calling a lawyer."


Is a life insurance that terms at age 95 a good one?
I have 2 heirs and my premium is 102 every 3 months.


Question on best medical insurance to buy -?
My wife and I have to purchase medical insurance from a provider in the state of MD. If anyone has experience/knowledge on the best companies and plans we could go with for the money - one concern we have is that we have a couple things (bumps, moles, skin spots, that type of thing) that we want to get checked out right away and we're concerned that some companies may have a waiting period once we start the policy before we would be completely covered for any procedures - so we're looking for companies/plans that cover you completely from the time you begin the policy with no exclusions or waiting periods - thanks for any help."


How much should I expect to pay in Homeowners Insurance?
The area code is 15644 in Pennsylvania


40 years old male first time driver. Ballpark figure how much insurance will be in Kelowna BC...2006 or newer Honda/Toyota.?
40 years old male first time driver. Ballpark figure how much insurance will be in Kelowna BC...2006 or newer Honda/Toyota.?


What are the Best site for Comparing AUTO INSURANCE Quotes Online?
can anybody please shade some lite of reasonable car insurance quotes comparison sites?


Rear end collision maximizing insurance payout?
I was rear ended rear ended last week and am awaiting a return call from the insurance agent of the liable truck that hit me. My car is a 2000 honda accord ex vtec 4 cylinder with 92000 miles on it. It was in excellent condition which kbb values at about $7000. I'm asking if anybody who knows about insurance companies or cars could look at the pictures i posted and let me know how much damage there is. What should I expect to hear from the liable insurance company? Whats the best way to go about dealing with them so I get fair compensation? Totaled or not? Pictures: http://postimage.org/image/vecjentqn/ - my car http://postimage.org/image/tmybfn705/ - my car http://postimage.org/image/lxes9zxej/ - suv that hit me http://postimage.org/image/di7mswbjv/ - suv that got hit http://postimage.org/image/9po4d5w1n/ - truck that hit suv ive been working on this car daily for the past month.. 3 to 4 hours a day making the interior extremely nice.. replaced all interior lights with leds, rear view camera, dvd nav head unit, new speakers, amps, wired everything nicely, did this for my bionic.. http://www.droidforums.net/forum/droid-bionic-hacks/172356-my-car-dock-hack-hdmi-out-car-audio-video-webtop-mirror-netflix.html My insurance agent (geico) said they could take care of it, which would be when they get to it. Also, geico is not covering the cost as my family has liability only coverage. So nationwide is paying for the cost of repair or for the value of the car if its totaled. I need a vehicle in less than 2 weeks to get back to school so they told me if I want to speed up the process call the nationwide guy myself with the claim #, which i did. Left 2 voicemails and haven't heard back yet im hoping he will call tomorrow morning. I don't know whether to mention the added electrical equipment and the many many hours and money i spent installing and perfecting them.. if that will increase the amount of money i get or not If your me, and have two weeks to either get the car repaired and rewire all the stuff thats broken, or get a new car and reinstall the equipment i'll take out of the totaled one, what are you doing to make this go as quickly as possible and get the most compensation for the time money and aggravation?"


Why arent car insurance comparison sites easy?
I am really confused how to use the damn things, for example i am trying to find a cheap quote but it keeps on asking when i want the policy to start?? When i do not want it to?? What policy date should i put in if i am just trying to find cheap insurance, not wishing to start it. Help is much appreciated!"


Can I buy a car own my own even if my parents don't have car insurance?
So, for my 16th birthday, I'm buying myself a Volkswagen Beetle convertible. My dad still has to renew his license and my mom doesn't drive. I'm pretty sure my dad doesn't have car insurance since he's getting a new car. How will it work?"


If I had cancel out my allstate insurance and went to progressive or any kind of insurance can i file a claim on the spot seeing that it's?
Still repairs need to be done to my car or I have to be paying on progressive or something for a while before doing that


Can one ask a car insurance company to not file a claim?
If one had an accident and it is their fault, can they ask their insurance company to not file a claim and you take care of the collision damage to the other car? If the other person calls their insurance company, who in turn contacts your, is your insurance company obligated to file the claim because they now know?"


Home insurance covers broken windows? How can my boyfriend fix this without his mum knowing?
My boyfriend broke a small window in his house, to buy a new one it costs 100 euros ( we live in spain) But a friend told me that your home insurance will cover it? Is this true? My boyfriend will not tell his mum, she is a control freak and her house looks more like a show room than something lived in, so telling her is not an option, but he needs to get the window replaced before she sees it. How can he find out who his home insurance is with? And will they just come over and fix it or do you need additional details etc.. Please help out, my boyfriends really short on money and hes planning to go out tomorrow and waste 100 euros on this window :/"


Insurance company messing me around!?
I had my car vandalised and have rang my insurance company. They said my car is written off although the paint and the back screen was only damaged. I was told my car value is only 800 and the excess is 600. Which i did not agree to, last week we came to an agreement of 1,100 for the car and 300 excess I rang yesterday to confirm that my cheque is on the way and they said 650. That they made a mistake about my excess is there anything I can do??? Im completely stuck. Ive been fully comp for the last 3 years and never claimed or never had an accident. But due to two ball less boys im stuck without a car and being pushed around like a doll. Please help!!!"


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How much would it cost to give birth without insurance?
Like regularly and with the C-Section?


Would there be a major insurance cost change between '99 Acura TL & '99 Honda Accord?
I will get one of those two cars soon, but for the acura TL, is the insurance going to be significantly higher than the accord, or do u think there wont be much a difference? thank you"


What is the cheapest car insurance premium quote?
That you know of , for an 18 year old male driving a group 1 car. Thanks."


How much does on average do people pay for health insurance?
I'm doing a debate on weather or not obese people should pay more for health premium or not but thats not the important part, the important part is how much does the average person pay for health insurance?"


Health insurance that discrimates against you for being healthy?
We have insurance by Health Scope benefits through my husband's employer. The problem is, in order for them to pay like you normally would have any insurance pay (80% them, 20% you after deductible), you HAVE to go to the doctor, have life coaching, mammograms, eye exams, etc...once every 4 months, or they will pay at 60% and stick you with a $3,000 deductible. Well, other than a yearly physical, my husband and I are completely healthy. I'm too young for a mammogram, he's too young for the prostate stuff. Life coaching? Who DOES that? If it ain't broke, don't fix it has always been our motto...so why can this company do this, and what options do we have for not so expensive insurance perhaps outside of our employer? Of course, the company's stand on it is that people are healthier if they are seen quarterly, but I disagree...why would I want to make a new bill every 4 months (yes, we pay out of pocket and they reimburse"" months later"


We are buying a home n los angeles. Aside from mortgage payment how much do we pay for insurance and taxes?
We want to get an idea of what exactly we are looking at as far as are monthly payments. We know we have to pay homeowners insurance but we don't know how much it is for Los Angeles and also any taxes. Our estimated mortgage payment will be $1,300. We want to know what we are getting into before we buy our house"


Can someone please explain health insurance to me?
I'm looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what's the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I'm looking online and I was given a list of things covered, but then it says that this isn't everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies like Aetna and Health America, so I don't think they would rip me off. Plus, how come these companies aren't offering a bundle plan, where I can get health insurance, vision, and dental all in one plan with one monthly payment?"


How much would insurance cost on a 49cc scooter?
I'm 30 year old and live in Leeds / UK , iv never had a car or motobike before so all this is new to me , I know roughly price of tax ,mot, cbt, but id like to no roughly price of insurance for me on a 49cc scooter so I no how much I can spend on the bike , the bike when id get it would b chained up and stored in a locked garage over night , I'm not able to reply to answers or add info after iv sent this question so more info the better please"


How should I go about getting car insurance? (20 years old)?
I have enough money to buy my first car, I'm going for a car with a small engine around 1.2-1.6. when getting insurance quotes however, the cheapest quote i've found is around 1700 quid. help?? surely i can get insured on my own car for less than this?"


Best auto insurance company?
I am currently with Farmers insurance but I feel that their price is too high, currently paying $4500 per year. Anyone know what other companies I could look at that would give me a cheaper rate?"


Car Insurance Quote...?
I've just been reading up on the internet about car insurance quotes and come across this, http://www.saxperience.com/forum/archive/index.php/t-383714.html On there are ALOT of people saying, when it asks for how long you've had your licence its from when you first had your provisional.. is this true??? i bloody hope so cause this would bring down my insurance down A LOT!"


"If u wrote-off a $5000 car, on average how much would ur insurance company give you back?"
If u wrote-off a $5000 car, on average how much would ur insurance company give you back?"


Unemployed at 62 years old. Should I tap into 401K or cancel Whole life Insurance and use Cash Value.?
Unemployed at 62 years old. Should I tap into 401K or cancel Whole life Insurance and use Cash Value.?


Insurance and childbirth?
i might be moving to oregon but im on my insurance blue cross of california.. does anyone know if they charge more to give birth out of state?


Can whole Life insurance be cashed out?
My father has a Whole Life Insurance policy he opened when I was born for me. IT was for 50k and I am 34 years old now. What good is it to me now? Can I cash it in for money? Should I continue to pay it? What are my options? My father insist that it is work at least half the face value. A little insight please.


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