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"Car insurance problem, please help?"
i was moving house, towing my trailer loaded with everything i own when i had the accident, the car caught fire burning everything to the ground, total loss. i was fully comprehensive insured but the insurance company tell me they will cover my car, part of my trailer but nothing on my trailer. i told the company if they will not pay me out for my trailer and contents i want them back to try and salvage anything i can. after 4 weeks trying to sort out everything, no payout yet, i just learned the insurance company has given permission to the holding yard to crush my car, trailer and contents, which of course they did. at the moment im to upset to think straight, the insurance company are looking into it to see what they can do to fix there mistake but i dont think they will replace or pay me out for the trailer or contents. i don't know a lot about insurance or law, this is the first claim i have ever made and would really appreciate any useful advise or information anyone in the know can give me at this stage. thank you"


Home Ownwers insurance? Who is cheap?
What company that may not be well known can provide cheap home owners insurance? A link would be appreciated. This will be for the purchase of a existing home buy, which may close this week. Thanks in advance to all responders!"


Im 18 and i want to buy my mom a car but its for her can she put the insurance under her?
so i buy the car cus i have better credit than her but i cant put the insurance on me itll be too much is there a way we can make this work


Who thinks the health insurance waivers means that companies don't have to provide health insurance?
You'd be wrong. Care to understand why? http://www.whitehouse.gov/blog/2010/12/1... The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans. To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers: The waivers only apply to one provision of the law the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act. The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets. All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here."


I just crashed my car ?
I just crashed my car last night . I was doing down payments on it and I had no insurance the time. I didn't got no other car just the wall & my car is totaled. What happens now ? Am I still able to go get another car and do payments ?


Should my 90-year-old father continue to pay whole life insurance premiums?
He has three $10,000 life insurance policies. Two, Knights of Columbus and New York Life, are whole life policies that have cash value. The third is his WWII military policy. He does not need the cash flow. Should he cash out, or use the cash value to pay premiums, instead of continuing to pay premiums?"


Will my insurance go up after receiving3 points on my license?
I got careless driving and the cop told me it would be 3 points on my license. I took traffic school to remove previous points 6 months ago so I cannot do that. Will these 3 points raise my insurance rate? Also, I was pulled over by an unmarked detective, and he called in a motor cop to write the ticket. Would it be worth taking to court, and if I take it to court, what are the benefits vs. the losses I can face?"


Why does Health Insurance cover routine check ups?
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss"


Young drivers car insurance outrageous?
i got an 05 Mercedes-Benz c320 ma-tic its my first car and im 18 i am paying 350$ a month and its with my mom on her plan. Any ways to get it cheaper i been driving for probably 6 months if i keep getting no speeding tickets and no accidents it will go down every year and i also think i will only drive 3,000 miles a year if that helps anyone else out there my age what do id o?"


Life insurance?
I am looking for a life insurance policy. I am 22 years old, have never used tobacco, in good health, etc. I feel like this would be an ideal time to get a good premium. The problem is that I don't know that much about it. I know there are different kinds. I don't think I would want term life insurace, right, because I am so young? I want a policy that will be good fir the rest of my life, however long that may be. Any advice? Thanks in advance!"


Esurance insurance question?
Hi, I was looking into getting car insurance, and Esurance gave me a great quote for NYC. Can any one share any experiences with them, I wanna know what kind of company they are, how they deal with claims, and just over all how the company is. Any help would be appreaciated. Ty"


I need dental insurance (California) that will cover fillings and wisdom teeth extraction right away?
I need a no wait insurance right away! I'm in a lot of pain. It doesn't have to be cheap"" as long as it covers most of the extraction price and kicks in right away. I'm looking to pay 50-100 dollars a month. I am having a difficult time finding plans (of ANY kind PPO and HMO) that cover wisdom teeth extraction. I cannot afford anything more than 100 dollars a month. I cannot even pay more than 100+ to get the tooth removed."""


"Young married couple, low cost health insurance with Rx?"
I'm going to get married soon (not RLY soon but i have to start thinking about some things in advance) and I have to get health insurance. I'm really confused by it but I've been doing some reading about it and some figures about the kind of finances we are going to have and all I really know at this point is that we can't afford more than 200 dollars per month and that has to include prescriptions and everything. My soon to be husband is really healthy, only real issue is near-sightedness. I'm a little more sickly, I have asthma and allergies and the same eye problems. I keep them all pretty much under control but I need my meds. What plan would be best for us so that we can keep costs low and still get me my Rx?"


CAR INSURANCE !Please HELP !?
I need to know how much it would be to cancel my Farmers car insurance ? I had just bought a new car and the dealership told me I was covered under my mom's insurance. I also paid for GAP insurance as well. 2 weeks later, I was in a pile up on a highway involving 3 cars, I was the second car and I was found at fault. Come to find out, I was not covered under my moms and had no insurance. After the wreck, I bought Farmers. The total cost to fix my car is about $5,000 and they sent my about $400. The place where I bought my car is refusing to pay anything even though they told me I was covered. My insurance agent even had to tell them over the phone that I was not covered, they didn't see why not. Now I am stuck with a $500 car payment each month and a $200 insurance bill. I can't save up any money to get my car fixed since 90% of my checks go into gas for my old Astro van that I have to drive and my bills. My car won't run so it is just sitting there. Please help ! How much would it be?"


Questions on Mental health and Insurance.?
I am doing an eight page paper on health insurance in my abnormal psychology class. I can honestly not think of anything to write about. I need help brainstorming ideas to fill this paper up with. Any questions or ideas are apreciated.


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Question on buying new insurance policy with previous insurance company?
Recently I was involved in a collision where the other driver was at fault and their insurance company paid out for my written off vehicle. Now I have 7 days to find another car before my courtesy car gets taken away, so after using money supermarket website the cheapest quote that came up is with my current insurance company. But the issue that makes me concerned is that I recently also go a renewal quote as my insurance is about to run out and the quote was ridicously HIGH but why it is so much cheaper if I go through the comparison website? so does this mean they will make me pay that high fee of I'm not joking 29,509.43 even though the other insurance company paid out and I was not at fault? On the website the quote is 1,454 for the year which is a bit more than what I paid last year but I don't mind but I'm just worried if I bought that online would they later ask me a different price that I must pay."


What is the best medical insurance in New York City?
What is the best medical insurance in New York City?


Insurance on a manual vs auto transmission?
I am 20 years old and I am getting a 1972 chevelle soon, (small block non-ss) and I was wondering if the manual transmission is more expensive (insurance wise) than its automatic counterpart. And if so, about how much more? I have no accidents/tickets, and I get a good student discount. I tried calling AIG, and they couldn't give me a definitive answer until I have an actual vin number for them. Thanks in advance for ANY help you could provide!"


"If health care costs continue to rise, insurance companies fear that?
A. they'll have to offer a greater variety of insurance policies. B. coverage for dependents under age 18 will decrease. C. government involvement will increase on both state and federal levels. D. consumers will be driven to competitors who can offer lower prices.


Minor car accident with no car insurance?
I was in a minor car accident last month and i was the one at fault. I was backing out of a parking space and a lady with her son who was driving pulled up behind and was going pretty fast. I left a minor dent in the front part of her car and a few scratches. She has been harrassing me since the day it happened and finally she contacted me and i agreeded to pay the cost of the damage because i didnt have insurance at the time. But then she sent me a sheet with the costs of the damages, 1,000 dollars!! I think it's way over priced and a lawyer doesnt want to do anything about it. She keeps calling and harrassing me and threatening me with the law. what can the law do? what can the judge do to me in court? will i go to jail?"


Where to get temporary Health insurance for US Expats having a short visit to the U.S.?
Hi, we are U.S. citizens whose permanent residence is outside the U.S. We have health insurance in the country we reside, but unfortunately that does not cover us outside of the country. We are having a short visit to the U.S. for less than one month and would like to get some basic health insurance for our family. So far, most travel insurance I have found does not cover for travel in a country you are a citizen of (so ironically, we so far have had no luck getting travel insurance for the U.S., since we are U.S. citizens.) Therefore we are in a bit of a quandary. A) we only need insurance for a month and B) we don't need much more than something that covers for emergent or emergency care (i.e. something relatively inexpensive.) Please advise if you have ideas or experience on where we can get insurance."


Can anyone suggest a cheap car insurance company?
I have used all the comparison sites, so please dont suggest them. If anyone knows of any other company for cheap car insurance please advise."


Should the landlord's insurance have to pay for the tenant to stay somewhere on a claim?
The claim is due to a tree on the property falling on the house. It could be considered the landlords negligence. Renters insurance is personal property and liability. Neither of which are in question. In this case the tenant is not at fault.


Car insurance claim but no MOT?
my partner had a crash today and it was totally the other persons fault as my parter was indicating to turn right and some idiot tried to overtake him on the right , hitting his side. the police said not probs its totally the other persons fault and we claim off his insurance not ours but when the police checked the car they discoved the mot ran out a month ago, my partner explained we though we had updated it and they were fine about , prob believed us as we had tax and insurance, they dont worry just tell your insurance about the crash. i know car insurance is not vaild but surely its okay if its only the other person paying out? car in the garage and does not seem to be any probs so far......do you think we will be ok, it really was a genuine over sight"


"Desperately need help/advice on Car Insurance - 18 years old, lives in Muskegon, Michigan?"
I am going to be getting a car soon from my mother, and I need to pay for the insurance on it..... and I don't know the first thing about car insurance. I am looking for by far the cheapest option, but one with decent to good coverage. I've heard there are certain companies that offer discounts if you meet certain requirements, so here are things that might make me qualify.... I think? 18 years old I've taken drivers training Part time job B+ Average Not dependent on parents Thanks in advance."


Car accident and no licence or insurance?
So i got into a car accident this morning on the way to school, and the lady driving the other car was pulling out of her drive way and i hit her while she was pulled out on to the road, reason being she lived on a corner kinda tucked away and as i turned i didnt see her and i hit her car.. the police took both our statements and lets us both go even thou i dont have insurance or a license What will my fine and punishments be?"


Finding Health Insurance Plans?
I'm 25 and will be off my parents plan at the end of the month and with a history of preexisting conditions, it's hard to find any one that will accept me. We've been looking and calling and going through a insurance broker and no one will take me. Is there any company or health insurance plan that is less strict on new customers? What do I do?"


Why is the monthly payment for a 10-year coverage for life insurance less than that of a 30-year?
I'm looking at the Gerber term-life insurance, if that makes any difference."


Are all cars expensive to insure for teens?
I'm 17 and my parents keep nagging me I can only drive a civic so I got a quote and it's 165 a month just because civic is one of the most stolen cars in America. So then I convinced them to let me get a integra but the insurance is same. Then I convinced them to let me buy a old beat down 1980's bmw e30 insurance classifies it a euro sports car so, same. I need a four seater car before august first! Help!"


Can a teenager carry their own auto insurance policy?..?
Can a teenager carry their own auto insurance policy?


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"Can I buy a car under my name, and put it under my parents insurance policy?"
Ive been looking into purchasing a new vehicle, Im 18 and fresh out of high school and my car is okay, but its just a money pit. I want to put the car under my name to get a better intrest rate, but i cant afford paying expensive insurance policy. So can i purchase the car in my name and put it under my parents insurance policy?"


Can I lie about my age to get a cheap rental car?
What car rental companies are cheap with young driver fee and renting?


What does it mean the insurance accept responsibility?
if the insurance accept responsibility for everything do i have to pay the lawyer..even though the insurance keeping asking him what is his fee.


Need help getting Health Insurance?
My friend is unemployed, broke and lives with her parents. She needs medical help for her ADHD. She desperatly wants to get help but doesnt know what to do to get health insurance. Are there any programs or facilities that can help her? Please dont say get a job because she is trying and the parents are not willing to assist. Any suggestions??"


Lower car insurance?
I was wondering where i could find a class to take driving lessons to lower my car insurance and if that is even possible??


"What kind of socialized health insurance does Israel offer its residents, and do we still pay for it?"
What kind of socialized health insurance does Israel offer its residents, and do we still pay for it?"


What a good auto insurance for a college student?
going to be my first insurance so i really wanna get a good n cheap insurance


Need to find homeowners insurance?
Have pit bull trying to find homeowners insurance that will allow me to keep my dog


How to get under someone else's insurance policy?
I'm 22 so my insurance is double the price of my dad's. I want to get on his policy or have him on mine so that my insurance can be cheaper. Does he have to be part owner of my car? Do we have to use the same company?


Whats the best car i can get for around 3000 to 3500? london?
im 18 so one cheap on insurance. I want a fast, reliable car."


Which motorcycle insurance is an better choice Geico or Allstate?
Which motorcycle insurance is an better choice Geico or Allstate?


How much is your car insurance?
Just wondering. Mine's coming to 700!!


Lienholder accidentally released lien and clear title but I sold the car?
released the lien and sent me the title, I stopped making payments and everything and didn't ask any questions, everything was fine on the dmv end and I ended up selling the vehicle and someone else has the title and car, 6 months has passed and now a repo agent knocked on my door and says he's been looking for the car, can they legally take the car back if its been sold? What can happen to me? It was their mistake"


Does the owner of a whole life insurance policy have to die prematurely for the policy to pay out?
Hi. I'm trying to learn more about how life insurance works...basically, I know nothing at this point. So, lets say the father in a family has a whole life insurance policy for like $2 million. What will his family receive if he dies prematurely? What would they receive if he died of natural causes when the children have grown up? Thank you!"


I give my dad my whole paycheck but he hasn't been paying my car insurance?
I am 22 yrs old and live at home with crazy, controlling parents. I work part time and go to school full time. I have no credit, etc etc so they make me live at home and go to school nearby. My job (which is with my mother) recently cut my hours down to part time, but I was lucky because they laid off many people. I get paid around $450 every 2 weeks. My parents are constantly crying about money and I closed out my bank account so as to give them my full check with the understanding that they would help pay my student loans and car insurance. I got into a car crash where I was rear ended and I was the driver, so I received no fault. One month later, I was rear ended AGAIN and again, no fault because I was not at fault for either accident. It came out that I HAVE NO CAR INSURANCE and that my dad was not paying for any insurance because I am not even listed as a driver! I also have no health or dental insurance! (He is a psychiatrist, a doctor, and makes decent money. My mother is a social worker) So now since I have been in 2 accidents and no insurance, my dad won't let me drive and either he or my mother drives me to both work and school. However, they pay for my brother to go away to college and his health insurance, phone bill, and car insurance without question. When I ask why they won't put the car in my name and give me insurance, they say it would be $4,000 a month, which I know is very far from the truth. They also say they are working on"" getting me car insurance"


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