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How much liability is needed for insurance?
I live in Canada and I have a $1,000,000 liability with ICBC insurance, but is it really necessary to have that much liability? Anyone got some good insight on this?"


Refused to pay car insurance claim what happens now?
My husband hit someone in his car while we were uninsured (I know I know I could kill him) We agree we are responsible and recieved the damage cost from the insurer. It is about $2800 more than we can pay in one hit. We offered a one off settlement of $1800 or $100 monthly installments until it is repaid. They said they would not even consider it unless we provided them with all our financial paperwork (loans credit cards payslips even child care costs) We werent comfortable sending this so said we would go to an independant financial counsellor. They refused this and said they would escalate the claim. What does this mean and what is likely to happen from here?


Are mercedes really expensive to own?
I might get a 2005 or 2006 or 2007 Mercedes for about 15 k or 16 k used with around 70 k miles on it. I know they don't get very good gas mileage and they are known for being expensive to repair... My dad wants a very safe car and I wouldn't mind driving a Mercedes for my first car. Money isn't a problem in this case but would this be a good car? I'm planning on going to med school so I can't have a very expensive maitinence bill


2000 Chevy Cavalier z24?
Do you guys think this is a good car? I'm looking for a first car, but I am planning to but a reasonable amount of money into the car. I'm buying body kits, and engine upgrades, and all those things for my car. I just want to know if people think that those cars are reliable for the most part. I have actually found a car that I am looking at, here are the specs: 2000 Chevy Cavalier z24 coupe 3000$ 124,000 Miles (The miles really don't bother me, seeing as I'm going to be rebuild the engine regardless of miles) Installed Features: Driver Air Bag Anti-Lock Brakes Air Conditioning Alloy Wheels Cruise Control CD Player Passenger Air Bag Rear Window Defroster AM/FM Stereo Cassette Power Door Locks Power Mirrors Power Windows Power Steering Sunroof/Moonroof Tilt Wheel The car has also been lowered, has a short shifter, and has a red interior(The dashboard and center council is all red) So what do you guys think about the car? Let me know! thanks to all who help."


Health Insurance for getting pregnant?
I am self-employed (in PA) so I can't get insurance through an employer. I'm not planning to get pregnant right now, maybe sometime this year."


"Will a lift kit make my insurance go up? If so, how can I avoid it?"
I want to put a lift kit on my truck and I'm pretty sure it will make the insurance rates climb, but how would they find out if you lifted it? Is there a way I can put it on myself and not have them find out about it?"


American life insurance? (torchmark) Need more information on it?
So I had an interview today at torchmark, I had to dress professionally and bring my resume. When I first went in, there was like 6 different people in there. They called us back one by one and then made us all sit in the same room and the regional manager did a presentation to all 6 of us. Told us about the company and stuff. They are hiring for managers because they are opening a new location soon. I didn't understand much about the salary but he said I could make 1,000 a week. He didn't specify about the salary whether it's hourly or commission... ? I would start out as a career agent, and then work my way up to management. Is this a scam? Or a pyramid scheme? Does anyone know of this corporation? Or have worked here? The regional manager only worked there for 11 months started out as a career agent and is now a regional manager. He said if we work there for a year, they'll pay us as if we worked there for 3, and he said if we work there for 3, they'll pay us as if we worked 10, and if we work 10, then they'll pay us for life. With residual income. IM CONFUSED CAN SOMEONE FILL ME IN? The requirements are also a laptop, schooling for insurance license, and money for backround checks. Cost would be like $160 plus I need to buy a laptop. Help!!??!!!???!????!???!!!!!"


Whats the cheapest insurance for tow trucks in Texas?
Whats the cheapest insurance for tow trucks in Texas?


Car Insurance question?
I am 17 years old, and I have a provisional license. I was wondering if it was legal to drive my parents car without me added to their policy. I live in New Jersey."


"What is the difference between the terms Face Value"" and ""Face Amount"" of a whole life insurance policy? Or are they the same?"""
I am studying for the life and health exam for my new job at State Farm and the online course that I am taking has a support team that takes 3 hours to respond to my questions. So if anyone who is currently licensed or has experience in the insurance industry, please help if you can. They keep changing the terms that they use and it is throwing me off."


How much does it typically cost to start a floor care business?
I work as a floor care guy at a couple different places. I do carpets and hard doors of all kind. People tell me I'm good at it, and I'm starting to even get side work offers from co-workers who've seen my work. How much is the start-up costs of such a business? Is it cheap to maintain once you get the business? Do you need licensing or insurance? I live in the state of Illinois if that helps."


"Car Insurance, and car choices for a new driver?"
I am 27 and just recently got my license. I know my insurance is going to be high regardless but I am looking into cars and was wondering what type of car would be cheaper for me to have insurance on? Should it be a 4 cylinder? Antilock brakes? A certain color? Alarm system? Are some cars higher than others? I would like to get either a honda civic or mitsubishi eclipse (my dream car). I'm just worried that the insurance is going to be through the roof. If those cars are going to be high, what kind of car would you reccommend?"


Which is best life insurance company?
I want to buy a policy oc life insurance Pl. gude me.


"Why do Republicans want to let Banks gamble with Federally Insured monies, that put US Taxpayers at risk of bailing out banks again?"
Republicans allegedly working on behalf of Citibank lobbyists added the removal of the measure which prohibits banks from using Federally insured money to play the derivative market. The law is almost word for word what Citibank lobbyists wrote. Why did Republicans put this in budget? They can still do this without this law as they have always done, just not with our taxpayers insured bank money. They have been showing huge profits since the bailouts why do they need Taxpayers backing? Why do Republicans want to put the whole country at risk of yet another bailout. Should we just break up banks like Citibank into smaller banks so they aren't too big to fail instead?"


What questions should I ask when shopping for Life Insurance?
I know the difference between term, whole, and universal policies, but what questions should I be asking to help determine which would be the best one for me?"


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"In the state of Texas,Do you have to have auto insurance?"
If you are in a car wreck which the other person is at fault,Can you still file a cliam on their insurance company and have phisical therapy paid and can paid for the damage for the car and get paid for pain and suffering? Even if the insurance was off for less than 24 hours"


How do you find old car insurance company's?..?
How do you find old car insurance company's?


Non listed driver auto insurance?
It should be noted, my local agent provided me with an ID card with her name on it and said she's now covered. I'm just concerned with what might happen when it goes to their main system for underwriting. Before she bought the car she drove it one time and someone hit her. The insurance company was notified I authorized her to use it and they processed the claim with no foul. She just recently took full-time possession of the vehicle and is driving it regularly."


Auto insurance rate question?
How much can your insurance rates go up after one accident


"Impossible to get car insurance, what should I do?"
I'm 18 soon and will be wanting to start driving but the cheapest quote i can get is 6000 etc on a 1.0 litre vauxhall corsa, There is no one i can get a policy with as my mum doesn't drive. is there any suggestions? only British people will understand this problem


Low Car insurance/Car alarm?
Im a student 21 years old Male and i know car insurance is going to be high. Can ne1 recommend a company that will give me a low rate and im interested in getting a car alarm.


Is car rental insurance necessary?
I'm just going to need the car for 3 days and the insurance is really expensive


Insurance for a first Motorcycle?
When I turn 17, I'm thinking of buying a Kawasaki KDX125. What would the insurance costs be like for a 17 year old? (In the UK) and can you recommend a similar bike?"


How can i get my insurance company (Infinity) fix my car ?
Hey i just got into a car crash last month and i've been calling my insurance company to come fix the car.. but all they'v been doin is taking pictures and asking questions about how i crashed.. and its been a month already and they haven't done nothing all they say is that they'r gona let me know whats gona happen later on, thats it... Any ideas ?"


Help! Affordable health insurance for healthy 2yr old in Florida?
Do you know of any good insurance? We're looking for one and it's confusing.


Will I be able to afford car insurance and college and gas on a waitresses salary?r?
my parents basically told me if I want a future I can pay for it myself. I just got a job as a hostess and I'm a junior in high school. my plan is to save all summer and half of senior year for a car, then start saving for community college. plus I have to pay for insurance and gas. will I have enough?"


What happens if you have no motorcycle insurance and someone hits you causing damage?
Okay, let me clarify the situation, I did not get into an accident, it just a thought. Everyone is telling me to get insurance, but it is not a requirement in Florida. I was just wondering, since I don't have insurance, and I am lets say, sitting at a stand still or they were to pull out in front of me, and I have it all on camera, GoPro, is there anything I can do? Take them to court? What are the specifics that can be done, or can't be done."


If you let your life insurance lapse does it have any value?
after paying into it for 30 yrs and stopped paying premiums is there any refund in order


File insurance claim help?
I was back up by the car in front of me and its their fault,need advice what to do next for repair if i go with my insurance i have to pay deductible,and if the other party i dont have to pay deductible,which should i go?about my vehicle damage is not that big just my front bumper can i go to shop do i want and how do i get pay pls help this is my first time,do i need to repair my vehicle?thinkng about not to"


Insurance or Laywers Office??
Insurance or laywer payout? Not sure what to do at this stage. Insurers are willing to compensate me for a fall. Am getting conflicting advice. Some say go to laywer for sure, insurance will rip me off. Others say don't go to laywer as they will take a chunk of your compensation and you may be left with far less than the insurance offer. In general which one do you think accept, laywer or insurer"


shelter insurance vinita oklahoma



When you have gap insurance and you pay your loan off do you get that gap insurance money back?
When you have gap insurance and you pay your loan off do you get that gap insurance money back?


"What are the best insurance deals,cars etc...for teenagers?"
What is the best deal for a 19 year old girl who has just passed her test please? She hasn't got a car yet, and only has a small budget for one. We need to know about what is the best way also to sort out insurance deals for a young first timer. Much appreciated."


Where can I get student health insurance?
I've always had health insurance with my jobs since I was 18. I am now 21 and I am going to be a full-time student and work only part time. Where can I get health insurance from? I've googled some, and I haven't found anything really. I know someone who went to www.ejsmith.com and got a plan for I think she said about $67 per month. I can't get on my parents plan, and I have searched my schools website all over and haven't found anything. I'm use to having really good health insurance, and when I left my insurance provider told me to continue coverage it would be over $350 per month. I don't want to be without health insurance, but I don't want to pay that much a month. I could pay up to $150 per month. I live in Texas, and I'm pretty healthy. I use to just use my insurance for birth control and I've had to pay around $300 once when I had to go to an urgent care center and they had to do several test. I tried to find a income based clinic and health departments, but the town I live in doesn't have them."


Health insurance .. serious answers only please?
Ok can't afford health insurance i go to school and work 7.40 a hour so i don't make much i have a car that takes me to college and work my college is so i don't have to keep living with a crap pay and can afford things my money now goes to my car 400 a month for payments 132 a month insurance if i get rid of it i have to keep making payments on it so don't tell me to get rid of it please or leave school cause if i do that ill have to pay off everything for the loans so don't tell me to do that. Im looking for insurance cause of my shoulder pain i need surgery on it. Anything cheaper then dirt will help. Im not a crack head who can get welfare cause i have a job. If you answer this question and are rude or bother me ill down you im looking for serious answers thanks


Cheap insurance?
my 20yo son has 6 points and no ncb its his 1st car can anyone tell me a insurance company who not charge him a fortune please...........


Getting Car Insurance for an American?
I'm trying to get car insurance for my wife who only recently passed her UK test. She has held a US license for many years (about 6 I think) and drove during that time with insurance and made no claims. However, it seems that some UK insurance companies don't recognise an American license or insurance history which is making the quotes extremely expensive. Up to 1500 for full comp on a basic family car (2003 Vauxhall Omega). Is anyone aware of any UK companies that would recognise her US license and quote accordingly for her driving history rather than treating her like a 17yr old? Thanks in advance."


"On average, how much does home owners insurance cost?"
I'm filling out somethings for a project for one of my classes. I do not at all need this number to be accurate, I am not going to go and speak with an insurance agent, I just need a number that is about what I would be paying forinsurance if I bought a house."


My car insurance premiums why are they so expensive?
low mileage driver 28 years old 5 years no claims 5 years held full license Car 1.2 Clio worth under 2K completed PASS plus after driving test I would think all the above would suggest low premium. But because my postcode is just inside Greater London, all my premium quotes seem to fall in 55-60 when in a previous town I was paying less than 40, This surely can't be fair or right can it? Can anybody suggest a good but cheap insurance company?"


Where can I find good life insurance leads?
I got my life insurance license several months ago and have yet to sell a single policy because I can't find any decent leads. I'm looking for exclusive leads. I don't want to share them with other agents.


Should I keep my insurance while lending my car?
I will be out of the country for 6 months and would like my friend to borrow my car. She is a licensed driver and stay at home mom. I called my insurance company and they said adding her to my policy would be no extra cost to me. However she told me that since she and her husband already own a car, it would just cost $20 for them to add the car to their insurance policy and I could just cancel my policy while I am out of country. But she is not on the title. So is she right? What should I do? Thanks!"


Insurance Question/Calculations?
Insurance Calculations Given a patients remaining deductible (Deductible), co-insurance responsibility percentage (CoInsurance), co-payment (CoPayment), and maximum out-of-pocket (OutOfPocketMax): 1)Use those parameters to write an equation to calculate the estimated patient cost for a $1,000 test. (You can use Excel notation if you want.) * 2)Using the same parameters, write the equation for the insurers expected payment, in the case of a $1,000 test. Calculate the patient's responsibility with the following parameters: 1) Deductible=$100, CoInsurance=15%, CoPayment=0, OutOfPocketMax=$1,000. A patient has a PPO plan with a $250 deductible with none of the deductible met. The plan has a co-insurance of 30% with no co-pay for lab services. 1)Solve for this patient's responsibility Thanks for the help!"


How much is renters insurance?
I've lived in several apartments, but none that required renter's insurance. I'm planning on living alone in a 1 bedroom apartment in the Tucker/Stone Mountain Georgia area and several apartments I've looked at say they require it. How much can I expect to pay (approximately) for renters insurance? What factors determine rates for renters insurance? Is renters insurance always monthly, or can you pay yearly or every 6 months? 10 points to the best answer! P.S. I've tried looking around online, but all the sites want an exact address where I'll be living and my social security number just for a quote. Just looking for the ballpark."


What's this 50 cash back with a car insurance quote all about?
I was quoted 370, clicked on 'buy now' and it said 420.....you get the 50 cash back, in a cheque, through the post after 120 days"


How much does car insurance usually cost?
I'm 19 now. When I wanna get my own car when i'm 20. I never had a car before. but my dad says he won't let me drive away his car without him sitting next to me. I hate that, so I want to buy a second hand car n I can be free to go anywhere, and hide it at my friend's place so my dad won't know it. so I guess I need to purchase somekind of insureance by myself, I don't want to be covered under my dad's insurance since I dont want him to know at all. any information or opinion will be helpful thx!!"


My wife is pregnant. we have no insurance. How much $$ to have the baby in US? (range)?
what is the cost of regular healthy pregnancy? We consider moving back to Seattle or Portland OR area (currently we live overseas). Is there someplace that is better for us to go to, for better care or lower cost? Can we buy health insurance of any kind that will cover some of the risks of pregnancy (such as baby is premature and requires hospital care)? Thanks so much for any assistance you can give with answering these questions!"


shelter insurance vinita oklahoma