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I totaled my car. No insurance. Still owe money to the bank! Want to refinance. Help!!!?
Ok here's the deal. I financed a car through a dealership (1st time buying a car) and got completely taken. I didn't understand the paperwork, and the person selling told me that the GAP insurance would take care of me if the car was totaled. What I failed to realize was I needed to have full coverage to have the GAP insurance!! I only have liability insurance. I totaled the car. I still owe $8000 to the bank. I've had the car for 8 months and the bank has never come after me to get full coverage insurance; I'm not sure why. I haven't told the bank that I totaled the car, and I'm trying to pay the loan off as quick I can. In the mean-time I've kept the liability insurance on it, so as not to alert the bank, but I would rather drop the insurance since it is just wasted money at this point. I also want to drop the GAP insurance and the extended warranty they sold me, but again I don't want to alert the bank that I don't have full coverage. Any advice appreciated!!!"
How much would insurance cost me on a v6 camaro?
I live in KC have a b average at school i did try to get quotes from insurance companies but it wasnt working out for me so i just want a general price that i would have to pay for it.
Has anyone heard of critical illness insurance?
Has anyone ever used or benefited from ctitical illness insurance through Great-West Life insurance? I am thinking of getting it, I am a health male 38 year old in Canada?"
"I'm 27 years old and single.Do i need a term life insurance? If so, what r the pros & cons of term life insura?"
I'm 27 years old and single.Do i need a term life insurance? If so, what r the pros & cons of term life insura?"
"I'm 18, just got my first car and looking for affordable car insurance?
- I live in New York - I can't go under on neither of my parents policy.
Why don't parking tickets affect your insurance?
I used to be amazed at the number of tickets other students used to get when I went to college. Sometimes I'd walk by a car that had been there for at least a day, given the number of tickets that decorated the windshield. From what I gather, parking tickets are not moving"" violations"
Questions about letter from insurance company?
I got a letter today from my insurance company who insures my homeowner's insurance - it said that they need to do an inspection of my home to see if I am maintaining it properly. I've been here since November 1999 and I've never gotten a letter like this before. But I was with another insurance company for several years - but I've been with this one for about 3 years I guess. if this were normal practice then why would I get a letter now and not every year? Is this normal insurance practice? This is the first time in my life that I've gotten one of these letters about a homeowners policy if it is not normal practice would this be because someone said something?
Which home insurance company should I choose?
I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. Anyone know the differences between the two and what's the web site for checking reputations and so forth about an insurance company from the states i've living in??
What is the average amperage of an apartment building's electrical box?
I don't know anything about this kind of stuff. I am trying to obtain tenant insurance, and I need to know what the amperage is for the electric box for the building. It is an 8 floor apartment and the landlord apparently doesn't know. It will be in Oakville Ontario, and I don't know when the place was built. Landlord said that there are 15 amp fuses. Even just a guesstimate would be greatly appreciated!!"
Auto insurance question -- Florida?
Auto insurance question -- Florida?
USAA home insurance cover water damage?
Maj Keven, if you were standing in front of me I'd give you the finger =) Wanted to say thanks to the advise given and hope offered by USAA. You were right they ROCK~ Today, they sent out a water restoration team, turns it's worse then what we imaged. It's in the walls, and our wood floors are shot~ The carpets will most likey be able to be saved? Looks like we'll have about $3-4 grand in damage. We have a 1,000 deductable btw. Anyway, again thanks to everyone but the A hole, must suck to be you ;) myserable OLD man."
California speeding and no proof of insurance ticket?
It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick"" and cited me for speeding and for ""no insurance"" and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can Ichallenge this?"""
Divorce and custody questions in California?
My soon to be ex husband and I have a 3 month old son. I know we can work out the custody agreement but if either of us get married again, can the step parent adopt the child as their own even though both biological parents have custody? Also if not, is there a way to give the step parents rights to the child like authorizing medical care, to be on the step parents insurance, ect..."
When should i buy car insurance?
I am going to buy a car on Tuesday. Is there a grace period during which i can drive the car without insurance until i get it, like 5 business days or something like that, or do i need insurance before i buy the car?? This is my first vehicle so i dont have an existing policy i can add this too."
Good cheap car insureance?
need help wiht insurance for my car my car is a little ford fiesta 1.3 cheap 2 insure i no but i have 6 points :( so im gettign qoutes of artound 4000pound to insure my fiesta and im jsut wodneriing there must insuracne companys out there hu specialize in this field if no any can u let me me cheeers
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Car insurance group table in the UK? please helppp :)?
Car insurance group table in the UK? please helppp :)?
How much is a car insurance ?
I'm 29 years old and thinking of taking lessons after I have saved up for a few months. Any ideas ? I want a cheap little car to start with but brand new
Can DMV revoke my license if I don't have a car or car insurance?
I called my insurance agent (btw I have non-owners insurance) to cancel my insurance policy and the agent told me that DMV could revoke my license if I do not have insurance. I talked to my mom about it and she told me that it was a lie, I also talked to my girlfriend about it and she says that she doesn't have insurance or isn't on her parents' policy and DMV hasn't done anything to her. I just want to reassure myself, or is it a better idea to call my local DMV office about it? Also, I am 18 and I don't have a car yet. The insurance agent told me that if I get a car and I am still with that policy I can add my car onto that policy without paying any down payment fee. I am hoping to get a car in 1-2 months, is it worth keeping the car insurance? I only wanted to cancel it since I do not have a car yet."
At death of a single person with no assets can the IRS ..get life insurance money left to a sister?
At death of a single person with no assets can the IRS get life insurance money left to a sister?
What is the best low cost pet insurance?
I just heard that you can get health insurance for your pet. I want to know if anyone has any feedback on the best low cost pet insurance.
How bad would my insurance rates be?
I have the money to buy a used 04 S2000 now, but my parents are paying for the insurance and I don't want to make them pay a lot. My father is 47 and wants to put the car under his name if I buy it. If it matters, I'm 18, straight A's in high school if (GPA matters), two years of driving experience, and I live in Indiana. Would the insurance rates for this car be a lot? If possible, does anybody have an estimate?"
How much average premium for health insurance....in U.S.?
I need some basic information for health insurance system in U.S. How much average primium for family of 4 people...full coverage...????????? Is there any U.S government insurance sytem for treatment to lower income people.....some people cant afford or does not have benefit from company..
Whats the best health insurance company for mental health visits?
Im looking for insurance for my sister. Shes 20 and we need to get her inurance asap. I need something that has the most mental health visits availabe (maybe unlimited) as she is what we believe to be anorexic and needs to see a therapist. Ive tried ehealthinsurance and a couple other websites but its of no use. Does anyone know which health insurance company offers the best coverage for this no matter the cost?
Will my car insurance go up if I take it off my parents?
if im turning 18-no tickets-no wrecks-license at 17?
Cheap car insurance?
where can i get cheap car insurance 4 a young driver on a fiat punto?? pleasssss(in the uk)
Can a car insurance company charge for adding a non-driver?
Edit: I used to have a license, but I had untreated sleep apnea, causing me to fall asleep when I drove, leading to several accidents. I chose to stop driving for safety's sake, but I never turned in my license, keeping it as ID (although i never renewed it when it expired). I found out much later that because I had paid some ticket but not some surcharge that went along with it, my license had actually been suspended. So I have no idea what my driving record really looks like now, but it may not be good."
Business insurance in san diego?
i need to get liability insurance and workers compensation for my insurance, i dont need big or expensive ones since i barely started my business and its small, any companies would be fine, thank you!"
Homeowners Insurance... Accidental Injury... Lawsuit?
Clarification based on prior response.. Yes my son moved into his girlfriends room in her mothers home about 6 months ago. My son is the one who discharged the gun it was in the room they share. From What the father (x spouse) told me today she (her mother/homeowner) filed with her homeowners insurance company. The victim is a student and also works at her family business which is a Gun Store. The father also told me today that his ex wife told him to stop paying the daughter so the claim would look better. The parents do not have medical insurance on her, so that is why they filed claim or contacted their insurance company I offered to draft a letter to the medical entities that are now/going to be involved (hospital, ambulance co, doctors) explaining it was an accident and that there is no medical insurance and asking if they will reduce charges to the lowest cash price possible and allow payments to be made. But I guess that is not the route they feel they want to go"
Car Insurance... help?
hey.. I have zen 2004 model, i pay insurance premium of 12k at bajaj allaince I want to lower the premium, can it be done to the same policy or should i take a diff policy, at maruthi service center they told they can get me insurance at National Insurance for a premium of 5k .... does the premium amount have any effect on claims ...plz explain one more thing if i make a claim in an insurance company and the after some time if i ask for cancellation of my policy .... will they charge anything .... is it better to abandon my old policy and switch to new company or ask for formal cancellation "
Cheap car insurance for new drivers??
does anybody know where i can get the cheapest car insurance for a Peugeot 106 1.1 im 17 and should pass my test by November, thanks."
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About how much does a car alarm save on auto insurance?
I know this depends but just give me a GUESS. or how about; use yourself as an example. How much do you save, or would you save, if you had a car alarm?"
"What is the most popular/best dental insurance PPO in south florida, St lucie county to be exact?
I'm looking for a good dental insurance plan. One that is not so expensive and preferably with no or <6m waiting period for basic dental such as fillings
In need of Medical Insurance?
I'm 18 and a Student and I dont have any medical Insurance is there a way to get I can apply for some aid I dont have a job, Live in California"
Which is worse on insurance costs or points a DUI or not haveing insurance?
My insurance company has on record that my husband had a DUI 2 years ago, but he didn't I got the paper work to show that it was a driving without insurance charge but I want to know which is worse to the insurance company."
Which would be cheaper- my university insurance or insurance from the exchanges (obamacare)?
The deadline to enroll in my university insurance is before September, but I don't know if I should wait until October to see what options from the exchanges there are? Also, are all the insurance programs from the exchanges required to cover pre-existing conditions?"
NEED cheap car insurance for 18 year old east london!?
i know -.- not cheap i ment something under 3,000...."
Whole Life Insurance?
Guardian Insurance Sells a Whole Life policy with Paid Up Additions (additional premium) which grows the cash value and the death benefit. Who should consider buying such a whole life policy?
Do you need insurance to take the Texas Driving Test?
I'm gearing up to take my drivers test, but I'm not sure whether I need insurance for it along with my VoE, Birth Certificate, ID, & SSN"
Is my car insurance in place.?
basically i applied for a car insurance and in the quote i put in a false licence held date as i only had my licence a month ago but i put in march 2012. They have taken the deposit of 300 already from my account so does that mean i got away with the lie about the licence held date and does that mean my insurance will be in place soon. I lied because i think insurance is cheaper if you have old licence. thanks
Are insurance premiums considered as capital for insurance premiums?
specifically for pension plans, are the premiums received here considered as capital by insurance companies? assuming they are the ones issuing these pension policies"
I'm an employer and I need assistance regarding Illinois Workers Comp Insurance?
I have owned my business for little over a year. I had to file a work comp claim last year for an injured employee. Now my insurance company is dropping me. I have called a number of insurance companies/brokers, no one wants to provide coverage. It is legally required for me to have it. What am I supposed to do at this point? Who can I call for assistance?"
Do I use my military ID as proof of insurance going to doctor/dentist?
Or do I get an insurance card? My husband is gone for a week or so, I'm not able to contact him, and I was just wondering. I haven't received an insurance card but then again I was thinking if my military ID is proof b/c on the back it says yes to medical? Please help me if you can. Thanks!"
Is this considered Expensive Health Insurance????
This is my firsft full time job with insurance out of college now. I was wondering if you thought it was expensive since I am new to this. It is 186 a month and I make 2200 a month. It does seem pretty good though, is this decent insurance?... No deductible. Doctors visits: 100% paid after a $30 dollar co-pay for physicians and $45 for a specialist 100% paid rehab services (phys. therapy, chiropractic visits) after 30 dollar co-pay, for a max of 60 visits a year 1 eye exam every 2 years, 100% paid after a 30 dollar co pay Dental: no deductible or co-pay, 100% paid for preventative services (exam, xrays, fluoride). 90% paid for basic services (filiings). The max they pay per year is 1,000"
Car insurance!!!! HELP?
Hi i have just rung up Diamond car insurance to find out the cost of getting some car insurance and paying monthly! they said i need to pay a deposite of 200 quid and then my monthly payments are 200 quid. In my first month do i pay both the deposite and the monthly payment or just the deposite!??????? xxxx
Why is Liberty Mutual twice as expensive as Progressive??
Esurance is not the cheapest!!!!! They quoted $900! I used to be with them for many years and they were fantastic. When I got into couple of accidents they didnt raise my rates and paid for repairs promptly. But went with Geico cause they were cheaper. Now Progressive is the cheapest! Never expected that cause they were always 4th cheapest.
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