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Why do we need health insurance?
People complain about not being able to afford health insurance, and people aslo complain that the health insurance they do have doesn't cover what they need it to cover. Doesn't it seem more like health insurance is the middle man that keeps the price of health related goods and services at such a rate that is unattainable by the majority of US citizens? Wouldn't the tens of thousands of doctors be forced to lower their rates to an affordible rate if health insurance, as a standard practice, was abolished?"


How is the health insurance subsidies calculated?
Just wondering how the affordable care insurance tax subsidies are calculated? Is it based on last years wages or estimated wages of the year you are applying for the health insurance. Let's say I made $100,000 last year and retired this year and applied for the affordable care insurance. Say my estimated taxable income for 2014 was $40,000 with family of four, can I get government subsidies?"


How to find out the insurance cost?
My fianc got into a car accident a few months ago and has not heard anything from the lady's insurance company. When he hit her (his fault) he gave her his contact and insurance information, but she never gave him any insurance information, not a name or phone number. He is trying to find out the cost of the damages done to her car but is unable to find out the information. No insurance company had called him, and he recently changed his number. How can we find out how to get a hold of this person he hit, find out if she ever submitted the claim to her insurance company, and how much money the damages cost?"


Lower insurance premium because of replaced roof?
I filed a claim last year for roof damage. After a typical fight with the insurance company, they replaced the my roof. As a result, my rates increased (Same concept as purchasing toilet paper and then getting punished when you use it - same concept!) Anyhow, my question is: Since I have a new roof, could that make me more eligible for a lower annual premium at another ins company even though the new roof was a result of a claim? Thanks for your assistance in advance."


What insurances will insure scooters?
I am planning on opening a scooter rental business very soon. I need to know how I can get these scooters insured. How much usually would it cost. Please let me knoe someone.. Thank You


Car insurance paper work?
so i got into a car accident, total loss. i am under my moms insurance but i am the owner of the car i called the insurance and everything. i dont want my mom to know i got into this car accident. i asked them to email me everything regarding the accident. is there any way that they would have to get in contact with her regarding this accident? do they have to tell her even tho im the owner of the car? i just dont want her to know because she will freak out on me. i want to resolve this issue by myself."


Is a Ford KA cheap to insure?
I am a new driver, just passed my test ( im 17 ) and thinkin to buy a ford ka as a first car. Is it cheap to insure tho? Around how much? Thanks"


Car Insurance - No claims bonus-?
As I understand it no claims bonuses can be retained for a maximum 2 years after expiration of last insurance. Its approaching two years since I owned a car and had insurance for it. My father added me to his own policy to be able to drive his car , does this mean I will be allowed to keep my no claims bonus when I eventually get my own car and insurance again ?? I dont want to lose my 8 years no claims. Many thanks in advance to all answerers :)"


Auto Insurance Question?
I am failing to see why you would need to know that information to give me an intelligent answer. It doesn't matter who lives in my home, but for the sake of argument, no my uncle does not live here. It is my husband, my parents and myself. What difference does it make. I was in his truck and he had an accident, I got hurt. The guy that answered with the PIP had an answer that I was looking for and guess what he didn't know that info that you asked for. Does that make him non-intelligent? No it doesn't. Guess what he is getting best answer to."


How much will it costs me to cancel my Car Insurance?
Hi guys, I pay monthly installments on my car insurance and renewed my policy on 2nd February. Anyhow to cut a long story short I've bought a house with my fiancee and I work in Leeds now, and figured that it's cheaper to buy a monthly ticket for the train than it is to drive there, so want to cancel my insurance asap. I rang my insurance firm and they didn't give me an exact cost, only an admin fee of 29.95 to cancel, but mentioned that it is carried out on a 'pro-rata' basis. What does this mean and how much roughly am I looking to pay? I pay 51.00 a month at the moment...I'm confused.com! Thanks guys!! D"


Legal or illegal life insurance policy?
My friend says it is legal and accepted to be able to take out a life insurance policy on an adult without their knowledge or signature and I say that it is not allowed.


What's the best way to get car insurance for a new driver?
I'm buying my first car soon, probably a Hyundai Accent, Toyota Yaris or possibly a Ford Focus. The vehicle will be used and I only have my G2 (since Dec. 2011). I'm over 25 and just want some advice as to what steps I should take to get affordable auto insurance. Should I go to a broker, contact the insurance agency directly or use a site like insurancehotline?"


How do I get a tracker and insurance on my car in GTA V?
I know that you can steal a random car and get insurance and a tracker and it's yours, but how do you get those?"


My girlfriends has insurance for her vehicle but if she drive my car will he be insured?
I just got a new car and i chose esurance for my provider and she has statefarm for her car. According to esurance every driver i add to my insurance with cost me $40 more a month. so my question is if she drive my car will she still be insured by her insurance or do i have to add her to mine?


Canadians-What's a good insurance company for motorcycles?
I live in Halifax, NS and looking for good insurance rates. Also, what type of insurance should I get? Full coverage? I would like to insure my soon-to-be 2000 Kawi Ninja 250. I've already put this up before, but I got a lot of answers for AMERICAN companies, I'm looking for Canadian. Thanks."


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Life insurance for diabetics?
My brother is a diabetic and in poor health. He is also in prison. Can I still get life insurance for him?


Do insurance companies insure a boat for its value or insure it for what you paid for it?
Do insurance companies insure a boat for its value or insure it for what you paid for it?


"Concerning car insurance, why would your credit score effect your premium?"
why on earth would your credit score have an effect on how much a person pays for car insurance? i was told by independant that my rate would be lower if i had had a more favorable"" credit history. theres not even anything wrong with my credit. what the hell is that all about "


How much is motorcyclw insurance?
Looking to get a motorcycle over a car they seem to be better more fuel efficient and cheap but can someone tell me what the insurance is like? I live in Somerset NJ I have motorcycle experience from dirt bike and ATV I get As and Bs as grades No Criminal Background Looking to get a low class sport bike or maybe a Kawasaki Ninja as they seem best if yourl can help or give an estimate thank


Insurance question on jeeps! help?
Im moving out in a month and a half and am very worried about insurance because i don't know if i can still be under my parents insurance if im not living with them. Questions: 1) Can i still be on my parents insurance if i move out? 2) looking to get a 90's jeep tj wrangler or sport. what one is better on insurance? 3) how much is insurance on a jeep? (wrangler and tj sport) ** im 16 years old in GW drivers training which lowers my insurance. im turing 17 soon my parents have not had any car accidents and i haven't either and don't plan on getting in an accident lol.**


2015 insurance? what's best for my family?
My kids medicaid recently got cancelled because my husband makes too much money. He is offered Blue cross blue shield through his work and we were considering getting that insurance, but how will it change in 2015? Will it be too expensive to pay for each month? Would Obama care be better? How do you even sign up for that? My kids need insurance immediately and I'm freaking out. I do not understand Obama care in the slightest. Please help!"


Do I gotta be on my mom insurance?
Do I gotta be on my mom insurance to get my licence... I'm 17


Is this true about car insurance?
I know that when you're 25, your car insurance is usually lowered. Today someone told me if you're under 25 but over 18 and have a child, your insurance is the same as someone over 25. Is that true?"


Cars cheap to insure for new drivers?
Hi, ive just passed my driving test and im looking for a little car to get me mainly to and from my boyfriends, to work and to uni. i only need a 1L, something small and nippy but also quite cheap to insure. i know it will still be quite high insurance with me being a new driver, im 21. any ideas? ive been looking at fiat puntos and clios etc, but im not very clued up about cars or what ones would be classed as 'new driver cars' thanks in advance for any answers :)"


DHL wants 2550 euro insurance fee?!!!?
Anyone who works at DHL express please help!!! so i bought something and the guy wants to send it by DHL, he says DHL asks for 2550 euros for insurance, and it's refundable so ill get the package at doorsteps along with the money. BTW i live in China. Is this true? Cause i feel like this is a scam. Help!!!he says i have to sent the money today!"


Someone rear ended me but I don't have insurace?
While I was at a stop, someone hit me from behind. The lady admitted it was her fault but since the damages were merely scratches, I said that we can just settle it under the table. She seemed relived since she said that her car was new. The reason why I wanted to settle it was also because I was driving my uncle's car and I dont have insurance. I've contacted her multiple times but she keeps stalling. The damages cost $250 to repair so I want her to pay for the damages she caused. I left her a voicemail saying that if we dont settle this soon, I will report it to insurance. If I dont have insurance, would that affect anything. What are the consequences for me?"


"What does owning a car outright"" mean?"""
Doing a project for school about auto insurance and am being asked what my options for auto insurance and coverage are if I own my car outright""."""


People who cant afford health insurance are quacks?
People who cant afford health insurance are quacks?


HELP!!!! CAR INSURANCE?
If you studied car insurance quotes previously you will know that a Q.B.P. accurate quote takes this many minutes?


Does statefarm cover windshield damage? I have full coverage?
Does statefarm cover windshield damage? I have full coverage?


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Good question about financed car and insurance.?
I have the option to the the changes myself online my concern is about my financing institute knowing about the changes in insurance


Should I buy a new car on interest free with free insurance or a second-hand car?
I have not owned a car in the UK, so have only had a full UK driver's licence for 4 years, although have driven in NZ for 14 years. Therefore, my insurance quotes have been in the region of 2 K. Was thinking of getting a new car to circumvent the hassle of looking for a second hand car and also to bring down my insurance the following year. Monthly repayments on a new car would be 200 on a 10 K car, or 3500 upfront for a second-hand car. Can someone give me a proper financial assessment and also the pros and cons of a second-hand and new car? Cheers!"


"Best home insurance in pam harbor, fl?"
Best home insurance in pam harbor, fl?"


"Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?"
Are there any good insurance companies who dont take part in comparison websites like confused, gocompare etc?"


"What percentage of your net income should you spend on all your bills including mortgage, car, insurance, etc."
Live in New York, just about to buy a house and am wondering what other people are spending on all their bills as compared to their salary. I'm figuring about 55%-60% of my net income will go towards all my bills once I buy this home. That seems crazy to me but just figured I'd get a consensus from other people. Thanx."


Any ideas how i could get my car insurance quotes lower? 18 year old female driver?
Any ideas how i could get my car insurance quotes lower? 18 year old female driver?


Need advice on Whole Life Insurance Policy!?
Just to make a long story short: I have had a life insurance policy since I was 22. I put in $1200/year. I am now 26. I was talked into getting this policy from someone who I respected but does not now, knowing they did not have my best interests in mind. I do not need life insurance at this moment, although I know there will be a need further down the line when I might have a greater chance of being uninsureable and the premiums will be higher. However, I am rated as preferred so I dont know if that will hold true. Should I surrender this policy? If I do I will have a check for $1331- basically I would lose out in $3469- BUT it might be better to lose that money now than to keep contributing $1200/year while the cash value grows very SLOW and my death benefit is only $176,000 anyways, which is NOT enough anyways... Any advice would be helpful. If I do surrender the policy I plan on opening a ROTH IRA and funding it with $200/month- the 100 from the ins. and 100 more of my money."


Co op young drivers insurance (Smart box)?
Do co op young drivers insurance insure Cat C cars that have been repaired with vic certificate and log book? i called them twice and one person says they do but the other person said they don't so im confused on weather to buy the car or not? Thanks


Whats the cheapest car insurance?
Whats the cheapest car insurance?


When should I sell my car to move to California?
I am moving from Kansas to Los Angeles,California this coming August/September for school and my car requires a lot of money so I want to get rid of it before I go.. $200 month on the payment $80 for insurance $120 month on gas and not including any maintenance that has to be done so with all that being said it seems like a good idea to sell it and save my money after moving to just purchase a cheaper car outright if need be. Does this seem like a good idea and if so when should i start listing my car for sale? It's a 2006 Saturn Ion and by the time I am ready to sell I'll owe about $4,500-5,000. Any answers from someone who has been in the same situation or who can provide ADVICE would be helpful, I don't need to hear any answers about staying in Kansas because that isn't related to the question. Thank you!"


Can you have a car on your apartment complex without insurance and tags?
I currently have my drivers permit and I'm trying to get my drivers license currently. I am planning on taking the road test in the next month or so. But I cam across a car at a decent deal and would like to buy it. I would be paying cash for it. It would be ideal to get it now so I have it when I get my license and would be able to get the car that is a decent price. I need to know if I can have it on apartment complex without needing it insured or tagged? I already read that I can purchase it without a license so now I am trying to find out if I can have it on my apartment complex without the tags and insurance! Any help would be appreciated!


Does it cost anything to switch the car thats on insurance?
I have a car onmy insurance and i just got a new car does it cost anything to switch the actual car thats on the insurance? like just to take the one off thats on now and put the new one on but keep everything else the same?


Car insurance cancelled?
I had my car insurance cancelled, which has been cancelled due to another policy been cancelled in the household, these are two separate policies with the same insurance company but because another family member was cancelled my policy was automatically cancelled. I feel that i have not done anything wrong and everything i declared was correct and truthful, I want know would this effect my insurance in the future and should i declare this next time i get insurance?"


"I want to cash in"" my whole life policy. $800 cash value and 6500 pd up insurance. Do i get both of these?"""
I want to cash in"" my whole life policy. $800 cash value and 6500 pd up insurance. Do i get both of these?"""


"Im paying $1,000 every 6months for my car insurance, and im 19 years old.?"
Does anybody know of any cheap insurance companies that I can get a quote from? I really REALLY need to find a different company, because I cant afford that much. Please help! (I live in California if that helps)"


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