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oregon insurance bulletin 2012-1


   








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What auto insurance company take people with only permit?
I know the rules that I can't drive alone unless I have a person with valid license and 3+ years driving experience. All I'm asking is just the auto insurance company names. And YES, I DID try to google. Otherwise I wouldn't be here asking for help. Just trying to find answers see if anyone knows. Thanks again."


Anyone know how to get mental health treatment with no insurance in California?
I have depression, anxiety ADHD and I think bipolar disorder. I dont have insurance except urgent care visits. I make a little less than $300 a week. I feel so down these days and really need some help. Even though everything in my life is going well I still have these issues. Any ideas?"


Forced place insurance?
Does forced place insurance cover slip and falls, should someone file a claim that they fell on your property?"


Was it wise for me to cancel my car insurance?
I had gotten into an accident. ICBC says it's 100% my fault, and I did just file an injury claim for myself and my family members that were in the car with me. I don't think my car is drivable, but if it is, then it's not worth fixing because I don't have collision and it would cost more to fix than how much I had bought it for. What I did yesterday, was cancelled my car insurance. But I was just talking to someone who told me that it wasn't a good idea to do that. And now I'm doubting myself. Will this be held against me? The person in the other car claimed injury and her car is also damaged. Did I just dig a deeper hole for myself?"


Car insurance so cheap........?
21st century insurance (previously aig insurance) is giving me a basic coverage for 6 month car insr quote for 280 dollars. even i had 4 speeding in the past 5 years...still is the above low rate possible


Is Travel Insurance Mandatory for Travel to USA?
My parents are travelling to USA in feb, 2008. I just want to know whether travel insurance is mandatory for international travellers coming to USA on family visits? If yes, may i have some insurance plans from reputable companies (at lower cost) which have good customer reviews? I heard that Travelers Liberty"" plan is quite cheap and good for short trip"


Best health insurance company?
Can someone recommend a health insurance company in CA that has affordable rates? Recently lost my job and need insurance for me and my family.


If the insurance is group 6 then how much ROUGHLY would the insurance be for a 17 year old?
the car is the rover streetwise so it's pretty new with good safety features.


What is state financed insurance in Florida?
i am looking for treatment centers for my son in Florida and i am in Virginia and when i read insurance info every one of them takes state financed insurance? what is this?


What kind of insurance do you have to have on a car that your still paying on ?
will the car company let you get cheap insurance?


What would the insurance on a 2000 corvette be?
What would the average state farm insurance for a 2000 corvette be for a 15 year old. No comments about not getting a 15 year old the car, just answers to the insurance question."


Cheap health insurance?
My health insurance at work is too expensive. Where can I find a low cost health insurance plan?


"Is the Pontiac G6 GTP considered a sports car"" as far as insurance companies are concerned?"""
In other words, is the insurance more expensive than just a Pontiac G6?"


Looking for a good health insurance?
I am 23 and my husband is 25, we are in great health, and are looking for health insurance. I want an affordable plan, but also one which is widely accepted. I know insurance isn't exactly affordable, but I hope you all can go along with what I am saying. Thanks"


Would insurance be higher on suv/truck or car/sedan?
why is it higher on suv?


oregon insurance bulletin 2012-1



How much does it typically cost to start a floor care business?
I work as a floor care guy at a couple different places. I do carpets and hard doors of all kind. People tell me I'm good at it, and I'm starting to even get side work offers from co-workers who've seen my work. How much is the start-up costs of such a business? Is it cheap to maintain once you get the business? Do you need licensing or insurance? I live in the state of Illinois if that helps."


How much should I expect to pay in Homeowners Insurance?
The area code is 15644 in Pennsylvania


I got in a car accident and the guy refused to give me his insurance after I gave him mine is this legal?
I got into a minor accident today a car was stopped at a stop sign and was turning right and once it turned it slammed on its breaks. I hit the back of his car there was no damage to my car but a little black skid mark it looked like and I was able to wipe it off. The other car had the same thing no scratches or scarping of the paint. I gave him my insurance and id information he took a picture of it with his phone. He wanted to call the police but didn't I asked to get his information two times and after the third he said to just forget about it he had a bad day. I still asked for his information because he had mine and he said I will just delete it and he showed me he deleted it. He left but I still feel like this can come back to haunt me. Can someone file an insurance claim when the did not call the police and isn't it illegal to leave the accident without him giving me his insurance and information? Is there anyway this can come back to haunt me I have heard many horror stories and I don't want that to be me.


Will my auto insurance company check my husband's credit and driving record if I add him to my policy?
I have been married for 4 years. My husband bought his car with his parents and has been covered under their insurance all this time. The car has been now paid off and he needs to go off of his parents' policy. I called my auto insurance company to add him to my policy. She took down his ssn, driver's lic no and car info and told me what it would cost. Here's the catch: my husband has a DUI. So she just told me what it would be pending anything major. My renewal just passed so my question is: will my insurance company DEFINITELY do a background check before adding my husband?"


Damage to patio doors covered by home insurance?
Damage to patio doors covered by home insurance?


Choosing a good car which has cheap insurance---I live in CANADA?
Car choosing help--I LIVE IN CANADA.? I need help choosing a car that is going to be low insurance for me. I'm 22/female/college grad/part time worker/full insuranceG""/ Went to driving school. Thanks in advance."""


Can anyone recommend a reputable company with affordable pet insurance?
I have two dogs and my boyfriend has a dog and two cats. If something major comes along it breaks the bank. I am looking for a company that offers affordable and flexible pet insurance but how do you find that? I mean its pet insurance, its not like State Farm offers it."


Im 18 how much would insurance be on a 2006 330 i bmw?
Buying it


Insurance for a rental car?
Is your own insurance enough to cover a rental car or should you purchase the supplemental insurance offered by car rental companies?


Health Insurance?
What is the best affordable health insurance for a low income middle age woman in Southern CA?


What insurance group is a peugot 806 psv in?
What insurance group is a peugot 806 psv in?


What language to use when arguing an Auto Insurance ..appraisal verse actual cost?
What language to use when arguing an Auto Insurance appraisal verse actual cost?


Do I really have to pay more or change my car insurance because I drive a child?
I don't have kids but I recently got a job babysitting and the mom wants me to take the child places from time to time. I talked to my parents about it and they said I would have to pay a couple hundred dollars to be able to take her places. I looked on the companies website and I couldn't find anything about an additional fee for carrying children. Are my parents lying to me to discourage me from taking the job or is this a real thing?


Do i need professional liability insurance for each of my 2 jobs?
I work 2 healthcare jobs, both per diem/prn/as needed, (so they are not part time or full time). I have signed up for liability insurance for 1. The other job didn't have an application for it during the employment process. Do I need to find my own liability insurance so that I have 1 for each job?"


Car/Motorcycle Insurance and address question.?
I live in PA I Just moved out 5 months ago and i never changed my drivers license to the new address. Mainly because my dad payed for my next 6 months of my car insurance and it still says i live at home. Im going to buy a motorcycle soon and i know if i get the title in my name all the info will be mailed to my parents address because thats the address on my DL. My dad doesnt care if i get one but my mom does. I dont really want it mailed there but i dont think theres nothing i can do about that, can I? Say it gets mailed there when i go get insurance on it will i have to say the bike is parked at my parents house or my new address I know in the state of PA once you move out you have 15 days to change the address on your driver license. i did not change it. by me not doing this will it affect me getting insurance on my motorcycle? and if i do change it will it affect my car insurance cause its on my parents but i dont live there"


oregon insurance bulletin 2012-1



Do you have to have insurance to drive a car if you dont own one?
My friend has been stopped by the police for driving an uninsured car. He borrowed the car from his friend while his friend was away, and his friend is an uninsured driver, my friend did not realise he was driving an uninsured vehicle as he believed his friend had insurance. He does not own a car, do you have to have insurance to drive a car and the police are telling him he has to go to court and pay fines,-is this right?"


How much would this health insurance plan normally cost?
Just curious t see how much my employer puts in for my health insurance,a rough estimate. I am 23 female, non smoker healthy. I pay 108 a month out of my check for my BC/BS PPO health insurance plan Deductible is 1,000 No lifetime max 20 dollar copay for doctor and 40 for specialist. 100 copay for ER If I were to buy this on my own how much would something like this cost in IL?"


How can I get lower insurance for a motorcycle?
Right Now I use Geico for my automobile insurance, and since I driving a 06 Mercedes that is pretty pricey as it is. I was thinking that I can go with a different insurance provider if I get the motorcycle, is this possible or do I have to use one insurance provider for my both my car and possibly future bike. As for selecting no liability for the insurance, that is out of the question considering the high rate of accidents motorcycles have. I did get a quote with no liability and it was only 50 bucks a month lol"


Is driving a motorcyle dangerous? and will it raise my insurance prices?
is a motorcycle more dangerous than a car what are the pros and cons. i am considering it for the good gas millage i am 18 yrs old (clean record) -- will it increase my insurance costs


Got caught with fake car insurance? but i'm not even the one driving the car?
There was this guy I was dating, I ended things with him. While I was dating him he brought a car. He asked me to put the car under my name since he doesn't even have a G1. He lost all his papers including birth certificate so he is waiting to get them back through mail, then he will proceed to get his license. Anyways I only have a G1 but that was good enough to get plates for the car, but insurance was lacking. I agreed to put the car under my name because I thought it would be a good way to practice my driving skills to get my G2. I was looking for car insurance online, calling a couple. Turns out the guy I was dating (lets call him Carlos) got a hook up for car insurance and already put it under my name. This whole time I thought the insurance was real, he showed me the slip and it looked legit, I asked if it was real but he never gave me a real answer back. I did not know anything about cars, insurance, or the process of actually getting insurance so I question no more. Everything was fine, I drove the car at my parking lot and not too far from where I live to get some practice (Even tho I only had G1) but it was him that uses the car every day. It came to the point I don't even practice anymore and it was just him driving it. He had a few parking tickets and recently got passing a red light ticket, he paid for all the parking tickets and was about to pay for the red light one (he only paid all these because he did not want to damage my name) until he got arrested one night. Apparently he was driving with his friends, until a cop told them to pull over, Carlos friend said to drive away but Carlos said no that he was going to pull over. Carlos's friend then got out from the car and started running so the cop went to chase him (I don't know why he ran out). Carlos then drove away and parked the car at a random spot and left by subway. He called me saying he needs my copy of the key since he lost his keys during that moment, to go get the car back. I gave him the copy and we parted ways. I was mad when he told me the situation. I received a call later from carlos's sister saying cops came to her place asking where Carlos was, she said she did not know, and even said he lived with me, even though that was not true (I live only with my mother). Cops came to my house but I was not home, they talked to my mom, questioning if anyone else lived with us. They came because the car plates provided my address. They told her I was also in trouble because of the fake insurance and it was under my name. The cops talked to me through the phone that night. They eventually found Carlos and arrested him. Now with this situation, I am not going to pay $5000, I am taking it to court. This guy used my name and i thought the car insurance was real this whole time, I was pretty stupid. I told Carlos many times that I was going to take the name out of the car, but he took the papers (no photocopies) so I don't know if i can just go to the ministry without any papers to get my name removed. Carlos is the type to take all the blame for my sake, he'll do anything for me but i'm fed up. I work 6 times a week, Still going to college but currently taking a break and never had a criminal record, I am low in money since I been wasting it on my online course. Carlos has a history with the police tho. What should I say to the court, any advice what I should do?"


Does a classic muscle car cost more to drive?
Would a 67 mustang cost more to own? Like does it burn more gas? And is it harder to drive than normal cars? I don't want to get a modern cars, I feel like they're faceless boring machines that all look the same. I want a car that will be fun to actually drive and be seen in. Would it also cost a lot of drive around a mustang for like the whole day, every day?"


What is the difference between ordinary life insurance and term insurance?
I heard about term insurance"" whose meaning is not clear to me. Can anybody please explain what is the difference between ordinary life insurance (like those offered by LIC) and a term insurance? What are the advantages and disadvantages of the two?"""


Can't request money back on whole life policy through Shenandoah Life Insurance Co.?
We sat down tonight with my mother about her estate and we are (and she is ) concerned about not being able to cash in her whole life insurance policies through Shenandoah Life Insurance Co. She has paid the full max. amount that was to be in their, but now she would like to cash her policies out and they said that they won't let her do that. Our question is, are they able to say that to her, that they can't cash out her whole life insurance policies and cancel the accounts through Shenandoah? She did receive a letter in the mail a few months ago saying that they were in receivership""? and I did just look at their web site and found the following info. too... (A moratorium placed on the payment of claims and benefits"


What is the average cost for liability insurance in Ohio?..?
What is the average cost for liability insurance in Ohio?


Paying to transfer insurance?
I brought a car a few years ago and I'm still not sure how state farm insurance works. Do you have to pay to have your insurance transfer over? I'm under my mothers policy still and our bill is combined. Can someone please help me? I'm buying a new car tomorrow and want to be prepared before. Thank you Only reason I'm asking is because when I first brought a car earlier this year state farm wanted 350 bucks on the spot while I was at the dealer ship. I don't want that to happen again. 28 minutes ago


"What is the typical cost of a $2m life insurance policy term, premium non-nicotine user?
No I am not into eating chocolate glass cookies either.


How much should i pay for old car insurance?
how much the cheapest insurance for old car? i have a used honda.


Who's fault is the accident?
If Im trying to back into a car space and some one pulls behind me and I hit them who's fault is the accident


Auto insurance plz help!?
i have a 2005 ford mustang and im 17yrs old. i have had a couple of speeding tickets and etc. is there any place in arkansas were i can find cheap insurance thanks.


Is my insurance going to pay? california?
I have a car thats fully covered by Murcury. I lent my car to my boyfriend (not knowing he didnt have a current DL), he was picking something up for me and coming home when he got into an accident. He was found to be at fault and it involved 3 other cars. I am freaking out because we do not have the extra cash to pay out of pocket. will my insurance pay? I know my deductable will go up and so will my rate. I am not worried about that right now. I just want to know if he will be covered because he(even though he has no DL) was driving my fully covered car. CALIFORNIA ONLY"


oregon insurance bulletin 2012-1