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Can somebody explain what term insurance means?
if you get term insurance for 10 years, can you get your money after 10 yearrs even if you didn't diie?"


How can I check what is affecting my car insurance prices?
Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so."


How much would insurance be on a 99;-00' mustang gt for a 17 year old?
I'm buying my first car and i'm determined to get a mustang...i'm truly working my butt off to buy it. and i was just wondering how much insurance would be on it. the car would be added to my parents policy under one of there name's, but i would be driving it. so i was just wondering how much a month i'd be looking at paying. Additional details: -eagle scout -A B student - no wrecks, tickets, anything thanks for the help!"


OK here is one. I have a 2002 Dodge Neon 4 door. I need the cheapest insurance I can get. Where can I go?
I use it for work. It has never had insurance because I just got the job, So, I wasn't driving it. I used my sons truck instead. But, now I need insurance for my job. I need it fast and I need it as cheap as I can get it. Does anyone have any ideas on where to go? Please. And serious answers only. I need it by Monday."


Should i sue my auto insurance company?
On the morning of Sept 14, 2011 my sister woke me up at home asking me where my car was. I went outside to discover my vehicle was gone. So I call the police to come and take a report but of course there wasn't enough officers on duty to send one out so I wake up my brother to get a ride to the station. Keep in mind this is between 2:30-5:00am and the last time I actually saw my car was Sept 13, 2011 at approx 11pm. I arrive at the police station where I make a report, they take down all the info and send me home with the report. Approx 1 hour later they call me and say my vehicle was recovered in a nearby city and they gave me the number to that police station. So I hurry to call them but of course they were closed until 8am. At 8am I call them they said bring my ID and insurance info to recover the vehicle. I go down there and ask questions but they told me they weren't allowed to disclose any information about who, what, were, or when the incident occurred because of confidentiality. They told me I would have to pay the towing and storage fee to recover my car from the impound. So I left and went to the impound paid $218.00 to discover that my vehicle had been totaled. So I had it towed to my house where I called the insurance company to report this. After I reported this incident they took a recorded statement and gave me a claim number. I waited for 2days for my adjuster to call me back and he never did. about 2 weeks later my adjuster calls and leaves me a message saying he needed another recorded statement and to call him back. I call back and got his voice mail. I spoke to one of his colleagues and they said they would send him and his manager a memo to call me back..well that never happened. 1 week after that I get a packet in the mail asking for my cell phone records, keys to the vehicle, and a notarized affidavit. I sent these things back and then a detective from the insurance company calls me and said there were red flags and he needed to get a video recorded statement. I agreed and went to give the statement. A few days later a detective from the police department where my car was recovered from calls me and tells me that my youngest son's father was with some friends at a nightclub were a drive-by shooting occurred and my son's father wasn't shot but the young man he was with was and as a result of them trying to escape the scene my car was crashed. As they arrived to the scene and asked questions about what happened my son's father would not admit he was driving the vehicle, and because they didn't actually see him driving or pull him over they could not prosecute. The detective asked me did I know anything about this incident and I replied hell no! The night of the incident my son's father had came to my house around 3am but never mentioned anything of course because he knows I would have tried to kill him. He also knows I would have been pissed because I never let him drive my car for the 3 years that I have known him, he has never had a license. She ask me was it ok to list him as a suspect and I told her Yes! I let her know that he did not have permission to drive my car under any circumstances. The very next day the detective from the insurance company called me and ask me what was my son's father name and what where the numbers that where called on my cell phone records. He asked why did he call me at 2:54am, I explained he wanted to let me know he was on his way over which wasn't out of the ordinary for him to do. So then the detective tells me my story stinks and I need to withdraw my claim because on my interview I didn't disclose that my boyfriend had come to my house. I told him why did I need to disclose who was sleeping in my bed if it had nothing to do with my car. I mean we know now he had something to do with it but I didn't know then. He told me the police detective also had the keys to my car which was a lie. It clearly states on the impound record that they had no keys. Not to mention the car has broken locks and loose wires I guess he didn't read that part of the report. He also told me I was trying to cover for my son's dad to get the car covered. I told him he could arrest him for GTA for all I care. My car was stolen and no matter who stole it I'm the victim and of course I want my car covered. He then said he was denying the claim and sending the case to the Department of Insurance to see if fraud was committed. Im beyond frustrated because I have nothing to do with what my son's dad did. Should I sue?"


Cheap car insurance I mean cheap?
Just passed my test and found insurance is massive, I need some kinda voucher or something to get to insure my car. Any ideas. UK ONLY"


Trying to find cheap car insurance for myself and daughter (she has a provisional licence) any recommendation?
small Matiz. 7years Ncd


Whats the best and affordable health plan to get?
I have never gotten health insurance my whole life and for once in my life I am getting it for myself. I want to go see a dermatologist, and its way too expensive to pay out of pocket, whats a good and affordable health plan should I get? Got any suggestion to where I can go and get some help? Anything will be great, thanks!!!!"


Is accutane usually covered by insurance?
i have blue cross blue shield insurance if that helps.


18 year-old female in Florida (Manatee/Sarasota area) looking for car insurance.?
I am looking for inexpensive car insurance for a 2007 Scion tC. I have had no tickets nor accidents in the two years that I have had my license. Oh and I will be 19 in two months. Any help will be appreciated.


Cheap car insurances?
i'm a 21 year old college student driving a 2005 make car- i need a reasonable insurance company any suggestions.. any incentives for being a female and being on the deans list in college?


Insurance for a Range Rover Sport?
I'm turning 16 in about two years, and i was thinking about getting a 2010-2012 RR Sport Supercharged. I was wondering how much it would cost for me to get insured. Do you have a range of what it would be around? My parents are already letting me practice driving and stuff. The car would be around $30,000-$45,000. My family is in the upper-middle class. So we're not all that rich. I will be working by that time and paying the car off."


"Was to help make health care plan was to help make health care more affordable, what happened?
It does not seem it is going in that direction; it seems like more of a insurance sale for insurance company.


Just a minor speed ticket affect my insurance?
In Ontario, Canada: I got a speeding ticket for going 10 over the limit (60km/h in 50 zone), is it considered as a minor traffic violation according to insurance?"


"Question out of curiosity: So if you have a non traffic violation, can that affect your insurance rate?
So say a cop writes you a ticket for mooning or littering... does that affect your car insurance?


insurance agents williston north dakota



Cost of insurance for BMW M3 for a teen?
My friend offered me his old BMW M3 for sale. It is a 2000 and 6cyl. I have always dreamt of getting a BMW. I am 18 and live in Iowa. I have good grades and a completely clean driving record. I have a decent sized budget but I was wondering what insurance would cost for it? Would it be possible to lower the cost by putting it under my parents names? It does have a salvage title for a tiny little fender bender. The body has been completely repaired, would this lower the cost of insurance? Obviously any M3 is going to be more expensive.. So what other BMW would be cheap on insurance? How are 3-series is comparison to m3's. Any year close to 2000 preferably. I am just searching and checikng my options. I dont want anyone telling me that i shouldnt buy a BMW. I am not set on it, just a simple question out of curiousity. Any average estimates you guys can give me would be nice. Thanks"


Why is important to have insurance ? What are 3 ways a student can lower his/her car insurance ?
Why is important to have insurance ? What are 3 ways a student can lower his/her car insurance ?


"My autoinsuranceistoo expensive, What should I do?"
My auto insurance is too expensive, What should I do?"


Insured car hit an uninsured car?
The next day that guy sent me estimate for $900+ which includes replacement of bumper and new paint for the bumper. That guy asked me if I want to pay him directly without go through insurance. For other conversation we had over the phone, I think he doesn't have insurance (I asked him twice but he always has excuses)."


Car insurance accepting no claims when not been on a policy for 2 years?
I need car insurance with a company who will accept my 9 years no claims from 2 years ago, does anybody know any companies who accept this??? thanks"


Am I obligated to keep homeowners insurance?
I filed a theft claim earlier this year. Now my insurance company is telling me that they will not continue my coverage due to the claim. Im going to other insurance companies and gettting quotes, but they are stating that due to the claim, they will not cover me either. So my question is if my finance company will obligate me to find coverage on my home. (1st time homebuyer)"


Best maternity insurance?
I was wondering what the best health insurance out there for maternity and child birth is? Right now I have pretty basic health insurance, as I am very healthy and don't need to go to the doctor often, but once I get pregnant (we're going to try in the next year or so) I plan on switching my insurance so that I'm paying the minimum out of pocket for all (or most of) those doctor's visits and labs, etc. What is the best provider/what type of coverage should I be looking for? How much did it cost YOU to have a baby (the actual medical bills) and how much should I expect to pay each month for my premium?"


What probably are the causes for increasing health insurance rates?
Is it due to inflation, lowering standards of medical care, insufficient government control, deteriorating human health, environmental degradation or other factors?"


Life insurance and accidental death benefit?
if i had 3 million in term life insurance and died in a car wreck does that mean they would pay 6 million


Do I need car insurance once I get my driver's license?
Can I just get my driver's license and not drive the vehicle? Because I know if you drive a car you need insurance, but what if I just have my license and am not driving anything? Also, I heard about this family policy"" that if I'm driving a parent's car with my driver's license I'm covered under THEIR insurance? I am not talking about a learner's permit"


How long it takes to find a car before it is considered a loss for insurance purrpose in California?
What is the search time frame for a car to be considered loss for insurance reimbursement in California? I am buying a new car and considering my insurance policy option and also thinking if I truly need a LoJack.


Cheap minibus insurance?
where can i get cheap minibus insce.


Looking for a cheap car to insure for a teenager?
I am 16, and have had my license for a few months. Right now I am driving one of my dads cars, a Honda Element, and it is relatively cheap to insure. This in mind, I need a car of my own because he doesn't want me putting too many miles on it. I am wanting to buy a used car, relatively cheap (Max. price of $10,000 but I would like to keep it below $8,000 preferably) with low rates of insurance. I really like a 00-01 Jeep Cherokee, but am flexible. I just want a list of some cars with low insurance rates. Also, don't respond with nothing is cheap for a 16 year old"" because I know that. I am looking for something cheaper than most."""


Should insurance cover repair cost?
My cars engine is having a problem. It takes like two tries to start it up and it's a new car. So will my insurance cover the cost of repairing the car?


"I am 20 years old, 5'2"
120 lbs with a fit body type and for the past 4 days my average heart rate has been 90-110 beats per minute.?"""


insurance agents williston north dakota



Is there an insurance that covers dental braces in Wisconsin?
I'm a low income single parent of two kids age 9 and 10 and in disability but medicare doesn't cover dental cosmetics. both my children needs braces. Where should I start looking or does anyone knows a good insurance I can purchase?


How much do you pay for car insurance per year?
i pay $3000 a year on car insurance, im 22, female, 3 points on my license and drive a v8 mustang, red. progressive. NJ HOW MUCH DO YOU PAY? please put everything i put above, but for you, survey for college class. thanks for helping!"


Do i need car insurance?
i am turning 16 soon and i am wanting to buy a cheap truck that's about $1500. I wont be able to afford insurance since i will have to be on my own insurance plan and it would be about $200 a month. since i wont care about the truck if it gets damaged and since its so cheap i didn't know if their is a way i could just get like liability or something? also I live in missouri. Thanks


Subsidized health insurance for age 55+ in California?
Is there a subsidized health insurance program for people age 55+ in California? I used to live in Massachusetts where my father-in-law has MassHealth insurance coverage. Any program similar to that in California? Thanks!


Do auto insurance companies have to look at your driving record?
I have never had a vilolation. My husband has. He had one in 2006 for running a red light and one in 2008 for driving too fast for conditions. Well naturally this has given me higher payments. I was with Liberty Mutual and for liability only (my car isn't worth full coverage) I was paying $124 a month. My husbands pay was cut drastically at work so I was shopping around for cheaper insurance. I called Geico and they offered me liability for $55 a month. She came on and asked if I knew he had two tickets and at the time I didn't because I didn't know my husband in 2006. The lady told me my payments were going to be $144 with them and when I told her no she put me on hold. When she returned she offered me the $55. She read back to me everything I am getting which is a lot more than what I was getting from Liberty Mutual for a lot less price. Is it possible they just dissmissed the report to gain us as customers? I was cooking dinner at the time and my kids started playing loud so all I really heard was cha ching lol.


Why does the government require car insurance but not health insurance?
My car insurance has only covered damage to my car when the other people hit my car. They had no car insurance. I should have had health insurance.


"I lost my social security card, my license, my insurance cards, my birth certificate! HELP!!!!?"
I lost my social security card, my license, my insurance cards, my birth certificate! HELP!!!!?"


How much will a dental insurance home depot worker cover?
in canada


S2000 car for a teen?
I'm 16 living in California and I want an S2000 as a first car. I know that a teens first car shouldn't be ANY rwd sports car but, I just don't like fwd cars and how they feel. But, I am realistic and i understand a fwd car is necessary for a first time driver especially in terms of insurance, safety, and what not. My parent's also don't want me to get an old car because modern cars ARE safer. (Asian mentality: get the best, or get the worst) We teens cause a lot of crashes but, there are also really safe teen drivers. Basically, if you can convince me to get a fwd car, then I will get one in the future but, you have to counter at least one of my arguments: 1.) The S2000 is a flat-four with Honda reliability. Which means it is going to last for a long time. 2.) In the chance it does break down, the market for the S2000 is huge. So, it won't be hard to find parts.(Not to mention my uncle is a mechanic.) 3.) With the engine being a flat-four, it also saves a decent amount of gas. 4.) The 4 cylinder engine is one of the simplest engine designs out there, so labor won't be as expensive as fixing a v6 or Boxer engine. 5.) Of course a company isn't going to make a sports car without giving it superior breaking power. But, the S2000 has good breaking power. 6.) Since it's a 2 seater, you can't take many friends with you. Which means, you will be able to focus on the road more easily than taking friends in a fwd sedan. Please respond quickly."


"I had a car accident, other driver admitted fault in police report but now denies it.?"
I had an car accident where another vehicle ran into my lane and hit the side of my car. When the police showed up the driver that caused the accident admitted fault and told them that she took her eyes of the road for a second and when she looked ahead a car was fully stopped in front of her she was trying to avoid rear ending the car in front of her and ended up in my lane hitting me. That was all noted in the police report including a sketch how it all happened. I was shocked when i picked up a copy of the report to find out that she called the station later that day and wanted to change her statement to that i was making a U-Turn when she hit me. Good thing is that the police officer kept the original statement and just added that she wanted to change her statement after talking to her husband whom is a lawyer. It's been over 3 weeks, i made a claim with her insurance but they say that they cannot get in touch with their insured and they are telling me that the police report does not mean anything that it's just based on the officers opinion who was not present at the time of the accident. I have pictures of the accident, neither car was moved, it shows her car in my lane, she admitted fault in the police report. She will probably give another false statement to her insurance. What can i do now? I saved up for one year to cash out this car and now it's gone and I don't think they will pay to fix it, i tried contacting different attorney's but they are not interested since i guess there is no money to be made there. Any suggestions will be highly appreciated !"


Why does socialism work in canada but not america?
Canada has universal healthcare and high taxes, yet it turned out okay-a high life expectancy and decent living conditions. So why do people say it doesn't work in the us?"


What is the cheapest insurance around for a 20 year old with 2001 bonneville?
i forgot its for a guy too


Primerica Insurance?
Richard, I was looking at another answer and saw a person say we should stay away from Primerica's insurance. I own one of their policies and work with them. I'd like to know peoples opinions. That is why it was open ended."


Fire Insurance for tennants? Home Owner ?
Would you not be covered if you did not notify the fire insurance company for the dwelling or just your personal property? thanks


Can someone fill me in on Verizon's insurance policy?
I'm going to get a new phone soon, and I'm strongly considering purchasing insurance along with it. I do not have any insurance on my plan as of now and I've almost broken/lost my phone countess times. Anyway, I've scoured the Verizon website, and I'm still clueless as to how the insurance works. Here are my questions: Which is the best insurance plan to get? What does that plan cover? What is the lowest deductible on the plan? Does it only apply to certain phones? Thanks a bunch for your help!"


insurance agents williston north dakota