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What length term life insurance should my husband take?
He is 55 (we have no children) and the rates for $100,000 would be: $435.00 per year for 20 years, $640.00 for 25 years and $809.00 for 30 years. We're stuck which one to go with, any opinions? thanks"


How do I offer Shipping Insurance on eBay?
I am selling a NASCAR Daytona 500 Ticket Stub. I don't know where the option is to add Shipping Insurance. Please tell me how to add it. Any help would be appreciated, thanks!"


How much is one day car insurance?
My friends and I are going to be taking a trip to a place about 3 hours away, and returning the same day. We're borrowing a car and the owner is asking us to cover one-day insurance. I've had some trouble getting some quotes and I was wondering what a ballpark range is? Less than $50?"


Will my canadian car insurance cover me in US?
i'm taking a trip to new jersey soon, i live in montreal. i'm only going for a couple days and i'm wondering if my insurance will still be valid. i'm not taking my own car, it's my dad's, but i do have my own insurance. will i have to buy some kind of temporary insurance? i know you can buy temporary health insurance when going over there. anyone have any answers for me? :)"


Car insurance question! CRAP...?
i got my first speeding ticket today. i was going 41 in a 30 and a conniving cop was at the bottom of this hill i was driving on and pulled me over right as i was slowing down for a stop sign. will this first ticket effect my car insurance rate? i have had my license for 2 years and have had a perfect record so far.


Car Insurance ?
How much do you think it would cost to put my daughter on my AAA (triple A) policy? She's 18 just got a 2001 Hyundai TIburan with 66,000 miles on it. If anyone could help out, thanks!"


"What is the BEST, inexpensive WHOLE life Insurance?"
What is the BEST, inexpensive WHOLE life Insurance I can get for myself AND my daughter. She is 1, and i am 19. I really need it to be on the cheap side, but have great coverage! Thanks!"


Auto Damage Adjuster Settlement?
I was involved in a collision recently. The other party was found at fault and their insurance company (GEICO) has already agreed to pay for it and I've already had their adjuster over to look it over. I then went to an autobody shop though and they gave me an estimate that's significantly higher than what the adjuster gave me (~$660 vs. ~$970). The adjustor says I should expect a check from him in 2-3 days for the $660, but will what do I do to get the difference?"


Pit Bulls and Home owners insurance?
I just do not want to cause family issues. As he will be paying rent for the apartment. Its really stress full dealing with him. He has tons of pets all are disposable. He had 4 cats in the last 5 years all are gone now. He has had 2 dogs in the last 3 years he got rid of them both and he still has a shih tzu that's his wife's dog. My mother actually told him he could get any breed that the insurance policy will allow.Pits are not allowed.


Bodily Injury on Auto Insurance--Exactly how does that work?
My fiance totaled my car a few weeks ago. He has a non-owners policy on his license, but they said I had to see what my insurance company may do first. They said that because he got injured in the accident in my car (broken arm & ankle), that the bodily injury part of my insurance would cover that. My limit per accident is $5,000. There was no other car involved, it was a tree he slid into after a snow storm. I'm having a hard time getting a straight answer from my insurance provider. All they've told me is to have him fax his medical bills over & gave me a fax number. How does that work? Will they issue a check for the $5,000 to him? Are they just wanting the bills as proof he was injured? Or will they want to only pay the amount of the bills? And will they want to submit payment to the hospital & doctor's offices? The thing is, he already has good health insurance, that pays for all of his doctor's visits, etc. But I've heard that there's still the pain & suffering"". We're wondering if they'll be sending him a check or how that works. They never asked if he had any health insurance. I'm wondering if they were to find out"


New Jersey Car Insurance Question.?
THE QUESTION RELATES ONLY TO IF MY DAUGHTER HAS HER OWN CAR , TITLED, REGISTERED, AND INSURED IN HER NAME. (I realize that I am liable if she is driving MY car....that's not news.) CAN I BE SUED BECAUSE SHE LIVES IN MY HOUSE????? That's what an Allstate agent told me today, and I find it difficult to believe!!"


Severely depressed no health insurance what to do?
I stopped seeing my therapist in June when my health insurance was gone. Prior to that I only saw her twice a month. No pills nothing is available to me and I keep getting worse. I can't keep a job because of my depression. They found me scratching/cutting my arm during a stressful encounter with a disgruntled customer. I curled in a corner and cried. Everything bothers me. Is there hope for the severely depressed or do people still think it is not a real thing?


Is this a good insurance cost for a teenager for a GTO?
I got a quote from geico for an '04 GTO and it was 175 a month for a 17 year old driver. This suprised me, because I thought it would be alot higher. So do you think this an accurate quote? I put in all information accurately except for my age because they will not give a 15 year old a quote."


CAR ACCIDENT WHOS AT FAULT AND DO WE HAVE TO GO THROUGH INSURANCE?
thank-you for all your answers. i just find it fustrating as i didnt ask the cone to be in the road (it had blown there) and i had no choice but to swirve as it would have most likely caused a more serious accident had i not and it got buckled inbetween my wheels... i just cant understand why the guy behind didnt break when i did... well guess it lucky he didnt in a way because he surely would have gone into the back of me and i had 3 kids in the back seat!!! i was hoping know one would be at fault... so i have had my worse fears concerned that i am to blame :-(


How much will Insurance cost me?
I'm 16, and I want to buy the 2012 Ford Mustang GT. I live in a nice area where the auto theft is low. I live in nothern Ohio if that makes a difference. And my parents are not paying for my insurance. Can any 1 give be a ball park estimate on a 16 year old with a sports car?"


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Does the cost of insuring a car go down when you turn 18?
is it worth waiting a couple of months to my eighteenth birthday to get cheaper car insurance? thanks guys!


Where is a good place to get classic car insurance that will let me commute - not only use the car for shows?
Most insurance that I'm looking into for classic cars are not willing to insure your car if you commute to work and school. They only want to insure cars that are used in shows, parades, etc. I will not drive my car every single day to work...maybe a few times during the week. I bought the car to enjoy it, not let it sit in the garage!"


Where can I get insurance today?
Heres the story. A cop pulled me over today and gave me a ticket for speeding and no insurance. The truck had insurance but i wasn't under the operators list. He told me in order to not pay my hefty fine of 355$ for that citation, he told me to go online and get insurance TODAY! He said it would only cost me like 50$ or so? Then he just left so I don't really know what he was talking about. Is it insurance for a day only? Or 50$ a month? He said I didn't have to get on the operators list under Geico but that I did have to have insurance with todays date. Help?"


What would be insurance on this car?
I want to get this car http://autos.yahoo.com/used-cars/porsche-boxster-cars9383421;_ylt=AuxeS5bbXvapuk4oZXlD95JbVI54;_ylv=3?sortcol=absoluterank&sortdir=down&listingtype=used&model=&make=porsche&distance=any The price is great, but how mh would te insurance be? For a 16 year old"


Impaired driving conviction effects on insurance in Utah?
Okay so I was originally charged with DUI because I was pulled over for swerving a bit and failed a urine test for weed at the police station, but had no drugs in my blood, which meant I was not under the influence at the time of driving. Unfortunately, in the state of Utah there is also a charge for Driving with Any Measurable Metabolites of a Controlled Substance. This charge has the pretty much the same mandatory minimum sentencing requirements of a DUI. My charge was reduced to Impaired Driving, which does not have the mandatory SR-22 filing and enhancements upon a third conviction as the aforementioned, but I have court tomorrow morning to be convicted of Impaired Driving, and I was wondering how much my insurance may go up??? It is only $46.67 a month right now... Also, how often might my insurance company check my record? It is really pretty freakin' lame I think because dirty urine but not blood means I could of smoked weed like 29 days ago and still had the damn metabolites in my urine right? Anyway, any knowledgeable input or prior experience would be greatly appreciated... Thank you very much in advance."


Cover partial costs with auto insurance?
Can insurance cover partial costs? I don't want the cost of repairs to go over $1000. So can I ask the body repair shop to charge insurance only 1000 out of total 1500 and rest can be paid to him separately? The story is that someone hit my car and has been very polite and nice since the accident and has requested if the repair costs can be kept under $1000 so that his insurance record doesn't get affected. But the problem is that the estimate for repair is $1500. So I was wondering if Insurance could cover 1000 and he could pay the rest $500. Thanks


How can i make my car insurance cheaper?
im finding it more expensive this year than in 2010 to buy my car insurance and yet that was closer to the claims i've had to include (one in july for an sp30 speeding and the other for a none fault accident in my unoccupied vehicle in october). i dont understand this at all and its really bugging me as im finding it hard to get a decent quote. my car also has a rear spoiler which was there when i bought it which is also causing me hassle. is there anything i can do to get the best quote for my car, i'm going insane lol. im in the uk also"


"Car rental insurance, please help!?"
Hello everyone, I am really confused and need your help, please. I rented a car from Avis in Calgary, Alberta and drove to Vancouver, BC. I got involved in an accident that although my car was not damaged, but I think I am considered cause of the accident (two cars were badly damaged). I did not ask for any insurance of the rental car. My understanding was that the third party liability is covered by my own car insurance. However, someone called me earlier from my car insurance company(state farm) saying that they are not responsible. Today the rental car company has called and left me a message asking me to call them. I do not know what should I prepare myself for? Am I going to be charged to pay for all the damage? That'd be terrible. Please provide me with any information you have. I don't know what to do."


No insurance and pregnant?
i said that theyre no longer providing adult health care in the state of california..... as too if youre pregnant im not sure. you think theyd have exceptions but who knows so many people work the system here in california they might just disregaurd it. it doesnt help the fact i am NOT a mexican so its kinda like not a minority not a priority. im moving to texas in february but that is way to long to wait if i need to be going periodically to get prenatal check ups.


Do I need my insurance card to go see my primary doctor?
I was kicked out of my house not to long ago and well, I don't have the money to pay for doctor or hospital visits. Yes I'm an adult(18) and I was just curious if I'd need to pay for any meds or anything when I go because I don't have money. Also would I have to pay for my visit? I am sick but I also want to combine my sick visit with a physical which i was told I can do but I'm worried I'd need an insurance card because my name is still with my parents insurance stuff until 21... what can I do, thanks"


What will happen if I drive without insurance for few days?
I live in New Jersey, my county is Hudson county. I just bought my car yesterday afternoon my insurance company was closed. I could not call them to add the car on insurance and start driving with my other car insurance. What will happen if I drive with my other car insurance in my new car for a few days? What if cops stop me? Will I get a ticket or something else?"


Can an insurance company make an unauthorized deposit amount to your account to settle a claim? They required bank info with the claim.?
I filed a claim for a slab leak and the flooring and wall damage caused by it here in California. The insurance company had me take pictures, measurements of the areas damaged and get an estimate. The 1st adjuster was then fired and a month later a new adjuster put onto my claim. She agreed to the estimate they had and said that after the deductible that it would be a certain amount and they would close the claim. I said no the amount she was offering was just for the floor, that there was still wall/wallpaper damage and the cost of the plumber. She agreed with that and wanted to deposit the partial amount and leave it open for revision"" for an estimate for the wall/wallpaper repairs and have the plumber's bill approved. I stated that I didn't want any deposits but would wait for the TOTAL of all damages and the money for the plumber's bill. They deposited the amount anyway over the weekend. I contacted her Monday and said I did not authorize the deposit. She said it was done before we talked and a deposit for the reimbursement of the plumber's bill was done. She said to wait"


Can I sue an auto insurance company for this?
@ ranger c - I'm pretty sure there are cases where big companies know they did wrong and will just pay up without a fight because it's not worth throwing good money after bad. And in small claims court I don't have to hire an attorney, so only the company would be wasting money, not me. Small claims court was set up so that ordinary people can get some justice once in a while, not just big corporations owned by the super-rich, and also to hold such people accountable to the law - they should not be above it, breaking laws left and right w/out consequence."


"Founders insurance refuses to pay for an accident, how do we get them to pay?
my friend got rear ended and the hit was so severe they bumped into the person in front of them and the car at fault ha founders insurance wont pay they have to cover medical expenses as well as the car being totaled..they refuse to answer their phones or return any calls at all. i looked up the reviews for the company and everyone says they suck...so now my question is now how do we get them to pay for the car and medical expenses its been a week now and nothing


Will it be the end of sr22 insurance?
In 2009, I was forced to carry sr22 insurance for 3 long years, it has been hell for the past 3 years, I honestly have not been able to carry insurance because companies want 6 months in advance up front, say 1900$ for the whole six months, who in the hell can afford that? I called the dmv and they said february 2013 it will be lifted, the only thing is, won't they want proof that I was carrying sr22 insurance for the past 3 years? So does this mean I'm pretty much screwed, for another 3 years I will have to carry it? How does this work? I've been told that it will not be mandatory , I have also heard that I have to insurance atleast something, or else it will not be lifted."


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Cheap Insurance in usa?
Hey to all can anyone tell any cheap life or other insurances in us only please anyone.


Do you think it is discrimination that car insurance for teens and people in their early twenties is so high.?
parents don't allow teens to drive because they cannot afford the high monthly rates of insuring them This seems like deliberate discrimination to teens. What do you think?


Boy friend asked me to get life insurance?
We are both in late 40s, been together 8 years, we dont live in the same house, no children involved. We are both making about the same salary, average to higher than average. I have no debt, as far as i know, he does not either. He came out of no where, asked me to get $500K life insurance policy with him being the beneficiary. he even offered me some names of the companies. Sigh!"


How much does auto insurance drop at 25?
I turned 25 a couple of months ago and it looks like my auto insurance only dropped $1.81/month. Isn't it supposed to be more of a discount than that? I have a clean record, no accidents or tickets."


How much will insurance cost my small business?
I am making a business plan for school and I was wondering how much each of these insurances would cost my business each year: -Business interruption insurance -Food Contamination Insurance -Tenant Insurance -General Liability -Workers Compensation My business is expected to have $320,622 of sales our first year, if that makes a difference."


If someone hit my car & insurance says it is totalled will my car be taken from me even if i want to keep it?
My car was hit but is still safe and legal but to fix it is expensive and insurance has decided to call it 'totalled'. I heard that my car will be taken from me and that I will have to pay to get it back out of hock if this is the case. Can someone let me know if this is true? I would like to be able to keep my car!


Auto insurance wont pay for damages?
I was involved in a bumper to bumper accident(at fault) in a borrowed car(my fathers) here in California. Now i get a call from the insurance that they wont pay for damages to the other vehicle because im not in the policy. Im not excluded from the policy either. My father only has liability insurance. Does the insurance has to pay for damages by law?


How do fight life insurance company?
I was trying to put my finance in order. I called People Life Insurance and got Monumental. They claim I have a loan on these policies. I said I never received a bill from Monumental. From People Life Insurance I received letter stipulating that these polices were fully paid and never heard from them again. I have a complaint with the company. better business bureau and the US post office. What else can I do?


Tata aig life insurance company ltd?
Tata aig life insurance company ltd?


Good Car Insurance Agency in Kentucky?
I'm going to be heading to Eastern Kentucky, near Hazard. I currently have Nationwide insurance, but may change my insurance around if it is cheaper. What are some good and cheaper car insurance companies?"


How much does a married couple spend on monthly bills?
house, insurance car..etc... Im trying to plan ahead and want to know what I'm in for and if I can manage it with two teachers salaries. oh, it would be great if you can tell me a round number of each thing. and yes, i know everyone varies, but I'd like to see what everyone else has. thanks!"


Is it legal to have two different insurance companies for one car?
i am currently leaving my insurance company because they give me too much headaches (ING by the way)... i have to wait a week to offically cancel my policy (its a longg story). i found another insurance company that i would like to join right away because i told my insurance company i am putting ym car away for a few years but i just didnt want to tell them i found someone else for way cheaper and i need insurance now! but im not sure if it is possible to have comprehensive with one company and coverage with another. please let me know. Thanks!! toronto, Ontario"


"If I opt out of my employer's benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?"
If I opt out of my employer's benefits for health insurance, are they required to rebate me the benefit amt they would have otherwise paid?"


Insurance For a 2006 Bmw M5 For a New Driver?
Im !7 and im thinking about getting a 2006 Bmw M5 What will the insurance rate be? Right now im driving a 2011 BMW 535XI Station Wagon will the M5's insurance be more or alot more?


"What is the most reliable, low insurance, cheap small car-max budget 1200?"
I have an 'N' reg Nissan Micra, had it for around 4 years now, it's costing me more than it's worth in repairs and I need to get rid of it! It has been incredible reliable though, engine wise, just other stupid things (no doubt, age related) clutch has just gone and I could have done without that this side of xmas :( but at the moment, not in the position to replace it til next year. Trying to do my homework on cars til then, I have narrowed it down in this order: Volkswagen Polo Suzuki Swift Nissan Micra (obviously, a few years newer) Seat Ibiza (I know, budget pushing it on that one!) and finally, Ford Fiesta (don't know why, i find them so boring to look at, hence last on my list) Any view on above cars would be much appreciated, or other suggestions also. I need the car to be very low on insurance and economical to run as well."


home insurance tips