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"Who pays if a pregnant woman has a baby in a out of network"" hospital with a HMO insurance?""
If you read your HMO policy you might be in shock.


I'm a small biz owner. Can anyone recommend the smartest way to get health insurance for my family?
We have a two person company. Currently, I get insurance through my wife's work and my partner still has a full time job that he gets his insurance benefits. He's unlikely to leave his full time job anytime soon. Also, I've heard that my company needs at least two people to qualify for a group health policy . I don't see us hiring any full time employees anytime soon. Regardless, if we did start a small 2 or 3 person group, getting dropped or priced out of the market, if one of us was seriously ill is a major concern. We want to start a family and my wife wants to stay home with the kids, so we will need to find an alternate source for health insurance. I realize that we can do Cobra for 18 months, but beyond that, what are my options? We're all healthy at the moment. People tell me we should find a large group to join and get insurance through them. I don't know how easy this is b/c I don't know a single person that's insured in this manner. Can I get some recommendations"


Need help to find information about health insurance?
Need help to find information about health insurance?


Should i get health insurance with my college?
Is $1000 as an annual rate expensive?


Can you get insurance after a ticket for no insurance?
so i got a ticket for speeding, and i also didnt have insurance on my car so the cop gave me two tickets one for speeding, and one for no insurance. So i went to court pleaded not guilty and didn't have insurance and got a 500 dollar ticket. then couple weeks later i got a letter saying my license will be suspended for 3 months due to illinios law for not having insurance. I was wondering if could have gotten insurance and shown it at the court date and would it have been removed?? Also is there away i can get a lawyer to have the remove the suspension or anything???"


On average how much is car insurance if you've been in an accident and?
I wasn't speeding, I didn't slow down enough to make a turn on a back road ( I didn't notice how sharp it was) and swerved off the road. how much more will insurance be for me now if I find an alright vehicle. (And I know it is really bad when your young, I'm 18, so I know it will be high as is, and because of this I know it will be way higher, I just need a basic idea of how high it will be and for how long. I've never been pulled over before, nor do I speed.)"


"Who is the truckie in the YOUR INSURANCE GROUP"" (Aust) brochure???"""
Ok, so I just joined this new insurance group and got a whole bunch of their brochures and in one of them there is a photograph of a truck driver and he is HOT!!!! I know there's a fairly big chance no one knows who he is, but I thought I would try anyway- the insurance group are: YOUR INSURANCE GROUP, in Australia. HA HA THANKS!"


Honda Civic vs Ford Mustang first Car?
Honda Civic vs Ford Mustang first Car?


Which car would be better for insurance costs?
I'm female, 25 years old, and looking to finance my first car. (And if it matters, I'm in Ontario, Canada.) I know I can call and get a quote - but wanted to open it up to the Y!A community first :) Also, I have a clean driving record, my full G license, and I took driver's ed. What are insurance rates like for each of these cars? (And if you have experience, which car would you recommend based on performance, gas, etc?) **All of the cars I'm looking at are either 06, 07, or 08 - Volkswagen Jetta - Ford Focus - Chevy Aveo - Hyundai Accent .... so basically, a smaller car. (I really like the 2007 VW Jetta)"


Insurance in Singapore?
I am an expat in Singapore and looking for insurance. Can I get insurance being an expat? I have a plan to stay here for next 10 years


What is average cost of auto insurance?..?
What is average cost of auto insurance?


Will my Insurance reduce if I go for a Defensive driving course?
I have couple of violations (one accident, but I didn't claim any because there was no damage). Now I see my insurance has sky rocketed. Wat are the best ways to reduce my car Insurance ? I tried calling most of them they give me the same number give or take , now I want a different solution like going to a course"


Are private insurances better than public insurance for someone who only sees the doctor probably 5 times a year?
My workplace offers Blue cross HRA and of course it comes in a price. However I have Medicaid as well. If I only see the doctor for simple things like blood tests, and check ups, should I be worried? What about hospitals? I remember seeing somewhere that it does not cover fully?"


Trying to get cheaper auto insurance?
I live in NYC where auto insurance is extremely high. I wanted to know if mom and pop auto insurance companies are cheaper than top named auto insurance companies like Allstate, state farm, etc. The top auto insurance companies are giving me really high quotes. I see a lot of small business insurance companies in the neighborhood. I wonder if they will give me a lower quote and are they just as good as allstate or state farm, etc.? Thanks."


Cost of mole removal without insurance?
What is the average cost of 1 mole removal from your face without insurance in California? How much does the whole procedure cost? Do you have to pay to set up an appt with a derm?


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How do I find the best insurance company?
I'm looking for a long term health insurance plan for myself. I've compared rates across all major providers and they are all pretty much the same price range. The problem is that every single one has hundreds of complaints about them on the web, and many have at least some type of lawsuit against them. I realize it's the nature of the beast. But my biggest fear is the complaints that they don't pay for people's bills, resulting in thousands of dollars in bills. Are there any consumer reports that list the best overall? I'm leaning towards Blue Cross Blue Shield of Tennessee."


Does a subcontractor need insurance?
in case it matters, the industry is asbestos air monitoring / bluk sampling. in NY"


What is the best car insurance around?
I am planning to enroll my new car. I want a complete coverage but at a reasonable cost. I don't wanna be spending too much just for my car insurance. Help please...Thanks a lot.


What does Santa pay in Sleigh Insurance?
Does he need a Sled Trail Permit like I do with my ski-doo?


Insurance Group for Cars?
Hi, I am planning to buy a second hand car, I.e., when I search the car through net, it says Insurance Group is 4/5/6 etc. Can any one tell me how the Insurance Group are being defined which Grade enables me to pay less premium? Which Insurance Group car I should look for ideally? Thanks in advance. Regards, Reed."


How much (Aprox.) would car insurance cost for a living in Iowa?
19 year old male living in Iowa, zip code 50659 '96 Camaro."


License in insurance?
What would it be for? How would I go about obtaining one, and is it a solid field to get into? I currently work in member service for health insurance and am looking into getting into a different type, but I see a lot require a license in insurance."


The driver hit me doesn't have insurance?
Hi everybody, I have a problem just like the title said. I was involved in an accident last weekend. I stopped on the highway because of the traffic in front of me. Everybody in front stopped. About few seconds after I stopped, a car hit me hard from behind. Then I was pushed forward and hit the car in front of me. We three drivers all agreed on what happened and the guy behind me apologized that it is all his fault. Now when our agents tried to contact him, he never picked up his phone. My agent told me he canceled his insurance policy with statefarm about one month ago. I don't know if he drove his car without an insurance or he used another insurance company( which I highly doubt it). If he doesn't have an insurance. What options do I have? Should I sue him? Is that too much cost of time and money? Btw my insurance doesn't cover my own damage."


"Best cheap"" car insurance?"""
I just left all state and need new insurence for my car, money is kind of tight so what is the best car insurence for someone on a budget. I was thinking geico maybe."


Does getting a parking citation raise your insurance rates?
I just got a ticket for parking near a fire hydrant and I wanna know if my insurance will be higher, i can't find any answers on my insurance website. And, does anyone know exactly what constitutes a no-parking zone, cause i have to pay 40 more for that too and the spot wasn't marked. Gahh i don't want my parents to know unless they absolutely have to!!!"


Car insurance lapsed? opposing insurance sends letter saying im liable.?
Car insurance lapsed? opposing insurance sends letter saying im liable.?


Can you cancel car insurance?
Right, I'm getting a car this weekend, I haven't passed my test yet but hopefully will be passed in the next 1 - 2 months, therefore the insurance I'm taking out at the moment is for a provisional driver. The insurance that I'm taking out lasts for a year but obviously I will need to change it when I have passed, so that insurance will rise in price. But I was wondering if once I have passed can I cancel that insurance and change to an insurance that looks at young drivers because at the minute the young driver insurance places won't quote me coz I'm still learning. Sooo, to sum up... can I change my insurance company after only 2 months with them? Any help welcome. :)"


What Car insurance is the best and cheapest?
Whats with the rudeness people I'm asking for a friend because 400$ is too much for them to pay. I thought a delightful person might just share their personal experience with me about what insurance company is the best for first time car owners. If you can't answer my question properly don't bother!


Do I need homeowners insurance on a home equity loan?
I live in Florida and I'm planning to pay my parents back using a home equity loan. My house is paid off and I'm going to be using approximately 40% of the current home equity value. Do I need to buy homeowners insurance since there will be a lien against my house or is there another way around it. When I get a higher income I will buy insurance but as of right now the extra money would help a lot. Also, if I am a first time buyer but paid my house cash using money saved and my parents money can I still get considered for tax credits if I get a home equity loan. We bought a foreclosed home so we had to pay cash. Thanks"


How much more will my insurance go up with my first point ?
My insurance is $50 just liability...I have AIS ACCESS insurance...I got a red light ticket cuz I didn't stop before turning on red...I already got a camera ticket 11 months ago and did traffic school so I know I'm getting a point


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Insurance for 1975 stingray?
What would you estimate the insurance would be for a 16 year old boy with a 1975 stingray?


My auto insurance check was made out to me & the body shop. II am not interested in getting the tiny dents fixed.?"
*I do know that if I get damage to that area later, the insurance may not cover it because I didn't repair it with the claim check."


I'm live on omaha Nebraska and I just got my license and looking for an affordable insurance company?
I'm live on omaha Nebraska and I just got my license and looking for an affordable insurance company?


Whats the best insurance company to join with your provisional lience ..?
Im just after getting my provisional lience last month and was wondering what would be the best insurance group in ireland...? im 17 and im thing about a car like a 1.4l petrol hatchback...?


Insurance payments and credit?
A friend of mine says she likes to pay her car insurance in monthly installments (as opposed to in bulk every 6 months) because it helps her credit. I've never heard of this. I told her that she would save money if she paid it all at once (because the insurance company offers a discount for paying in full), but she said paying the extra money was worth the benefit to her credit. She doesn't have credit cards or loans or any type of revolving credit. Is she correct that paying in monthly installments helps her credit?"


What is a 6-month premium (car insurance) ?
What is a 6-month premium (car insurance) ? Say it's $200 a month for 6 months. Does that mean after 6 months it will be higher ?


Insurance for Braces?
Does anyone have insurance for braces that they have used and can tell me about it? I really need braces but my regular insurance won't pay. :( Any help is appreciated! :)


How much does car insurance cost?
Im planning on getting a 2012 honda accord coupe. will it be more expensive to insure compared to the sedan model or will it only be a slight expensive?


Tooth Removing Cost / No Insurance / Extremely Need Help !!?
Alicia... I was trying they said : we can't do it.... DJ... thats what you talking about is ok when you don;t need doctor right now... cuz first you need to register and it takes like week or two than you need to see first contact doctor and he will send you to dentist... apointment u will have in month if you lucky....


What is the average annual salary of a real estate and insurance agent?
What is the average annual salary of a real estate and insurance agent? What type of education is needed for both?


Is this a normal car insurance rate?
I got a car insurance quote today and said it would be $400 per month! Is that normal? I'm 18 so I get that it costs more for people who are younger, but do all young people pay $400?"


"NYers only: got a ticket, when will it go to the insurance company?"
I got a ticket last week for failing to stop at a stop sign. I will be getting points on my license, but I'm really concerned about my insurance rates going up, so I am going to take a defensive driving class. Do I have to take the class BEFORE I pay the ticket, so insurance doesn't see the ticket, or do I pay the ticket and then take the class, hoping insurance won't see the ticket??"


What kind of information employer can get from social insurance number?
What kind of information employer can get from social insurance number?


Car insurance problem?
I moved recently from California to Arizona for a new job. About a week ago, I received a letter in the mail from the California DMV stating that if I don't get at least liability insurance on my car, my car's registration will be nullified. The insurance company I had while in California only services California. My dad suggested that I call that company and tell them that my job is only temporary for a few months (so that I might get my old policy back). I think that during my move, I neglected to pay my car insurance bills because when I log on to the site to check the status of my account, they don't have a listing for me. I know this might be a little confusing but I think what I need to do is get my car registered in Arizona, get insurance out here and then call the California DMV and tell them that I moved. I just want to know if that is the proper procedure for my circumstance. Thank you. I really hope this makes sense."


"What comes first, insurance or the car?"
When buying my first car, what comes first? Obtaining car insurance, or buying the car? I know you kinda can't have one without the other, so how does it work?"


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