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california insurance bulletin 85-9


   








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Can I force insurance to pay for rental car if they take too long to make a decision after assessment?
Obi Wan, my car has its air bags hanging out. Which can indeed make a car unsafe to drive, but I believe that is up to an officer to decide in the street. I have not cut them off because I do not want to tamper or change anything in the car before it gets fixed. So whether or not it definitely is safe maybe up to whoever decides having an airbag hanging out of the steering wheel is not safe. I do have a lawyer and I already have them working when it comes to medical claims and such (which I did suffer injury). But that is all medical, this has to do with property damage. So my lawyer hasn't touched much on it. But its been weeks since the accident. I was patient because I first wanted them to accept liability. Now that they have, I don't get whats the hold up. I want my car fixed as soon as possible, yet they take their sweet time. This is negligence at this point. Do you believe I should tell my lawyer to also sue them for making me wait while they do their corporate BS?"


How many of you young moms have life insurance?
I am pregnant with my second son and my husband and I are so excited. My son now is 19 months and I'm due with this pregnancy in October. I was just wondering if life insurance is a good idea, my husband is 23 and I'm 22. It just scares me to think of something happening to one of us. I know it might sound morbid but I'm just trying to be responsible. Do any of you have life insurance? Does your husbands? Is it weird I'm thinking if this at the age of 22."


Does having utilities and home insurance in your name boost your credit?
i'm aware that ANY bill in your name has to be paid on time to help your credit, but i'm just unsure if utilities even fall under the category of something that will help my credit. or does it have to like a credit card, personal loan, etc"


What do I tell insurance after driving ban?
right, so I got banned from driving for 15 month and got offered the rehab course to reduce my ban by 15% i done this course which reduced my driving ban to 11 month 2 week. So when insurance ask the length of my ban (which is in months) do I say 11 month, 12 month or 15 month? thanks in advance"


How much does insurance cost for Top gear?
haha what a loser you are, why comment if your not interested i asked for help you complete spaz not insults. And do you know my reasoning for this question? no so shut up and you get a life you complete loser. :)"


USAA insurance for motorcycles?
Does anyone know what motorcycle insurance through USAA would cost for a female beginner between the ages of 18-24? first bike (let's say a Buell Blast, if the type of motorcycle matters), never had any accidents or speeding tickets, and passed all the safety courses, etc. I'd look it up myself, but for some reason the website isn't letting me look at the motorcycle section right now. Thanks in advance."


Will my parents get medical insurance also if i join army or army reserve?
Will my parents get medical insurance also if i join army or army reserve?


Cheap auto insurance Indiana?
I'm 31 and married no accidents good driving record not so good credit. I have a 1980 chevy truck I called around even the general the one u see on tv. It's 50 a month or so.. I hear people paying 18 a month I want something cheap. I just need the state min liabilty insurance nothing great.. Nobody advertise maybe give me a company you know of.. I can't afford 50. On a truck I drive here and there.


"Stupid car insurance, doesn't want to pay?"
My car was parked at the street and another car crash with my car. The insurance company of the other driver doesn't want to pay the full repair. They want me to pay for what they don't want to pay. I recently contacted a lawyer but he toll me that the insurance company can pay you or repair only what they want. I think that this lawyer sucks. The thing is that I took my car to the shop before I knew that the insurance company would not pay the full repair, and now the car has been repair only part of it. Anyways, in the future if you find yourself in a situation like this, tell the insurance company that you don't want the car and that you want them to pay you the price of the car before taking it to any shop. or may be it depends on the insurance company"


Im gonna get life insurance from farmers and i need a med. exam what will they check for?
Im gonna get life insurance from farmers and i need a med. exam what will they check for?


How much does it cost to own a classic car?
I dont really plan on having the car in shows because its not probably at show quality due to the small areas of rust. Im just going to basically store it during bad weather and maybe take it out to cruse around a little bit during the nicer months. I like the car because its not a fixer uper, meaning its not really a project car seeing as I am already satisfied with the looks and performance of the car. Its above average but not a perfect 10."


Insurance quote on 1989 Jaguar XJ6 for 17 year old?
Hey, just for the record I'm not buying this car to speed, I just plan on fixing it up and taking it for cruises. Just wondering how much it would be, thanks. Also does it go under classic or historic car insurance?"


Does any one know a sight where I can get student insurance?
I want to join a sport but I need insurance and I saw some sights but they don't have my school please help


Can i apply for medicaid or any other type of reduced health insurance if...?
I am a 22 y.o. college student. I live in NJ, but go to pharmacy school in NYC and am required to have health insurance for my rotations. I am currently unemployed."


Does home insurance cover broken windows caused by squatters?
Does home insurance cover broken windows caused by squatters?


california insurance bulletin 85-9



Is it true that the older you get the more car insurance you pay?
My father lives in california and received his car insurance bill , he's 80 yr old. within the last year never received a ticket of any kind or was in an accident. and now he's paying more. Does that sound right?"


What's the point of having health insurance?
If I actually can't afford to see the doctor. So I land this full-time job. At first I was glad that they provided me an insurance plan that only charged $100 a month in premiums. I went to see the doctor for a sore back, and it turns out my deductible is $3000. So I have to spend $4000 a year in medical expenses (including premiums) before the insurance pays anything. How many of you can afford that?"


How much would car insurance cost??????
16 yearold female in north carolina....how much would car insurance be for a pontiac solstice and a jeep grand cheerokee both paid off. give me amounts not wesites'


Should I have an abortion because my boyfriend wants me to?
I found out that I was pregnant last week. I am 21. This is a pre-*** baby. This baby was not planned at all. We have been using pull out method for 3 years straight. We have been together for almost 5 years. When my bf found out he immediately had an answer, he wanted to get an abortion, I didn't. He ignored me all week, threatened to leave me and told me if I had it I was doing it by myself. He started to talk to me last night because I told him I would do it, but now i'm having second thoughts. I don't know what I want. BTW.. I make pretty good money for my age. I make about two grand a month. I also live on my own and I have my own car and so does my bf."


"Spouse suspended license, live together, can I get auto insurance?"
Actually, it is my son in law who has a suspended license. My Daughter's policy was canceled and she wants to start a new policy, but she says that no insurance company will touch her because she lives with someone with a suspended license. Is this for real? Sound like a bunch of hog-wash to me. She lives in Massachusetts."


Car insurance for 17 year old?
im 17 and have looked nearly all the comparison sites for car insurance and theyre all coming with prices like 3000-6000. and the car is just a fiat punto a 1242cc.i know it was going to be expensive but i have been reading that people have been getting insures for like 1200 who are 17 aswell. could it be the car make or should i look for a really small car like a vauxhall corsa.


Driver's ed insurance? *POINTS FOR BEST ANSWER*?
I am currently 17 years old, and I am in driver's ed in CO. Will my insurance be cheaper because I took driver's ed? If so, is it only temporary? (for minors) And do I have to show my completed hours of driver's ed BTW and classroom hours paper for proof of going to driver' ed to an insurance company? Finally, when does your permit expire if you never got a license?"


If you get a ticket for no tag does it make your insurance ..go up?
If you get a ticket for no tag does it make your insurance go up?


How much (about) would insurance cost for a Lamborghini Gallardo (at 16 yrs old)?
over 1000 a month?? no problem looks like im set.


In your opinion what is the best insurance company for the following situation...?
I'm a relatively new"" driver according to my current age. I'm looking for the cheapest insurance quote but still covers my car decently. My car: 2007 Red Audi A4 convertible (only a 4 cylinder but with a turbo) We currently have Triple A as our insurance company and they want something like $320 a month. Now"


Insurance Coverage?
HI I was in accident about 5 Month ago..I was seen by a doctors but I stopped going becuase I didn't have that much pain. Now I started having all this pain on my legs..so My question is, if I go see a doctor now, does my insurance covers it. Thank you for your advice.."


What is the basic kind of insurance required by California Law?
What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?"


Car insurance increase?
My 19 niece has moved in with us and is going to get her license and a car soon. Will that affect the rate we pay in our insurance even if she carries her own policy? I am not sure if it would be with the same insurance company or not. We live in Minnesota. Thank you for your help!


"How much more will it cost to add another car to insurance for a teenager with license, already have to cars?"
I have already two cars with Mercury insurance, and how much more will the price raise to add a third car to Insurance for a teenager who has license"


How would obamacare affect our family?
We are a middle class family, smack dab in the middle... Hubby's job provides health insurance, but for a family of 3, which we are, it would cost $200 a week for coverage, with high deductible, so! Since hubby is in exceptional health and hasnt had any medical problems (knock on wood!) he continues without health insurance; I remain on my parents plan as I'm 25 (aka under 26yrs old), and we pay for child health plus for my daughter, for a small fee a month, which depends on our income We simply couldn't afford to pay $800 a month for family coverage, so doing it this way saves us, like $600+! So since we don't make enough to pay for hubbys $800 family plan through work, is obamacare basically going to force hubby to get health insurance through his work, even though it's complete garbage? Or will his employer have more affordable family plan that we could afford? Just trying to understand it all better! Thanks in advance! :-)"


california insurance bulletin 85-9



Is it worth it to get a home insurance for a condo?
the whole condo building already has an insurance which i pay thru my monthly maintenance bill. but this insurance is to cover anything inside my apartment. so for all those out there that own a condo, do you pay extra each month just to get a insurance? is it really worth it or money down the toilet. btw, this is a condo in nyc if it helps."


Car insurance help about fully comprehensive ?
Ok so next month I have to renew my car insurance as it will be my 2nd year driving, I'm third party fire and theft at the minute and I'm planning on going fully comp. Now if I go fully comp and it includes windscreen cover and I use it (as I have a chip and a crack in my windscreen) will that mean I'm claiming on my insurance and will I loose my no claims bonus? If that makes sense.. The plan is to renew my insurance and if I can get my windscreen fixed on the insurance then hopefully it will be ok in the mot which is straight after"


Is there a law in California for mandatory Health Insurance now?
Is there a law in California for mandatory Health Insurance now?


Motorcycle Insurance for a 23 year old male?
I'm looking to get something like a Honda Shadow or Yamaha V-star. What could i expect to pay for insurance for full coverage""? Lets say for this example"


"If passed, Will the Health bill benefit the average American or will (or Can) be used to help Insurance co's?"
With so little attention being paid to the unemployment problem (9.8%), textile jobs being on foreign soil, and immigration. It seems to me that the Health Bill is something to make Insurance Co's richer. What say you mate?"


Health insurance required for work?
Do any of you guys know if you need to be covered by health insurance to get a job? Is health insurance required to work? Thanks! --the job is at forever 21. i worked there last year and had insurance but i just turned 19 and my plan does not cover me anymore.


Can i get car insurance from a different adress?
basically where i live my car uinsuranmce would be double that of where my boyfriend lives and i was wondering if i could use his adress for my car insurance. i got o his house for half teh week anyway and im thinking im gunna leave my car there most of trhe time and only bring it home on teh odd accassion and put down on my insurance that i use it for commuting. but teh agress on my license will be different to that on the insurance. i will register the car to my boyfriends adress though. so is this ok? thank you for any help :)


Insurance sells up or down?
This is a question addressed to current ly licensed Insurance agents abroad; therefore, my question is concerning the economy crisis we Americans are facing right now and with that, is Life & health Insurance coverage on the fall or rise? I have been waiting to start this career but not too assured that right now is the best time for this."


How does a wrecked car loan payoff (by insurance company) affect credit score?
I have a car that I have a loan on that has been wrecked. Since the bank owns the car, I have full coverage & insurance is writing it off. They are going to cut a check to the bank for the balance due on the car. I have so far paid this loan on time; it has been rebuilding my credit. When the loan is paid off by insurance, will I get more points"" to my score since the loan was technically paid off early? Or will I only gain based on my status as paid ontime at this point?"""


Maternity related services considered inpatient for insurance?
Most individual plans (87%) do not offer maternity coverage. I was fortunate enough to still be covered under an old employer by paying COBRA, and a majority of my expenses were covered. I had twins and had to have a C-Section. So now that I know I'm most likely to have a C-Section again, and who knows, another set of twins! (complete surprise) and am still of child bearing age. I am now under an individual plan, that does not offer maternity coverage. I was reading under the 'Inpatient' services and it listed this: Unlimited coverage is provided for medically necessary physician and surgeon services"


When was car insurance for teens increased?
I was wondering how long and in what year was car insurance for teens increased? links would be very helpful... Thanks All!


Is there Insurance for...?
people that don't own cars, but want to drive another person's car. I, for example, have a valid license to drive but I dont own a car."


Is affordable (not free) health care a right or a privilege?
There are many constituancies in this debate not the least of which is individual health responsibility. That said the costs are driven in large part by greed. Insurance, hospitals, doctors, drug companies, lawyers, restaurants and the food industry and fraudsters all have a dog in this fight. If affordable health care is believed to be a right (I believe it is) then all of these constituants need to come together. Al Tennessee"


Missold car insurance?
got my Cover 4 days ago, and yesterday i had car accident leaving my car undriveable, my on 3rd party fire and theif and i now got to wait until pay day to get it fixed. on online and on the phone they sold me i had Courtesy Car cover. Today i rang up and ask about the Courtesy car and i told me i dont have it but yesterday they told me i had. the accident was my fault but the insurance was mis-sold? what can i do? 1 second ago - 4 days left to answer."


CALIFORNIA DRIVERS-Insurance question?
am about to test for my license tomorrow, and on the list of requirements, it says I need proof of insurance. That just means for the car I am using right? It's not like you can insure a person...My friend keeps telling me I need driver's insurance but that does not exist, am i right? I guess the question is: What needs to be insured?"


california insurance bulletin 85-9