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wisconsin insurance agent continuing education


   








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What is the cheapest business insurance out there?
I'm looking into starting a new small business owned by myself and a partner. What are some less expensive business insurance companies out there?


How can a full time college student over age 26 get health insurance?
What are our options?


Car insurance help?!?
I do not own a vehicle, but I use rental vehicles. I've called State Farm and Acceptance Insurance companies, and neither of them give auto insurance to individuals w/o a vehicle (makes sense). LOL"


Can International students buy a car by financing in Ontario? And are they eligible for life insurance?
I am an International student. I wanna buy a car by monthly installments. Am I eligible? And am I eligible for life insurance? If yes can anybody please give me supporting links and informations?


Car Insurance coverage?
I was driving in a dirt parking lot at my school, I drove over some 3 foot tall weeds, I didn't see there was rocks underneath and as a result, damage to the under carriage occurred to my vehicle as follows: 1. Radiator crack 2. Transmission oil pan bent, 3. Exhaust damage total est cost $1,800 I am wondering whether or not this will be covered by insurance this happened yesterday I have not yet contacted my insurance company it occurred within 100 Yards of a paved road."


What's a good medical insurance plan for someone in my situation in CA?
It's so overwhelming with all the different policies out there, if someone has a recommendation for a good insurance company that is affordable for my situation: a. self employed single female b. no health risks/problems c. mid 30s d. prefer a plan that covers maternity just in case"


Male vs. female car insurance?
Thanks peedlepup for the assumption that i don't do well in school and for telling me to try harder. I'm in the top 10% of my school and the top 1% of the state. Commended on all 4 TAKS tests. But maybe if I try harder I can earn that impossible 3.0 GPA to get a deductible...I have a 4.1, and my average is above 100 due to AP classes. So assuming that I qualify as a good student, how much would this deductible be for?"


Is it illegal to NOT have?
Health insurance? Home owners insurance? What the hell is a mortgage?


What is the cheapest car insurer for a 23yr old guy?
Obviously in the UK, so please no irritating as hell Try Patriot Insurance based in Washington""... So far"


Cheapest auto insurance for teen drivers in South Carolina?
I'm about to start driving in a year or two, and I want to know what the price range for me would be?"


What is multi car insurance exactly?
I m living with my parents and looking at getting my own car and need cheap insurance. I have been told that multi car insurance will bring down the price but im unsure as how it works. Will me and my dad keep out own insurance policies and no claims and will we get one bill for both cars or separate. Please help


Will I be kicked off of my mom's insurance?
I am covered under my mother's health insurance through Quad/Graphics. I was recently offered health insurance through my employer, which I waived. I am concerned whether or not I will be kicked off of my mother's insurance since I was offered the coverage. Can someone help with some advice that is knowledgeable in quad/graphics insurance?"


Do home insurance companies usually make regular home inspections to qualify homeowner for continuing coverage?
I have owned homes for 20 years and have NEVER had a home inspection done for that reason, not when we initially bought the policy or ever after. I have asked many others and they never have heard of such a thing either. I have been advised by the home owner where we now live that the insurance company does full room to room inspections on the 6 year old home that we live in. He said they swab walls ceiling etc. to tell what we've been doing in the house. He suspects that my husband has welded in the basement (he never has of course, only outside near the door and only one or tw small jobs) and he claims that they will come in and swab the exposed pipes for this kind of thing and cancel his insurance if they find ANY residue from welding. He also said they give one hours notice that they are coming for the inspection. Are these common practices by insurance companies?"


USAA or Amica for auto insurance?
As far as I can tell, these are the two top auto insurance companies... Which do you think is better, and why?"


I bought a pop up camper but the seller didn't transfer the title into their name. I have a bill of sale can I get the title in my name?
I bought a pop up camper but the seller didn't transfer the title into their name. I have a bill of sale can I get the title in my name?


wisconsin insurance agent continuing education



"Health insurance out of pocket payment doubling, why?"
(Please read all of it to fully understand) I could never wrap my head around this out of pocket payment issue that I have been having. I had two appointments...one in february and one in october of last year. I was told by the lady at the desk that I would have to pay 32 dollars (in october) for that appointment. I have a $5000 deductible and only met $700 of it. I was told that I only had to pay 32 dollars. In february, my out of pocket payment went down to $30...and that's all that I have paid because I was told that insurance covered the rest. Well two days ago I was mailed a letter from the office saying that I owed $60. 30 extra dollars for October's visit and another 30 for february's visit. I called the office and asked them why they were charging me $60 extra dollars. According to them, I was supposed to pay $60 dollars the entire time, but the office only charged me $30. I have been going to this office for the past year or two and they are JUST beginning to charge me $60. Plus, they're tacking on another $60 dollars for this weeks appointment, which I thought I would be paying $30 for. I asked them, why they are JUST beginning to charge me $60 dollars and not tell me about it when I first started. I have to pay off the 60 dollars for the past two appointments and also pay something towards this weeks appointment. The nurse or whatever simply said, I don't know...some of us don't know how to look into the insurance system."" Is this even right?"""


I am about to turn 18 and get my license in 2 weeks. How much insurance will i pay every month? I am buying a 2013 Dodge charger sxt?
I am about to turn 18 and get my license in 2 weeks. How much insurance will i pay every month? I am buying a 2013 Dodge charger sxt?


I am 17 and was wondering how much it would cost to get insurance on a wrx with State Farm?
I am 17 and was wondering how much it would cost to get insurance on a wrx with State Farm?


Where to find affordable health insurance?
I need blood presser pills but cant afford lab work or doctor fees


What is a good individual health insurance?
By individual, I mean separate from my employer, I'm looking for family coverage."


Whats the best insurance product to sell?
What category is the best mixture of selling ease, commission, potential prospects, and future potential; such as LTC, annuities, life, ect."


Car insurance question?
Do automatic and manual transmission cars differ in insurance prices.


Can I sue LL home owners insurance for fire HE set that detroyed my property?
The landlord set a fire purposely to the grass, in the middle of summer when temp. over 100. It got out of control and burned and destroyed my property. Can I sue his homeowners insurance because it was negligent? I know I can sue small claims but I don't know if I can collect since he doesn't have a job and I know the insurance co. will pay out. Can I file small claims against his Homeowners insurance? OR?? Property in TX"


Is there an option to suspend auto insurance coverage when you are not in the United States?
I am in the United States and have liability-only auto insurance coverage. I will be on vacation (out of United States) for about a month and my wife (also on my insurance policy) would be out of the United States for more than six (6) months. Based on preliminary findings, it seems that not having coverage (break in coverage) would impact future insurance premiums. What is the best way to save money as well as not impact coverage? Is there a concept like - suspend coverage for a while that when we are not in the country and not pay for that duration? Thanks in advance."


How much would insurance cost for me?
I'm a 15 year old male living on Long Island, New York. In May I get my permit and I will be taking Drivers Ed and Defensive Drivers to help reduce insurance premiums. My dad is offering me his 2004 Ford Mustang Coupe V6 before he decides to trade it in for a new car. I would be owning the car, and with the two courses I was curious as to how much insurance may cost for me. Any info and tips would be appreciated, thanks in advance."


Auto insurance and baby seat replacement?
I was in an accident a few months ago and I heard recently that the insurance company of the person at fault has to pay for new baby seats since the seats have served their purpose"" by protecting the children. Anyone else have experience with this? Can I get the insurance compant to pay for new seats?"""


Insurance rates for 2003 F150?
Ok, so I'll start off by saying I'm 15, and when I do turn 16, I want to get an F150. My question is, what can I expect to be the insurance rates on a car like that? I've read from multiple websites that despite being a truck, it has decent rates because it's extremely safe and is reliable. Can anyone give some information or direct me to a website that would help me out?"


If I get car insurance will my parents' rates go up?
If I get my own car insurance with my own policy from a completely different insurance company than my parents', but use the same address, would that cause my parents' rates to go up?"


Health insurance?
hi everyone, is there any way i can get free health insurance or a cheap one? i barely make any money im trying though. im 23 and i want to fix about 4 teeth with some filings. i also have a huge dent in my chest, it causes me breathing problem and dizziness. i really want to get this checked out."


Question about home insurance?
can u give me an idea how much home insurance would be on a 75000 home?


wisconsin insurance agent continuing education



How much is motorcycle insurance?
What are some things to keep it as cheap as possible? I know taking a safety class can. I`m 19 years old if that means anything. Thanks.


How often do people drive their cars without car insurance?
I ask this because at my old job, this man claimed he drove his car without insurance for a few months without getting caught, and I find that kinda hard to believe because the cops have automatic plate scanners on their cars to alert them about people who don't have insurance, or a valid license among other things. But I guess he was lucky enough not to encounter one? Any inputs?"


Crowdsourced car insurance company? Would you join?
If I were to set-up a crowdsourced car insurance company would you be interested in joining? I appreciate how much money is required when starting a car insurance company but I seriously think that with a concentrated effort and a crowdsourced company then we could beat the large companies at there own game. The way I envisaged it working was that the idea attracts as many people as possible and each person pays a membership fee. In return for the fee the person gets a share in the company with certain voting rights. The share doesnt entitle you to free insurance, but seriously reduced in price. Insurance policies are only available to members, the main benefit being to keep insurance costs down people would hopefully be less likely to claim. When the company generates profits, those profits would go into a pot and at the end of the year the pot would be sent out to members in the form of dividends. Anyone interested?"


"What are some good, reliable cars that don't have super high insurance?"
I'm 18, responsible driver, clean record which will stay clean. Looking for another car still. Will almost positively be under 2005 and not a sporty one. I was looking into Acura Integra. But, kinda like maybe something like a Jeep Liberty (if insurance isn't high!) I will be on my parents insurance and both of them have clean records so that should lower it anyways. Would Audi A4 or a Suzuki or Kia sedan be fairly cheap?"


Any statefarm agents that can help with a car insurance question?
I had my auto insurance with state farm for several years. I used to live in Miami, Fl for pretty much the whole time until this past January that i moved to Orlando. Until now (October 2012) i hadn't changed my address because i was planning on going back but now that i decided to stay in Orlando i ended up changing to another insurance company because my policy was going to be A LOT cheaper. My question is, should i be able to get retroactive pay for the difference in my premium from the more expensive premium that i was paying in Miami and the much lower one from Orlando? I sent my state farm agent my lease contract since the beginning of the year and she said that they weren't going to allow it. Does that sound right? I know it was my responsibility to have my addresses changed but since i didn't and i was paying my premium for one city while living at another. Thanks!"


What would be the best car insurance company to go to?
What would be a great car insurance company to go to? I am an 18 year old, male, just got employed and now I'm looking to get car insurance for an '87 Chevy Blazer. Any suggestions?"


What is the lowest quote that people are getting from this site?
I managed to save 150 p/month. Can anyone find a better quote from this resource? http://www.adrian-flux-cheap-car-insurance.blogspot.com


What are the regular insurance cost of these cars. (without deduction or add cost)?
Porsche Nissan 350 Honda S2000 and also give me a recommendation on a nice not that expensive, good sporty looking car, lol."


Can anyone tell me what the average cost for a $1Million alcohol libality insurance policy would be in Mass?
I'm trying to find a yearly cost for an insurance policy on a function hall - not open nightly, probably 30 nights a year."


We are getting term life insurance. Should we cancel the whole life policy?
Before my husband and I purchased a home, he had a basic whole life policy. Now that we are homeowners, we need more coverage, so we are adding a term life policy that is probably six times larger than the original whole life policy. Because he has diabetes (he is only 32), the cost of the term life policy is kind of expensive. We are wondering if we should cash in the whole life policy and save the extra money from not having to pay the additional monthly premium? Or is there a benefit to keeping both policies?"


Jobs that provide insurance?
What is a good job that provides good health insurance to someone right out of high school? I must have insurance because of a health condition, but my insurance runs out when I turn 19...so I have to get a job that gives me insurance before September... I heard that you can take some sort of Parapro test or something and work for the schoolboard...is that true? What are jobs that provide insurance to someone that is still a student? Please help"


"Does mercury auto insurance, offer motorcycle insurance?
Im about to buy a motorcycle. If not do insurance companies insure bikes with a salvage title?


Why do I need to pay for insurance on my mom's car if she already pays for it?
I'm 17 and I just got my license and progressive is automatically adding me to my mom's policy and making me pay 150 a month in order to drive her car. My mother already pays insurance on her car. Why do I have to pay for insurance on the car if she is already paying? Insurance covers a car, not the person driving it."


Need help with auto insurance?
For those of you that have a sports car, how much do you pay for insurance?"


Need to find a cheap and reliable first car whats the best things to look for in a car?
hi just passed my uk driving test yesterday and am looking to get a car but i really have no idea on what to get. my budget aint brilliant around 500 but i only need something small - cheap insurance wise- but reliable.. what sort of milage should i be looking for, what engine size, what cars are more reliable than others,what would be cheap insurance wise etc. ill be using the car on a daily basis to do school runs and shopping etc any help and ideas would be great. many thanks in advance!!"


wisconsin insurance agent continuing education