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What auto insurance companies DON'T use a credit score when deciding rates?
I'm against the practice of using credit scores (i.e. insurance scores) to decide auto insurance rates. Does anyone know of a company in the U.S. that doesn't use the practice?
Need help finding health insurance?
I am currently looking for health insurance for my son and I. He is only 2 months old. I make too much money for medicaid, but still not enough to have expensive monthly payments on health insurance. Im not planning on having a baby anytime soon, maybe in the next 2 years. BUT, just in case something happens and I do become pregnant...I want insurance that covers maternity too. But I cant find any. I live in Indiana."
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"Boyfriend totaled my car, i have a $500 collision deductable on my insurance?"
what should i say about who was driving. should i say it was a friend, not a boyfriend"
Shipping insurance? ?
I am selling my ipod on ebay. It will probably sell around $175-$200. I want to offer shipping insurance. How much should I say it is? Is there an actual percent?
What is the cheapest renter's insurance company?
my apartment complex now requires renter's insurance. who is the cheapest company to get from? i recall being quoted between $15 - $20 in the past but don't remember with whom?
What is Commercial Combined Insurance?
Simple...what is it? I can't get a straight answer from any insurance company websites without it being specific to the policies they offer. I just want a straight forward definition. So, what is it, what sort of risks does it cover, etc?"
Why do Liberals want to be force to pay Health care Insurance?
why can't some people work harder and pay for their own health care insurance? There are some people who are driving without car insurance.... So I don't think there is such thing as affordable health insurance
Can my fiance add me to his insurance plan?
and is it more convenient than individual? (insurance through his work)
Car Insurance Question?
i may be buying a new car tomorrow which is quite far from my house. How am i to be insured on this car if i decide to buy it. Im aware i could pre-insure before purchasing but if i decide not to have the car then i wont get my deposit back from the insurer.
What cars are to cheap to insure for young drivers (18 years olds)?
I've just passed my driving test today and I want to get a car a.s.a.p! I live in BB2 area in the United Kingdom (Not the best for insurance) I'm 18 years old and I'm a new driver. So I was wondering if anyone can tell what cars what be cheap to insure or some tips to help get my insurance down.
How much will my car insurance increase?
How much will my car insurance increase? I went for over eight years without getting a ticket and got one over a year ago and one recently. I accepted and paid the fine--improper-turns--learned my lesson the hard way. Anyway, I have been with the same insurer or 6 years and saw a decrease in my rate last year, despite the ticket. My insurer only views records at renewal and mine is not up for almost a year. By then, my first ticket will be about two years old--if they notice it next year. I am middle-aged and get a multi--vehicle and home discount and don't live in the city. My car and truck are about 150 a month or both, with full coverage. How much do you think it might increase to? Thanks."
Is this the best way to go about cheap car insurance at 17?
Get insured on my mother's car for a year then get my own when the insurance drops.
With a home insurance claim - i can't find any receipts?
items missing are mostly jewellry., wedding rings, heirlooms and other irrepalceable items mostly gift purchased abroad. Does anyone have experience of what to do in this circumsatnces? we have a loss adjuster coming round on tuesday and I am worried he will look at this very suspiciously - any help really appreciated???"
"I am a pregnant teen without health care insurance, what should i do?"
Okay, I know i made a big mistake having unprotected sex at 17 years old and my boyfriend is 20. I live in miami, florida and I dont know what the legal rules are concerning that. Im too scared to tell my parents or any other adult I know because I understand that it should have never happened. It was also against my religion to have pre-marrital sex so that makes me even more scared. I have no insurance and since I am not telling my parents I have no idea what to do. I will be 18 in February so it wont be that bad but I am still in high school and living with my mom. She will go crazy if she finds out. I haven't told my boyfriend yet, I just asked him What if I was.."" I need advise..please."""
any driver insurance over 21
Whats the difference between level cover and term cover in life insurance ?
Term: This means you only get a payout if you die within a fixed term e.g. 18 years. Level: This means because the payout you get doesn't vary, it's always at a set amount. i read this but i dont get it ? please help"
Car insurance for 16/17 year old and 21 year old?
We only need car insurance until January because we're moving, so we were going to get it in July. Can I get insurance with my sister, so joint insurance, she's 21, and I'll be 17 in July. I'm a new driver, and she got her license just last August. How much would that be, my mom said around 800? I think we have State Farm."
What is to stop people from taking the fines instead of paying for insurance?
it seems like they are not much different then a high deductible insurance plan
Can I include the amount of money withheld from each check for my portion of the insurance in my deductions for income tax purposes?
When I say I buy medical insurance I am referring to the $80 per week that is taken from my check each week to be enrolled in the plan. 80 x 52 weeks is over 4000 dollars that I pay to have the insurance. The withholdings are pre-tax so I don't know if I can deduct them. After pretax withholdings (401k and insurance) my agi is under 60,000 so 10% of that needed to start using the medical expense deduction would be 6000 dollars (give or take). 1500 in medical copay and coinsurance and 400 in prescription copays (allergy medicine and physical therapy on a grossly broken finger added up last year) are not enough to approach 6000 dollars but with the premiums withheld weekly and then adding glasses and contacts and other things that I know can be deducted we would certainly make the 10% threshhold. This is the first year in over a decade that we have had this amount of medical expense so I am completely out of my element here but would like to clarify before I pass up a good opportunity. thank you"
Affordable health insurance in California for a family of 5?
How do I go about gettiing information for healthy families? Do they have an office or website?
"I paid insurance bill, but debt collection now has it. Insurance company does not carry payment records past 1 year. Am I liable to pay?"
Would it be advisable to pay the debt collection agency first, and then deal with the insurance company later, since my credit score is just going down and down because of this one bill? Also, I forgot to add this but the debt collection agency is asking for $771.87, but the amount I paid, according to my Chase account is $800 something. Would this automatically be marked as invalid evidence?"
"After seeing the doctor the social security office sends you too for disability insurance, how long does it usually take for a decision?"
After seeing the doctor the social security office sends you too for disability insurance, how long does it usually take for a decision?"
Can i get insured on a golf gti as a young driver.?
I have passed my driving test for 5 months now and have been driving my own corsa in that time. Im thinking of getting a VW golf now. Whats peoples opinion on golf gti's on fuel ect and will i get insured. Not too expensive. Ideas?? Else i will just get a normal golf.
Can my insurance company deny my car claim based on my credit report?
My car got stolen and progressive sent me paperwork to sign that asked to pull my credit, have access to bank statements, phone records etc. If I have some delinquent items on my credit; can my claim get denied? Can I refuse to sign? I feel it's intrusive and I don't want them to have all that info or base my claim on bad credit history.Besides, I'd rather my car be found. Help!"
What is the best kind of life insurance?
should one buy to take care of their final expenses . What is term life ins? I am in my 60's and don;t want to burden my children to have to pay for my funeral someday.
Do I need a license/registration for Motorized bicycle or 50cc gas moped scooter in CA?
Do i need to register or obtain a license for the above 2 vehicles in California. I tried to call DMV but it really takes forever. I can't seem to find that info on the website either. Thanks
What are your opinions about the different car insurance companies? Which one is the best?
I currantly have Geico for our auto insurance. They are cheap but i am seeing why. thier customer service SUCKS. i would really like some opinions on different car insurace companies. Thanks!!
"If I got a new license, will my old one still swipe?
I was at a friends house and somehow lost my ID. We looked everywhere and couldn't find it so I went to the DMV and got a replacement. A couple weeks after my friend actually found my ID and I was curious to see if it would still swipe when buying alcohol or tobacco even though I got a new one.
i bought a car and need to put plpd insurance on it but i do not have much money and have a lot of points on my lisence i am over the aloud amount in my state. how much would it cost for plpd insurance? i need the cheapest possible and my car is 17 years old and is only worth $200.
Can I buy a car without a driving licence?
A colleague of mine is selling a really nice car on the cheap and would like to buy it and keep it until I get my drivers licence (currently learning). Can I do it if I haven't passed my test yet?
any driver insurance over 21
Does anyone know any really cheap car insurance companies for old cars?
Somehow, I don't think Shiela's Wheels will be up for insuring me, being a fella an' all! :)"
How could I get a car home without no insurance or tax?
In buying a ford fiesta zetec which is about 100+ mile away, the owner of the car is currently not insured for it now so I can't drive it home and also it has no tax. I was hoping to get it tomorrow but I guess I can't. How can I get this home apart from using a trailer? I've heard trade plates? But what are these and how do I use them? Do I buy them? Help..."
Getting into an accident without a license or insurance?
Happened in a parking lot . Happened over a year ago no police report was made. License was already suspended for a year.. I suppose my sister will have to go to court but what are the more likely consequences . Could the suspension be extended after court ?
What do you pay for insurance on your home each year?
i am buying property in northern virginia and just want a general idea of the price. its fine if you dont live around here, or own a single family instead of a townhouse. its whatever, i just have no clue what even a reasonable amount to be charged is thanks!"
Who has the cheapest car insurance?
What is the best health insurance i can go to?
i'm not too much concerned on the prices but me and my fiance are expecting a baby in june and i recently just got off of my fathers health insurance from turning 18, and i want my baby girl to have health insurance when she's born. its hard to find it on google when every health insurance place is saying that they're the best, and i dont really understand what the deductibles mean but if you could give me some advice, i'd really appreciate it. thank youu."
Why do I have to pay extra for changing address with my insurance company?
The reason I haven't asked the insurers themselves is due to the fact they tried to convince me to borrow the money off someone to pay the 60 and when I told them I had no-one to ask they said I hope you realise this conversation is recorded and we have your new details"" to which I responded ""I hope YOU realise this conversation is recorded and you want me to borrow money off someone"" I understand the whole postcode lottery deal but what I don't understand is why they have sent the renewal quote to my new address quoting the old address as where the vehicle is kept and not mentioned anything about further payment. I begrudge having to pay extra for something not outlined anywhere in the policy and if needs be I would rather register 2 addresses for where the vehicle is kept if that were possible. """
What was your first car?
What was your first car?
I am about to buy a 125cc motorbike in the UK. m in my late 20's and have a secure job. What is a good insurance company to deal with and what sort of quote should i be expecting? I have the usual security for my bike, smartwater, thatcham approved chain and disc brake lock. The best quote I got online on a CBR125 was 450. Is that about right or is thre anyone out there paying a lot less, for fire, theft and 3rd party insurance"
How much does third party insurance cost on average?
Does it depend on the car you buy? How much on average would you pay per year for third party insurance? Thank you
Vehicle hit while parked will insurance rate go up????
I get a call from my girlfriend that on the way to the train she saw my car was smashed -Bumper , fender , Headlight need to be replaced The car was parked at the time. Gessing this would be considered a hit and run?Wll insurance rates go up if i put in a claim?????"
Can someone with a DWI that is 5 years old get non-owners insurance and legally drive someone's car?
Or better yet, if they get their own insurance in the state of NC male, 28, employeed part time get a insurance that is not at a high rate even with the DWI?"
Health care after cancer?
how much is the average cost of health insurance after cancer
If you chose car insurance just by commercials?
If you chose car insurance going by the commercials what car insurance would you choose and what do you actually have, if you have a car?"
17 Year old insurance rates?
On average, how much would insurance be for a 17 year old male with a 2001 BMW 740li? I have an okay job but I don't wan't to spend over 5k on insurance a year, as that would eat almost a fifth of my salary. Would insurance be cheaper on a coupe such as a 1991 Nissan 240sx? Also, do you have to pay a higher rate if your car is turbocharged? Will they insure you if your pushing over around 500 horsepower? If I buy a 240sx I'm going to do an engine swap for sure, so I want to know if it would be better to wait. Any answer is a good answer, so thanks for anything!"
any driver insurance over 21