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What is the difference between whole life and term life insurance policies?
What is the difference between whole life and term life insurance policies?


Adding a new driver to insurance.?
In Ontario, if a new driver was added to insurance on a 03 dodge caravan how much would it be about?"


Auto Insurance claims questions?
I was in an auto accident a few days ago and the other driver was at fault. His insurance company is Geico. I have been dealing with a claims adjuster for Geico who says I must have my vehicle evaluated by a Geico adjuster to determine the amount of damages. I am ok with that but I have noticed that they keep pressuring me to have my car repaired with the Geico adjuster they use to access damages. I know that I have the right to choose where I want my repairs done and I plan to go that route. When I told this to the adjuster, again they went on about the benefits of using their people. I plan to go to a place of my choice and need the insurance company to pay for a rental car. When I told this to the case manager she said that I would have to arrange contact between her and the place I choose to verify that parts are in and that they can start and finish the service on what they say is the estimated time for repair. Does that sound right (the rental car thing)? Also, why do I feel like the insurance company is pressuring me to use their people? I would really like some insight into how to handle this problem with the auto insurance people? Please only answer if you have experience with this kind of situation. Thanks."


Am i able to be on my dads State Farm Kentucky insurance if i have a Tennessee license?
Am i able to be on my dads State Farm Kentucky insurance if i have a Tennessee license?


What insurance does a freelance riding instructor need?
What insurance does a freelance riding instructor need?


How much will my car insurance increase after a minor accident?
While driving my son to school, my car's right side mirror hit the left-side mirror of the car on the next lane. The mirror has cracked and the back plastic cover has fallen off. No other damage to the cars or any public property. No person was injured. The other car had only the driver. We exchanged driver and vehicle details and I have now informed my insurer who said they will make a case open in case the other person makes a claim (I think she would though as she wanted my details). Now this is the first accident in 6 years, never made any claims (have 5 NCB), no convictions, no speeding tickets, nothing at all. can somebody advise how much my insurance will increase and when? The insurer was not even able to provide an estimate and said they can only say when it comes up for renewal. FYI, nothing has happened to my car and mirror; its only the other car mirror which got cracked. Its a small car (possibly citroen) with FP07 number plate. I have not reported the police or called them as nothing else was damaged except the mirror. can somebody please advise? pretty new in this field and haven't faced this situation before."


Average teen drivers insurance cost?
* ford focus. if that makes a difference.


How much does the average person have in their checking account?
NOT including 401ks, etc. Just cash you can touch and spend. And how much should you have if you have like 1,000rent +utilities +car insurance +credit cards + cell phone, etc."


"On buying a new car, should I get insurance for it immedliately?"
I am buying a new car in a day or so. Am I legally required to get insurance before I take it out of the dealership? I heard that dealer should keep insurance for 1 month. Is that true? If it is true, what is covered - just the car? Driver? Passengers? New-car buyer in Texas"


Do i need insurance for my drivers test?
Am 18 years old and im about to take my california drivers test in about two weeks i was checking everything to make sure i was in good condition.Then i read that i need to have proof of insurance witch is a problem because i do not have my license yet.So i ask my uncle if i could use his car he said yes and his car is insured, does he need to add me to his policy or am i good to take my test? Thank you"


My gums hurt when I barely touch them. I have no dental insurance?
My gums hurt when I barely touch them. I have no dental insurance?


Why is America the last industrialized country without Universal Health Care?
All of Europe, Canada, and Australia has it. Many other countries are trying to get it. But the United States? Many people demonize attempts at this and actively reject opportunities to implement UHC. Universal Health Care means going to an emergency room won't empty your pockets. My mother got sick on a trip to France and didn't have to spend a dime getting treated and cured by the hospital. In America, you have to either have decent insurance or pay immense sums in order to get treated without debt. It seems unfair to make such a fuss over such a nice service. A few more taxes for incredible good standards for treatment and much money saved on health sounds like an excellent deal. It would also help if Republicans would stop trying to lower their taxes and actually use their oceans of money to help other people instead of their own..."


Best and cheapest (under 2000) convertible for a 17 year old?
cheap to buy, cheap to insure, cheap to drive but looks good and drives well. has to be under 2 grand the insurance has to be cheap - under group 10 - (i know insurance is gonna be expensive for a 17 year old) i was thinking fiat punto 1990s convertible or renault megane 1990s convertible...maybe? or rover convertible?"


How many cars can you have insurance on?
I have a permit, No drivers license the only way I will learn how to drive and get a license is if I buy my own car. My mother ( the asswhole ) has three cars already and uses her insurance.. is there a limit on how many cars your allowed to have insurance on?"


How much does a car cost for a 17 year old?
I would not want to have to spend money one repairs two monthes after I got it, and I don't care if its a hunk."


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I need car insurance in broomfield co?
I have one speeding ticket and i'm 19 years old where can i go to get car insurance cheap i get min wage. and i need full coverage and if you know what full coverage consists of please let me know i have a 2003 dogde neon se


I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?
http://www.carfolio.com/specifications/m... Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.


"What kind of car insurance do I need for a rental, when I DON'T have any current auto insurance?"
We are looking to rent a car for a month, and since we are both ex-pats, we don't have any USA car insurance. We've looked up and discovered we should get Collision, Liability and Comprehensive insurance. Where can we get these for cheap? My travel insurance includes a Collision option, but no Liability or Comprehensive (I'm American, my husband is English)."


How much would it cost to insure these cars?
How much a year would it cost to insure a: 57 reg Renault Clio 1.1L and a 57 reg Vauxhall Corsa 1.1L I'm 18, female live off the main road and the car would be kept on a driveway, i live in a quiet little village in Derbyshire, the insurance groups for both are group 1. It will be used to drive to and from college each day so around 20 miles a day, no enhancements on the car, cars have done 17,000 miles, i have had my license for 1 month. Thanks."


"With the new Health Care Bill, what happens if you don't buy insurance?"
In the new health care bill that just passed through Congress, it says, Every American must buy a health insurance plan"" But what will the consequences be for those of us who can not afford to buy health care at all right now? I"


Car insurance coverage?
The reinstatement notice clearly states 12:01 am on 10/11/09


Trouble with my car insurance....?
I have decided to buy a Golf GTi and today looked into how much it would be to insure. I went on the compare the market and go compare and to my surprise the prices were arounf 5000-8000 and some of the bigger companies wouldn't even insure me. I'm 20 years old But i did get a quote for 2300 fully comp from PREMIUM CHOICE (which i've never heard of). SO what i'm asking is...is it really a big deal who you're insured with? and what are the disadvantage of getting insured with little known companies? My dad seems to think that these smaller companies aren't to be trusted and if you were involved in an accident they wouldn't be interested or they could go bust in 2 months and take your money. Have you got any tips on how to get around this insurance chaos? It's such a rip off.


Insurance for a minor?
Ok im turning 17years old and i am going to buy a bmw m3 2003 Whats the best way i can get insurance, i dont know how exactly it works but i wanted to go under my dad. what is the cheapest and best way to get the insurance for my car. and how much will it cost"


Can i get insurance on the pay as u go insurance thing of cover note I'm struggling paying yearly?
Can i get insurance on the pay as u go insurance thing of cover note I'm struggling paying yearly


How much is non onwers sr22 insurance in illinois?
I dont have a car and my license has been suspended.


Best mediclaim policy?
HI, I am planing to take mediclaim policy from government owned companies say National insurance, New india Assurance, oriental insurance etc, because of claim settlement and no hidden conditions But same time reliance offers more facilities than the government mediclaim companies, which one is best interms of claim settlement, service and networking hospitals? I am in chennai (madras) any other mediclaim company users also share your experiences please. Thanks"


Health Insurance question for California?
Is there a state program for minors(age 16) of low income?


Cheap car to insure?
Let's work on a budget for a car of 10,000. I'd like a car newer than 2004, so I'm more than happy to have a second hand /used car. I'm looking for something a little bit more on the luxurious side of things, rather than the stereotypical first car (Clio, Corsa, Fiesta etc). UK models only! What cars are fitting my brief, and have cheap insurance for a 17 year old male. I know insurance is far from cheap nowadays, but I'm asking for the cheapest."


Teenage Car insurance Impossible?
For starters I am for the most part completely ignorant as to the workings of Car insurance or really.. anything involving cars.. so bare with me.. I'm trying to figure out how to get insurance as a primary driver I'm an 18 year old male still in school with a full G license, the car is a 1995 ford model worth only.. 1000 $ max, it's 2 door, I have a 75%+ average in school, I have no prior accidents or tickets. Essentially perfect as far as all the variables"" that effect insurance rates go. Yet when i got quotes online they are still telling me I have to pay 380 $ monthly. What the ****? On average I only make about 400 or 500 a month.. adding on gas money to that my cost of living is practically negative from just drive to and from work? So I guess what I'm asking is.. Is teenage car insurance even possible without help from mommy and daddy or dropping school to work more? Can anyone link me or give me the name of auto-insurance companies that give the best rates for Teens? Anything in the 2000-3000 $ range a year would be perfect"""


What is full coverage insurance in California?..?
What is full coverage insurance in California?


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"How much will it cost to insure a mini cooper, for a young driver?
just about to start driving and would like to know the costs?


Life insurance question?
Life insurance question?


Home insurance?
Thank you everything worked out...


Can International students buy a car by financing in Ontario? And are they eligible for life insurance?
I am an International student. I wanna buy a car by monthly installments. Am I eligible? And am I eligible for life insurance? If yes can anybody please give me supporting links and informations?


Insurance for tuners ?
ok chill yall with the geo part just giving an example of a drastic mod.....kind of a disgrace for the RB though


Has anyone had trouble with american general life insurance telling you your policy will be will no good soon.
american general life told me my policy would be worthless soon and then tried to sell me a new policy with triple the rate and also take all my cash value from my old policy (without telling me).


Classic car insurance?
I am looking at buying a classic car but i don't know where is best for classic car insurance.


"On average, how much will my insurance cost?"
I'm 17 and female. on average how much do you think my insurance would cost on a 1.2L corsa 2003 model, with a black box fitted? Also would it be cheaper if i put the insurance in my dads name (9 years no claims) and me as a named driver? I'm struggling to find quotes as i haven't passed my test yet, just wondering whether it's worth buying this car thanks in advance BQ: do you know of any cars which are fairly cheap for teenagers to insure?"


What is the best car insurance?
What is the best car insurance?


Car insurance for husband and wife.?
Recently I went to insure my daughter and her car in the company me and my wife have been insured for some time. I wanted to include myself in her insurance but it went up in premiums a lot and we decided to insure her without me as an additional driver. Before that (last year to be exact) I insured my wife and I was included as a second driver. Basically, I was advised to do so on the basis that it would be cheaper. I heard about this option before and therefore did not check it properly with this company. This time (with my daughter) this option went an opposite way with higher premiums, so I asked them whether I can exclude myself from my wife's insurance as well because my insurance allows me to drive any car, but was told: ...because you are husband and wife, by law you cannot drive her car without being included in her insurance policy whatsoever... I am suspicious about this statement now and feel that I am being cheated. Does anybody know whether this rule exist or is it just the usual salesmen lie? Thank you."""


Full Coverage Insurance Alaska?
Hey, I'm just wondering what the minimums are for full coverage required by a lender in the State of Alaska, lookin to finance a 2007 prius 45k. Thanks :)"


Using universal life insurance to retire?
Our IRA contributions are at the maximum. After running the numbers the Roth IRA we have will not make a big impact on the nest egg required to maintain our income during retirement. I take advantage of all the free money available such as employer matched contributions. However, with taxes the way they are today (and I expect them to increase) I anticipate paying 40-50% to withdraw from a 401k. This doesn't include the taxes associated with my death. Because the stock market is akin to gambling, I am simply looking for a better place to put my money than a bank or my mattress."


What are some reasons why Americans do not purchase medical insurance other than the cost?
Lets face it, medical insurance is expensive and is the number one reason why most Americans cannot afford health care coverage. While many employees can purchase health insurance through their job, other employees cannot purchase health coverage if they are self employed or work at an employment site that does not provide health coverage. In your opinion, what would you say are reasons why Americans do not decide to purchase medical insurance other than the cost of getting health care?"


Why are car insurance companies allowed to discriminate people by age and gender?
So do they disregard the Civil Rights Act of 1964?


Annuity insurance in colorado?
what is my coverage for an annuity under Colorado law?


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