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texas insurance code 35.02


   








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"What do i do first, title or insurance?"
so i figured out what insurance company i'm going to use, and my cousin is giving me her car. do i need to get the title of the car before i get insurance or do i have to get insurance first. i'm 17 by the way."


What insurance plan should I go with?
I'm a full-time college student and I work part-time. I have no insurance but need to get some soon. What health insurance do you think I should go with that is affordable?


I'am 16 and does anyone has an idea how much would be my car insurance. i live in toronto?
16 yr old and wondering


Is paying $223 for a locksmith to unlock your car an average price?
I live in Seattle, and I have a '99 Honda Civic. I called for a car locksmith yesterday (9/16) to unlock my car, and I'm confused to why the service cost me $223? I waited for someone to come for 3 hours. I called at 5 pm and was hoping to see someone in the next 45 minutes to an hour but no one came yet, so I called again at around 6:45 pm and spoke to the receptionist, then the receptionist called the locksmith and he called me after, and asked if it was an emergency and how I locked myself out of my car. I said no it was not an emergency, but I didn't want to wait for someone any longer because its been over 2 hours already, the locksmith didn't come to my house until 7:50 pm. He had promised to come before 8 pm, but it was almost 3 hours at that point. I had a '99 Honda civic (a reputation of an easily known car to break into) and I researched nearby areas average price in the Seattle are, and they were around $150-170. I understand there was a $35 service call charge, but $169 for the car lockout itself was what threw me off. I asked the locksmith how he came up with that price, but he didn't explain it well enough to me other than its just the type of car is the reason for it being $169. I'm wondering why I was charged $223 in total. Where did the $169 price come from, Is there some sort of rubric to follow? ect. Should I call the company and talk to them? Or it is what it is?"


"The difference between whole life"" and ""universal"" life ins. policy"
anyone?"""


How much does your rate go up with Auto Insurance when you hit someone? I had 2 incidents this year.?
I filed a small claim in April 2007 for total damages about $1500. There was no damage to my car but I hit my babysitters car who was doubleparked in front of my townhouse. Now I just hit someone else and the estimate is about $1000 for his bumper. I am wondering if it is worth it to go through my insurance and have another claim against me or if I should just handle it out of packet? My insurance fro the year now is very good only $1062. But for some reason this is a bad year for me. I have 2 kids (1 with autism) that is always driving me crazy while I drive . I don't want to hurt myself by going through insurance. Thanks


"Would it be fair if I give you a bit of tax hikes, since you can now save on more affordable health care which?
I gave to you?


Will getting married affect me being on my parents car insurance?
Will getting married affect me being on my parents car insurance? My mom knows we are engaged"" my dad won't even know that until December. My husband and I just got married yesterday but our ceremony is not until August. I realized today I am on my parents car insurance. Am I still going to be on there or are they going to send a letter to them saying I am married or something? He already paid the premium until April 2012 with me on it so I don't think they can take me off til then? Maybe at the end of the 6 months I should tell them since I am getting married in 4 months I want to get my own car insurance since it wont be the full cycle done before I am married. IDK I just wanna know if the company will say your married daughter cannot be on your insurance??? I am kinda freaked out."""


How much money will you spend on gas if you own a car with a 6.2L V8 engine?
If you were to drive this car on a regular basis, And regular distances, How much money do you guys estimate you would be spending weekly/monthly on this car on gas?"


Do your insurance rates go up when you file for bankruptcy?
Do your insurance rates go up when you file for bankruptcy?


Which is the best insurance company for motorcycle insurance?
Its a new motorcycle.


Buying a car v.s buying car insurance?
My father doesn't have credit history because he never used credit card or anything. My credit is way better than him. I'm getting an car loan but worrying about the insurance problem. I'm only 21 in college my insurance will be extremely high so i'm just wrondering can i buy a car with my name and buy insurance with my dad's name? Are we allowed to do tat?


Civil Rights Heir and Life Insurance?
Hey Roger, Really you should know, or ask, for more facts, before you go opening your mouth. There has been unacceptable actions in the result"" of the death"


I need advice for my auto insurance claim! Please help!!?
I was in a car accident 4 days ago. My Mother was the passenger in my car (I was driving). I was on the off ramp getting off the freeway. All cars behind me were stopped. I was stopped waiting to make a right turn. An emergency vehicle was coming in my direction from my left. Therefore, I was waiting for the emergency vehicle to pass. The person behind me (large dodge ram truck I am in an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get in front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I was able to turn my car out of the way. I did not hit anyone (no one was in front of me). My Mother and I were both put into a gurney and taken to a local hospital in an ambulance. We both had our seat belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We were both prescribed medicine. My Mother has had 3 brain tumors and has trouble with her speech etc. and any violent startling trauma can get her shaken up pretty badly and confused. I know she hit her head but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this kind of thing can have negative effects later on. I know that my neck and back is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it back to the Infiniti shop to get all new parts. My car has all the upgrades in it so I want it to be taken care of. Am I allowed to take it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police gave the guy that hit us a citation. I have USAA and the other person has Geico. I just want to know exactly what to do in this situation. Since I'm out a car (I work for myself) I have been out (already) a decent amount of money for not being able to meet up with my clients. I spoke to my insurance today and they said that all my medical is covered since I had that already in my plan (without it raising my premium) and that I should get a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get taken for a ride. I've heard the horror stories of dealing with insurance companies. Any advice on what I should make a point of saying to the other insurance company, etc. Thanks in advance...."


I want to quit my job but..health insurance?
Im not sure what that'll mean for health insurance Right now my company pays for my insurance & I pay for my daughters throught the same plan & my insurance im not worried about I'm worried about quiting & then not having insurance for my daughter We live in NY , Is there any kind of grace period-Like a month period between jobs that the insurance doesnt just cancel as soon as I quit & I can find another job with insurance in that time?"


texas insurance code 35.02



Gerber Life Insurance For Adults?
I just took out a whole life insurance policy with them for 26.50 a month for 25,000. I just want to know if they are reliable and a trusted company. When the time comes will they give the beneficiary a hard time?"


Does your Drivers Ed grade effect insurance?
Thanks for the answers. It looks like everyone has a different one :/ I do know that you can get up to a 15% discount from taking the class....


What are the basic rules of term life insurance?
I am looking at 30 year term life for my husband and myself. Why do they need to come out to take blood to check our cholesterol and liver function tests? We are only buying $500,000 each worth of insurance. Is it the dollar amount or the fact that we are 40 right now? How does life insurance work? What if we both die right away does our son get the entire amount or is there a waiting period"" where you have to pay in for a certain amount of time before they get the money? Also"


Canada car insurance -- am I getting screwed?
Insurance had orginally told Hubby that we would get a cash settlement for the truck, but that we could keep it, still drive it, and would still be insured. When Hubby called regarding the write off, the adjuster tried to dance around what he had done, and eventually stated, Well"


In which country an owner should have an insurance policy before obtaining a fire license?
I mean that it is compulsory to buy insurance policy before applying for a fire approval to start any Business or commissioning any property according to the fire regulation in the mention country .


Auto Insurance Situation...Who Pays?
I recently got my license, but haven't yet bought my own car, or my own car insurance. The other night I was driving my boyfriend's car home from work - a very short distance, with his permission, when I got into a very minor accident in which I was ruled at fault. The police did come to the scene and filed an accident report. The other car received more damage than the car I was driving in, with some minor scratching on the door and a broken hub-cap. Because I am not insured, and my boyfriend is on his parent's insurance, I'm just not sure what is going to occur in this situation regarding how the other car's damage will be payed for. I understand my insurance, when I get my own over the summer, will automatically be higher, but I'm mostly worried about either A) having to pay for all the other car's damage out of pocket, or B) My boyfriend's parents having to pay higher rates because of the accident I got in. If anyone can give me any information about this situation, that'd be great!"


How can I find out if someone has made a claim against my car insurance?
Back in December I was involved in a very minor fender bender. The guy was a total jerk about it I didn't want to deal with him so I told him to go to insurance. He kept threatening me with an insurance claim even though thats what I agreed to anyway. I stopped all contact with him because he just wanted money out of my pocket. With my policy, I am given one free at-fault accident. This would fall under that, and my premium should not go up because of this. Today I got my renewal notice, and my insurance premium will be decreasing this month. I was never contacted by my insurance company, and I can't find the information on my online account with the company. Does this mean he didn't file a claim? Is there any way I can find out if there's any claims against my policy without calling the company? Most claims stick for at least 5 years, and I would just like to know if there's anything against me in case I ever need to change providers. Thanks!"


Which insurance company is cheapest for young drivers?
MY MOTHER HAS 4 YEARS NO CLAIM BONUS AND I JUST GOT MY LICIENCE AND LOOKING TO GET INSURED ON A CLIO 1.2 OR CORSA1.2 WHICH INSURANCE COMPANY IS THE CHEAPEST?? THANKYOU!


Insurance violation 16028 (a)?
I was riding my friends motorcycle today. I got pulled over for doing 75 in a 65. My friend does have insurance on the motorcycle but there was no insurance paperwork on the motorcycle. I got written up for no insurance, the cop said as long as the bike does have insurance the court should drop it. My question is, do I need to be insured on the bike or does just the bike need insurance since I was just riding it that day?"


Car insurance question.?
Can I have a car loan under my name and have the title under mine and my parents name as a main cosigner? Then have insurance under my parents name? Is it possible to have the title under my name with no cosigner and insurance under parents? I just want cheaper insurance that's all.


What is the deadline to have health insurance this year?
What is the deadline to have health insurance this year?


How do i answer this question about car insurance?
My sister and i are on the loan for a car that I'm driving. We have insurance but im not on it. I want to put it under my name now, but when i get a quote online they ask if i've been insured for the past 2 or3 years i dont know what to say. Yes because the car HAS been insured or no because it was not under my name. Can i even get insurance if her name is on the loan too?? Thanks in advance"


What questions do the ask you when you call for a motorcycle insurance quote?
What questions do the ask you when you call for a motorcycle insurance quote?


"I am renting a car, what kind of insurance do I need?"
I do not currently have car insurance (no car!) but will need to rent a car from Washington state to travel one way 2600 miles away. My question is what insurance, if any, is REQUIRED by law to have while driving this car. Will the car companies know or will they tell me what they can to get me to pay more? Also if you happen to know the best priced one way rental car company that would be helpful too!"


If a child is 18 years old does the noncustodial parent ..have to put the child on his medical insurance in CT?
If a child is 18 years old does the noncustodial parent have to put the child on his medical insurance in CT?


texas insurance code 35.02



Does home owners insurance cover damage to hardwood floors caused by previous owner?
We recently pulled up our carpeting to discover that someone had drilled screws into the maple flooring underneath, Will our home owners insurance policy cover the cost of the repair?"


What's the cheapest new car in terms of insurance?
Strictly in terms of insuring the vehicle, which new vehicle would be the cheapest? Preferably an SUV, but a sedan would do as well."


Will a ticket for expired license plate or possession of marijuana make my insurance go up in cost?
I got both at one time.


My dad is insured with geico?
I have my car insurance with my mom on state farm I was wondering if I am driving in my dads car and I crash does his full coverage policy covers me ? I am not listed as a driver in his policy I drive his car once like every 2 months.


Car insurance on taxes?
im a 23yr old part time student and i work full time, first time im filing my taxes alone, am i able to add my car insurance like i to with tuition?"


Could someone tell me what is needed to create a car insurance comparison website? Thanks?
I've got some experience with web designing,what i need to know is if the website could be created using dreamweaver...and some more details on how to get data from the insurance companies and what programs i should use for that? I really need a very good explanation from scratch,if you don't know please don't answer. Thanks"


Why does my car insurance provider ask for other people in household?
Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!"


Term Life Insurance Ownership?
My wife and I are in our 40's and 50's. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford. We recently both purchased $1M 10-year renewable term life insurance policies that we expect to keep for 10 years. We chose not to use life insurance trusts because the purpose of the policies is to replace the lost income of the deceased spouse if one of us dies relatively soon, not to increase our final estate, and the trusts are somewhat costly. We each specified our own trusts as the beneficiaries, because we want the disposition of assets specified there to be used for this money. The trusts provide for the income, and principle if needed, to be paid to the spouse, and for the remainder to be paid to our child at the remaining spouses death. The question of ownership of the policies is less clear. My lawyer says that it doesn't make much difference who owns them, because the value (estate) taxed is only one year's premium, not the $1M. My accountant says that the $1M is taxed, and that each policy should be owned by the other spouse to avoid tax on that amount. A friend said that there's no way to avoid or significantly decrease the tax, so just leave the ownership as is (each spouse owns their own policy). A further fly in the ointment is that the insurance company (Massachusetts SBLI) makes some forms of trust ownership more difficult and costly. I'm confused. What ownership is the best? What is the benefit of that choice? Thanks for your time."


Car insurance question?
It;s $400 a month .__. i wish it was $400 every six months, that would be great lol"


Car insurance for total loss?
I got a car accident due to bad weather and got a total loss. No one is involved in the accident. I`ve got a full coverage insurance at that time. The insurance company is cancelled a contract with me after a claim (accident) I issued, which I found it through insurance agency. The insurance company said that they did not know the previous accident record on my driver license. Then they cancelled the contract. Can I possibly claim a complain with my insurance company? I terribly need any car since I use a car for my job. The insurance company said they will not give me any money either a car. What should I do? Thank you"


Who is fedex health insurance through?
Who is fedex health insurance through?


How much do owner operator truck drivers make per year?
1.How much do they make before and after all the expenses? 2.What are the expenses?


Buying car insurance?
Buying car insurance?


Landlord tenants for kids insurance in california?
i rent my house to a daycare family. they purchase daycare insurance. however, lately they also start to do foster kid. i am curious if there is foster kid insurance that they need to purchase? i try to google, but i can't find any related information. any help will be appreciated. thanks"


Ex Wives Health Insurance?
My ex is upset b/c the insurance company discovered we are no longer married and living 700 miles apart. Her coverage was terminated as of Jan. and she is now uninsured. (I still provide coverage for our kids) Do you think she is justified in feeling that I (and my employer) should still be providing health insurance for her? Background: she initiated divorce, final in October 2008."


texas insurance code 35.02