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Health insurance deductible?
Im not fully comprehending this. So if my policy says my deductible is $2,500 and I only go for $50-$100 doctor visits,.etc. I have to pay the $2,500 before the insurance company will pay for my basic care visits? Also from my understanding employers are likely to offer employees"" cheaper coverage"


Do i need motor insurance as well as courier insurance for my van?
I have an courier business and I was going through some paperwork and i looked at what motor insurance coverd and the courier insurance coverd the same things and more stuff, so i am a bit confused on either or not do i need both insurance?"


What kind of insurance is good and affordable for an 18yr old female and their first car?
What kind of insurance is good and affordable for an 18yr old female and their first car?


State Farm Renters Insurance: Explain Replacement Cost Coverage to me?
From what I understand, if a claim had to be filed, I would receive the current value of an item. For instance, I have a pair of $500 shoes. They are currently priced at $450, so the pay-out would be $450 and $500, correct?. Okay, so here are my two questions: 1) Would I be bound to REPLACE the lost item? Or would they give you the current cash value to buy whatever it is that you wanted to buy? 2) Are there no such policies that exists out there: a policy that would pay you what you INITIALLY paid for an item? So that one wouldn't lost out financially in the event that an item depreciates? If I'm wrong about any of the above, or if you think I need to be sure to clarify certain things with my agent, please let me know. Thanks."


What should I do I hate insurance company?
This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs


Will insurance rate rise...?
I'm a sixteen year old driver in Florida and a few weeks ago I accidentally bumped into someone's car. The damage on both cars was very minimal and the other driver has not done anything. A cop, however, did write me a ticket. I'm wondering what effect (if any) this will have on my insurance rate seeing as it is my first ticket, and how or if I could avoid this by getting the points off my license. Thank you very much."


CAR INSURANCE CANCLELLED - will I get refunded?!?
Hello, I accidently lied a bit on my insurance policy and after 1 month i recieved a letter saying my insurance is to be cancelled in 1 week. could somebody explain to me what will happen and am I due a refund. Im extremely skint at the moment . HELP!"


Can you get business insurance online?
I'm taking over my dads tree care business and need to get business insurance but would rather do it online than have to go in somewhere. Can I do this?


What is an insurance quote?
I need car insurance in massachusetts.


Can the driver of a one car crash sue their own insurance company?
I lost a limb in the crash and am wheelchair bound for quite a while. I lost my career due to the loss of my limb.


Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt?
I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford."" Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car."""


How can i find out the group of insurance on my car. eg my bmw has group 10 insurance?
How can i find out the group of insurance on my car. eg my bmw has group 10 insurance?


Can you see a skin specialist without insurance?
I have insurance through the state, but when I went to quick care they told me there was nothing they could do and I would have to see a specialist. They didn't even prescribe me any kind of skin cream to stop the itching. "


Does MaineCare Insurance cover full set of braces for teens at 14?
I'm 14 year old girl and I need a full set of braces and I overheard my parents .. I have Mainecare insurance and I was wondering does maine care insurance cover full set of braces?


Can someone help with my tax/national insurance charges please?!?
I earnt 8200 at my part time job in the tax year 14/15. I was taxed 293.40 NI paid 251.98 Employers NI paid 289.77 I am fairly certain I am due a rebate Could someone please explain the procedure/calculations needed to work out what I am owed?


nebraska insurance laws



Why at 22 years old is a first time drivers insurance so dam high?
Yeah so the title says it all. Has anyone got any tips on how to lower insurance down a bit I'm looking at prices from 2k-2.4k at the moment and that's only on a 1.3 ford fiesta. Hopefully someone has a few tips on how to get the cheaper insurance ;p


Does your driving test score affect your insurance rates?
Some people are telling me that the higher the score you get on your driving test, the lower your insurance will be. For example, if you score 80 points compared to someone how scores 100 (full points), the person with 100 points will have lower insurance costs. I just wanted to know if this is true or not, and if it is true how much does 1 point affect your insurance?"


How long can you take leave for NJ short term disability?
I've been at my current job since December so I am ineligible for FMLA. However, I understand that short term disability for pregnancy gives you 4 weeks prior to your anticipated due date and then 6 weeks after. Is this correct? Can this amount of time change if your company uses a private insurance plan vs submitting directly through the state."


Can Racing Seats lower Car Insurance?
If you have a car that has no airbags and you put in Racing seats with a 4-point safety harness would that lower the payments?


What would auto Insurance cost me?
I am 16, live in Toronto. I am a male, and none of my parents have insurance so I will be on my own. I have an 88 avg in school. And I will look for a car with low insurance prices and that is safe."


Will my auto insurance cover my medical bills if i'm at fault?
i know liability only covers the other party, and there is a part that covers me if the other party is at fault but is not insured. but what if it an accident is classified as my fault.. is there any coverage for my medical care? thanks"


Short term car insurance needed critically?
I need a 1 day insurance for my parents car today, yet every insurer I visit asks for me to be 19yo and have my license for at least 12 months. I am 19yo and have my license for 10 months. It is a critical situation and I must take the short term insurance. Has anyone got any insurer that would insure me? and would be the consequences of accepting the agreement indicating that I have held the license for 12 months. Sorry this is a critical situation and I need it :( Thanks for your help."


Family car was rear-ended by drunk driver. Should I get attorney?
I'm 40 years old and never been in a car accident, so I need some guidance so I don't make a mistake. Last week our SUV, with our 4 children ages 4 mo to 11 yrs, was rear-ended @ 20 MPH by a drunk driver (.20). Our SUV has about $2k damage and our kids are sore with some bumps and bruises, but dont seem to have any serious problems. The only medical expense is our copays from the Dr. visit. Do I need to be worried about my kids"


How will insurance companies make up for the preexisting clause elimination?
I guess in 2014 health insurance companies can't discriminate people for preexisting illnesses. How will they make up for that? Will they just increase premiums for everybody?


Car insurance for a teenager?
Oh sorry, I am 16"


What to do when health insurance company won't cover surgery?
Just to clarify - is the waiting period because your husband had symptoms that existed before the insurance policy began? If this hernia is something where all the symptoms started AFTER your policy began, then I'm unclear why it would have a 6 month waiting period. The waiting period is in our policy for any hernia surgery. This was not a pre-existing condition. Our insurance is Unitedhealth care by Goldenrule."


Can I get cheaper Car Insurance in England if I have 3 different clean Drivers Licences?
No insurance claims either.


Buying a Motorcycle and taking it to California?
So I'm in Florida and I'm selling my car to buy a motorcycle. I'm thinking about purchasing a triumph bike here in florida at the dealership and having them ship it to my house in California hoping i can get a sweet deal. What do you guys think? tax in florida is cheaper than California but will i still have to pay for other stuff besides the obvious insurance, plate, etc.? or is this all a dumb idea, should i take my car money back to California and buy the triumph bike there?"


Car insurance ?
hey i so lost about car insurance my mum said it would be easy for me to get a car but its the insurance because of my age but if i was on someones insurance how would that work would you be only able to drive there car or can you get your own then pay the insurance as what they pay im so lost about the whole car thing i dont have a clue on how the insurances works so please help...x. thanks in advance :)


Decent Car Insurance Info?
Does anyone know of a decent car insurance provider for 18 - 20 year olds -.- I just got quoted 4k for a 1litre CAR that is almost double if not more than double of the 1 litre I would of bought if Insurance companies weren't FUBAR. Does anyone know of cars or car insurance providers that are cheapish like 2000 - 2500 mark. I mean I'm in a 1 litre I'll be topping 80 my acceleration is about 12 seconds -.- So yeah thanks to anyone :)


nebraska insurance laws



Help understanding insurance card?
I have us family health plan and online I need to fill something out for school if not they will charge me for insurance when I already have it. What I need is Insurance company Policy number Group name Group number What is on my card: Member id number Group number Rx group number Copay. Can you help me match what I have to what I need


Cost to insure a Bentley?
For a school project, we have to estimate the price of insurance for a speicific car. How much would it cost to insure a 2012 Bentley Continental GT? (approx.) I can't call my insurance company, I'm 14. Thanks!"


"Is there such a thing as Legal Insurance"" that is affordable for everyone?"""
Is there such a thing as Legal Insurance"" that is affordable for everyone?"""


"Becky has 25/50/10 automobile insurance coverage. If two people received $35,000 each how much will be covered?"
Becky has 25/50/10 automobile insurance coverage. If two people received $35,000 each how much will be covered?"


Average cost of auto insurance for 21 year old male?
i know it changes with companies but i just wanting to kno a ball park estimate so i can budget accordingly


Insurance for me on a 1973 Dodge Charger?
i know ill probably never get one but im not too good on guesstimating insurance. im an 18yr old male with no accidents or tickets but i understand insurance on older cars is cheaper? can anyone give a rough estimate of what a monthly cost of insurance will be?


DMV paying ticket/showing proof of insurance?
I'm In California I received a traffic ticket and did not have my proof of insurance with me. I received my courtesy notice and my amount owed Would be 1000 without my insurance proof. It will obviously be reduced significantly if I show my proof of insurance. I know that you can pay traffic tickets at the DMV. And I want to pay the ticket In payments. So here comes my question- can I go to the DMV and show THEM (the Court Clerk stationed there) my correction (proof of insurance) instead of having to go all the way to the court house? And can I ask for a payment plan there as well? Or can I ONLY show my Correction(Proof of Insurance) and ask for a payment plan at the court house? My first ticket :| And the court house is pretty far from where I live. DMV is right around the corner. That's why I ask :P Thanks


Where can my husband get cheap health insurance?
I'm on medicaid because I'm pregnant, but my husband has asthma and has no way of paying for doctors visits or getting inhalers. He has recently had an asthma attack that lasted a whole week! but we can't afford the ER bills every time he has an attack"


True or False; We should let people decide weather they want health insurance or not?
True or False; We should let people decide weather they want health insurance or not?


Company car insurance?
Hi Can anyone help me re company car insurance I am currently getting a company car and now under the companies insurance, so dont need my own private insurance. I currently have 9 years NCD. I am now worried, what happens if I leave the company in a few years time, do I have to start from scratch again with no NCD, or can I still use my 9 years NCD anyone know (I have read they are valid for 2 years) I have asked Direct Line (my insurer) and they cant give me a straight answer, I get something different each time. I wanted to know if I was involved in an accident with company insurance I appreciate I have to state that when going back to private insurance but if I had an accident and had no NCD my premium would be sky high which I find unfair if I lose my 9 years NCD as I have not actually taken a break from driving. Does that make sense? hope someone can help me Thanks, Steve"


Can someone explain somethings about Car Insurance to me?
Okay, long story short. Last week I got in a car accident with some friends. My back is messed up and I went to the doctor Monday. He told me that my lower back muscles, tendons, and my lumbar are all swollen and sprained. My parents want my friend's family's insurance to pay for the doctor bills, plus they want to get me something (I think it's called compensation or something, I can't remember) basically, the insurance company will pay me money. I guess my questions are just these: If you were my friend's parents in this situation, would you be mad? Is my family technically suing my friend's family? Does her family find out about this or is it all confiential between me, my parents, and the insurance? We live in Washington state and got in an accident on the Interstate, heading down to Seattle for the afternoon, if it changes anything"


I have a question about insurance..who is the most well known insurance in canada...and give a great benifit?
i have a question about insurance..who is the most well known insurance in canada...and give a great benifit?


Car accident and insurance procedures?
I got into a car accident yesterday. I wasn't at fault for the accident, and I know my car is totaled. I was wondering how the whole thing will go down with the insurance and what the process is going to be. I filed a claim with my insurance co. and am waiting for them to call me up. I was wondering if the other person's insurance has to pay for my car and what not. I am also wondering if there will be any consolation since the other driver was dui."


How much is insurance if you're 19 to 20 years old?
im planning on getting a car in a few months and i'm just curious how much i have to put out for insurance on a coupe car years from around 2000 to 2006. and how much less would it cost if i had my parents to buy it and just put my name under the insurance?


Will a bike licence bring down car insurance?
Ok, so I'm 18 and am looking to learn to drive. I know that insuring a car is going to cost a bomb anyway, but will the fact I have passed a full motorcycle test (A2) help to bring my insurance down? Or will the fact I will have access to two vehicles (car and motorbike) increase my insurance? By the time I pass my car test I would have had my A2 licence for a year and have 3years no claims discount. Also I am looking at getting a 1.1 Citroen Saxo. Will a two door be more expensive than the four door to insure or doesn't it make much difference?? Thanks."


nebraska insurance laws