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Why is our group health insurance so much more expensive than getting an individual plan privately?
My husband gets insurance through his work, and they take out $170 a week (he gets paid weekly). So that totals about $730 a month for us and our kids plus maternity benefits. What confuses me is if we were to drop that insurance and get an individual plan with the same company, same deductible, same co-pay, including maternity benefits (exactly the same plan) it would run us about $440 a month. I thought that the whole point of getting on a group plan was that it would be cheaper. I would be okay with it being the same as private but it makes absolutely zero sense to me that it would be almost twice as much... Anybody want to explain? Or are they just screwing us over?"
Should I cash out one of my life insurance policies and pay off my debt?
My parents got me a whole life insurance policy when I was young. Now I'm 24 and have a full time job (have worked here for over a year) and am receiving term life insurance from my employer. Do you think it would be a smart idea to cash in my Whole Life policy and pay off all of my debt. Instead of paying high interest rates and barely getting any of the principal paid off i could pay it all off and save my money for other things. I don't need two insurance policies right?! I am engaged but I don't have any children, and don't plan to for another 5-6 years. P.S. I'm not really looking for advice on getting an extra job, I'm looking for financial advice about Insurance. I have a Bachelors degree, I can do freelance work if i have to. I already work full time tho so I am avoiding getting another job. I would rather be broke than stressed to death, hah."
How Much Would Accutane Cost With Insurance?
I'm wondering how much accutane will cost with insurance. this includes dermatologist visits etc. I understand that different doctors will cost different prices but I am looking for a price range. I have insurance but I am still just a poor college student who can't spend too much. But I am willing to still spend a good amount to get it taken care of. Thanks
Can i get my own car insurance policy at 16?
i would really like it if someone could answer this. i coudnt fint the answer i was looking for online so i came here. if you guys are going to say it has to be under your mothers its not happening shes a *****. my dad has a car at his house thats mine he just doesnt want to give me the keys tell i have insurance and my license. but im getting my license in a few months. so if you can tell me this answer thanks, and can you give me a average price. and i know they do it based on the car so if i had an 06 nissian sentra with moded parts, and ome rims and a body kit would there be a difference. thank you so much for the people that are going to answer this"
How much insurance costs for Yamaha YZF-R125?
for 21 old male as a learner in uk ..
"What would be 15,000 pounds after tax and insurance for one month?"
What would be 15,000 pounds after tax and insurance for one month?"
"If I have full coverage insurance AND uninsured motorist coverage,would my truck be covered if my son was driving it and had an accident?"
I have had him on my policy but I honestly can not afford it. ($450 a month for an older truck, and yes, I have shopped around A LOT) I am wanting to just take him off my policy completely to save money and make my policy more affordable. Just want to make sure my truck would be covered. We arte in TExas if this makes a difference to how the coverage works. Thanks"
I need to replace my company health insuance with one that is more affordable. Any one have a good co. 4 me?
Need a good health insurance company that won't break the bank. HELP
Should you buy car insurance from the car rental company when you rent a car?
I already have fully covered auto insurance for my car with progressive.
"What is the rate of car insurance in denver, co?"
also, i am going to be going school there and i am from hawaii..will i have to change my license plate and get a new car insurance or can i keep my hawaii insurance because im just a student."
Will my insurance drop me?
hey guys.. i have state farm insurance and i was put on my parents insurance as a 17 year old because i got into an accident in november (not my fault, i got rear ended). i turned 18 on new years day and just got a speeding ticket (51 in a 35). i was just wondering if my insurance could drop me and if so how likely it would be. thanks."
Proven marketing for auto & home insurance agents?
I want to open my own small agency doing life, auto, home, business, health, and many more types of insurance but I know it's going to be tough in the begining in terms of clients... I am trying to see what can I do in terms of marketing to become known and develope trust among people or community so I can run a successful business... Want to hear how you people, if any of you, started and developed a marketing that really worked .. I will appreciate every comments you will post.... thank you"
Is there a grace period for car registration/insurance in IL?
I recently bought a used car from a private party in IL, but after business hours. I had it registered and insured first thing the next morning. Unfortunately, I was pulled over on my way home from buying it and ticketed because it wasn't registered or insured to me yet. The officer assured me that there wasn't any kind of grace period, but I'm lax to just trust his judgment on the matter. I go into traffic court Monday morning and would love to be able to plead not guilty, as I don't really have any extra money for fines right now."
What online auto insurance gives you multiple quotes and is free?
?????????? free quotes????????????????
Can a 16 year old get auto insurance without being under a parents name?
I'm a 16 year old girl and I'm buying my own car. My parents and i don't get along at all (stepfather hates me, mom isn't on my side). So can i get auto insurance without being under their name? Also, would it cost a lot more? I'm an honor roll student."
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Auto insurance. Do you think it is a rip-off?
I live in MI and auto insurance takes so much of my monthly income. I believe auto insurance should be a choice. Not mandatory.
What insurance quotes car auto online?
what insurance quotes car auto online? i want to know about this.
Is it Ok if our Obamacare tax goes to insurance corporations?
I mean, so the SCOTUS admits it's a tax-- Are the corporations the government, then?"
Will my car insurance premium go up?
I just recently hit a deer and the only car damaged was mine. I am covered under my policy b/cause I had comprehensive. Here's my question: Will my insurance premuims go up if I use the dealership's auto body shop and not the insurance company's auto body shop? This is the first claim I have had with this company and I have been with them for over 7 years.
How would you change your car insurance if your car was over ten yrs old?
idk what my stupid teacher means by that.. i know that car insurance would increase but im not sure thts what she is asking with this question.. thankyou =]
MotorBike Insurance For CBT...?
i was just wondering if i bought a Honda CBR 125r and i got a provisional license ad done the CBT would i need insurance to ride on the roads for 2 years or would i not need insurance until i could save up money for lessons, theory and practical test....???"
What is a fast car that is in a relativley low insurance group?
I was looking at a 1.6 Honda Civic Type S as that is insurance group 6, but they seem to be hard to come by. They are mostly 2.0 and that is group 11 which is too high as I am only 19. Budget is around 3500. Any ideas welcome. Can go over budget and put the car on finance for the right car."
Health insurance question?
if you move out
I totaled my 2010 Mazda 3i how much should I expected from insurance?
I was just squished between two pickup trucks with the driver behind me at fault and having a suspended license. The body shop said the total damage is $13,700 and the insurance company just labelled it a total loss. My car is just over a year old with about 55,000km on it with no prier damage on it. How much should I expect to get back as I am financing the car and cant afford to keep paying if they don't pay it out. ( Canada, Ontario, Ottawa)"
Insurance coverage question?
I was involved in a three car accident, the car that started it came in to main street and got hit by one car, consequently he lost control of his car went across the next lane and hit me. His insurance already told me they are taking liability and will pay both drivers' damages, but he said that California minimum liability is only $5000, so they are planning to divide the $5000 to cover both drivers. However the damage in my car and the other guy's car exceeds $5000. I thought the limit if indeed is $5000 it should be $5000 for each driver and not for both. What do you think? Maybe they're just giving my the short end of the stick or twisting things for their convenience. Anybody knows for sure how it should work?"
Anyone know about AAA car insurance and there uninsured motorist policy in California?
My daughters agent also mine now says she needs to pay her deductible,. I used to have farmers when the same thing happened to me ( a uninsured unlicensed driver hit her).And my deductible was waived. When I looked over the policy it doesnt say anything about a deductible. Any help would be appreciated"
Getting car insurance under parents name (Ontario Canada)?
I am 19, and I want to buy my first car, how ever I cannot pay 600 dollars a month for insurance. My dad does not want me on his insurances because he does not want the risk of his insurances going up if I get in an accident. So I was thinking, would my dad be able to insure my car under a different insurance company than the one he has now, and then just put me on the insurance. There for if I get in an accident, the insurance for the new car would rise, but the insurance for his car which is under a different insurance company would stay the same?. Theoretically speaking, if the above is true, and I do get in an accident, and the insurance rises to a price where I could not afford the monthly payment. Would my dad be able to just cancel the insurance?"
Insurance for additional drivers has shot up?
I'm 16 and looking forward to buying my first car, so a few weeks ago i saw that if i was the additional driver on my dad's policy it would only cost around 400. However i have tried a few recently and they all have shot up to 1500+!!!!! Does anyone know why? It's ridicuolous how much they are trying to charge me for first years insurance."
Globe Life Insurance?
I noticed that I made it sound like I was taking a policy out in case they didn't get healthy. They ARE healthy, and I wanted something that would transfer to a college fund."
Car insurance on a 95-98 toyota supra?
im 16-female..remain a B+ average. it would be full coverage... and i know the color can make a difference..prefreably white..maybe black. anyone know the ball park insurance price it would be for me?
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Name of Insurance company with cheapest insurance for Maternity?
Please no Scams, I will report all scams and your account will be blocked. I am 27, f, living in VA, looking for an insurance that covers maternity, cost less than $200 per month, I do not want to pay for more than 6 months before i get pregnant insurance does not take more than $2000 out of my pocket for delivery of the baby. I am not a citizen, US medical system sucks and WWW is full of scams and frauds. Please just provide me the name of the insurance company, i will check the whole details myself. Thanks for your help...."
How much would car insurance be?
I'm 17 and I wanna know how much insurance is on a 1993 Jeep Wrangler before I go out and buy one. I tried to do quotes but I need to know a lot about the car but since I don't have the car, it's kinda hard. Help. Thanx"
In your opinion ...why is health insurance so expensive?
Please , I'd like to hear some ideas of how and why our country can't provide excellent health insurance for a nominal price. Other countries do it,why can't the US? Are you perplexed as to why the non-working have benefits and the working don't without paying through the roof?"
How can I cash my insurance check if my lien holder name is on there to?
How can I cash my insurance check if my lien holder name is on there to?
How much would insurance cost for a 2011 mustang or 2011 camaro?
for a 16 year old male driver please give a price range not anything like Too Much"" or ""Alot"" thank you"""
Why is it that every teen wants to drive?
if you ask me its not worth 2 cent, you have to pay high insurance rates (mainly young black people) I mean if you ask me its best to catch the bus, that way you can have a clean driving record and not get any tickets AM I RIGHT?"
How much will my moped insurance be?
if i buy a cheap moped (under 400), use it for only social purposes and keep it locked away in a garage at night, how much do you think it will cosT?"
Insurance for car accident?
sorry for the confusion, the insurance company is for the driver's and not mine because he did damage to me."
Can I pay my car insurance monthly through parents?
I am 17 just learnt to drive and I have my own car and will be able to afford my car insurance IF i pay it monthly, I know they do not let under 18's pay it monthly, so can I say that my parents are going to pay for it and give them the bank account details of my parents then give my parents the money each month. I have a job which earns me over 1 k a month so paying for it shouldn't be a problem"
Will my insurance go up if my vehicle would be out of town?
Ok so i'm 18 and will be going to college 186 miles from my home in pittsburgh. I'm currently listed as a primary driver on my parents insurance. Will my insurance rates go up just because the vehicle would no longer be located at home? I don't believe it should because if i'm listed as a primary driver what difference does it make where the vehicle is located? Does anybody know if it would go up?
Why don't any insurance companies cover the cost of childbirth classes or doulas?
Serious question. Why is it that no insurance companies will cover any part of the cost of prepared-childbirth education or a doula fee? Women who take classes or have a doula are way less likely to request drugs or epidurals, and therefore, are less likely to need a c-section (necessitated by drawn-out labor or complications from drugs/epidural) Why will insurance cover all the medicating yet won't cover anything that is statistically shown to reduce the NEED for the actually medicating? This isn't a rant, I'm really curious as to why this is. Would it really be that hard to impliment?"
What all should I consider when changing my auto and home insurance company?
For twelve years, I have had homeowners and auto insurance with Allstate. During this time, there have been no auto accidents, claims or moving driving violations. However, the auto premium increased last month. I was told I lost the new"" car discount on my 2011 Ford Fusion. There are 2 adults drivers only. I obtained quotes from four insurance companies for homeowners and auto insurance. I went line by line on the auto quotes to be sure it is the same (or better) coverage than I have now. The homeowners is basically the same dollar amounts for total replacement coverage for the house & contents and to pay for the cost of other housing during repairs. Three of the companies have ""accident forgiveness"" so 1 auto claim will not increase the premiums. Every quote is less than my premiums with Allstate. These savings seem too good to be true but it isn't just one other insurance company. It is four A+ rated companies. What am I missing?"""
Second driver fees for insurance on moms car?
I live in Toronto, Canada and I don't really know much about insurance but I'm pretty sure car insurance in general has similar rules. Anyway, I keep telling mom I want insurance on her car and as usual, she does the good ol' song n dance. So I figured that why not be added as a second driver. I want to be added as a second driver on moms car but I'm not sure if the fee adds to moms insurance or if I must pay big fees as if I was paying for my whole own insurance. If I have to pay a whopping $5000 a year just to be a 2nd driver, forget it. Does the fee just add to hers?"
Does your auto insurance cover any one who drives ..your car?
Does your auto insurance cover any one who drives your car?
How much do you think car insurance would be for me?
I am a 17 yr. old male in southern california driving a 2006 nissan 350z
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