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How does health insurance work??? Payment?
I'm 18, jobless. My parents will stop paying for my insurance soon. How do I get a new plan and what will the cost be? NO MEDICAID. also what if you're pregnant"


"Please tell me the difference between insure"""
""assure"""


What's Toronto cheap auto insurance/Broker?
This city is pure Bull sh*t! I can't find a affordable insurance. If anyone have a good car insurance, please leave their name of contact #? Thanks"


Why do you think insurance is important?
I am writing and essay on why insurance is important and the consequences of not having it. I just wanted to know some of your thoughts of why you think insurance is important to help me get a better understanding ! thanks in advance !


Difference between a deductible and co-insurance?
I am shopping for individual health insurance and I do not understand the difference between these terms. Also, if a plan has a $1000 deductible does that apply to the entire 12 month term of the plan or every single time I receive health care services? And what about co-insurance?"


I don't know anything about car insurance?
Determine the claim amount (with deductibles). For each of the following situations, what amount would the insurance company pay? a) Wind damage of $835; the insured has a $500 deductable b) Theft of a stereo system worth $1,300; the insured has a $250 deductible. c) Vandalism that does $425 of damage to a home; the insured has a $500 deductible. Please explain how you got to your answers thank you."


What does annual deductible mean for health insurance?
I've never had health insurance before, parents deemed it unnecessary and now that I'm 18 I want to decide how to put my health on the line. (Never quite healthy, always had problems that parents never wanted to take to the doc) I've looked up quotes on blue shield and I'm baffled by everything they offer. I see that the less I pay the more the deductible is. One offer I think was like 80 bucks a month with 30 percent coinsurance but the deductible was 5000 annually. Then I saw a 210 monthly payment and the deductible was 750. The coinsurance was 50 percent. I'm very lost. I get the whole point the more you pay the less deductible you have. But how does one ever meet that deductible? Like do you HAVE to meet that deductible in one life saving office visit or else it gets restarted"" or can it accumulate over time through multiple less serious visits."""


Where can I buy my own health/dental insurance at the cheapest price?
When I turned 19 I was no longer legally able to be on my parents insurance coverage. I need to find out where I can purchase my own insurance at a reasonably cheap price...It's SOOOO expensive!!!


Affordable Family-friendly neighborhoods outside NYC?
Any way to spend under $500k in a good neighborhood for a 4BR/2+ba home outside NY and commute under a hour? Any hidden gems? Good schools? It just seems cost prohibitive to move up there.


How much should I expect to pay for flood insurance in michigan?
I am purchasing a cottage for about $60k in Michigan. It is on an inland lake and is in an AE flood zone. How much should I expect to pay in flood insurance?


Free health insurance for full time student?
My friend told that me since I am a full time student, I have 15 units, I would be able to qualify for free health insurance until i'm 26 or done with school. Is this true? Thanks"


"If one friend borrows another friend's car and has an accident, should the owner's insurance policy be used?"
Let's assume that the car insurance policy covers all drivers, and that no other insurance policy (i.e., the policy of a third party) is invovled. Should the borrower/driver pay only the deductable, allowing insurance to cover the rest, or should s/he pay for the total cost of the accident, so that the policy holder's insurance rate will not be affected? Does it make a different how expensive the repair would be?"


Can the insurance handle it?
I was parking and accidentally bumped into someones car and made a small scratch. The bmw driver made a big deal over it and got my insurance information.he supposedly got an estimate and tried to handle things under the table without having to go thru the insurance.however I think the estimate is tooo much money for fixing a little scratch that literally can be buffed out.I think he already got it fixed and still wants me to pay cause he said the supposed estimate also incluided a three day shop fee.will the insurance still cover me?what can I do?how do I handle this situation?this accident happened last week on Tuesday and he gave me the estimate Saturday.


How long does it usually take for insurance to approve surgery?
Im about to have chest surgery to remove cartilige due to horrible pains, and i was just wondering how long does it usually tai for insurance to approve surgery?"


Is term life insurance tax deductable?
Is term life insurance tax deductable?


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Just passed driving test. 18 years old. What is the cheapest insurance company for me?
Just recently passed 17, turning 18 in a few days. What is the best insurance company in terms of price? also what car would i need to purchase to get the cheapest possible quote? Advice needed!"


Can my church offer group health insurance to the entire congregation?
What if we hired participating members as part-time employees of the church, and got a health coverage plan for all employees"" of the church"


What is geico indemnity insurance geico direct?
What is geico indemnity insurance geico direct?


Hi a question about car insurance companies .thanks?
Hi how long do the car insurance companies keep record of the phone call because it is a good proof for the people who insure their car ? thanks


How can I get cheaper car insurance?
How can I get cheaper car insurance?


"Health Insurance, Texas?"
OK I'm 20 and have a part-time job, I don't have health insurance and don't know much about it. Anyway I mainly doing it to see a docter, to see if I have any problems like adhd, bipolar or whatever, which I THINK I may have. Anyway whats a good/affordable plan if thats all I want to do? Maybe something that will cover prescription drugs, if needed."


"Can I insure a 250,000 home for just 150,000 if I own the home?"
Can I insure a 250,000 home for just 150,000 if I own the home?"


"Insurance question, help!?"
While driving your Mazda to Gibson City, Illinois, you hit a cow that was standing in the road. Although the cow is not seriously injured, your car is badly damaged and will not run. It costs $100 to tow your car to the nearest location that can repair it and $2,200 to repair your car. Since you do not want to be stranded in Gibson City, you rent a car for $30 per day for the 3 days it takes to get your car repaired. Your policy will pay: A. $ 1,890 B. $ 2,200 C. $ 2,360 D. $ 2,390 E. None of the above While driving your twin brother, who is visiting with you, around campus, you accidently run into a tree. Your brother is injured and incurs $7,000 in medical bills. It costs $2,500 to repair your car. Your brother sues you (so much for his next birthday present) and wins a liability award of $20,000. Your policy will pay: A. $ 4,000 B. $ 9,000 C. $ 20,000 D. $ 22,000 E. $ 29,000 While driving on campus, you are hit by a car that runs a red light, resulting in bodily injury to you of $110,000. The other driver has liability limits of 20/40/15. How much will your insurance pay? A. $ 0 B. $20,000 C. $ 80,000 D. $100,000 E. $120,000 Assuming the same coverage, type of automobile, territory, and driving record, which of the following persons would you expect to pay the highest premium for automobile insurance? A. a 35-year old single female. B. a 20-year old married male. C. a 20-year old single male. D. a 20-year old single female. E. a 35-yer old single male."


I have a question about health insurance?
My job offers health insurance... Do I have to pay the Deductible that they offer me? or does my job pay for every thing? And all I have to do is pay for the Coinsurance if visit a doctor? How does it work? I know they take out money out my paycheck, but where is that money going to? is it to keep my insurance? And how do I know how much money i have with my insurance my company? I know it renews every year lets say I break my leg and the cost is 10,000 and my Deductible is 7,500 How does it work"


Best insurance company to work for?
I live in Southern California, I have been looking for work since I moved here from France. I posted a general sales resume on careerbuilder.com and have since been spammed by insurance agencies. Some have been good companies like State Farm and Farmers. Some have been less, like Colonial Life and Axa advisers. I believe Axa wanted me for a commissioned investment broker position. I didn't pass the personality test for State Farm, but I can try again in a year. I will have a strategy and research next time. State Farm has 9 month paid training, a huge signing bonus at the end and would be an excellent opportunity but it isn't for right now. What I did learn through all of this, especially from Colonial Life is that the insurance licenses aren't that hard or expensive to get. I'm thinking of getting life, health and auto. Does any one know of companies that have non-independent, salaried agents? I would like a commission, but not the 100% commission based model of Colonial or Axa. I also don't want to cold-call or drop off 180 envelops a week like Colonial demands. I don't want to be independent for the moment, although that is possible in the future with a good company like Farmers or State Farm. Right now I could work as a salaried sales person through an independent agent or direct hire. What is the best way to get on-board?"


I got charged with dui however not convicted. when getting insurance do i need to state a dui on there or not?
I recently got a dui. I cancelled my insurance afterward and I'm just about to get done with the 90 day hard suspension. I am getting a hardship licese in a week. Anyways i need to get car insurance. I have a trial in January in which I hope to get a not guilty verdict by the jury. In the meantime when I look at insurance quote questions, it asks of any infractions in last 36 months. Wondering if I need to put down the dui as an infraction or no. (I am innocent untill provin guilty). I dont know if i dont have to put dui down or not since i have not been convicted. If no great, But if yes could you also let me know that if i do have to put dui down and I am found not guilty in court in january, can i take action to get lower payment or money back"


What maternity insurance is good?
Me and my husband are considering getting pregnant witin the next year and I have insurance now but adding maternity to it leaves a high deductible. I was wondering if there was anyone who had any good maternity insurance suggestions?


Is there a cheap auto insurance i can get while i have my learners permit?? everything is so catch 22?
Its like you have to have insurance to buy a car, but you have to have the car to take the drivers test. So im really confused, and i need to know if theres insurance for me while i have my learners permit?"


Insurance ........................?
i m working for a insurance company and doing 100000 rs business(premium collected in regular plans what should be myjustified salary


I might be getting a car and I need to know the insurance?
Ok, so I'll be 17, it'll be my first car, it costs 300 that's it :) all that needs doing is some rust work on the door. It's a 1987 D reg Saab 900 :D any ideas on how much my insurance will cost? I dont know the full license plate so I can't do it properly myself :/ but even just a rough estimate would be a great help :) thanks :)"


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What is the average cost of an Ambulance ride if your insurance wont cover it?
What is the average cost of an Ambulance ride if your insurance wont cover it?


Pet Assure Insurance?
Mommytobe. This is a discounted service. Like the person above you pointed out you have to use their vets. Luckily the vet in my area that takes this insurance is a vet I know and trust and have used before. I think that any pet insurance will cover regular visits for a small amount. I would personally recommend VPI. Google it and it should be the first result. They are the best, well known, and if it weren't for Holli's pre existing condition I would use them. However if you do find a vet that uses vet assure, it is the cheapest for visits, but doesn't cover pills or visits outside the clinic that uses them. Good luck."


Whats a good health insurance company for when the baby is born.?
Is there any inexpensive insurance companys. I am financialy not able to provide the best but I want to atleast have health insurance on the baby. I am looking at affordable. I live in North Louisiana.


Affordable health insurance?
So we make about 35,000 a year so I do not qualify for government subsidies. we bring home about $2,600 a month $900 house, $800 car (I've tried geting out but there least so we cant) about $400 for house bills water, electricty ect..., $150 cell phones $100-$150 in gas(to get to work) $100 car insurance, and that only leaves us with $100 dolars a month for food so we keep having to use our credit card just to feed our son which is another $75 dollars a month!. (we dont have house phone, cable, took our son out of pre-school and karate) So we end up with $25 (If I use the credit card for food) and yet the cheapest insurance I can find is $183 a month. CANT! is there anywhere that sells insurance for cheaper? I have and interview on monday but I cant afford daycare. I knot know what to do. help please"


How much is your car insurance?
Just trying to get an idea of how much everyone pays...all my friends seem to pay less than me. I am 26, female. One speeding ticket and one DUI (in the state where I'm licensed)...both from 7 years ago. No accidents. I live in an urban area, a midwestern city with probably 200,000 people. I have a 2007 suzuki reno, base package, I have not made any insurance claims. The cheapest I've found is progressive at $110/month...I can't use places like The General or Safe Auto because my state doesn't allow it. When I get quotes from big companies, like state farm, the monthly cost is about $200...my coverage is probably fairly standard, if not on the low side, but meets state guidelines."


Where Do I Find Quotes For Non-Owners Auto Insurance?
I Need It Cheap, Fast, And In Denver,CO.!!!!!!!!!!!!"


Did Mitt Romney lie also when he ran for president about health insurance?
He campaigned on getting rid of Obamacare but he neglected to mention that he would have directed the states to each create their own universal insurance plans. In the first place, the president has no such power over the states according to the constitution but beyond that, did he lie by omission by not saying that during his presidential campaign? Massachusetts (Romneycare) has the most expensive insurance in the country."


When buying life insurance what is the best affordable option?
I am 37 with 2 kids I currently have term life on me for 250,000.00 and 100,000.00 on each of the kids. Now there are tons of different life insurances out here is one really better than the other? I currently have it thru met life does it really matter?"


Someone used my car insurance without me knowing. Fraud?
long story short, I recently sold a car to one of my friends and he has since gotten into an accident. No cops were called, but he decided to use my old insurance card that was in the glovebox(i should have took it, i know this now and it must have still been active) because now the accident is on my record. what do i do? is that insurance fraud? also: The friend"" and i are no longer friends."""


Where can I find affordable car insurance for a kit car?
I recently purchased a car that was given a kit car title instead of a rebuilt title and now I have no clue who will insure it! I live in Florida and the cars title lists it as a 2006 Neon. Geico won't do it.. they are who I have now.. Any info would be greatly appreciated!!


Got into an accident will my insurance cover repairs or not?
I got into an accident today. No other car was involved. I lost control of my car and it spun twice and hit the side of the interstate. The officer didn't write me a ticket and marked it as an incident not an accident. I told him my windows fogged up and I hit a puddle of water. Im covered under full insurance. Will all costs be covered? How much do you think my insurance will go up?


Car insurance is way to high! If I drive a motorbike for a year or two how much would this reduce my car?
I am 19 and have passed my car driving licence 2 months ago. The insurance for all the cars I have looked at are way to high. More than 2500. I am doing my CBT next week, I was wondering if I drive a moped or 125cc for a year or two will this reduce my car insurance, please help as I need to get on the road. Thankyou."


Are new Mustangs reliable as a first car?
V6 premium package probably


How can I get cheap insurance for my 18 y.o. son? I got him a 2004 Accord and now we have 2 cars and 2 drivers?
He doesn't live with me - he lives at his moms' who has her own car. How can I make it so he is occasional so I don't have to pay $4000 a year in insurance? Can I just insure the cars and keep them under my name while letting him drive it while he lives at his moms? Will they accept that he doesn't live with me so should be occasional if both cars are in my name? Any ideas how I can do this?


Best Health Insurance for Couples?
What is the best independent plan that you can buy for a couple needing health insurance.


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