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How much do you think my car insurance would be/added on to my mother's insurance?
I'm 18 and just now getting my license. My car is a 2001 Ford Focus ZX5 that I bought for $2500. My mom is going to add me to her insurance which is $50 per month (I know that is outrageously cheap I'm so jealous lol). I just want a loose loose estimate because I'm also in college so I'm only working 15 hours a week at minimum wage.


Math questions on insurance and social policy PLEASE HELP?
You have developed a new app that has a 30% chance of succeeding and earning $1,000,000, and a 70% chance of earning nothing. Your utility is the cube root of income (Utility = Y1/3); you have $1,000,000^1/3 happiness if your app succeeds but 01/3 happiness if it fails. What is the expected value of your app? What is your utility at that income? Note that in EXCEL, the cube root function is =X^.3333 for the number X What is your expected utility from your app? (Note: this is the weighted average of utility when the app succeeds and when it fails where the weight is the probability of success.) What would be the price, P, of a risk-neutral insurance plan where you have a guaranteed income of a successful app and the insurance company would break even but make no profit? what is the expected utility with and without insurance? [The premium is the maximum amount that you would sacrifice to be guaranteed as much utility as without insurance.]"


What is the difference in Term Life Insurance and Whole Life Insurance?
What is the difference in Term Life Insurance and Whole Life Insurance?


What is the different between whole life and term insurance?
What is the different between whole life and term insurance?


Does anyone know the average price of plpd insurance on a mustang gt for a 16 year old?
I am turning 16 and I really want a mustang gt ive found one but I need to find the price of plpd on a mustang gt so if anyone has any answers or prices please tell me


I already have car insurance and I am getting a new car...?
I already have car insurance which I paid in full in December 2012 which cost me 2500, I have got a new car and they said I owe them 550 for the remaining months, could I pay this monthly or does it have to be in full?"


Low Cost Health Insurance in Georgia?
I just moved to Georgia from New Hampshire. In NH there was a government funded health care program offered at a low cost to adults. I was wondering if there were any similar programs in GA. Im 18 and am not able to remain on my mothers health insurance. My current employment does not offer insurance and i am going to start college soon so i wont have a full time job for awhile. I have a pre exsisting condition, endometriosis, and i need a plan that would at least help with presciption costs and would allow me to see a gynocologist occasionally to check up on this condition."


Car Insurance quote question?
When I try and get a quote for some cars on either Tesco or Direct line, it tells me they cant give me a quote online and il need to ring them. Also, the browser wont let me go back, so they make you close the window and type out another quote all over again! Why do they do this? The car I want to insure is a Nissan Navara D22. I am guessing that its because its a commercial vehicle and they want to check if il be using it for commercial use. I am 18 and have had my licence for a year, and I will be the named driver on the policy, my dad being the main driver who has over 30 years NCB! I managed to get a quote for a new Navara, not the D22 version and that was about 1990. How much do you think the D22 will be? Do you think they might class it as a van and not insure me because im under 21?"


"Would it be fair if I give you a bit of tax hikes, since you can now save on more affordable health care which?
I gave to you?


Would my parents car insurance go up if i crash?
if i crash and im on learners permit, would it go up? because i called my insurance agent and he said i dont need to be listen as a driver ill be insured. i live in california btw if that matters."


Can I switch insurance policies?
One week ago I got my drivers license and I'm only 18 and I paid 1500$ for 3 months car insurance (PLPD). I got a call yesterday from another company that told me because I am a new driver they can do 6 months for $1300. Can I cancel the 1500$ policy, get a refund and switch to the other company??"


What is the cheapest insurance?
where could i find the cheapest insurance plan for me with any company. Im mainly trying to figure out what the insurance will be costing with the certain car I will be getting. I am 15 years old currently but will be turning 16 soon and when it comes time for my license during the summer I would like to know how much insurance will be. I already know what type of car im getting, A 1998 Camaro z28. Would it be extremely pricy or not too pricy, i just need a ball type figure. once again with ANY COMPANY, what would be the cheapest for a 16 year old with a 1998 camaro z28? thanks"


How much should i get for insurance repairs?
The whole car will need repainted so im trying to figure out what i will get.


How much would insurance be for a 17 year old male in Alabama?
Please only educated, backed-up answers."


Health insurance premium just went up because i turned 60.?
Anyone know where I can get my own health insurance rather than through my employer?


new york insurance underwriting association



"How do i read my insurance card, United Healthcare?"
OK, i'm filling out update"" paper work for my Cardiology center for an up-comen appointment. On the paper it asks policy/ID# and Group#"


"Can you give me an estimate of what it will cost to repair this dent in my car, picture included?"
A large tree limb fell on my car last night. I would like to have an idea of what it might cost to fix this before calling the insurance company. If it cost less to pay out of pocket that is the route I would like to take. Here is a link to the pic of the damage, which is on the passenger side of a 2001 Hyundai Accent. http://i11.photobucket.com/albums/a163/j... Thanks for your help!"


"I have just bought a Moped - JMSTAR 50cc, where can I get insurance from? apart from rampdale? x x x Thanks?"
I have just bought a 50cc Jm Star Madness 50QT moped and im looking for insurance, the cheapest ive found is 290 with Rampdale and the most expensive was 490, Its a chinese import so not alot of companies insure them Can anyone help? and recommend a cheap insurance company which will insure chinese imports? THanks x x"


Does your home insurance go up when you have a boat?
I want to buy a 21 foot boat and keep it in my back yard when not in use. What costs am I looking at? The boat and trailer need new registration but is that just a one time payment and I'm good to go? thanks


Whats the average motorcycle insurance cost for an 18 year old guy?
Beginner level cruiser bike, probably a honda rebel"


Is it discrimination towards average people to offer smart people rewards like discounts on insurance.....?
@ Matt - I give you BA for the effort you put into this answer. You made some great points but I don't agree with everything you posted. I know for a fact that in the states of PA and NJ there are many many scholarships given from state colleges based on academic merit. I'm not saying it's wrong. My point is either you are intelligent or you are not. We can give people more information but we cannot really make them any smarter, only more informed. That being said, I think the person of average intellect needs the break on the education costs just as much (if not more) than the gifted student. I can't argue with the actuary data. It is whatever they say it is. Sounds unfair but I didn't do that research so I can't balk at it."


I hit a deer and didn't file a report? Will insurance cover?
This morning I hit a deer and had some damage to the front of the car and flood light (hopefully not more than that). I was in a rush for work and didn't have time to stay for a police report for the sake of the company (I may regret this). I want to know if I call my insurance and claim this damage and incident if I have any chance with them covering it. I do not have a picture of the deer because it ran off but have a picture of the damage. I have full coverage too btw. The last thing I want is to call and find out I am not covered and just have my rates go up and deductible come out for nothing. Please give me your best advice on what to do in this situation. Should I call insurance or just live with this damage? I don't think anything on the inside of my car is damaged but it could be possible cause I'm not knowledgable in cars.


Do I have any recourse with dentist for a partial crown that has to be re-done within two years and insurance will not cover?
I had a partial crown done a little less than two years ago. After it was complete, I complained about the bite feeling off and pain. There was a pretty big gap as well and almost felt like part of the tooth was missing. The dentist assured me everything was fine. I have since moved to another state and my new dentist told me today that the crown is leaking and there is a shadow indicating tooth decay. She said the crown looks strange"" to her. My insurance will not cover a re-do on the crown since it s been less than five years. I have contacted my original dentist and am waiting to hear back. I am hoping they will reimburse me. Do I have any recourse?"""


How much would insurance be for an 18 year old?
I was just wondering how much would insurance be for an 18 year old male driving a 2008 corvette? Per Month Never been in a accident Good GPA School/Home Car Leased vehicle


How much does plow insurance cost?
I'm about to turn 15 and I'm looking to buy a truck to fix up. I know plow trucks are much cheaper than one that Has never plowed jut because of the wear and tear on the front end tranny and engine. If I were to buy a plow truck I'd plow with is. I am aware of most of the other costs buy I'm looking to know how much liability insurance for plowing for cost me?


Black box insurance bad or good?
Im getting a black box in my car in a week and I was wandering what would happen if I drive like 2 mph over 30 in a 30 zone? Will it really matter that much?


Insurance policy limit in a personal injury settlement?
so if i signed an agreement that promised him a third of my settlement, he gets that even if he is not my lawyer anymore? SO if i get another lawyer, i have to pay them both a third....that doesn't seem right. from my understanding all i will have to do is pay him for his expenses, basically for what he has done up until the day i fired him. I already talked to another lawyer about this.....he said nothing of owing my fired lawyer a 3rd still....i dont know if that right. thanks for all the info this is really helping me.!!"


Health Insurance: Single/Family vs. Single/Couple/Single+Kids/Fami...
Which is the fairer way to offer/price health insurance benefits -- just two choices for employee only or family, or a wider arrange of choices that separate out couples without kids or single adults with kids (also covering cases where the adult's spouse is separately insured). I've seen arguments from HR experts that more categories helps encourage families to take advantage of spouse insurance, but I've also seen complaints from employees that this change comes across as very family-unfriendly; your thoughts? Much appreciated."


Can I use my parents' health insurance if I have my own?
I'm 24, my parents live in Indiana and I live in California. I've had a hernia for a few months and want to get it repaired. I have my own health insurance through work, but the deductible is $3,000. Am I able to use my parents' health insurance that carries a lower deductible if I have my own insurance? I know I can't use both, but am I able to choose the preferred insurer even if I pay for my own insurance?"


Hit car and insurance?
i want mall today so when i try to park car reverse, i hit other car, but not that crush att all, guy on other car act like i crush car and he ask me for my insurance and i give, also i took his too, do u think he can do anything even thought no crush at all , i have photo too, what going happened, he can get money for that"


new york insurance underwriting association



Homeowners insurance question?
My father has homeowners insurance that covers the exterior buildings around his house, like a garden shed/ covered carport. this past weekend, a large snowfall provided too much weight for one building, and it collapsed. inside was a lawn mower and an antique automobile that dad has had since he was my age, and it was damaged by a metal beam. (think hot dog bun). the insurance company is now saying that they will pay for the repair of the building and for a new lawnmower, but not the car itself. it was not fully restored, but it was in fair working condition (meaning the engine works and the auto does move). does exterior building coverage also include everything inside, or does it have a limit? is the insurance company trying to weasel out of paying my father? if so, who should I call? (I'm in NC). please help! with good sources please!"


Is there any cheap health insurance that have good coverage in california ?
Is there any cheap health insurance that have good coverage in california ?


16 Year Old Insurance Cost?
I am a 16 year old male, living in Phoenix, AZ and will drive a 1996 Jeep Cherokee 4.0 4X4. What should I expect for monthly insurance costs, and please I don't need an answer like 4000. How much PER MONTH. Thanks."


Gerber life insurance?
when i was younger my parents were paying for gerber life insurance for me, however they have lost all the info for it, is there any way i can see how much they paid into it so i can transfer it to the life insurance company me and my husband go through"


Is this true with insurance companies?
hi do insurance companies in US currently asks or checks for any pre existing condition ,before enrolling us? is that true or is that what obama is proposing for insurance companies under new healthcare plan. i never got tested/checked for anything, before getting myself enrolled......."


Decent Car Insurance Info?
Does anyone know of a decent car insurance provider for 18 - 20 year olds -.- I just got quoted 4k for a 1litre CAR that is almost double if not more than double of the 1 litre I would of bought if Insurance companies weren't FUBAR. Does anyone know of cars or car insurance providers that are cheapish like 2000 - 2500 mark. I mean I'm in a 1 litre I'll be topping 80 my acceleration is about 12 seconds -.- So yeah thanks to anyone :)


I live in SC and I need to get my own Insurance Policy to buy a car. ( I'm 17) Can I get coverage alone?
My Parents don't want to add me to their insurance because we have several vehicles already and adding another car and a teenager will cause their insurance to be even more outrageous. Can I get my own insurance policy without effecting my parents at all? (With their permission of course.)


"Can i take out a life insurance policy on my mother, shes in her late 40s, and what kind of insurance do i get
im in the millitary and my mother and father do not save cash and have alot of debt im afraid it will all be left on my shoulders. what life insurance should i get abd how much would it cost


Auto insurance claim by other person's insurance?
I was recently involved in an accident where I was hit from behind in traffic. The other guy claimed responsibility and I called his insurance (State Farm) to have them look at it. They came and took pictures. Side note: I had my allstate estimate in the car and the guy took pictures of that too. Was that bad that I let him take pics of my estimate? Would his insurance co. pay it all off, meaning I wouldn't have to put any money into it like a deductible? If the damages come out to 340.00 State Farm would pay it all off right? Thanks"


Can my insurance company deny my car claim based on my credit report?
My car got stolen and progressive sent me paperwork to sign that asked to pull my credit, have access to bank statements, phone records etc. If I have some delinquent items on my credit; can my claim get denied? Can I refuse to sign? I feel it's intrusive and I don't want them to have all that info or base my claim on bad credit history.Besides, I'd rather my car be found. Help!"


Free health insurance?
i am recently a senior in high school and i just found out that i am pregnant...but i have no health insurance...is there any websites where i can apply for health insurance because i am still in school... please help me out!!!


What is the average price of teen insurance?
What is the average price of teen insurance?


Would Greenville NC be considered by a home insurance company to be a HIGH RISK hurricane area?
The place got ripped up badly and flooded in 1999's hurricane Floyd but I understand that to have been a rare occurrence of 2 hurricanes back to back. Just wondering if I would want to invest there, and whether flood insurance would be highly recommended."


Anyone ever heard of business car insurance to do a homecare job?
Hi I have applied for a job and been told i got it now they saying i need business car insurance because its a homecare job and its to stop being towed away or clamped anyone ever heard of this and what is it


How do you handle car insurance on a road trip with multiple drivers?
I'm going on a road trip from Canada to the US, and we have four people driving (including the owner of the car). Since any accident (no matter the driver) will impact the insurance of the car owner, what's the best way to deal with an accident? Driver agrees to pay direct costs associated, if anything were to happen? (though it may still impact their car insurance premiums in the long term?) Pre-pay an informal fee like $100, and if an accident happens you are absolved? If no accident, then it's free money for the car owner? How do you equitably handle it? The trip hasn't happened yet, but I figure it's best to iron out issues now rather than when it actually happens, then we become bitter enemies."


new york insurance underwriting association