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"Insurance denied my spinal fusion surgery, what now?"
These are all great answers...thank you. My surgeon completed a Peer to Peer with the insurance to argue a denial that was issued last week. So, the appeal process has already begun and they still denied it. I am worried about the permanent damage of the pinched nerves. I think I will file a complaint to see if that gets me anywhere. I will keep you posted. Again, thanks for the kind advice."


Teen Car Accident! Please help I'm really worried!!?
Please I just need some information because I'm freaking out I feel like I'm about to go crazy because I'm so worried and my parents arnt helping at all. Here's the story, the day after I got my license I was in my school parking lot and I was talking to some friends in the car. There was a car behind me that was getting kids into the car so I was backing up to go forward to a empty parking spot in front of my on the right side, while I was backing up the person on the other parking spot was backing up too, I didn't notice until I felt my car lift. Now the damages to my car were just that the lens of my right rear light just cracked not even that big of a crack just a couple pieces of plastic came off, the other car had a dent on his rear right door it was about 1-2 deep of a dent. Now since I was never in an accident before I panicked and I got out of the car and the man said Oh look at that I'm sorry I have to get your info please"" and I grabbed my info (insurance & car registration) but I was stupid and I didn't get his information!!! After he wrote a couple things down he told me ""Look I'm not going to being insurance on you because they are pretty hard on kids now a days but just give me your phone number so I can call you in a couple days because this isn't even my car it's my dads and it's a lease"" & I was surprised because this guy looked like he was 35-40 & I was like ""wait so you jut want my number for what?"" He said ""yeah ill call you in a couple of days so you can talk to your parents and I can talk to them too to see if we can work something out"" so I gave him my number and he just drove away. But my parents are telling me that we are skrewed because I didn't get his info or any pictures. What can happen to me??? No rude comments please I'm freaking out I couldn't sleep last night!"""


What is the cheapest car insurance for someone with a foreign driving lisence?
What is the cheapest car insurance for someone with a foreign driving lisence?


How much might my car insurance be?
I want to know how much would my car insurance be if im sixteen and im driving a 94 dodge stealth. I am also a guy. I know sports cars cost more to insure so could you please include the price of insurance for a normal car as well??? Located in Tampa, Florida Thanks for any help you can offer, -Kyle"


Is it mandatory to dwell on investments like stocks or insurances as we grow up?
We can lose a lot of money or gain. It's all or nothing. What do you think?


Employers Drop Employee Health Insurance...then what?
I don't really understand this situation. News reports coming out today are saying that 1/3 of employers would stop offering the health insurance that many people (including myself) are paying $250 a month for. Would I then be earning that money I would be devoting towards insurance as extra income? And also, say I have no health insurance through my employer...what happens if I need prescriptions, or to go to the emergency room, or if I need surgery. What are the costs going to be like. (I live in NY...no idea if that matters, but just wanted to mention it) Thanks."


What is pay and go car insurance?
I'd like to drive my dads car for a couple of months through the summer until i go to university, it would be pointless getting a whole years policy as ill be gone in 3 months, i understand pay & go car insurance is one-monthly deals. Am i right? could anyone give me some more information ? Thank you"


How cheap is Tata insurance?
How cheap is Tata insurance?


How much is a cash value usually worth in a life insurance policy? (details below)?
All I know is that you can take out a loan for up to 90% of the cash value of your life insurance policy but how much usually is that number? I dont own one so I have no idea how life insurance works. All I know is that you pay a monthly premium and that it goes to somebody when you die, so can you even just open up the plan and start borrowing money from it? How does this work?"


Anyone want to give me a rough estimate on this car insurance quote?
My friend drives a '98 Mercury right now. She's been into four accidents (three of them were caused by her), is one point away from getting her license taken away, and got a DUI last summer. Consequently, when she got her car back, she tried to get it insured only to find out her insurance premium for NO FAULT is almost a thousand a month. That's for a standard insurance company. She went to a small rinky-dink company for a lower quote and got a lower quote but I'm not quite sure what that quote was. Since she can't afford to pay that much in insurance, she (stupidly) has decided to get fake insurance proofs that she thinks will get passed secretary of state so she can renew her tags. I told her she needs to have real insurance or she could get into lots of trouble (not to mention end up owing tens of thousands of dollars if she crashes). She didn't listen to my advice and went with the fake insurance proofs which did NOT get passed secretary of state; her new plan is to pay for one months insurance and then stop paying for the next few years until her insurance goes down. She told me the other day that she wants to buy a BMW by the time she's 22. That means in one and a half years. Not only will her insurance still be high, but it will probably be even higher since she will have gone two years without it. So, considering the facts I've given you and that she has to pay almost a grand a month for no fault on an older Mercury, how much more do you think she will be paying for FULL coverage on a BMW?"


Motorcycle insurance is so expensive?
Basically I'll be doing my cbt test this Wednesday so I can ride my 125cc supermoto which I use for dirt biking. Checked insurance on my Yamaha WR125X and it's 1400 for comprehensive, da fk is this? After seeing that I was physically sick. So I thought I'll just check on the most cheapest moped and it's 700 which is still expensive.. How the fk do these kids I see with mini coopers afford insurance and all I wAnt is to ride a small 2 wheel sht face. I'm 18, 19 this march, work full time. Can I find it any cheaper anywhere? Should I go for third party insurance? I just hate my life"


Does ObamaCare mean I won't get to keep my car insurance?
So I keep hearing all about the Affordable Care Act; being a staunch Republican, I feel it's sort've socialist, and as I'm learning more about it, people say I have to change my insurance. But you know I really love my car insurance (I have a expedient rate that I love). So will I have get Obama car insurance? I have Progressive now, and I really like it. Please tell me I won't have to switch."


Can someone explain this driver's insurance deal to me?
I don't have a license yet because I need to have proof of insurance to drive the car at the DMV. However, if my parents' cars are already registered to insurance, then I don't need to join their insurance or something and i can just drive their car right? My dad said if i join"" our family's insurance"


How could she afford health insurance?
I asked a few more questions and found out that the $700 policy she can't afford includes pregnancy coverage and well baby care for the first year(?) of the baby's life. She thinks that this is required by state law. Afaik, the same state law does not require similar coverage for policies sold to men; if true that's pretty blatent sexism."


Is term life insurance or whole life better for a 35 year old married business owner with one dependent?
Just trying to weigh the benefits....


life insurance in nj



Affordable Health Insurance for Student in MA?
Hi, if you go to school in MA, you would know that the insurance company offered by school are overpriced. I'm looking for affordable, low-cost, health insurance for college student in Massachusetts. Thank you."


Why is it a requirement to have a car insurance in the UK?
i have just passed my driving test last week. i already have ford fiesta (its so loud). why would i want to insure my car against what. what is car insurance about? what/where is the cheapest company to go and why? what are the benefits of car insurance?


Luxury cars with low insurance rates?
I was wondering what types of luxury cars would have the lowest insurance rates? I would prefer either a sedan or coupe. So in the category of luxury sedan/coupe, what would be the lowest insurance rate? I don't care about the price of the car itself, I just want one that doesn't have me paying a bunch every month, non-stop. My definition of low is around the neighborhood of $60, preferably lower obviously. If there is no such thing, then please tell me the closest to it. Thank you in advance."


Will my parents car insurance go up if they co sign for me?
I have my own car and need car insurance but I need my parents to co sign for me. I'm getting a different insurance company from what my parents have on a different everything. Will them co signing for my insurance affect their insurance with anything? Like will their insurance go up because they co sign for me? Or if I get a ticket or in a wreck will it raise their insurance costs? We live in the USA.


Can an insurance company search your credit report without permission?
Katherine W - Thank you, I will see what the UK equivalent of state attorney general is. Ed Fox - I've got all sorts of insurance with various companies, the only time my credit report was checked is when I actually agreed to apply for credit with them and my permission was always sought, written or verbal - Never for a quotation! I don't know where you're from but maybe things are different. Answering my question with another question does not help me!"


How much does a basic health insurance plan cost?..?
How much does a basic health insurance plan cost?


Wtf Is going on with car insurance companies?
Nope thats a fair enough point Timbo but what I was stating was it never seemed to be this hard to insure a car before but over the past few years it's become a nightmare with small print, cancellation fees and over priced premiums all for which seem no fault of mine as I've never had an accident but my 400 car after 8 years of driving is still costing me a fortune to insure. My insurance was cheaper 4 years ago that it is today. Plus the only time ive ever had to report anything to my insurance was when the police called round to tell me my car had been hit by an unisured driver while they where chasing him, I lost my car, lost my money and couldn't claim anything back. Doesn't it just seem the only people who are winning at the moment are the uninsured drivers out there."


Is there an insurance company that offers ONLY liability insurance for your home?
I am looking to buy liability insurance for my home property, not insurance for the replacement value. Is that possible? Has anyone done it? What insurance companies might offer it? thank you."


What can I do if an auto insurance company doesn't want to pay for my car damages?
I recently got into a car accident, not my fault. So I filed a claim under the at fault person's insurance. It's been already two months and I haven't heard anything from the claim representative, and when I call him, he won't answer the phone. Is there any legal matter I can take?"


How much is home insurance per year in South Florida ?
Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?"


How much would insurance be on a Mustang?
Link to the one I'm looking at---> http://www.cargurus.com/Cars/inventorylisting/viewDetailsFilterViewInventoryListing.action?sourceContext=RecentSearches_false_0&newSearchFromOverviewPage=true&cgLocale=&inventorySearchWidgetType=AUTO&entitySelectingHelper.selectedEntity=c22072&entitySelectingHelper.selectedEntity2=c23252&zip=77345&distance=MILES_500&searchChanged=true&maxAccidents=0&showNegotiable=false&hideFrameDamaged=true&maxPrice=16000&modelChanged=false&filtersModified=true#listing=9196206


How can I find out a faulty drivers insurance info if they won't give it to me?
I was hit while driving the other week. We both pulled over and agreed to swap insurance and contact information. After getting back to my car, I saw that all the other person had given me was their name and phone number. I called my insurance company and reported everything. The other driver, however, has refused to give me their insurance information and has ignored all of my insurers calls to them. I only have liability insurance and my car is totaled"" but my insurer also deemed the other driver at fault. All I know is their full name"


Will the insurance company pay?
On my way home last night, I was hit by a guy making a left at an intersection neither one of us had a stop sign, however I was keeping straight and he turned and hit me. Now I am 17 years old, and the car is in my moms name and so is the insurance, I am not on anyones insurance, the other guy had insurance and however he did not have a license. So the police issued him 2 tickets leaving the scene and no license. So my questions are 1. Who is at fault 2. Who's insurance would I go through (I only have liability) 3. Will his insurance pay? 4. How long does this process take? 5. Procedure? 6. What should I do?? Thanks in advance."


"Did Harry Reid lose the Cattle Battle""?"""
Did Harry Reid lose the Cattle Battle""?"""


Cheapest car insurance?
im 20 and getting my first car.... what is the cheapest car insurance in florida... miami - ft lauderdale area?


life insurance in nj



Will getting a ticket affect my dad's insurance?
So I was driving my dad's car and I made an illegal uturn at an intersection and got a ticket for it. The car is owned by my dad and it's under his insurance. Will this affect him in any way? If I don't pay the ticket, will it affect my credit or his or does it even affect the credit? I live in Vancouver, BC."


Where can i find a cheap auto insurance in los angeles for a 2004 Subaru Impreza WRX?
I own a 2004 Subaru Impreza Wrx (sedan). Vehicle has a clean title, not salvage, and payed off. I'm looking for the basic (state law requirement) type of auto insurance. I am also 19 years old with a clean record - no tickets, no accidents, etc. *I called a few insurances and so far Inifnity Auto Insurance $182 while Titan Auto Insurance $111.00*"


How to get prescription without insurance.?
Im a 19 year old female living in California. Im moved out of my parents house and I go to school. I work all the time but still barely make enough to get by. I don't have the money for insurance... I've had bad lower back problems for many years due to spinal defects and scoliosis. Ive seen many chiropractors when i had insurance but i cant afford it anymore. How would I go about seeing a doctor to check me out and hopefully find me some medicine that'll actually work? Thank you.


Can you give me an estimate of how much car insurance would be.......?
lets say a guy under 30 in california with a 2002 BMW 325i sedan how much would insurance be?


How to convince your mom to get a second dog.?
i want and already started to save to get another puppy. i already have a dog named sadie she turns 10 years old december 17th shes an American Eskimo Minature and she isnt too social. i am hoping that a smaller puppy will convince my other dog sadie to like it. but this is the hard part convincing my mom, i am a senior in high school and plan on getting an apartment when i graduate this year with my girlfriend of three years, i work security and i am working on getting a second job. i feel having this dog will help me with some issues i am fighting with. also if the apartment works out shell only have to deal with the red nose pit for a year. but how do i tell her that help!"


Business Insurance Quote?
Can anyone give me an idea"" of what insurance I may have? Im doing a b-plan"


How can you add an illegal alien to your car insurance? Where?
I have a girlfriend who happens to be an illegal alien. I am a legal U.S. citizen living in California. She owns a car (under someone elses name) and the time is coming when she will have to go to the DMW and reregister it. She wants to transfer the ownership to me but still drive it herself, which I will have no problem with as long as she agrees to pay all costs associated with using the vehicle (an agreement I will get in writing). However, she dosn't want to give her information to any insurance companies because shes afraid the Feds will find her out and deport her back to Mexico. Is their any way I can buy an insurance policy for my new car and add her to the coverage without giving the insurance company her name and and other information? Say, some policy that covers me and any other driver that happens to use the vehicle? If so, what company should I sign up with?"


Has anyone heard of critical illness insurance?
Has anyone ever used or benefited from ctitical illness insurance through Great-West Life insurance? I am thinking of getting it, I am a health male 38 year old in Canada?"


How do you determind how much the car is worth?
I bought a car from a trusted dealer. They had told me the odometer wasnt working since they had it. Well I knew the odometer wasnt correct. Well I sold the car ( I have a lein) the car was totaled. Now the insurance company is saying they dont know the exact miles on the car so thier not going to pay but 2400 for the car. I did a Carfax report and it showed 70K miles, then 17 K mile when I bought it. I am trying to come up with a way to reason with the insurance company to get the most out of the car. What would be the best way to go about doing that. Taking the average fort he year? the mileage on the car? I believe the car is worth at least 3K."


I need auto insurance!! Please help?
ok So I don't have a job, and lived close to a metro stop in the DC area, and used to have a GF that I could borrow her car. During this time I do have a car, 1997 honda accord. I didn't have insruance on it for like 7 months, then went to state farm and got it at a good deal. Only to have them cancel it on me, I am in northern virginia. now state farm wants to charge me $200 just for liability insurance. I would like to get full coverage, however since i dont have a job, and dont use it much, not sure if thats a good idea. Just need a place that will offer legit prices."


Which is best and cheapest car insurance?
I have a 18 yr old son and are planning on buying a car for him, also shopping for car insurance, I wanted a combined for me (mother) and my son, and possibily a cheap offer, the car is a used older car. Thanks for your imputs for helping me save. Thank you"


What is the average collision deductible on insurance for a 2005 leased vehicle?
i'm trying to determine whether i need a big deductible or not, this determines whether i stick with geico or move to the cheaper esurance"


No insurance and Pregnant in Florida?
Hey everyone.. im 19 and i just found out last night that there is a good chance of me being pregnant. I took two tests last night and they both came out with a faint pink line and a dark pink line. Now i dont have medical insurance, but im a part time student and i work full-time but my job doesnt offer any insurance coverage. Everyone keeps telling me that i need to go to the docot but i dont know what do do next if i dont have insurance. I' m in Orlando Florida so if anyone can help give me advice on what i should do next id realllllyy appreciate it. Thanks!"


Is the v8 Thunderbird high on insurance?..?
Is the v8 Thunderbird high on insurance?


What is a fair mileage adjustment auto insurance Valuation?
What is a fair mileage adjustment auto insurance Valuation?


life insurance in nj