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"When Shopping Around for Auto Insurance, Is Price Most Important?"
The Wall Street Journal published an article a few weeks ago discussing how rate shopping for auto insurance can payoff. You can review the article here: http://online.wsj.com/article/SB10001424052748703298004574457002796003522.html Some of the tips include: 1. Be aware of your financial behavior 2. Understand what discounts you qualify for 3. Price matters, but service does also Does the cost of auto insurance outweigh all other factors? Were you aware of what insurance companies are looking at to determine costs? How does quality of service factor into your final decision? Full disclosure: As is mentioned in my Yahoo profile, I am here as a representative of State Farm. Our goal is to help people become better educated about how to evaluate insurance needs."


How much would my insurance be is I have 4 points against my license?
I gotten 2 speeding tickets within 6 months (4 points in south carolina...I have a good reason to be speeding!)...I am currently uninsured but my vehicle (2000 Honda CR-V) is insured under my mom's insurance with Geico... I'm 19 years old and soon I will have to register my own vehicle and get insured...my mom doesn't know that I have tickets. I go to college and I'm a pretty good student (4.0) would I get a discount with that? Also, what is the cheapest insurance? Thanks!"


How much does commercial auto insurance cost?
I just recently got a job delivering pizza's at papa johns and know that neither the store or my current insurance will cover me if I get into an accident while on the job. Is comm insurance worth it? I heard it was expensive. And would I be covered if another car hits me while I'm on the job?


Does the Autotrader.co.uk shows the right insurance group for every car?
Does the Autotrader.co.uk shows the right insurance group for every car?


How long can i go with no car insurence before they repocess my car?
I will be about a week late on my Insurence payment.


How much should I pay per month for a used car?
I'm 16 and looking for my first car and the cheapest I can find is somewhere around $120/month but there is also a mustang that I really like that is $325/month. I make $50/week at one job that I only go to 1 day and will hopefully be getting another part time job soon. What sort of money should I be paying?


GAP insurance with no Regular insurance?
I was in a wreck it want my fault,,the other party was sighted at the seen for making an unsafe left turn..I lapsed on my insurance for a week! His insurance is only going to pay ,5,000 for property damage..and I owe 22,000 on it,,,will the Gap Insurance I purchased thru the car company kick in at all?"


"I would like to buy a VW bus, but i am a student and i was wondering how much maintenance would cost monthly?"
I am dying to get this car, it is my dream car, or bus, but i don't have very much money. So, i am trying to better understand the circumstances that i am getting myself into before i make this big step. I already know about insurance prices and gas prices, but i am pretty much clueless at maintenance prices, i am really looking for a ballpark figure."


Is it illegal to not have health insurance?
I have Gateway Health Plan, and they're the most dimwitted people I ever had to put up with. I had Gateway ever since I was born, and I'm really getting tired of them acting like they don't know what they're doing. I really want to just say screw it and cut them off as my insurance and not have any at all. Is it legal to not have ANY type of health insurance? I live in the US BTW."


Who has the cheapest health insurance?
I am wanting to move out of my house and in with my boyfriend and his 2 friends I am going to be getting a full time or 2 part time jobs but my biggest worry is having now health insurance. Does anyone know a place or company that has it for or to where i would be able to afford it?


I just got a parking ticket while driving someone else's car. Will this affect the insurance on that car?
I just got a parking ticket while driving someone else's car. Will this affect the insurance on that car, or the owner's driving record? I do not have my own insurance coverage. I'm in Somerville, MA. Thanks."


Why do people make such a big deal over health insurance?
for one thing it is a option to have it. the fact that people complain about it is totally wrong. its only there to insure you have coverage when your in an accident or sick. you pay for it, thats how it works, stop blaming the companys , they have a business to help people and on the way to make some money..if the gov't wants to make health care free then let it be. otherwise, why do people complain about health insurance companies"


Teen Insurance?
my moms car is a 1997 lexus sc300. i would be driving her car. please tell me about how much money it would be for my own and with hers. she has a good record


Why is car insurance so stupid for young drivers in the UK?
i'm 17 and just beginning to learn how to drive, and i've been messing around on comparison websites to see how much car insurance would cost for different cars and it just seems stupidly done to me. it would cost me less to insure a 5.6 litre v12 jaguar XJS than it would to insure a late 90's mini! for some reason older cars are cheaper to insure for young drivers (even though they are more likely to breakdown). can someone just explain how all this is decided, how can it be cheaper for me to ensure an old v12 jag than a mini?!"


How many years does an accident remain on the records with an automobile insurance agency?
How many years does an accident remain on the records with an automobile insurance agency?


contreras insurance yuma arizona



If employers quit providing health care insurance?
would those of you that are defending the US health care system still defend the system even though it cost about 2x that of other industrial countries without any better results? That is what is currently happening. Many large companies were paying the full cost of the health care insurance for the employee and family about 10 years ago. Today many of those companies now charge their employee about 25% of the health insurance cost due to the rapidly rising health care costs. Many large companies are now passing on the health care costs that exceed inflation to the employee. If the current rate of increase for health care remains the same, it is expected that employees will be required to pay over 50% of the health care premium within 10 years and over 75% within 20 years. Even if the latest agreement between the white house and health care providers (insurance companies, doctors, hospitals, etc.) comes true to reduce health care cost increases by 1.5% per year (down from 7.5% to 6%), the health care cost to employees will still increase significantly over the next years. Currently almost 1/4 of all health care costs are attributed to administrative tasks and profits for health care insurers (well more than any other country)."


For a BMW Mini Cooper Would car insurance be cheap for me?
My dad has an old mini cooper, it must be around 20/25 years old."


What is an independant insurance adjuster?
I need to know what what types of insurances adjusters there are and what each type does.


Did Mitt Romney lie also when he ran for president about health insurance?
He campaigned on getting rid of Obamacare but he neglected to mention that he would have directed the states to each create their own universal insurance plans. In the first place, the president has no such power over the states according to the constitution but beyond that, did he lie by omission by not saying that during his presidential campaign? Massachusetts (Romneycare) has the most expensive insurance in the country."


Who needs life insurance?
At what point in life should one stop buying term insurance?


Cheapest car insurance in houston tx?
hello i need to find auto insurance that i can afford, i was wondering do they have one thats under a 100 ? well can you list me places that have the cheapest auto insurance"


Is $111/month too much for car insurance?
or is that somewhat average (I was bumped up from 64 to 111, based on my record). Thanks"


Does anyone know anything about Life Insurance?
I heard on the news that some life insurances might be in trouble..especially if they dealt with AIG. I have life insurance with AARP...Please tell me if I am in danger of losing it....What is the matter with people...Why are they so evil and greedy??? How would I find out if my Life Insurance si still good??


Universal life insurance premium?
about how much is a premium for universal life insurance for a 23 year old under a stock life insurance company?


How much on insurance do you think this car would be?
Hey everyone, A little background on me first. I'm 18 and a female. I work at Popeyes (maybe Kohl's soon) and I am looking at getting a 370Z Nissan. The car ( with the features I want done to it ) costs about $45,000. I'm just wondering how much insurance will cost and if I can just stick with Popeyes or have to get a second job. I wont be getting the car till another 3 months because I need to save u for a down payment but I didn't know how much insurance will cost. If you guys have any clue please let me know. Thank you so much(: -Tayson"


"Got into ACCIDENT, NO INSURANCE, NOT my FAULT?"
Got into a minor car accident. Was not my fault, the lady who hit me, she said she was arguing with her kids in the back, I guess she must have turned her body to look back at her kids and grab the wheel and jerked it causing her to essentialy change lanes into me sharply. The damage is a side swipe, I was right alongside her and it is a minor side swipe, I tried dodging her, but curb limited the room I could avoid her with. Well she admits it was her fault and there are plenty of witnesses (5 other drivers, I got their contact info.). She has insurance, but I do not. What will happen now? Will I get a ticket for no insurance and maybe a license suspension? Can't only cops issue that? Will I have to pay them? Or will they pay me since they are at fault? What if I go get insurance right now, will it cover this accident? Any specific coverage I need? Please no bashing."


Someone hit my totalled car what will their insurance do to figure out how much to give me?
Someone hit my totalled car what will their insurance do to figure out how much to give me?


How can I get lower car insurance for my old car?
I have a 1999 Hyundai Tiburon and it has 150,000 miles. It's paid for now and I'm paying about $700 6 months full coverage. Is there certain things I should lower the coverage cost?"


Question with car insurance?
Okay so we have two cars. One 1992 buick and a 2006 civic coupe. I usually drive the coup and my name was on the insurance for it, but recently my parents swapped insurance to save money but it involved switching my name to the buick and their name onto the civic. They tell me i can't drive the civic anymore b/c if i get into an accident then it won't be covered since it's under their name and not mine. Is this really true? I thought that as long as the car is insured it's covered?"


Car insurance advice?
I'm living in the UK. So can you please use pounds


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Does it cost to switch auto insurance companies?
Mine was renewed {mine renews automatically) in April, but due to a change in finances, we started to look for something lower recently. We found one that is around $40 cheaper, plus offers roadside assistance. Do I have to wait until April to change it? If it does cost, what is the average charge? I know this rate will vary, but my agent is a very rude,and always acts like I am bothering her. I just wanted to get an idea before I called her. Thanks"


Live in different states then parent: Car insurance?
Live in different states then parent: Car insurance?


Car Insurance?
How do you determine how much insurance your should carry without over or under insuring yourself?


Can somebody explain to me what LP means in home insurance?
I'm reading this off a quote that I was given to insure my house. Apparently, there are different categories"" on this. One of them is ""LP3"" Thanks!"""


Mitsubishi eclipse 2007 insurance problems?? :(((?
Mitsubishi eclipse 2007 insurance problems?? :(((?


Should I change insurance companies? How to change insurance?
If I don't pay insurance, company will cancel insurance, right? I don't link an insurance company to my bank, so I think stop paying, insurance will be cancel. Should I change insurance companies? Someone told me insurance company will increase fee every year, changing company may save money. In my case, I paid $650 for home insurance last year. However, I have to pay $800 this year."


How much would an insurance premium rise if you has 2 speeding tickets?
Now, I am considering adding myself to my husbands policy(for his car). I went 15 years without a single ticket, and then this past year I recieved two speeding tickets within 6 months. I was only going 5 mph over on one, and 7 mph on the other. Will the agent factor this in, or is speeding, speeding no matter how fast..It was NOT fast enough to be consdered wreckless driving. Neither of us have ever had an accident...(thank you lord!) Alos- How long does it take for tickets to come off your record? And are they also basing premiums off credit? I have good credit, so could that help the speeding issue?"


Home insurance in Raleigh?
How much to insure a home in Raleigh (say a value of about 200k).


Should I be adding my 19yr old daughter to my auto insurance?
Should I be adding my 19yr old daughter to my auto insurance?


I just got a drive out tag a few days ago and a cop just gave me a ticket for no insurance coverage dont I have 30 days?
I just got a drive out tag a few days ago and a cop just gave me a ticket for no insurance coverage dont I have 30 days?


Why are pickup trucks so cheap to insure?
i went to go look at a truck that is 10 years newer than my ford explorer. it was a ford f150 even with full coverage its still lower. the insurance for the explorer is nearly $2,000 a year. and the f150 is $1800 a year even with a big powerful V8"


Seatbelt ticket affect insurance?
I got a seat belt ticket this morning. The fine is 60 because I'm not 18 yet. Will this affect my insurance? I have had 2 speeding tickets but one was cleared and I am on diversion for the other. Will this ticket affect my diversion? I live in Kansas.


Car and home insurance together...?
I recently purchased a new car and will close on a home in 2 weeks. I am looking for auto and home insurance in NJ. I called Geico today - got a decent quote. But they dont have home insurance in the area. All State gave me a quote for their platinum one and told me they'll give me the other packages in a minute - put me on hold for 25 mins and I hung up (again they dont have home insurance in my area). Anyone has any experience with TWG insurance? My car dealer gave me their info. I searched for reviews in NJ - nothing, They're TX based and have both home and auto...not sure if it is good for NJ. This is my first car and home. Any advise on what to look for esp for my car. What are the grey areas that they can con you? What are the most important points to look for? Any suggestions on good plans in NJ?"


Where can I get life insurance for a person with a mental disability?
I need to get life Insurance for my husband (42 yrs. old) who has a mental disability called Paranoid Schizophrania. We had life insurance for him before, but when he got sick, and had to leave his job, we ran into hard times. I was the only source of income at the time, and it was only enough for the basic necessities in life. I couldn't keep the payments on his insurance. We waited months to hear something from Social Security Disability, and by that time I had lost his insurance. When we started getting a little more income from his disability, and applied at different Insurance Companies for Insurance for him , they turn him down. They considered people with mental disabilities a risk. The Insurance Companies didn't say this in so many words, but when you answered their health questions truthfully, and get denied. It's not hard to figure out. We ended up getting him burial insurance, but we both are bothered that he can't leave much to me and our daughter. I do have a policy."


What will it cost to go to planned parenthood with no insurance?
I am going because I have missed a period for 4 months and had a negative pregnancy test. I am having some mild abdominal cramping. I am 21 and live in Houston, TX"


contreras insurance yuma arizona