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Do I need Auto Insurance when I have no car and do NOT drive?
I just recently got my California Driver's License. I am 24, do not own a car, primarily take public transport, and got the license for the sake of having one. My mom called the insurance to get a quote, and deemed it cheap enough. The statement comes in and it is much more than stated, so we call the insurance people. They say that I can NOT be removed from the policy, that I HAVE to have insurance and HAVE to pay the amount on the statement. I don't own a car, I will NEVER drive that car, Mom wanted a quote on insurance for emergencies only"". My question is: Can our insurance legally prohibit me from being removed from the policy? Do I need Auto Insurance? I will NEVER drive this car"
Will this make my car insurance cheaper?
Hi, I'm only 15 so not anywhere near needing to buy car insurance, but unlike most teenagers, I am very interested in cars, and am already thinking about my first car, obviously I won't be getting an Aston v12 vantage, but I'd like a decent car, at the moment during the holidays I have junior driving lessons on an airfield, which are proven to make young drivers safer, I will have probably have had around 10 by the time I'm 17, will this make my insurance cheaper? Or will it just be for my own safety? Thank you"
Mobile home insurance?
Will a mobile home that does not meet the wind zone construction standard be covered by insurance companies?
Can i sue my insurance company for hit and run?
I live in Yuma, Arizona. I'm 15 I Have my motorcycle permit i can drive from sunrise to sunset Okay February 21st YESTERDAY at 3pm Me and my brothers were going to jack in the box they took our car (1996 Isuzu rodeo) and i took my motorcycle (1994 Kawasaki ZX-6) we were going down this curved street they are on the left lane I'm on the right lane and this Winter bird (An older person from out of state that comes down to living in our city in the winter) pulls out on my right lane. While he's doing this i horn my horn he looks back and completes his turn and the brakes and doesn't move... i'm down shifting and my rear wheel locks up when i downshifted my bike shakes and i going onto the curb my bike gets eating up from the curb and i go over the curb and start to eat **** my hip and left get bruised i was wearing this thick overcoat my arm gets road-rash and then the old *** man drives off... doesn't even assist me... my brothers flip a U and we pull my bike to the side of the road and go to the hospital at the hospital we called the police they took pictures of my motorcycle and skid marks on the road then take my statement and brothers i wanted to know can i sue my insurance for anything? I'm not sure what coverage i have I'll add more detail tomorrow Monday morning Here are some pictures of the motorcycle P.S. I'm not sure if you can see but my front tire is flat it got a hole from the accident http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view¤t=crash1.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view¤t=crash2.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view¤t=crash3.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view¤t=crash4.jpg What broke Front tire Possible bent rim front brake lever Oil casing headlight windshield possible gears and chain my muffler my front right flaring my bottom flaring"
What would the insurance and maintenance cost be for these cars?
1995 Ford Escort LX sedan M/T 1996 Saab 900 SE V6 Automatic 1994/1995 Saturn SL 1/2 M/T Im looking to buy my first car soon and I have found good deals on these and since I will have to pay for the car, insurance, and gas myself, overall price stays in mind."
Should I get student health insurance or health insurance through my job?
I'm a fulltime student and I also have a fulltime job. Which would benefit me the most? Health insurance for students or health insurance that my job offers? Also, If I take 1 semester off from school would I still be eligible for student health insurance?"
Medical Insurance Cost?
I plan on becoming a Ultrasound Tech. I plan for my husband to be a Medical Records Tech. I'd make $90,000 and he would make $44,000 a year. If I have two kids how much money should I expect to be taken out of my check each month for Medical Insurance from BlueCross Blue Shield?"
Is it true that in MA your first ever ticket doesn't count against your auto insurance?
Is it like the first ticket is a wash/freebie? or does it raise your insurance points and rates regardless?
Where will give a young male cheap car insurance?
I know that I am statistically more likely to cause an accident than a middle aged person. However. Are there any companies that are good that will insure me on a car of about 200hp for under 1400. If i tell them I have achieved good grades and done pass plus etc as well as the fact I have never claimed on my current insurance could they give me a low quote? Thanks
Is my insurance ID number the same as my moms?
I need to go to the obgyn this week for an ultrasound but I have yet to get my new insurance card, I am covered under my mom, is it the same information for me? I can view her information online but it won't let me view mine. Also what information do I need to give to my doctor?"
Is anyone invested in whole life insurance?
I want to know if anyone has had any decent returns from while life insurance or if you have been paying premiums for over 10 years, can you see a cash value growing? Please only answer if you have a whole life insurance plan. I don't need to hear why term is better. Thank you."
"Insured car, uninsured driver?"
I have a free-loading bother in-law and I was just wondering. If he uses the family car which is insured but he does not have car insurance, can he be liable in any accident situation? Please tell me yes, so I have a reason to refuse my car to him. Anything from if he is at fault or not at fault, injury, coverage, or settlements... Thanks"
Direct buy auto warranty...has anyone had any good experiences with them?
I have only seen bad reviews online, but has anyone had good experience with this company?"
How much does a 16 year old pay for insurance in florida?
am going to get a mustang GT and was wondering how much will the insurance come up to be, and also how less cheaper will it be if i get an altima sedan."
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Can anyone recommend cheap worldwide travel insurance?
We're going to Thailand and next month, and then on to Cambodia and possibly Vietnam and Laos, not sure when we're coming back but will probably be gone for about 4 months.. I'm sooo confused by looking at comparison websites, can anyone help me?? Am I better off getting annual cover, or backpackers, and is it very expensive to extend a policy if we decide to stay longer? And are the cheaper companies (like 24/7) to be trusted? Some of their policies seem too good to be true!"
Health insurance from a broker?
HI, I need to take out a health insurance policy for myself because my work doesn't offer any. I called a local insurance broker who offers that service in addition to others like life, business, etc. My question is, is there any negative reason to buy from him verses going online and buying a policy by myself? I think I'd get more info from a broker right? Thanks"
How much do braces cost without insurance?
My dad says that he doesn't have moneyy to get me bracess! My friend has braces and only pays $80 a month because she has insurance. My dad says that I do not have insurance and it costs a lot to get one. How much would my dad have to pay per month w/o insurance?
350z or g35 coupe auto insurance?
I am 17 years old about to be 18 and I really want a nissan 350z or an infinity g35 coupe. I have been saving money for a few months to buy a used z or g35 but I never thought about what my insurance would be like. I am 17 with no real driving experience. I would be on my parents insurance, I had a 4.0 the last 2 years of high school so straight a's. I have a job(idk if that matters) I do not smoke. I live in California in a small town. I am a male. I dont know what else insurance companies look for so if you know of anything else please mention them in your reply. I'm just wanting to know if anyone has any kind of idea of what id be paying. Thanks"
"How much would it cost me for motorcycle insurance in toronto, ontario?"
I'm 16, going on 17 in march, and have my G1. I have a 1984 Honda cm250 custom that has been sitting in the garage and I've decided I'd like my M1 as well. Before I get it I was interested in how much I would be looking at paying for it per month/year. It would be used for pleasure, to get to and from school, and the odd day to go driving, probably less then 12 000km a year. If there's any info missing I'll gladly add it in. Here's all the info on the bike: Years Manufactured: 1982 - 1984 Category: Classic, Custom Engine & Transmission Engine Displacement: 234.00 cc (14.28 cubic inches) Engine Type: Four Stroke Twin Horse Power (kW): 17.00 (12.4) @ 7500 Compression Ratio: 9.4 : 1 Compression Pressure: 170.7 psi (12.0 kg/cm2) Bore x Stroke: 2.09 x 2.09 in (53.00 x 53.00 mm) Valves Per Cylinder: 2 Fuel Control: OHC Ignition System: CDI Cooling system: Air Gears: 5 Number of Plain / Friction Plates (cutch): 6 / 6 Transmission Type / Final Drive: Chain (1982, 1984) Belt (1983) Weight (including oil and gas): 317.5 lbs (144.0 kg) Top speed: ~75 mph (120 Km/h) Fuel Efficiency: ~50 mpg, city (21 Km/L) Engine & Transmission Front Wheel Dimensions: 18 in Rear Wheel Dimensions: 16 in Front Tire Dimensions: 3.25S18-4PR Rear Tire Dimensions: 110/90-16 59S Front Tire Pressure: 25 psi (1.75 kg/cm2) Rear Tire Pressure: 25 psi (1.75 kg/cm2) Rear Tire Pressure (>200 lbs): 32 psi (2.25 kg/cm2) Front Fork Travel: 5.5 in (140 mm) Front Fork Oil Capacity: 4.56 fl oz (135 cc) Rear Fork Travel: 2.9 in (75 mm) Front and Rear Brakes: Expanding Brake (hub) Engine & Transmission Spark Plug Type (NGK / ND): CR7HS / U22FSR-U Electrical System Voltage: 12 volts Alternator Output: 190 watts @ 5000 rpm Fuel capacity (total): 3.3 gal (12.5 lit) Fuel capacity (reserve): 0.4 gal (1.5 lit) Oil Capacity 1.6 qt (1.5 lit)"
Teen insurance cost on a leased c300?
i just got my license, and i am 16 going to be 17 in 2 months :) i wanted to know how much insurance is for a new leased c300 mercedes."
Can I get insurance on a Daihatsu coure 660cc turbo as my first car?
so I am just about to turn 17 and I really like the small Japanese cars and one of my fave is the Daihatsu Coure which is a 659cc turbocharged engine and it puts out around 60-70 bhp stock so was wondering whether if I would be able to get insured on this small car for a reasonable low price as a first. if anyone owns one of these cars or one similar please let me know what your insurance was like and what is the practibility like with these cars. Many thanks - Drew
Me and my dad are arguing about the cost of car insurance? Please have look?
On the final quote page it said that my full annual quote would be 611.49. I just paid a 101.49 deposit via my debit card. It says that my direct debits will be taken each month, next month 54 and then 8 months of 57. My deposit and the direct debits add up to 611.49, exactly as the quote stated. So what is that box (with the red arrow pointing to it); http://img829.imageshack.us/f/screenshot... Can they take more money without saying? Can someone please explain what that means?"
A question about car insurance?
Does your insurance drop when you have a baby? I know it does when you get married, but I wasn't sure about having a baby. Thanks!"
is this a good insurance company? i got a really good cheap quote but i noticed they include free courtesy car unlimited free windscreen repairs and up to 750 of stereo cover this all seems great i also got cheap quote from swiftcover but they didnt have these things is it better to go with elephant? thanks
Does my personal insurance cover a borrowed car?
I asked to borrow my friend's car recently because mine was in the shop. He said his insurance doesn't cover ANY other people, even a one time driver. He said that insurance goes with the car, so my personal insurance was no good. I called my insurance company and they said his insurance is primary and mine would be secondary."
Pregnant with no insurance in houston?
Im married so i dont know if i can even get medicare and i also know that is a process that takes time and if my calculations are right i should be close or in the 3rd month already. it might be a complicated pregnancy because of the fact that four months before this i had a miscarriage at 4 mnths so i need to see a doctor soon. any help would be greatly appreciated! thanks.
Can your company insurance drop you after an accident?
May 10, 13. I was hit head on (I was fully insured by state farm) taken to the hospital and they found to fractured vertebra. Next day I called my boss, truck insurance. Did what I was supposed to do. I left the hospital 5 days later. A follow up appointment was set to the doctor two weeks later. She cancelled. The next was cancelled on the third I had no transportation. The fourth 7/10//13 I went in to see the doctor. Her secretary denied me access to my doctor. Claimed my insurance was dropped 5/11/13. This is two months after the accident. I had not money. They DEMANDED payment before seeing the doctor. I had no choice and left. My truck insurance (state farm) did not cover my medical bills. No attorney would touch this case because they claimed and I quote if we can't make any money you can't"" I have not been able to see a doctor since the day I left the hospital. My insurance was dropped and state farm will not cover me. I am a US citizen"
"If you move to a higher-cost car insurance state, when does the increase take effect?"
If I move to a new state that has higher car theft and higher minimums, which I imagine would definitely increase my premium, would I have to pay as soon as I told the company of the address change? Or, would the increase only be seen on my next bill (a few months later)? This is for moving from Arizona to Washington, if it matters. Thanks!"
Prudential Car Insurance?
Hi, i have just passed my driving test and got my first car, i found that Prudential has the cheapest quote for me but i have heard stories about paying online that it is not safe and you dont get the amount of cover they say you're gonna get. Is anyone with prudential??? what do you think of them? is it safe to pay online?? Thanks :)"
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"Does home owners insurance cancell upon death., or continue if beneficiary pays and stays?"
Have lived in home 3 years caring for parent. Established as my primary residence.Will inherit and have paid all insurance ,association dues past year.does insurance usually cover presentv resident even if deeded to yet. I have paid for home."
Can I Still Be Covered Under My Parents Car Insurance?
Im currently under my parents car insurance policy, I got married not too long ago and was wondering since I got married can I still be under their car insurance? Thanks"
Whats the group and policy number on an amerigroup health card?
all it says is a subscriber number on the top left hand, and then it has my medicaid number... which is which?"
Does it cost to cancel car insurance?
I have state farm insurance and I was wondering if there was a fee for canceling the insurance. Like with cell phones for example.
How should -U- purchase homeowners insurance thru ana agent or directly from company?
How should -U- purchase homeowners insurance thru ana agent or directly from company?
Insurance claims??please help?
got in a car accident I(passenger) got ran off he road thank god we were all fine. my neck and back hurts and the guy who is at falt his insurance called me 2 days after the accident and offered me a insurance claim he offered 1000 bucks but I haven't seen the dr. yet witch is tomorrow. it is a soft tissue claim and idk how much work I will miss.. how much should I ask for? anyone have any these experices of wip lash please share story.. and how I go about it to get a good settlement.. thank you
Does anyone know of any good heath insurances for people with a high BMI (overweight)?
I'm 22 years old, 5'3"
Cheap Drivers Insurance For Teenagers?
So im about to get my first car an it be a luxury car but i wanted to know what place would have the cheaper insurance for me, keep in mind i do have decent grades also."
Would i qualify for medicaid or will i have to buy insurance through the marketplace thing?
i know this is a dumb question but i'm new to the whole insurance thing. i'm 23 and work full time and live with my parents. theyre both retired. my income is about $13,000 a year, so it's below poverty level. do they count in the household income? i pay rent and they don't claim me on their taxes. i'm so lost here and this whole thing has been so confusing and that's why i've gone without insurance this long to begin with because i don't know how to apply for medicaid."
Can you put a relative from another state on your insurance plan?
I live in North Carolina and my Dad lives in Texas. I am going to college close to my mother who current ly insures me. I am not going to have a car for probably 2-3 years, and will literally never drive my moms car when I am at home, but my mom is paying a large amount of money to be on her plan. The insurance people said that you have to be more than 100 miles away from her to be taken off because there is resonable doubt I would drive. I was wondering if state laws allow for me to be insured by my dads plan in Tx, if so, would it cost a lot to be on his? If thats not possible, is there anyway to be taken off my moms or to not be insured at all?"
Where can I get an affordable prescription without insurance?
My husband has a gum infection in one of the sites where his wisdom teeth were removed years ago. He can't open his mouth and is in an incredible amount of pain. We don't have health insurance, so where can we go to just get him some antibiotics in Denver?"
"As a female will my insurance go down when I turn 21? and if so, how much might it go down?"
25 years old is guys, girls goes down at a lower age I know this, I'm just not sure it is 21? Does any female out there know?"
Car insurance in thailand.?
I will be doing alot of driving very soon in Thailand. The persons car I am driving is registered but has no insurance, am able to buy insurance for 1 month while over there ? They are realy crazy drivers and I am inexperienced in driving lawlessly as them Anybody recommend any insurance companies."
Wont be able to pay rent and car insurance this week?
i mismanaged my money and now im in a dilemma.i get paid on the 6th. but wont have enough money to pay rent and car insurance. i have three choices. 1)pay my car insurance and be late with rent just pay it on the 20th.. late fee is $75. 2. pay rent and let car insurance cancel for a week. which i really don't wanna do since i don't know the consequences. i am financing a car. 3) pay rent and pay car insurance with savings account. but the funds wont be available until the next week. but the banks will try to process this over and over again.
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