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Whole Life Insurance?
So I read on bankrate.com that one can borrow against their life insurance (whole life insurance) policy to pay off debts. This sounds like something I may be interested in. How long do you need to hold your policy before you can borrow the funds. (EX if I purchase a 125k policy and need to borrow 30k)


Health insurance & college marriage?
I am in college and under my parents' health insurance. I am in college. If I get married while in college, I understand that I am no longer a 'dependent', but can I still be covered under their insurance? My unmarried older sister recently graduated from college and the insurance company is billing more for her since she's done with school, but still on my parents' insurance."


DUI Insurance?
I know after being convicted for dui your insurance goes through the roof. If I just wait a few years and don't drive/insure any cars. will the insurance jump go away? or will I have to pay for a certain amount of time so the state still gets there money


Where can I find cheap life insurance with no medical exam ?
looking for a flat rate where rates do not go up . Life expentecy is about 2 years.


Is the insurance going to total my car?
Last week I got rear ended by a motorcyclist. I drive a '99 jetta and in EXCELLENT condition it's only worth about $2,600. My car was in decent condition so worth about $2,000. I got a few quotes on how much it'll cost to fix it and it was anywhere between $1,000 to $1,800. Are they going to total my car?!"


How can i make my car insurance quote cheaper?
When i get quotes online they are really expensive, what could i change to make it cheaper?"


Auto insurance?
price per month i mean.... :) lol


Does health insurance itself make health care expensive.....?
or is health care expensive on its own, thereby making health insurance necessary? I think the former is true because as long as the doctors and hospitals are able to pass health care costs on to someone besides the patient, they have an incentive to charge more money."


How much is my no registration and no insurance ticket going to cost?
This is in California, if you have any idea please lemme know thanks!"


Insurance companys are evil?
So my dad is a very involved liberal democrat. We both really like obama (for the most part) and we've been invited to some protest down in Washington DC about how insurance companys are evil and need to change the way they do things. Which i'm excited about, i've never been to washington and it sounds fun. But the problem is.. i dont know very much about how insurance even works. I'm only eighteen, i've never had to deal with it before. I know a little, but since i'm young, its mostly just from the daily show. which is a crappy way to base any opinions i have off of. I'm more informed than most 18 year olds, but i'd still like to know more, if i end up going to this thing. So, can anyone explain to me why they're evil and what needs to change? Id ask my dad but he never shuts up once you get him started.."


How much would it cost to insure a Toyota 1985 corolla AE86?
I'm 18 and I am still under my parents insurance. I've only been driving on my own for a month or so. The car is a two door coupe.


California motorcycle license???????????
I want to get a motorcycle license but heres my question, I dont have a motorcycle and if I was to buy one how could I get it insured? if I dont have a MC license? cause I know the insurance guy will ask me for my MC license first ( just like when you insure a car ) and heres another question, if I had a MC how would I be able to show proof of insurance to the place where you take the MC highway test ( not sure what its called ). Just to let you know I dont know anyone who has a MC so I could borrow it to take the test."


"Obamacare supporters, question for you.?"
Actually a few questions. Which magic money fairy will appear to bestow money upon those who couldn't afford insurance before the mandate to allow them to afford it after the mandate? The Obama administration has already granted enough exemptions that the whole concept is pretty well doomed. Is there another magic money fairy that will appear and make up for all the exemptions they've already given? If your old enough to remember when your state made auto insurance mandatory how many fold did your auto insurance go up in the next five years. Mine went up %350 after insurance became mandatory. In light of this how would you not expect health insurance costs to do the same. Hasn't Obama essentially created a monopoly and forced American citizens to throw their money at health insurance. Given that half or more of the cost of seeing a doc IS insurance itself. Wouldn't LESS insurance be the answer not more insurance? You go to a clinic that accepts no form of insurance and you are paying only slightly more than folks pay in co-pay. Then your done. The insured usually gets a bill for at least part of the visit that's not covered and on top of that they have their premium deducted. For most people insurance is a losing proposition. Insurance companies being for profit institutions will go out of business if they don't make a profit. As such mandatory health insurance means you will certainly pay more for health care than if you pay out of pocket. The discounts given to insurance companies do not make up for the overhead costs that insurance companies force providers to go through. Nor do they make up for the no pays and slow pays so common from insurance companies. As such one sure way to raise the cost of health care in the US is to require insurance. If you got more out of it than you put in the insurance companies would go broke. Insurance companies regularly restrict activities and or penalize people for engaging in what they consider high risk activities. Athletes are especially restricted. Having a monopoly why would they not do the same for everyone? Snowboarders, Smokers, bungee jumping, riding a motorcycle all dangerous activities already prohibited by many insurance policies. How do you propose to prevent insurance companies from becoming lawmakers using collusion which they openly engage in already to prohibit activities? Before Obamacare if you didn't like it you just did without insurance. Insurance companies have had to be conservative with what they mandate and prohibit because of that choice. With that choice gone now what? Insurance companies have regularly engaged in activities to the detriment of a patients welfare in the past. HMOs especially forced Docs not only to give patients substandard but cheaper care they have gone as far as prohibiting doctors from letting you know that you cannot receive the normal standard of care because of restrictions by your insurance. The unprecedented power handed insurance execs by Obamacare will clearly change how medicine is practiced in the US and that doesn't worry you? If everybody has insurance then insurance companies will dictate to Docs what they can and cannot do as they do if Docs participate in HMO and even some PPO programs. The idea that we MUST purchase a product, doesn't that bother you? Today it's health insurance. Tomorrow maybe it's socks. How can the Gov FORCE you to buy anything? Don't hand me the auto insurance scam. Mandatory auto insurance hasn't significantly reduced accidents, hasn't reduced losses to uninsured drivers. It has made insurance far more expensive for all. It does violate a basic principle of individual sovereignty that is supposed to be a key component of any free society. What will they make us buy next? In 20 years will gov mandated expenses consume the entire budget of the average American? How do you stop such a beast once it starts rolling? Millions of Americans will lose everything they have because of Obamacare. They will make just a little too much to be exempted or the time/effort to get an exemption will be impossible given their work schedule or they will have a valid exemption or be rejected for invalid reasons and unfairly prosecuted. Sure they might eventually get it straitened out but not before it gets them tossed in jail. Literally millions will be left homeless by this law in the first 5 years. Doesn't that bother you?"


How much does a gastroscope cost with insurance?
BTW, my company insurance is HOSP 50% and ER 50% (although I don't know what that mean)"


Speeding ticket in california with no inssurance?
My friend jst bought a car from sacramento and i was driving it since it was manual he was jst learning and i was speeding in the freeway on a 70 went 86 and i got pulled over .. with no insurance since we were going to transfer hes old insurance in hes old car to this new one toyota xrs 06... how much will it cost me for the ticket and the no insurance please help me i have no idea what to do ?


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Is making a claim against a drunk driver being the passenger against there insurance.or.him?
Is making a claim against a drunk driver being the passenger against there insurance.or.him?


How much for health insurance for ONE person...USA.?
I am self employeed.


How much would it cost to lease a nissan maxima in NYC?
How much would it cost to lease a maxima in NYC? Also, how much would insurance cost me? I'm 18 years old with no driving experience yet but I'm considering the maxima for my first car. All feedback is appreciated!"


Will it save money to take driving lessons at 17 but not get insurance until 21/22?
I'm nearly 18 now, I've left driving a little late... my family asked me if I wanted to learn to drive at 17 and for some reason I didn't want to, but now I've got uni coming up in September (June now for future readers) I'm wondering if it's worth doing it now. I'd heard from someone that if I start learning at 21 or 22, insurance costs more than if I learn now and have a license for a few years before getting insurance and a car at 22 years, for arguments' sake. Has anyone else found or heard something similar to this? Thanks if you can help!"


US Maternity Health Insurance?
Hi, I am looking forward to give birth in America so I need to know what kind of Maternity International Health Insurance I need since I am not an US citizen. I need a 1 to 6 months insurance. Can you provide some Companies' names or more info please? Or an approximated price? Thanks."


How much will my speeding ticket be?im 57 never once had a ticket/moving violation..it was in a school zone?
i was caught going 20 on a 15. i was driving my friends car will her insurance go up now?..i am on her insurance since we live togeather. does anyone know how much this ticket will cost me i am in las vegas


Does life settlement differs from Life insurance ?
Does life settlement differs from Life insurance ?


Why is my car insurance quotes so high?
Hello, I'm 17 years old and have just pasted my ful uk license and am looking for a car and insurance. The car i want is a vaxuhuall corsa 1.0 litre 3door. My friend has a 1.1 litre and his insurance is 1,200 with his dad on it. But when i look with exactly the same details (locked garage, mileage, etc) with my dad on it (i also entered my friends post code to see if there is a difference) but the cheapest quote has been 4400. Help?"


Car insurance for new drivers?
I'd like to get a car insurance but since i will be buying a new car soon, i'd like to have the insurance for just a few months. Is this possible? if yes, then which company would you recommend and how do i get it? cheers!"


Insurance Rates tied to credit score?
I just read the front page of our local newspaper regarding homeowners and auto insurance rates will be tied to ones credit score, making those with lower incomes, or problematic credit to pay even more for the home or auto insurances. The main question I have is...do you think that if ones credit improves, that the insurance companies have an adjustable rate that will decrease when ones credit score increases? I know this isn't the way it's going to happen, but what are your feelings on this plan?"


Auto insurance for Toyota celica gts 2000?
I am getting my license on my 18th birthday and I am planning on getting a celica. The car will be on my dad name, and he's over 25yrs old. I want to know the rates of auto insurance for a sport car vs me getting a regular 4 doors. I just got a quote today and the guy told me that my insurance could be $116 a month for the celica with progressive please help me make my decision ty"


Is there a health insurance that accepts people who already have health conditions?
If so what health insurance is less expensive?


How to look for insurance?
i meant health and dental


NEW TO INSURANCE!!HELP
it is medical and work-loss


Health insurance question please?
My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?"


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Dog health insurance- yes or no?
has anyone made good or bad experiences with a dog health insurance? would you recommend it? thanks alot


Insurance for electric components in a car?
I was wondering if anyone knowof an insurance company that offers affordable insurance for the elecltric components in a car such as cars that have a push to start button, navigation etc. The dealership offered insurance however it was not in my price range. Are there companies that have different options you can choose from"


Do I need to let my insurance know if my 16 year-old son driving my car while I am always a passenger?
My son is 16 years old. He just got his driver license last week. I do not want to buy him a car until he is 18 years old. I am still driving him to school every day. Sometimes, I let him drive and I am a passenger to let him have driving experience. Do I need to let my Metlife insurance know about this? Does my son need to be added to my insurance as an occational driver?"


"Do health insurance companies cover life coaching, seeing how it is similar to seeing a therapist?"
Do health insurance companies cover life coaching, seeing how it is similar to seeing a therapist?"


What questions should i ask before getting LIFE Insurance?
Im about to get life insurance, but i dont know how it works. What are some questions i should ask the insurance agent before signing any papers? Please help!"


In terms of car insurance: is it less expensive to lease a car or buy one?
I'm a 22 year old female. I've heard that if I buy a car, the insurance will be expensive because of my age and that I should lease one instead. I thought you had to be 25 to rent a car, but apparently there are loopholes? Anyhow, I would really prefer to own the car.. but am looking for the less expensive option in terms of insurance payments."


"I don't have health insurance, should I get AFLAC?"
My company sent an AFLAC representative to us today. I heard it was supplemental health insurance and it costs $35/month for accidents and sickness. I don't have any insurance at all, should I get it? I'm 26. I don't smoke or drink. I eat healthy and I exercise."


Who would benifit the least from multi year term life insurance?
Who would benifit the least from multi year term life insurance?


Insurance for a 2nd hand two wheeler.?
Recently purchased a second hand 2wheeler. Changed RC to my name already. Regarding insurance, which one is good?? 1) renewing existing with my name or 2) purchase a new insurance. which one is best?? do we have any difference for the above options?? Approximately how much it costs for both options??? Please guide me."


California motorcycle/moped laws?
Hello, I'm moving to california from florida in a month to start college, and I intend to sell my car here and get a moped or a motorcycle over there instead to save a little money. I don't know the laws on motorcycles there? i know in florida if its less than 50cc you don't need a motorcycle license or insurance. what about california? if you need insurance how much $/year are we talking? I don't know squat about motorcycles and I've never even rode one or understood the whole gears thing. if someone could recommend a few brands or even whether to get a motorcycle or a moped/scooter (is there a diff?) i have a tight budget (1-1.5K) any advice would be awesome!!!! <3"


I switched auto insurance companies. is it illegal for my car to be reposessed if it still was covered fully at the time of the reposession?
I switched auto insurance companies. is it illegal for my car to be reposessed if it still was covered fully at the time of the reposession?


Life insurance and interest?
I asked a question a while back about how long you had to claim an insurance policy. Looks like there is no time limitation. I should have been more clear. These are the little life insurances that you get for free with some credit cards. About $1,000 to $5,000 for free (nothing you pay for - just a benefit). I also was questioning for the ones that you get free from work. Also, some credit unions give you a bit of free insurance just for opening an account in the hopes that you will sign up for more. I got one good answer from someone mrcatz But two other answers stated something about the interest growing. And now I'm confused. What do they mean by interest growing? I imagine they are talking about those whole life policies. But once you stop paying the premium, wouldn't these policies cancell? Someone would get a bill, and realize that there is life insurance out there and claim it. I was inquriing more towards the ones that you might not know about and have no knowldege of, since it can take a serious amount of time to find them in all the paperwork. These types don't pay interest since they are freebies - right?"


Uninsured driver accident?
My parked car got re-ended by a uninsured driver. I have uninsured motorist insurance. Does my insurance waive the deductible or do I have to pay it? It obviously isn't my fault and I have the accident report. And please don't say call your insurance"". I'm looking for people pasts experiences."""


"I am looking for car insurance in uk,can you recommend one?"
Every year,my insurance goes up even with 5 years no claim and same car. Why? It should have been cheaper surely, I heard of quidco,is it worth the hassle?"


Supplemental health insurance benefit taxable?
I have Conseco Supplemental Health Insurance, like cancer insurance, heart/stroke insurance and accidental injury insurance. Are the benefits (money) paid directly to me from this treated as income? My medical expenses for this year will be way above 7.5% of gross income after benefits are paid by my major medical insurance (Blue Shield). So I would need to do a deduction of my income. However, I heard supplemental insurance benefits are like Life Insurance payment which are not treated as taxable income, so there is no need to declare the benefit as income. Of course, at the same time, I could not declare the premium paid by me to purchase the supplemental health insurance as an expense either. Please help."


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