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missouri insurance coalition


   








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Medical insurance from two insurers?
Hi, I have a group medical insurance from my company for myself and family. I have another medical insurance (family floater) done by myself. In case of the treatment amount being more than what is allowed limit in Group health insurance, Can I get the remaining from the insurance bought by me? What do you advise in this scenario?"


Will adding factory bodykits affect your insurance costs?
Ok so i was just curious to know that if i buy the new Seat Ibizia 1.4 (09-onwards) in the SE trim level, with an insurance group of 3, if i was then to add a factory fitted bodykit from SEAT to replicate the Cupra model would this rise the insurance group and costs? This is what i was thinking of getting for it: http://seatepac.gedas.co.uk/productdetail.aspx?p_no=ZGB6J3071670"


"Humana, Aetna, Blue Cross. Which is Best?"
Which would be best. I mean as far as raising your rates every 6 months, not paying claims, etc. Any info you could provide would be great."


Liberty Mutual Insurance please help!?
And we live in IL


What is the cheapest n nastiest car insurance I can possibly take out?
I'm 26, just got my license, have 0 years no claims bonus... What is the cheapest car insurance I can get? I don't care if they cover me for hardly anything... Also will they insure me on a Toyato Celica 1.8 VVTI 3DR 2000 I want the cheapest of the cheap guys!! Suggestions??"


Whats the best insurance and company?
I am starting my own irrigation and landscaping buisness and need to know what the best insurance for my buisness would be as a sole proprieter, with only me working and my own vehicle. thank you"


Where can I go for maternity coverage if I don't have health insurance? Does Medicaid covers section C?
Are costs of giving birth without health insurance expensive in the US?


Do you know National Life Insurance?
Is national life insurance any good? Have anyone heard of them?


How much will insurance go up with with a speeding ticket and now I rear ended someone on the freeway?
I have Allstate Insurance in California. I got a speeding ticket in Nevada. And it was either hit a semi or rear end a car on the freeway.


I need car insurance help... now......?
ok... i was thinking of getting insurance on a 1998 5 door ford fiesta 1300cc.... i am 18 (male) and only had my full license a few months... trying to get an answer out of any insurance company is..MURDER.. i go through pages of junk just to click get quote"" and then there is a list of 50 questions... i need... an... estimate... i dont wanna see ONE link to another website... speak in numbers please =]... and... state if it is monthly or yearly!!... because i got answers that say... 1000... and im like... is that a month =o??.... so yer... average or estimate insurance for me!!... gee thx =].... i feel this is in clear violation of the age discrimination act but warever...."""


Where can I buy the cheapest animal insurance?
I have 2 Lab mixes who are both under 1 years old. I need cheap but good, dependable pet insurance. Please help A.S.A.P."


Does an unattended parked vehicle that was hit affect insurance rates when claimed?
I came to my parked car this evening and discovered it was hit from the back bumper up along the side half way through the back seat door. It is dented and scraped pretty badly. If I claim this with my insurance will it affect my rates being that I wasn't there?


"Young Americans should negotiate more pay, rather than health insurance?"
Go for the pay, people. Why be a slave for the Insurance Companies!??!? Walk into your bosses office tomorrow, and ask for a $1.50 per hour raise, and give up your health insurance!"


What is average hurricane insurance for 100k property in tampa fl for the year?
What is average hurricane insurance for 100k property in tampa fl for the year?


What is the cheapest and best health insurance out there for a single fella?
What is the company's name and what would I have to pay on a monthly basis? Thank you and good day!


missouri insurance coalition



How much will my auto insurance go up(rough idea) if I get a job where I would use my car?
Just curious what range it might fall in. My premium with state farm is very low, about $70 a month with full coverage on a 1994 3000GT. Milage would be like 125 a day."


How do you account for a Whole Life Policy cashout with taxes?
My wife and I cashed out her whole life policy last year. It ended up being a loss (now there's a big surprise). How do I account for it in my taxes. Would it be a normal investment in the schedule D? Are the entire premium payments considered for the cost basis or are they split out based on some going towards the insurance and some going towards the savings plan?


Can I be reimbursed auto insurance for the days my car was undrivable due to accident caused by someone else?
So there was a car accident and it was determined to be the other person's fault. My car was a mess (I wish they just totaled the thing) and is still in the shop, it's been 2.5 weeks. They're saying they can't reimburse the auto insurance because if something happened to the car during this time it's covered. But is that a bluff (I know they try to get out of stuff). if something happened to my car at a repair shop, and it's only there because of the accident that was determined to be the other party's fault, if something happened to my car, isn't the other insurance company liable? It never would've been there if it weren't for the accident. And if so, who do I go to? It obviously wasn't the guy I just talked to. I don't think this is unreasonable. It's not like I'm asking for the auto loan daily rate. Obviously I would still have to pay for that since it's toward ownership of the car. But the insurance makes sense to me - no?"


"When you have a car accident and you are at fault and pay through your insurance, by how much will your All?
By how much will you All State insurance premium raise.


Full coverage car insurance?
My parents are the primary insurance holders of the car insurance. It is full coverage and the 1st wreck since having this insurance which has been 5 years for this car. I am on the insurance but not a primary driver. I was involved in a car wreck on my car but my friend was driving and I was in the passenger seat. Since it is full coverage what happens? Do they have to have proof that I said he could drive? Or do they just go about and get it fixed and not say anything since the car is under full insurance? I have I clue when it comes to car insurance so of someone could explain everything the best they can it would be greatly appreciated


Are there any health insurance programs like healthy families?
I know healthy families are for children and teenagers but are there any other medical low cost program for kids in their early 20's. There is medical but what if they don't qualify for medi-cal, and if the parents don't make enough money and kids don't have any job because our economy is whacked. How we suppose to take kids to the doctor when they're sick? Please help, any helpful information would be greatly appreciated. God bless!"


What is the difference between Microdermabrasion and Dermabrasion?
What is the difference between Microdermabrasion and Dermabrasion?


Georgia average auto insurance payout for pain and suffering?
Georgia average auto insurance payout for pain and suffering?


Any statefarm agents that can help with a car insurance question?
I had my auto insurance with state farm for several years. I used to live in Miami, Fl for pretty much the whole time until this past January that i moved to Orlando. Until now (October 2012) i hadn't changed my address because i was planning on going back but now that i decided to stay in Orlando i ended up changing to another insurance company because my policy was going to be A LOT cheaper. My question is, should i be able to get retroactive pay for the difference in my premium from the more expensive premium that i was paying in Miami and the much lower one from Orlando? I sent my state farm agent my lease contract since the beginning of the year and she said that they weren't going to allow it. Does that sound right? I know it was my responsibility to have my addresses changed but since i didn't and i was paying my premium for one city while living at another. Thanks!"


False Auto Insurance Claim Against A Friend?
A very close friend of mine received a call from his auto insurer yesterday regarding a 3rd party claim against him. According to the 3rd party, my friend hit their parked car (which was parked on the curb in front of their home), then parked his own car, went up to their house, rang their doorbell and exchanged insurance information. The 3rd party claims that this took place in a town that's more than 1 hour away from where we work and live. This allegedly happened 3 months ago. There are two major problems with this story: A- The alleged incident never happened. I carpool with my friend to and from work and was with him that night. B- The 3rd party has all of his insurance information. Could the insurance company have called the wrong person (i.e. gotten policy numbers mixed-up while processing the claim)? If not, how could a 3rd party have his insurance information? How common are fraudulent insurance claims (against another person)? And has anything similar happened to you or someone you know? My friend is a little worried because there is some minor damage to his rear bumper. We live in a major city and pretty much every 3rd car has nicks and scratches along the bumper from parking garage 'mysteries' and whatnot. Also, about 8 months ago, a young woman rear-ended us while we stationary, waiting to turn left at an intersection. Other than a scratch to his rear bumper caused by her license plate bolt, there was no cosmetic damage, and while we exchanged insurance information, my friend decided not to file a claim (she was very nice and didn't look as though she had a lot of money). I'd hate to think that it's her trying to commit fraud against him..."


With 4 Million currently uninsured and several million dropping their Obamacare policies this year how is this making a difference?
That should read 40 Million


"Car insurance...Extending coverage, no matter who you let drive your car?"
I heard there are car insurance companies that will extend your coverage to other people who drive your car. What companies do this? And is there a catch""? Thanks."""


Cheapest car insurance in houston tx?
hello i need to find auto insurance that i can afford, i was wondering do they have one thats under a 100 ? well can you list me places that have the cheapest auto insurance"


What happens If I have California insurance and I get in an accident in Hawaii?
NOTE: if your the kind of person thats going to say things like well you shouldnt do that... waa waa waa"" please stop reading and go back. Please only answer if you have an answer to my question"


I'll be 18 in 2 weeks can I move out? And not get in trouble?
I'll be 18 and I wanna move out can my parents stop me or get me In any trouble? And can cops get involved.? I live in va chesterfield. Help please!


missouri insurance coalition



Car Insurance in NY?
Car Insurance in NY,NY Some used car after year 2000 , for 18 yr old.? I heard its like $4000 a year.?"


Good health insurance quotes websites?
Whats a good and reliable website where I can look up health insurance packages and quotes


Buyer wants to buy my car but has no driver license & insurance?
Hello, I listed my car on craiglist a week ago and now just got a buyer who wants to buy it. The problem is this person has no driver license and proof of insurance. He's only 19 years old. I have the pink slip with me and also written a bill of sale. What should I do? I don't want to be liable if this buyer gets into car accident or traffic tickets. I was told to remove the license plates and notify the DMV ASAP. I'm from California by the way. Thanks"


How much would insuring my car for just one day cost?
How much would it normally cost? it's a bmw 530i for just one day plz let me know :)


"I need insurance, any ideas on decent insurance to buy?"
I need insurance, I'm single and in my early 20's and have not been on my parents insurance since I was 18 and my parents took me off of theirs. My parents will not put me back on their insurance so please don't suggest that, that's not possible. What I'm looking for in insurance is this: Medical: Medically I'm pretty good. However, diabetes, heart problems, obesity and depression are conditions up in my family tree, so I'll need to be able to deal with those when/if they come up. Preventative care would be great for all of that. Other then that I think I'll just need to see a regular doctor once a year or so to check to make sure that I'm doing fine. Vision: I have glasses and will need a new prescription every few years. I know my grandmother on one side had eye problems, glaucoma I think, not sure if this would fall under vision or medical if/when it comes up. Dental: This is what I need the best insurance with. I have well....pardon my french but I've got really shitty teeth. I am likely going to need either dentures or implants on both rows of teeth before I'm 40. That's how bad my teeth are. Anything that will help pay for the dentures If anybody has any information about plans/companies that would be good for each of the above I'd appreciate hearing about it. I'm okay with having my medical/vision/dental insurance be through different companies too, if that makes a difference. Thanks in advance!"


Why in CUBA they ask for deposits when renting a car even if you're already paying for insurance!!!!?
I am going to Cuba by the newyear2012 and i need to have a rental car there, but I'm kinda confused! i have no idea how things goes over there regarding rental cars and insurance. I looked online for some websites and some of them are asking for money Deposits and insurance!!! WTF I need details please, how? Where? and how much is a good price for economical car between Dec&Jan Please for whoever rent a car in Cuba ... Hit me with Infosss"


Need help ASAP. Is it possible to get retroactive car insurance after a car accident?
I was recently involved in a car accident where I was at fault. The major problem is that at the time it happened my car insurance had been canceled for nonpayment more than 30 days before. Is it possible to pay the premiums that I missed and get retroactive car insurance? I'm trying to avoid a misdemeanor on my record. My insurance company is State Farm, and after the accident I immediately called them and had my insurance reinstated. I also told them about the accident. Please, I need help ASAP."


What is the BEST PET INSURANCE COMPANY IN USA?
I am planning to study in Florida ...I want to take with me my Yorkie. I just want to be prepare in case something happens. Hoping you can help me to find a very good pet insurance company.


Mis sold home.insurance through Halifax?
Hi all hope you can help me. my mum was badgered into buying home insurance from the Halifax in 2007 she was told that they would be able to save her money but still offer the same insurance as she previously had with her previous company. She told them she needed cover for personal items such as mobile phone away from home and also accidental damage cover. she was assured she was still getting this and that the cover would be the same as her previous insurance. she took this policy out and had no problems until last week my brothers phone went missing while he was out and she rang to make a claim and was told she was only covered for items in her house. Upon finer inspection.of documents shred also found that she would have no accidental damage cover either. Could this be counter as mis selling as she would never have taken the policy if she hadn't been told she had accidental damage and personal possession cover. How would i argue this with them?


How much does it cost to ship your car to another country?
i want to know because i want to move to italy but bring my car with me.


Why is health insurance the most important?..?
Why is health insurance the most important?


Insurance rates for this car?
First car, v8 mustang"


"I have a whole life insurance and want to take the cash value, what is the best way to do it?"
After reading about buying term and investing the difference, I found out that I can save hundreds of dollars a month by buying a 30 year term policy and get more coverage. With the money I saved, it gives me options on what I can do. Besides investing it, I can also pay a little more into my debt payments. I have about $32k in the cash value, after surrender charges, its $28k. I want to get the most out of my money, but not sure what to do. I can't put it all in my Roth IRA. I don't want to save it in my bank account since I only get 0.75% interest on it."


Is there a limit on how much insurance premiums can be ..raised?
Is there a limit on how much insurance premiums can be raised?


Family car was rear-ended by drunk driver. Should I get attorney?
I'm 40 years old and never been in a car accident, so I need some guidance so I don't make a mistake. Last week our SUV, with our 4 children ages 4 mo to 11 yrs, was rear-ended @ 20 MPH by a drunk driver (.20). Our SUV has about $2k damage and our kids are sore with some bumps and bruises, but dont seem to have any serious problems. The only medical expense is our copays from the Dr. visit. Do I need to be worried about my kids"


missouri insurance coalition