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What do I need to do for self employed medical insurance?
I am 43 I am married. My hubby has medical and I'm on his policy. He has retirement. I will be on his retirement. But he is 44 what happneds to me being self employed, if something should happen to him. Will I still get his retirement money? Will I still be covered medical? I am looking at an IRA account at the local bank next week. I have only been self employed for 5 years. I have worked for an employee up until now. I need help. I need to plan for the retirement years. Thank you for your time. Plus we both have life insurance incase of death. If he goes first I'll have money to pay for the house. But what then? By the time I'm too old to work how will I buy things?"


How much is Car Insurance for a 16 year old?
I'm 16 year old guy, I have a 2004 Pontiac Grand AM sedan, I get good grades in school, about how much would it cost monthly?"


Car insurance estimate for a 18 year old?
And it's in Lethbridge, Alberta."


Car insurance change of address?
My car is registered in upstate but I came to ny recently because of my recently wife. I just leased a brand new car like two weeks ago and they are asking me for proof of residency. I registered the new car in hicksville li not in upstate. So i want to change my car insurance to hicksville but after a week change it back to upstate. Will there be any conflicts with my car insurance? Please help..


Where can i get the cheapest car insurance?
My 17th birthday is coming up soon and i was just wondering where could i get the cheapest car insurance the cheapest one i have found is 14,000 which is a lot and i am putting in that i am already 17 but still 14,000 and the car i am going to get is going to be a clio ,1.1L so it isnt that expencive only about 1500."


Cost of delivery in Texas with insurance?
Anyone have a ballpark figure of how much it might cost for a delivery in Texas with insurance (BCBS)? I plan to have a c-section since I have already had one before. I am wondering how much I might be responsible for. Of course I'll call BCBS eventually to find out for sure, but any ideas are appreciated. Thanks!"


How much would a Ferrari cost?
i want to save up for a ferrari and i need to know how much it would cost for a used and a new one


I need car insurance in broomfield co?
I have one speeding ticket and i'm 19 years old where can i go to get car insurance cheap i get min wage. and i need full coverage and if you know what full coverage consists of please let me know i have a 2003 dogde neon se


Which do you think would be the best first car for a 16 year old?
Im deciding between the Lexus LS 1994-1998, GS 1998-2004, and the SC 1992- 1999. Which one do you suggest I get my son for a first car?"


Best Term Life Insurance Quotes Ownership?
My wife and I are in our 40's and 50's. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford. We recently both purchased $1M 10-year renewable term life insurance policies that we expect to keep for 10 years. We chose not to use life insurance trusts because the purpose of the policies is to replace the lost income of the deceased spouse if one of us dies relatively soon, not to increase our final estate, and the trusts are somewhat costly. We each specified our own trusts as the beneficiaries, because we want the disposition of assets specified there to be used for this money. The trusts provide for the income, and principle if needed, to be paid to the spouse, and for the remainder to be paid to our child at the remaining spouses death. The question of ownership of the policies is less clear. My lawyer says that it doesn't make much difference who owns them, because the value (estate) taxed is only one year's premium, not the $1M. My accountant says that the $1M is taxed, and that each policy should be owned by the other spouse to avoid tax on that amount. A friend said that there's no way to avoid or significantly decrease the tax, so just leave the ownership as is (each spouse owns their own policy). A further fly in the ointment is that the insurance company (Massachusetts SBLI) makes some forms of trust ownership more difficult and costly. I'm confused. What ownership is the best? What is the benefit of that choice?"


How does liability insurance work?
I'm about to buy insurance & I know it's mandatory in te state of Louisiana to at least have liability. But how does it work? & if I let someone borrow my car are they covered?


Which would be a better place to sell auto insurance Arizona or Dallas?
Economy wise


How to convince parents to let me have auto insurance?
I've had my license for a little over three months now. However, I have no insurance, and therefore cannot drive (in California). Their reasoning is that I am an unsafe driver which I disagree with because I quite easily passed my driving test at the DMV and always think before I do anything when I drive. However, they seem firm on their decision... It's a bit frustrating having my license for so long but still being unable to drive. I'm tired of having to always ask friends for a ride or my parents; I just want a taste of independence. Of course, I'm not trying to be too arrogant or stubborn, I've respected my parent's decision, it's just bugging me a bit now haha. I offered to do a six-month plan instead of a year plan since I'm heading off to college in Septemberish. I'm about to turn 18 in a couple weeks also. Does anyone have any advice?"


Question about car insurance and the situation i am in?
So, i have a truck that my step-father gave to me to drive. i did a lot of work to get it up and running and looking decent. now the time has come to get insurance so that i can get tags on it and have my own vehicle. but my insurance is going to be way to much for me to afford. lame. i know. but i have a solution, my real father said that he would insure my(in step dads name) vehicle in his name dropping my insurance down to 48 bucks a month. so basically, can i get tags on a vehicle if the the insurance isnt it the vehicle owners name?"


Whats the different between Car Insurance and Breakout Cover?
Thought It should be normally include in the Car Insurance.


connecticut insurance license application



Insurance rate for a 2000 toyota celica?
Insurance rate for a 2000 toyota celica?


Is there a grace period if your group health insurance...?
I have had group health insurance at work. My hours were dropped , therefore so were my benefits. They mailed a letter 2 days before the cancellation"" date stating benefits are terminated on this date. I got the letter in the mail a day later than the ""date"" listed it was cancelled. It obviously gave me no time to look for alternate coverage. Is there a grace period generally?? I can't even call HR being they are closed on the weekends. help please"""


How can I get my own auto insurance and still be decently affordable?
So im 20 years old almost 21 living at home and ready to get my own auto insurance. My daily driver is a 1999 s-10 Blazer and for my playtime car im looking into a 2005 GTO. I know instantly thats a red flag cause im young, but thats why I want my own insurance. But the thing is....I talked to the insurance writer and they told me that even if im on my own insurance, if something serious happens to me in a auto related accident, they can still come after my parents assets and insurance since I live at home still. Is this true? also any tips for a young guy looking for independence with his own insurance?"


Who has the Cheapest NJ Car Insurance? Home owners insurance? Life Etc?
Who has the Cheapest NJ Car Insurance? Home owners insurance? Life Etc?


Health insurance for somebody with a Visa?
i wanna get insurance for my wife and obviously pay for it every month,my question is...shes from mexico and she is here with a visa,can i get her health insurance?"


Where can I find the best and affordable health insurance?
employer does not provide health insurance anymore. where can i find the best affordable health insurance that i pay for myself? thanks


My car engine locked(died) should i report it to auto insurance (Geico)?
I can afford to get a mechanic to fix my car, so i don't need geico to cover my repair cost, but all i just need is a rental car for 1 month"


"Home insurance costs in Slidell, LA?"
Does anybody have a rough idea of the average home insurance prices for home in Slidell, LA above Interstate 12?"


Can I park car on road it as full tax and insurance but no mot?
Can I park car on road it as full tax and insurance but no mot?


Can someone without ibsurance claim insurance?
We were at a drive thru today and went to back out And this chick came flying up behind us we barely tapped each other anyways we got out talked about it she explained she had no insurance so we left and so did she well we go to the gas station to get out this car pulls up and parks in front of our car blocking us in almost and here comes that chick her boyfriend I guess it was starts talking about trading insurance yet this girl already admitted she had none he had a gun on his hip and kept lifting his shirt up enough trying to show us he had one on him and started saying we either give them insurance or pay him now so I wrote down my insurance info but changed a number BC it was obvious they were trying to scam there was NO mark on her CAR at all well they appeared to be on drugs so I hurried wrote it down changed a number and handed it to them and we left immediately for the safety of our 1 year old daughter Well when we were pulling out he handed her the gun and jumped in his car and she got in hers anyways then question is can they claim insurance even though shee had none for her car? In Indiana it's illegal to drive a car without insurance BTW


Does Safe Auto insurance cost more since they don't check credit?
I just saw a commercial for Safe Auto & they said they don't check credit. Do most other insurance companies check it? And does that make Safe Auto's rates higher? Basically, I need liability insurance and as cheap as possible. I don't have a bad driving record but my credit isn't good."


I purchased a single premium whole life insurance policy in 1984. I am confused about the tax on policy loans
Original premium- $50,000. Total loans- $66.000. Cash surrender value-$64,000. I would like to access that $64,000 so I can earn a better return than the 3.25% the insurance company is paying. I realize that i will have to pay tax on the loans I have but the company is claiming I will also have to pay tax on all the interest on these loans that has been accumulating for years at 8%!! I understood that this interest charge is a wash"" meaning I am charged 8% but also credited 8% since I am borrowing my own money from policy earnings. This total interest is well over $100"


MA Health Insurance for young married couple?
I will be married in a year, and probably lose my health insurance at 24. My fiance is coming but neither of us have full time jobs yet. What are our options for health insurance, that are affordable? Assuming neither of us have full time jobs yet. Thanks! : )"


Buying a car.. What is buyers order? proof of insurance? Auto loan from Credit Union?
Hello, I went to get an auto loan from a local credit union and got the pre-approval from them.. But they told us that to get the actual loan check, we would need to bring the followings: -signed buyers order -proof of insurance -proof of income (copy of paystubs) We forgot to ask what buyers order is before we walked out.. Does anyone know what it means? Is it something I get from the dealer? Proof of insurance - Isn't it something you get AFTER you actually get the car? Do I just go ahead and buy an insurance policy? Am I bound to pay the insurance if I end up not getting the car I registered for insurance? Any help would be REALLY appreciated.. Thank you!!"


Do I need Umbrella insurance?
I have an umbrella insurance policy and I wonder if this is really needed. I do not have animals and I do not have a pool. I already carry life, home owners, health and car insurance. Is the umbrella insurance over kill or truely neccessary?"


connecticut insurance license application



Father kicking me off of health insurance?
My father works in CT, but lives in MA. He has Anthem BC/BS through his CT employer. I am a resident of NH, technically, but I used to live in MA before my parents got divorced, and I went to college in MA. I have been on his health insurance for a while now, while going to school full-time for 3 years. This summer I graduated with a Bachelor's, but am taking courses full-time in the fall again so that I can get into a grad school program (the classes, however, are undergrad classes, not graduate). I just started (1 June) working at a human services org part-time. I have been given the option to accept a full-time position, likely sometime in August or so. They offer health insurance, but only providers in MA (I am in the process of moving to VT). I want to know if this is legal, my dad kicking me off his insurance, even though I go to school full-time right now (yes, during the summer, to finish classes to graduate and get my diploma in September), and even though I'll continue to be in school full-time this fall and possibly longer. I also want to know if I can or should take legal action against him, since there are several bills he has NOT paid that have gone to collections or are about to go to collections. He is ruining my credit. Our divorce papers state that this is his obligation to us! It is unfair that my credit is being ruined. He definitely has the money (makes over 60K a year, just bought a new car in cash!!, and is paying in full for his wife to go to photography school just because""). He is doing to the same thing to my sister: not paying her $300 bill for the dentist"


Home Insurance and escrow....?
We just purchased our first home on Jan 22 2009, we had ADT security installed which dropped our home owners insurance by 35 a month, our house payment is 806 including mortgage,insurance and taxes. Will my payment be changed or will the extra 35 a month just go into escrow .. example will my payment go from 806 to 771 a month?"


Can I have more than one dental insurance plan?
I currently pay right around $2/wk for dental insurance through my employer. It's an okay"" plan that covers the basics"


What is the cost of a replacement iPhone 4 covered by insurance ?
What is the cost of a replacement iPhone 4 covered by insurance ?


What are ways to get a cheap medical insurance even though I am not a US Citizen?
I work, go to school and I have green card but I still don't have money to pay insurance."


How costly is motorcycle insurance per month?
Is gas for motorcycles expensive too?


Republican want to ensure that 45 MILLION Americans have NO Health Insurance part of their 'Family Values'?
Sorry - my edits didn't work. The question is Is the Republican plan to ensure that 45 million Americans have NO health insurance a part of their FAMILY VALUES? Thanks"""


Any lawyers or insurance agents out there?
I won a long fought Small claims case. The lady I sued has insurance, business insurance, not car related. 8 months ago her insurance company denied the claim. I went to Small Claims and won. Doesn't the insurance company now have to pay me if I send them a copy of the final judgment? I also won on her appeal, so its final. Thank you."


Car insurance lapse question for NY?
We don't do automatic payment with our insurance so sometimes we don't have enough to pay and twice we'd lapsed in three years. First time we paid the civil penalty on all three vehicles. This time? There's a three year limit; we had to turn in the plates for eight days (the amount of lapsing) and wait while using a rental car. My mother found out by getting pulled over and getting a ticket. We just got the new plates, new stickers, and are fine now. But she said when you pay the civil penalty you are cleared immediately in the system; if you get new plates and registration, is it the same? She said it can take up to three months until cops read that your registration is valid. I'm having an anxiety attack over this as I've never gotten pulled over and am terrified of cops and travel populated, cop traveled streets to my job. Thanks."


Does AXA Whole Life Insurance credit back 4% of the 5% interest rate of the loan amount borrowed from policy?
My AXA Life Insurance agent says borrowing from my policy is better than cashing out because they credit the back most of the 5% interest rate. The available loan is $13,500.00 at 5%, but the surrender value is $15,000.00 as stated in the policy. I need the money for a down payment on a home and 1% is a great interest rate, but I've never heard of crediting 4% back to the policy...have you?"


Why is discrimination legal in the insurance business?
Young males get charged much more than young females when they first start to drive. Married people get a discount. Old people get charged more for life insurance. Why is some discrimination OK and not all?


"If you live in the US, & against the Affordable Care Act, do you want more affordable healthcare insurance and healthcare goods and services?
Do you believe that reducing healthcare insurance premiums and the amount to be paid for healthcare goods and services is possible?


How much does a guinea pig cost?
what do i need and how much will it cost including guinea pig.


What's the *average* starting pay for a Licensed P&C Agent selling Auto Insurance?
What is the average *starting* pay for a licensed Property & Casualty Agent selling Auto Insurance? (preferably in California). What is the average *starting* hourly wage? and what is the average commission?


What is the value of a 20yr pay whole life insurance policy worth today paid up 20 years ago $1000.00 face val
has it been drawing interest for the 20 years ago that it was paid in full?


connecticut insurance license application