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Do I need insurance in North Carolina if I do not have a car?
Im over 18 and I need to help out my family by getting a Drivers Liscense. Do I need to have Car Insurance, even though I will not have my own Car?"


Which is better? Term or whole life insurance?
I am 26 and just now venturing into life. I don't have any kids, and I'm not married. With all the illness and tragedy going on in the world, I am thinking about purchasing a plan. The only question is, which is better for me?"


Is it recommended to buy whole life insurance for a child?
A friend of mine recommended buying whole life insurance for my child. He said it was better than investing elsewhere. For example, you can get a 1 million dollar insurance which will be paid up by the time he is 18 at an annual rate of about 4500$. And this money grows to over 5 million when is 65 and is tax free. Withdrawal can be done at any time. What's the catch?"


How much will it cost for an 18 year old to insure a BMW M3?
I am an 18 year old, I've just passed my car test and I want a 2002 - 2004 BMW M3 (1.8 - 2.0l) I will not settle for anything less better-looking than a BMW. I also just passed my full motorcycle test 2 months ago. I have 2 years no claims bonus for my Motorcycle insurance since I started riding at the age of 16. I'm planning to sell my current motorcycle and buy a reasonable BMW M3 priced around 2-3k I was wondering what kind of insurance I should be expecting? I have got way more experience on the roads than any other 18 year old out there; but I'm not so sure that the insurance companies will take in mind my 2 years NCB on my motorcycle. Either way; how much could I be expecting to pay? I'm going to be insured as the 2nd driver and hopefully not pay more than 4k anually? The comparison websites are just bull crap, they are quoting my prices of over 20k, even for a small ford ka. I know I know big car young driver - but please just answer my question :) Thanks in advance."


Which auto insurance company pay for the damage?
Which auto insurance company pay for the damage if it is a no-fault accident? I got into a car accident yesterday, and it was not clear whose fault it was. There is a chance that it will be a no-fault accident, just wondering if our own insurance companies pay for the damage."


What is pip in insurance?
What is pip in insurance?


Insurance on a 2000 mustang.?
I'm 18 and have always wanted a mustang. I have heard insurance is high on them and would like to get an idea on what,I'll have to pay for insurance on it? Can any one give me an idea on about what the cost of insurance would be?"


Is a subaru wrx a good car for an 18 year old?
I'm 18 and I'm thinking about buying a wrx. It has 150000 miles with maintenance history and was run on high octane gas... seems to be mechanically taken care of. It needs a new paint job but I don't mind the project. Is it hard to drive this car on 5spd for people who have minimum manual experience? (i can drive a manual but I haven't had much practice) I plan on taking care of it and running it easy. How much does insurance increase if there's a lein in the car? Is it difficult to transfer leins? Car has 6600 left on lein and its a 2003.


Why do insurance companies hate performance/modified cars?
It seems like the ideal insurance company wants you to drive a safe and slow bumper car and have absolutely no fun driving to and from wherever you are going. They assume that any sports car or car with performance enhancements means you will crash. It means you are a reckless driver and no good to the general public. It means you will blatantly violate the rules of the road and have no remorse for doing it. All of that is a load of crap... Most of the major car companies don't even offer, when getting a free quote, to see Ferrari's or Lamborghinis prices, they just won't insure them! Your expected to report any and all modifications to the company so they can jack up the premium. So why do they hate those types of cars so much?"


"HELP! What is the percent increase in the premium? David purchased a $75,000, 5-year term life insurance.....?"
policy when he was 40. Now he is 45. 2) Marica Deerfoot purchased a $120,000, 5-year term life insurance policy when she was 55. Now she is 60. PLEASE SHOW ME STEPS, thanks!"


Can u have two car insurance policies in your name?
Can u have two car insurance policies in your name?


Fully comp car insurance?
Hello wondering if I am covered to drive another car if we both have fully comp car insurance and if engine sizes have to match thanks


How much will my insurance and maintenance costs be affected by what type of car I get?
I'm about to be 18 and am planning on getting my first car soon. I've been driving for almost 3 years in my parents' cars but need my own for heading off to college and such. I don't know what type of car I want to get, but it's gotta be cheap, old and used, preferably up to $6,000-7,500 at the absolute max. The problem is that I've been really into cars for most of my life and would rather have something a little nicer to start, I mean within the same price range but for example a Mustang, Mitsubishi 3000GT, BMW 3- or 5-Series, etc., rather than the usual Civic or Camry (not that I'd mind one of them either). The problem is that I'm worried the insurance will be way more expensive. The latest quote my dad got was a few weeks ago and it was quite a bit lower than I expected, only like $560/yr., but that was with their old '93 Taurus GL. Will having a sports car or more high-end car affect it really dramatically or will it not make that big a difference as long as my driving record stays good? Also, how much more does it cost to maintain and repair a car like a used BMW than it does just a normal car like an Accord? I've always heard that European cars in particular can be temperamental and finicky if not maintained properly, so I'm just worried that I won't have the money and know-how to have and keep a car like that as my first car."


Hit car and insurance?
i want mall today so when i try to park car reverse, i hit other car, but not that crush att all, guy on other car act like i crush car and he ask me for my insurance and i give, also i took his too, do u think he can do anything even thought no crush at all , i have photo too, what going happened, he can get money for that"


Postal rate for letter in US ????
Postal rate for letter in US ????


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Claiming car/auto insurance. What is ''depreciation value''?
When we were about to claim our auto insurance for repairs for our damaged vehicle, the insurance agent said that we have to pay half the price of the total repair estimate, we asked why can't the insurance cover everything then she said it's because of ''depreciation value'' and didn't expound further. What does she mean by that?"


How can i lower my car insurance?
how can i lower my car insurance fee monthly when i payed off my car already


I live in alberta and have lost my learner. Can I get a non-driver ID instead?
I live in alberta and have lost my learner. Can I get a non-driver ID instead?


How much is motorbike insurance?
I am 25, about to get my first 750cc bike, I have no previous experience, living in London how much is my motorbike insurance likely to be? Just want a rough idea, as I don't have a bike yet so can't get a quote."


What/how does car insurance work?
as you may have gathered i am not the smartest person to know how car insurance work! im learnin how to drive soon and i might get a car of my own so i can practice in my spare time and i guess ill be insured in that car i know its an absolute must to have car insurance and i think you have to pay taxes? how do they all work? what does insurance cover/not cover? i've been told if i get into an accident, i wouldnt have to pay for any of the damage cuz insurance covers it all BUT you have to buy insurance? slightly confused by that... plz explain to me in a very clear, concise manner as if youre talkin to a 5 year old child how car insurance work. for reference how much insurance costs, im a 20 year old female"


My insurance policy quote went up?
I have 2 cars registered under my name. Because I use to have one and I gave it to my younger sister and bought a new one so I now have both under my name. She got a speeding ticket this year and also did not have her DL on her. So what happen was that they wrote the ticket under my name and put my DL number and now that shows up on my driving record and when I looked at my insurance renewal notice the quote increased. How can I get this off my record since it was not my fault?


I was in an auto accident without insurance. What am I facing?
I was in a car accident yesterday. I live in California. I had no insurance at the time, although I was unaware that my girlfriend had not sent in my quarterly paryment and was actually driving without insurance for almost 3 months. The day after the accident I went in to the Highway Patrol's office and spoke to the officer who took the report and informed him I discovered I had no insurance. He didnt seem all that concerned and thanked me for going in. As for the accidnet itself, I belief I will be found at fault as I did not brake in time and rear end a small car who in turn hit the car infront of her. I was traveling at about 30 mph when I started to brake and I heard the firefighter at the seen tell the chp he thought it was 25-30 mph. If anyone could tell me what I am facing legally and finacially. I read online I will automatically have a one year driver's license suspension. Is this accurate and is this all? WIll I ge a ticked or fine? I would also like for someone to rule out jail time. The driver immediately infront of me had good damage to the back of her car and was taken to the hospital with minor injuries. Her daughter called me the day after the accident and told me she was at her house but wanted her car fixed soon because she wanted to return home in another state. I suggested she call her own insurance and let them know I was inot insured. THe other driver in front and her passenger were also taken to the hospital with minor injuries and their car had minor damage when I looked at it at the time of the accident. I have not heard from them. Financially can anyone tell me what I am facing? I understand I will be responsible, but I also understand that the other parties' insurances will have to cover their own drivers. If so will I simply be responsible for their deductable. I am more concerned with the legal aspects than the financial. I am an single father of three and need to be there for my kids. Thank you to whoever can help!"


What is a good cheap auto insurance company I can buy insurance from.?
I told a friend at work how much I pay in insurance per month and he was appalled. He told me I could do much better if I shopped around a little. I have no incidences for the past 15 years. am college educated and in my early 40s. I need full coverage but want it cheap. Any Ideas?


Auto insurance for drivers with little/no credit history?
While shopping for car insurance, I usually use a fake name/address with all my real information (DOB, driving record, etc) just so I don't get a bunch of annoying calls/emails from every company I get a quote from. The fake email address I always use got an email the other day, which basically said that when they ran a credit check they consumer reporting agency couldn't provide a full credit history (not surprising seeing as they were checking on a name that doesn't exist). The thing that concerns me is that being only 19, I also don't have much of a credit history (the only credit I do currently have is a card I got a month ago). I couldn't really tell from the email (since I didn't read it too closely, I was really just clearing out the fake inbox) but I'm not sure if they were saying We couldn't get a credit history on you"


Is bike insurance cheaper then car insurance?
Is bike insurance cheaper then car insurance?


Please can someone give me a normal price on car insurance for a new 2012 Ford Fiesta zetec S?
I'm 17 years old and a first time driver but cant fined a straight answer from car insurance websites.


How much is car insurance for a 16 yr old girl in FL?
i want a car, something sporty but it can also be 4 dr too. =]"


What's a good cheap health insurance for a college student?
My college doesn't offer any health insurance and I don't have much money. What should I do? I need to get my throat checked out.


Does your child pay for their auto insurance?
I'm feeling kind of guilty - tell me what you think. My son is a senior in high school. He has had his license for about 6 months. We told him before he got it that he would have to pay his own auto insurance, which was about $75 a month. We also told him if he got into an accident or got a ticket, he'd have to pay the additional charges. He had a wreck about a month after getting his license. His portion went up to about $160 a month, but I have him paying $120 of it..... This is HIS portion alone - you don't even want to know what the total premium is now. :( lol Is it wrong to make him pay his own insurance? I feel kind of bad because that is a whole paycheck for him, but I also want him to learn what it's like to be responsible for at least one bill before he moves out and has to take on a BUNCH of bills. Your opinions please?"


What old coupes are there that are cheap to insure for 17 or 18 year old?
I want a cheap coupe and be able to also have cheap insurance on one because I want to customize a car as a project and keep adding more things to it slowly. Also I don't want one that is from the 1970's I want one from the 90's or higher like the Mazda RX7 or the Toyota Supra. The problem is these cars don't cost much but they're a hell lot of money to insure because of their power output. Please don't tell me any hatchbacks because I hate hatchbacks with passion. I could live with one stock but I want to customize my car so I want it to be a good looking coupe or a saloon, thanks."


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Going on my grandmothers car mobility insurance?
Thanks for the quick answers. I, personally am not really aware or up to date on anything to do with cars and insurance and it's all new to me and thanks for explaining. However, when you said I probably wouldn't be able to afford to go on his insurance, why is that? Would it cost me more to go on his rather than get my own? Or would it work cheaper getting my own?"


How much will my Geico Insurance go up after my accident?
I have Geico Insurance. I had a DUI 2 years ago, and I pay $150/month for auto insurance. Two months ago I rear-ended a guy in bumper to bumper traffic (he stopped short. I've heard 90% of rear-end accidents, the person who did the hitting is at fault, but it was impossible to maintain a safe distance"" since people were constantly cutting in vying for an edge.) Anyway"


How much is the average cost of premiums for E&O insurance for a CPA firm?
I'm wondering what would be an average estimated cost for e&o insurance costs for a CPA firm? the firm has more than 3 people and more than $400,000 in revenue"


How much does car insurance cost?
Im 19,, looking for a first car,, whats the cheapest car to insure? How much about would it cost?"


Why won't my insurance company let me transfer our No Claims Discount to a different car/policy?
We have been insuring our Audi with the Co-op, who I've generally found to be reasonable. However, now we have a problem. A couple of months ago we bought a van with the intention of replacing the Audi with the van. But the van needed some work doing on it, so we took out a second insurance on the van with the Co-op, so we could still drive the Audi. At the time, I was disappointed to be told that we could not have a No Claims Bonus on the van, as they said it could only be applied to one policy at a time. But they gave the clear impression that when we cancel the Audi insurance, we could then transfer the NCB to the van. The Audi has now broken down, so we want to cancel its insurance. However, yesterday when I called them, they now said they cannot transfer the NCB to the van as it would be being transferred 'mid-season' to a different car policy. They said they could only have applied it to the van if we had changed the original Audi's policy to cover the van, instead of taking out a different insurance policy for the van. This seems ridiculous. Surely, we are entitled to our NCB?! Why should it matter that it is mid-season or not? I explained that if I cancelled our insurances with them and went to another company, I would be given a NCB on the van so why won't they give it to me. They agreed! I really don't want to change, as I don't trust other companies and the Co-op seem more ethical than others. But this seems so stupid. To get round this silly rule without changing company, I'm thinking of cancelling the van insurance and changing the Audi insurance to the van, ie. do what they said I should have done in the beginning. What do you think?! (Also, is it ok to keep the Audi uninsured, given that it cannot be driven, but is parked on a public road?)"


What is a good starting salary for a 440 agent?
I've recently changed my career field to a 440 insurance customer service representative. Although the I'm new I'm very knowledgeable in this industry. I interviewed and the boss wants me to request my salary and bonus structure. This is what I came up with ... $12 hour and $30 per policy that commissions under $200 and $75 per policy that is over $200 commission. I'm located in Florida if that helps as far as pay wise goes.


Which car would cost the least for insurance for a 16 year old male driver?
2000 Chevrolet Camaro Coupe V6 1996 Cadillac Seville STS Touring V8 1999 Ford Mustang convertible V6


Can i report stolen my.new galaxy note edge with insurance get a new one and sell the other one for at&t? will the old one still work though?
Ok so i bought a new samsung galaxy note edge with insurance with at&t and my brother wants me.to hook him up with another galaxy note edge by using my insurance reporting the one i have stolen so that he could get one.. will the old one still work after i get the other phone?? Or would it be blocked???


"What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?"
I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?"


"I just got married, does my parents health insurance still cover me?"
I got married on the 5th of december of 2010, neither my husband or I has health insurance through our work, and neither of us are still attending college, I know they have made a lot of changes with Health insurance lately and I have a prescription that usually costs about $200/month, but with the Insurance it is only $15, I stumbled upon a website that says I can still be considered a dependent even if I am married, since my job doesn't offer Health plans, but it doesn't say anything about being married in the middle of the insurance plan year (starts and ends in August). The website is http://quinnscommentary.com/2010/03/24/no-child-left-behind-big-changes-for-employers-and-employees-as-adult-children-remain-in-health-plans/ If anyone can dicipher if it does in fact state anything about being married within the insured year, or if you know of any other websites, or anything about how marriage affects health insurance with all the new plans and Amendments to those plans. Any and all help will be greatly appreciated!"


What is best car insurance and how easy is it to get over the phone?
i might purchase a new car tommorrow and want to know best car insurance (i'm male mid 20's never crashed). Also how easy can you do it over the phone (and what details do you need) as I wanna drive me new car home if i buy it!


Buying Car - Insurance Question?
I'm buying a Z-28 Camaro, and I have encountered a problem. I was told when I register it (which I have to apparently) that I have to insure it. I plan on leaving the car just setting in my yard. Yes it runs perfectly, but I can't afford gas for it or insurance at the time. 1) Do I legally have to register it 2) How long do I have to register it 3) Does it HAVE to be insured 4) If yes to 3, what's the cheapest insurance I can get and about how much is it. I don't care what it covers. I don't know if the state makes a difference but I live in Michigan. Thanks A Million"


I have moved back to the UK after living in Italy for 30 years. Why are my car insurance quotes so high?
I passed my driving test in 1979 and received a full UK licence. After moving to Italy I had to convert to an Italian licence as I was resident there. I moved back to the UK in August, converted my licence back to a full UK and have been trying to find insurance at a reasonable price. My problem seems to be that I appear as having passed my test in August 2012 and my no claims bonus from Italy is not valid for UK insurers. First of all is this possible and do you think there's some way my driving experience and clean licence and insurance in Italy can be brought into play as I negotiate a new policy here? Thank you in advance for any advice. DI"


Is AAA a car insurance?
is AAA a car insurance? and how much a year?


American Income Life Insurance job?
I had an interview with American income life insurance company today and of course them being sales men made it sound so great. I just don't know if very many people would be wanting to buy life insurance or not right now. He said people were now especially because its the right time in this economy. But being a sales man he can make anyone believe him. Would you think this would be a good idea??


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