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"How do auto insurance companies investigate fronting"" as in what do they look for?"""
Insurance is very expensive when their is a main driver and if someone is listed as a secondary (occasional driver) the bill is significantly lowered and is able to legally drive the car. Therefore fronting"" is when for example a parent lists their kid as a occasional driver when in fact they are the main driver. It is illegal and can carry consequences. my question is specifically how does insurance companies distinguish in event of a accident claim when fronting has occured? I have seen a few things such as investigating actual ownership of vehicle and somehow companies look into credit card charges for gas or something idk how that works.. How do they find out? I imagine it would be incredibly difficult as companies don t follow the car around to see for themselves who the driver is."""


Can i insure jewelry (or valuables) without valuation documents or receipt of purchase (i am talking about antiques)?
Can i insure jewelry (or valuables) without valuation documents or receipt of purchase (i am talking about antiques)?


How much is the insurance for a 2005 ford mustang?
I am 16 and want a for mustang 2005. I have State Farm and I want to know the estimated insurance for it in Florida.


Life insurance questions?
I have three kids and one on the way and i want to get a life insurance policy started on myself so if something happens to me my kids would be financially taken care of. I just don't have a clue how life insurance works i do know you pay your premiums and if something happens to me how will the insurance company know about it? Is there a database that tells if someone dies and then they notify the beneficiaries? What happens if i die and my kids are too young to collect will the money still be available when they are adults and what if the insurance company goes out of business by the time they are adults then what? Will my kids need to pay a deductible or anything up front before getting there money? If anyone knows anything about life insurance please answer all my questions in full details. My kids are 8, 1, 4 months old."


Holiday Insurance To Majorca?
Hey, I am going on holiday to Magaluf, Majorca on the 4th of Sept for 7 days and I will be wanting to partake in various activities that the island has to offer such as the watersports (Jetski's in particular) and possibly other things such as the Quad biking and obviously the obvious Clubbing"" side of it. Now I know I should get holiday insurance but I am unsure on what to get"


Can you insure car for fire and theft with no MOT or Tax?
My Tax and MOT have both expired on my car and so is now currently declared as SORN. It is parked on my driveway so is off the road but as I work away and live by myself there is the chance of the car being stolen while I'm away and will lose out unless I can get some cover, I know insurers will only pay out the estimated market value and not what it is really worth when the car is stolen but having some reassurance is better than nothing I suppose. The car will not be getting MOT or Tax anytime soon either as the plan is to use this as a track only car and to transport it via trailer so the expense of getting these are not really required. Any help on this matter would be grately appreciated . Thanks"


Should Teens Have To Wait Till 18 To Get A Drivers License?
I look at it this way. I almost if not all states, you have to be 18 to enter into a binding contract. So basically that means my son can't borrow $500 from the bank, but can be responsible for a 3,000+ Lbs. of steel on wheels. I just don't see why driving is the exception to the rule. In my state, a person over 70 has to take a written test.. The same given to new drivers, one time before they get a license. So does anyone agree with this? Or if you don't, why?"


What's the typical cost of auto repairs and maintenance? I'm doing a project. Thanks?
What's the typical cost of auto repairs and maintenance? I'm doing a project. Thanks?


I need my teeth fixed i have no money and no insurance i live in california?
I need my teeth fixed i live in california i have no money and no insurance. My teeth are supper bad, im only 22. What should i do.........?"


Insurance for Yamaha enticed 125?
I'm Looking at buying a Yamaha enticer but insurance is very dear as I haven't been riding a year yet but I'm Moving up from a 50cc Moped. If anyone had been in this situation and found cheap insurance deals for 125's please let me know.


Could any Teens with sports cars tell me how much there insurance in under there parents name?
Can u tell me the Cost of your insurance and the car u have to help me get an idea of how much a Teen boys sports car would cost when it comes to insurance? Oh and does anyone know if the 177hp solstice would have lower insurance then the 350Z?


Do I have to buy health insurance under Obama care?
I am a single mother 44 years old, I live with my 16 years old daughter in Colorado. I make about $ 24000 a year, my daughter and me are very health people and we never go to the hospital. We never buy health insurance before and have no idea about it. I heard under new law, I have to buy some kind of health insurance, anyone know which one has the lowest rate and how much we have to pay every month? many thanks."


Life insurance?
is there a reputable company that you trust for life insurance. Does anybody have life insurance and does it really work as far as paying it to your benefiiciaries in case of your death? any help would be greatly appreciated.. thanks


Do i build credit with insurance companies for having my g2 for a long time without being insured?
Do i build credit with insurance companies for having my g2 for a long time without being insured?


"Do Asians pay higher Car Insurance rates, especially women and is that legal?"
Do insurance companies use profiling in their rate policies. Are they like the IRS who used typical words for known tax cheats like Patriot"" or ""Tea Party"".Or do they use another method to figure them out using statistical data? I pay 840 a year full coverage for a new car"


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Affordable Care Act: The Health Insurance Exchange concept seems to do the trick... so why complaints?
The Health Insurance Exchange idea allows individuals to come together and have the purchasing power of a large corporation. In this manner these uninsured people can get insurance at affordable price. This seems to really solve the problem.. who cares that insurance companies are making money? So long as it's affordable, and no pre-existing conditions excuses are used, people can be fully covered."


Can my insurance company get away with this?
They knew it was a mistake because they saw that the check they received was not made out to them. They had plenty of time to contact me and let me know that I sent the wrong check and to arrange payment. I didnt even get a cancellation notice or anything. I feel like they did it on purpose so I would have to get a new policy. What do you guys think?


Home insurance????????????????????
lets say your home burns down and they already have you invetory and the prices of everything that you lost do you still have to show receipts?


Which is better dental insurance: Blue Cross Blue Shield or Delta Dental Individual Choice Premier?
I am currently looking at purchasing an individual dental insurance plan. Is Blue Cross Blue Shield Blue Select Dental or Delta Dental Individual Choice Premier better? I am having a hard time deciding.


In terms of car insurance: is it less expensive to lease a car or buy one?
I'm a 22 year old female. I've heard that if I buy a car, the insurance will be expensive because of my age and that I should lease one instead. I thought you had to be 25 to rent a car, but apparently there are loopholes? Anyhow, I would really prefer to own the car.. but am looking for the less expensive option in terms of insurance payments."


Why does car insurance cost more on a black car?
Why does car insurance cost more on a black car?


Insurance company law help!?
My old insurance company is trying to take me to court. My problem where i need to ask people who know some law is... Can an insurance company up the payment without consent? In my case:- 800 up to 2000+ From (UK provisional license) to (UK Full) Thank you in advanced!


Does getting insurance quotes ruin your credit score?
I've been going to a number of different insurance agencies but I'm wondering if them checking my credit score is pulling my rating down?


Health insurance after quitting a job?
I am planning to quit a job on 10/5, and give my company a one week notice. However, I was being told by accounting that if I leave within the month, I will have to paid my insurance bill for whole month--October. Does it make sense? I felt it is unfair, because i still work 12days in the company, and y should I pay for whole month..."


"Can a health insurance company abroad outside the USA look up my health insurance information?""
If I provide them with my insurance policy and other info can they look up my health insurance information?


"Car with fault, expensive to repair. can it be and insurance write off job ?"
If i had a car with a fault that was too expensive to repair, is there any way i can claim insurance writs off with insurers."


Car Insurance question: Hitting a deer is 'collision' .. hitting a tree is 'other than collision'?
MSAD - you are very observant! =] I did word it wrong in the actual question, but I wrote it properly in the 'extended' part of the question. 'Collision' -- hitting a tree. 'Other than Collision' -- hitting a deer. I understand the difference between the two, I just worded it wrong on the top part of the question. I was just curious as to why one is 'other than collision' when you colided with an object in both cases =] Thank you for clearing that up. I am going to take a State Exam here pretty quick and I have a few random questions I'm still not piecing together. Home Owners Insurance is driving me up the wall! lol. All the policies and coverages .. property coverages .. not to mention I'm just now getting to the 'Business Auto' policies and 'Commercial Auto' policies .. on top of all the other forms I've already learned. I'll probably be in this Insurance section for a while .. lol."


Insurance for mitsoubishi rvr import?
Am trying to find an insurance company who will give me a good insurance price on the above car.It is a 4 door,4x4,petrol automatic,1994 grey import.My present company charging the earth because they say it is group19 sports car.Is down on the reg document as an estate!"


I have an insurance question?
I was a passenger in an auto accident, and I am supposed to receive a payout from the drivers auto insurance. However I am concerned whether or not my heath insurance(who paid for my medical bills), will be able to access that money that was offered to me by the auto insurance company. Will they be chasing after the money for reimbursement?"


MA Small business required costs for insurance. To hard to find quotes.?
Making a pretend business plan for school and I cant find any prices that are needed for a graphic design business. What types of insurance would you recommend and whats the average costs? Thanks


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What's a good health insurance?
Im looking for a good health insurance for my mom. She is 61, healthy, never smoked and never into alcohol. She just moved here in California. Thank you"


Car insurance?
what things should i look for in car insurance? and what exactly is a car insurance bond? any scams i should look out for? any good reasonable car insurance rates?


Should they get a Mortgage Life Insurance ?
My client purchased a property 1 year ago. She now wants to sell the property because she felt a rapid growth in her neck that she could hardly breathe. She is now in the hospital waiting for the result of her biopsy. The property is in both her and her husband's name. Should they obtain Mortgage Life Insurance so (knock on the wood) if in case her health deteriorates and dies, her husband won't have to worry about the mortgage ? I'm sure they have home owner's insurance abd life insurance but I don't know if that would cover the mortgage loan or should they obtain a separate insurance. Do you think Mortgage Life Insurance is absolutely necessity? I've also received some offers to sign up but never did a 2nd look until now. any advise would be appreicated. thanks"


Can the government require you to buy insurance?
In listening to the Supreme Court arguments about Obamacare a question keeps coming to mind. The major arguing point seems to be: Can the government constitutionally require people to buy health insurance? If the answer turns out to be no, does that mean the government can not require you any insurance? Like car insurance? Don't use the argument that driving is a privilege, not a right. There is ample judicial precedence that says owning a car & driving is, in fact, a right in the U.S. It certainly is necessary to get hired."


"If i damage a car by like 5,000 worth in damages how much will my insurance go up by?
im only 18 and still havent told my dad about it..this is my first accident..and i still have not yet recieved any word if the accident was my fault(accident happened 2 days ago) but what happened was i entered traffic from coming out a place into traffic and got hit...i mean i think it was her fault because i entered in traffic slowly and i assumed that she was speeding and hit me or tried passing me...i didnt just pop out into traffic because she would of have it me on my back znd i saw her car from a distance..there was a camera there i think is one of those pic/video camera for people who run red lights and the officer said that i couldnt use it which i dont get it what i plan to do is once i get word that it was my fault im going to pay for damages to my car by myself i just wanna know will my dads insurance billl be a BIG difference of like thousands i just feel anxious and nervous


What are the upsides/downsides to a LPG/Autogas conversion.?
With auto gas"" being roughly 60% of the cost of petrol"


No health insurance.?
I have a decent paying job to keep up the bills and I work 40+ hours a week but no my employer doesn't offer health insurance. It's too small a business.


Selling a car but keeping insurance?
my question is, i have a car at the moment with 2 years no claims bonus.. (i should have 3 years in july) but i am selling my car this week to a mate. they said if i cancel my insurance policy i will only have 2 years no claims can i still sell the car to someone else and just keep the insurance running for it without saying so i'l have 3 years by july or do u have to cancel it once sold, the guy im selling it hasnt actually passed his tes so prob wont even be insuring it for a while and when he does he said hes gonna put the car on his girlfriends insurance"


If a person has previous damage from nicks on a car door and try to say you did it will insurance pay?
My next door neighbor is trying to say my car door nicked hers when I got out of the car. I saw nicks on her door before I even opened mine. Now she wants to turn this into the insurance and file a claim. This was on private property, so I am not sure about it. My insurance company says an adjuster will be able to tell how long she had damage. I do not have any paint transfer on my car at all. Just unsure if this will affect my rates."


How much will my auto insurance go up?
I hit a rough patch with my job where I could no longer pay my premiums and my auto insurance got cancelled for not paying my premiums. At the time I figured it was no big deal, I would ride my bike everywhere since it was summer time and get back in shape and save some money by keeping my car parked in the garage (I did not know there was penalties for gap in insurance). Now I have a new job that pays almost triple so I know the money will always be in my account and won't get charged up the *** with bank fees like before. It got cancelled on July 24th, and it is now November 2nd (getting too cold to walk and bike everywhere). But that is like a 3 month gap in my insurance, and I am wondering if I will even be able to get it at all, and/or how much it will go up. Can someone please help me, I am super worried about this."


Found a nice place for those who need free auto quotes?
Hey there just wanted to let everyone know i found this great site for free auto insurance quotes, its saved me $32 off of my montly policy. Read some of the auto insurance articles to help you save more. Http://www.free-auto-quote.com"


"What is a good affordable dental, health, car, & life insurance?
for an independent operation income person


Whats the best cheapest car insurance to get?
We have Farmers Insurance, and we have to 2 cars and 3 person together with full coverage cost $370 a month, i think that's too much, we can hardly afford that. Is there any other company you think offer cheaper? Thanks."


How much would a trip to the instacare cost without insurance?
I've been having some digestional track problems, and I'm wondering about how much would it cost to go to the instacare without insurance? Any info would be appreciated."


If employers quit providing health care insurance?
would those of you that are defending the US health care system still defend the system even though it cost about 2x that of other industrial countries without any better results? That is what is currently happening. Many large companies were paying the full cost of the health care insurance for the employee and family about 10 years ago. Today many of those companies now charge their employee about 25% of the health insurance cost due to the rapidly rising health care costs. Many large companies are now passing on the health care costs that exceed inflation to the employee. If the current rate of increase for health care remains the same, it is expected that employees will be required to pay over 50% of the health care premium within 10 years and over 75% within 20 years. Even if the latest agreement between the white house and health care providers (insurance companies, doctors, hospitals, etc.) comes true to reduce health care cost increases by 1.5% per year (down from 7.5% to 6%), the health care cost to employees will still increase significantly over the next years. Currently almost 1/4 of all health care costs are attributed to administrative tasks and profits for health care insurers (well more than any other country)."


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