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US Tax question: Can I get a tax credit/refund for health insurance purchase through the Marketplace?
I purchased a plan through the marketplace. No tax credit was applied to the premium. I had 0 income. My parents paid the premium and they can claim me as a dependent. Can I still file a return and get a tax credit and refund for any of the premium paid? It looks like the answer is no, since I had no income and will pay no tax. But some tax software indicates I can get money back. And does it make any difference whether or not I am actually claimed as a dependent on my parents' return? BTW, if it makes any difference, I am 30, and a student. It was a tough year. I was unable to work for some health reasons. This year is going better, and I just got a job, much to my parents' relief."


My car insurance is to high! How can I lower it?
I'm 18 years old, I have been in no accidents. I have health insurance. My car is a buick 2002 century. I pay 400 and don't even have full coverage! I only work part time I don't have 400 dollars every month. Anything I can do?"


"If I start paying my car insurance, and then change my name, would my dad find out?"
I'm almost 20 years old, I recently moved back in with my mother and my father gave me a car. As of now my father pays for the insurance, and the car is in his name. He also has a GPS installed in it. I'm going to be moving across the state this year, but will put the car in my name and pay for it's insurance beforehand. I will also finally be changing my name (first and last). I don't want him to know about my name change. Though they are public records, I know, would he be informed in any way by looking at any document to do with my car? Would insurance or anything contact him in any way if I pay for it?"


What will happen when the car dealer finds out I lapsed on my insurance?
I financed a car from an in-house (buy-here-pay-here) finance car dealer, about 2 months ago I lapsed on my insurance, and now the finance company is asking for proof of insurance. I also got into a car crash about 1 month ago, and its currently getting the damages fixed by my hook-up, but not drivable yet. My payments have been made on time every month, as well. So my questions are * What will happen when the car dealer finds out I lapsed on my insurance? * If they repo my car, can I get it back? if so, and how long do I have to get it back?"


Where is the best online insurance in california without broker and billing fees?
i was wondering where i could find auto insurance online that i dont have to pay broker fees and billing fees in california, my insurance was $197.00 , but ended up paying $298.00 with the billing fees"


First they cancel my insurance. Is it true that I'm now hearing 70% of Cali doctors will boycott Obamacare?
I have to sign up for Obamacare because I'm self employed and was on an insufficient"" individual plan. So I'm resigned to the fact I need to sign up for Covered California(Obamacare)"


Have to pay $500 to insurance in two weeks but can't afford it?
ok with the exception of jake so far, nobody seems to be reading my question and answering it. Stop concerning yourself with how it happened and the type of insurance I have. It's not relevant to my question. I have simply explained the situation i am in where I can't pay her insurance company the amount they are after by the date given, and I am asking people KNOWLEDGEABLE about this, if is possible the company consider another weekly payment option?"


"Having a driver's license, but no car? Insurance question.?"
I'm 18 years old and currently have my driver's license and pay car insurance on it under my parents insurance plan. I want to know if it's possible to sell my car and stop paying for the car insurance. Is it possible to have a drivers license, but not be paying for insurance? I wont be driving any cars, I'm going to get a motorcycle. I live in Florida."


What are the best health insurance plans in Massachusetts?
for individuals available through the Mass Health Connector?


Does it really take a Conservative 65 years to figure out that single-payer health insurance ain't so bad?
Sorry for posting twice....something yahooed me and the question diappeared.....must be AMERICAN software that they use....


Car insurance and license suspended?
i got car insurance on my car i have always had it but my parents say that if i got my license suspended in one state, i dont got car insurance in that very state but i do in any other state, i am totally confused someone please clarify this??"


Can a teen get his own car insurance in texas ?
can a 16 year olds get his own car insurance policy rather than just adding to the adult parents policy? also at what age can I am on my own car rather than just having it in the parents name? I live in texas .


Teenager car insurance.?
I turn 16 in February and I want to know about how much I'm going to be paying for my car insurance. I'm going to be under my Dad's plan with State Farm. I'm male and my GPA is over a 4.0. I'm going to be driving a 2001 Dodge RAM 1500. I don't know if anyone can give me an exact cost but I justed wanted to know a range.


Can my health insurance company do this?
im asking this question for my mom well shes 38 and she has a stroke at 35 the stroke affected the right side of her body and now shes incapable of doing most of what she could do before she had the stroke before the stroke she worked 7 days a weekatleast 8 hours a day and my dad was also working since the stroke my dad has been the only one working and he works as many hours as he can get but he also has health issues so its hard for him now our insurance company sends us cheques but their only like 400 a month that's not even enough to buy groceries for a month and well now they are trying to cancel that cheque to can they do this? the stroke isnt her only medical problem she has been sick for 19years inlcuding kidneyfailure stroke heart failure respitoryfailure and many operations doctors have talked to the insurance company telling them my mother is in no state tohave a job but they say no she can work


How to get auto insurance discount?
own a home, AAA member, etc."


average homeowners insurance 80128



"My truck got totaled, now the insurance wants to give me crap for payout. Can I negotiate?"
I'm not saying my truck was in good condition due to my parts and stuff. The truck ran perfect, and had no paint flaws or dents. The motor was new, trans was new, rear end was new, suspension was new. Nothing fancy. Just an older truck with brand new running gear and a nice factory interior. I've checked the market for this type of vehicle, and the value is around $9000."


"If I am in an accident in someone else's car, do I file a claim with my insurance company?"
I scraped my dad's car against a gaurdrail on a sharp turn last night. My parent's are in Hawaii right now (eek!) Do I file a claim with my insurance company or do they file it with their insurance? If it's mine, I'd like to get it rolling before they come back so when I tell them the news isn't AS bad! Thanks!"


1968 ford torino gt fastback insurance rates ~ 10 pts!!?
I was recently doing some quotes...I keep getting around $981*ish 6 month premium. I don't know, it's not that I couldn't afford that in the future it's that I'm hoping I can get it a bit cheaper...being that I drive 4 miles to school, will only drive it less then 2500 miles a year! 5 days a week. I don't qualify for hagerty, or any of those classic car Insurance Co.'s. I'm not sure, I guess if i talked to a real agent you think it'd decrease a bit? Because I have a junk car that I'll be using for winter and really cold days, my dads car :p. By the way the insurance company was PROGRESSIVE. I tried many other, they where all higher. Why was it when I tried other cars they skyrocketed past $900, like seriously, I tried a 1996 Honda it went from $900 to $1100!? I'm not sure if it's a messed up quote or what, haha. P.S. all this from it going from X amount to X amount that's all 6 month not 1 month."


Motorcycle insurance?
How much is insurance? I am 15 1/2 (male) and I want to get a ninja 250r. I live in california, I get good grades and I will take the basic riders course ( I hear good grades and the brc give insurance discounts)."


Car insurance problem?
OK so me and my grandmother financed a car together. She is primary in everything and I'm secondary. simply because her credit was better. She lives in AL and I live in GA. We had no choice but to register the car in AL because that is her home state and she is primary. But I drive the car and live and attend school in GA. is it legal to have an AL insurance policy. Because I thought the insurance and registration had to be in the same state but I have also heard the insurance follows the car and has nothing to do with registration. When we registered the car in AL at the DMV they said I could not keep my GA policy. So what is right? Every time I call my insurance company GEICO they tell me I need a Georgia policy and I tell them the DMV said I can't do that and they kinda blow me off and ignore me. Then they quote me 390 a month because I'm a you'd driver but in AL policy with my grandmother it is 1/4 that price. Is keeping my AL policy fraud since my car is parked in another state. Cuz technically I'm following all the guidelines except the car in parked in a different state which I can't help


Should I change the deductible on my auto insurance?
I own a car that is 12 years old with only 81,000 miles on it. The car is worth somewhere between $3000 and $4000, depending on if I sell it outright or trade it in. My plan is to drive it for as long as I am able. I have a $500 deductible right now but am wondering if I should change it to $1000 to reduce expenses. I live on a fixed disability income and money is tight. I have no savings. With that said, what would be the best thing to do at this point."


"How much would an insurance company give me to repair Keying damage, three hood dents, and 3 areas of chips?"
My car was badly vandalized about a month ago and i made a claim to my insurance company. I originally decided to take my car into one of their many One Stop shops, where i would only have to pay the 250 dollar deductible and have my car completely repaired. Since then i was laid of from work and have been going through alot of money trouble. I have been considering just having an adjuster come out and write a check for the damages and repair only some of the damage at a friends shop. My question is... how much would the adjuster write off for... Deep key scratches down to the metal, a line all around the car. (20 feet) Three dents on the hood (about 6in diameter) three areas that where hit, and began to chip( about 5in in diameter each) It seems desperate. I know, because i am. I would appreciate any answers, please do not judge me and this situation, i'm just curious if it would be a somewhat wise decision. If you have nothing nice to say, please refrain from commenting, im depressed enough as it is. Thanks!"


Auto Insurance coverage -- How much Liability and Medical?
I got a couple of questions about about auto insurance coverage. Namely, what's the best amount of liability and medical coverage to select. 1) For the liability, I know it's wise to get the best liability that one can afford to cover your assets. But how about if one also gets umbrella coverage. For example, if one gets an umbrella coverage at a $2 million limit and the liability limit for the auto insuarance is $300,000 or $500,000, does it make sense to select the $500,000 or is it better to select the $300,000 limit since the umbrella coverage would kick in? 2) for medical, is this redundant coverage and not needed because wouldn't the liability portion also cover medical expenses? Or is it wise to get this, for example, if a passenger is not insured (no health insurance), so the medical part would help out in that case? Thanks."


Heath insurance?
the comapny i work for is taking insurance premium out but the insurance premium is not being paid.......what can we do as employees?


Why are Pickup trucks so expensive to insure?
ok, I'm 17 and I own a 1999 Dodge Ram 4x4. I pay an insane amount for insurance, and I know I'm a teenager, but I haven't had any tickets or accidents to make it go up. Anyway, my truck is really common in my area, there are Ford, Chevy, and Dodge trucks everywhere you look. But yet I compare the insurance of my truck to a brand new Camaro SS, and the Camaro way cheaper, Heck I compared it to a Brand new Mercedes Benz CLS63 AMG, and it's still way cheaper. I'm thinking about getting a little newer Dodge Ram, but the insurance is a little more expensive on it than what I'm already paying. So why are trucks the most expensive vehicles to insure? I mean if they are in a low speed accident, they don't cost nearly as much to fix as a Brand new expensive car such as a Mercedes with expensive parts, and trucks don't get damaged as easily either. It's kind of frustrating that I have a 11 year old vehicle that you see everywhere, and the cost to insure it is outrageous already, but even If I get the same truck only 5 years old, it's even more to insure, which is understandable seeing how it's newer. I know trucks are big, but even a Brand new Suburban cost less to insure than my 11 year old truck. The truck I'm thinking about buying is the most expensive vehicle possible to insure on a standard drivers license."


Why would insurance pay double what someone paid for a motorbike?
Thanks @Jo W, that's what I thought"


Cheap Cars for cheap insurace??????????
I am 18 a new driver and i am looking for a used car with a budget from 400 to 600 iam trying to find a car with a cheap insurance and are Diesel cars cheaper to insure????


Can i cancel my car insurance due to changes made in their policy that has skyrocketed my insurance rate?
Just got a package from my insurance company of my new payment schedule for the next 12 mths. Somebody please tell me why i went from paying $249 to $360 a month for car insurance? Sounds absurd ! There is no way in hell im paying for that . . . my questions is, if this is in fact true, can i drop my insurance company at any point in time because the price went up WAY TOO HIGH (i will no longer be able to afford) ? PLEASE HELP!!!!"


4000$ car insurance for 6 months?
So in in the past 2 years, I was hit first by a drunk driver~ my insurance paid nothing. next year about the same time August that is I was driving friends whos car broke down home, my tire blew causing me to fish tail into some trees. lucky me we're all alive, but shortly there after I was dropped from Allstate. Now to geico, on my way to my last final before winter break 2 minutes away from school a truck stopped short in a 55, my small Corolla Hit its bumper, some paint was exchanged, no claim was filed by the other driver but my dad informed geico that I was in an accident, I was dropped... Sooo I have a no insurance, ive checked progressive statefarm and all the major insurances, 3500~4000$ for 6 months, is it possible that i've been black listed? I need to drive to get to work but I don't have that kind of money my car was only 1500, I live in newyork help please"


I live in Austin. The business I work for is closing down. I will probably be offered a job in San Antonio.?
For several reasons I can't move there. Will I be eligible for Unemployement Insurance if I turn it down?


average homeowners insurance 80128



How much is my motorcycle insurance going to be in Alberta Canada(rough estimate) please help!?
Hi I live in Alberta Canada and i im 15 and have my learners, when I am 16 I am planing on getting my motorcycle license i have nothing on my driving record (crashes, speeding tickets, ect). The bike I am planing on getting is a 2010 Kawasaki ninja 250R and Im looking for a rough guess on how much it would cost to insure for a year. Thanks"


Farmers Insurance problem when changed from CA to OR?
Hi, I've had insurance in CA for 2 years and moved to Oregon recently. I had my insurance tranferred with an useless Farmers Agent in OR. The thing is I already paid my 6 months premium in CA which is covered me until 06/2009. I paid nearly $450 for until 06/29. I've had quite a few discounts in CA but the jug-head agent in Oregon, not shifted any discounts to Oregon automatically. I got a bill for next 6 months from that agent saying that I have to pay $1000, since I haven't lived in Oregon for long enough. Jeez!!!. It's almost a $600 rise in my insurance that too I haven't had any claims or ticket in my last 5 years. I went to meet him in person but he told that's all he can do it. He didn't look my CA policy/discounts too. Then I told him, I can get $500 insurance anywhere else. But he challenges me if I could get something like that. I haven't approached any other insurers yet. Is it anything like insurance history or something like that maintained nationwide or in Oregon? Does he threaten me based on somre record? Can I get some decent insurance from someother insurers/agents? In CA I've never paid my 6 months permium more than $450. I'm the only driver for my car and the car is 8 years old. I've never claimed from any insurance till date. I neither had any speeding tickets elsewhere. Can I get some insurance for some decent rate If I shop around? My farmers insurance expects to pay the additional premium in a week else my policy with farmers expires. I dont want to meet someother farmers agents. I wanna get out of farmers and go with someone else. Can I get some decent insurance in a week?"


Is it true that 2-door-car more expensive to insure than 4-door-car?
For an example, civic coupe (2 doors) and civic sedan (4 doors). I heard that all 2-door-cars will be considered as a sport car. However, some people say that it is not always that way. I personally won't consider civic coupe as a sport car because I think it isn't. Can someone please clarify this matter to me? Also, which insurance company do you think is the best to insure your car? thank you!"


How much is the cost one day car insurance?
How much is the cost one day car insurance?


Will my parents' Geico insurance rate go up if I (uninsured) get into an accident?
I got into an accident today which was my fault and damaged the front lights area. The car I was in is my mom's who is covered with Geico. Geico will cover all the damages done for this car and the other one involved, but will the insurance go way up? By how much?"


Uninspected car covered by insurance in MA?
I've been driving my car uninspected for a while now because I haven't had the money (or the time to fix it on my own) and I know it will fail inspection. Does anybody know if my car would be covered by insurance anyways. (I have USAA)


Best auto insurance company?
I am currently with Farmers insurance but I feel that their price is too high, currently paying $4500 per year. Anyone know what other companies I could look at that would give me a cheaper rate?"


Can a person get insurance on a car when the tag is in someones name?
I WANT TO KNOW IF SOMEONE ELSE CAN BUY INSURANCE IF THE TAG IS IN ANOTHER PERSONS NAME


Is one family one child policy good idea?
Most countries are democratic"" now"


Does the car insurance charge extra more for adding a teen driver under 18?
i'm 17 now and will be in august i need to learn driving and get the license in this summer break i've the driving permit my dad is the only driver in the family's car insurance plan so, does the insurance charge more if i'm under 18? if yes, i'm going to apply it after my birthday thanx"


Cheap car insurance for young drivers?
does any 1 know any insurance companies that insure young drivers as the cheapest on moneysupermarket was 2000! this was trying out many cars that have an engine size of about 1.2 litre :(


How can i get insurance for free during my pregancy? I just found out and i have no insurance?
who can i call to get insurance because im uninsured right now?


Can you have two different insurance policies on one car?
I am buying a car from my friend and I will have it paid off in August and the insurance will be in his name til August but I want to know if I can go ahead and get insurance in my name on the car in July while insurance is still goin to be on the car in his name as well. Is this possible?


First time getting insurance?
I'm going to study abroad in the UK and my university sent me an email about my insurance. In the attachment, there was a document that stated my name, one of the attachments was the policy and the other one was titled Statement of Insurance, it states my insurance date and holder, the holder was my uni. Its my first time getting insurance so I was thinking this might not be my insurance document since it had no data about me."


Home based Insurance ofiice?
What are the TX regulations with having a home based Insurance office for someone whom wants to sell from home? I have noticed this isn't listed in the Life/health Insurance study guide. Also, what is the best Company to use for licensing?"


average homeowners insurance 80128