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Is the surrender value of whole life insurance taxable as normal income or as long term capital gains?
My insurance company has told me that over $6000 of the value will be taxable. I've had the policy for 20+ yrs and am hoping that the $6k is taxed at the LOWER long term capital gains rate - not as normal income, which is almost twice as much."


"My parents are above 65 ,suggest any insurance plan?
suggest any insurance plan


Car insurance company's do they make you angry!!!!?
My car insurance compnay (Hastings Direct ) dont use them there sh!t, anyway on the 22nd april I asked for them to send my Insurance certificate as I only had a temp one that ran out 2 weeks before the date I needed to tax my car wich was 31-5-06, but i never got it so I rang again on the 25th of may and they said there sorry but forgot to send it in april & said we will sent it today . still not got it and my car tax ran out on 31st! rang again today and asked were the hell is my insurance certificate .. there reply oh it must of got lost in post we will send it out today!! how bad is that!!! has this or anything like this happen to you.? if so what compnay s I know not to move to them"


Can an Auto Insurance company re-write your contract without your permission?
Our son however has his OWN VEHICLE and AUTO INSURANCE. He currently does not live at our address either. Has his own job and he is 21 so how can they add him when he is not living here or driving our vehicle?


Smoker Insurance ?
I need an actual figure


Has Obama improved the health insurance?
The easy answer would be yes, because of Obama care, but some people say no. Why?"


Roughly how much would it cost to insure a 17 year old male on a renault clio 1.2?
Its silver and just a standard model (not sport or anything extra etc..) And is from 2002 (51 reg) any help appriecated thanks :)


Question about Car insurance?
We have only had insurance with Geico for 3 months


How to get different types of insurance?
Dental, health, medical, etc. Im graduating HS and my parents are taking me off there's. They say it's time to grow up"" and support myself. I fully understand. And I have no complaints. So that's why I'm asking. I just got a job"


Who has the best mortgage insurance?
Buying a new house and not sure where the best place to get insurance. Any suggestions would be appreciated. Cheap but Good Thanks


"Young driver getting a new car, insurance?"
Me and my fiance are buying a new car, im 20 and hes 22. Its a 2010 Mazda 3. We already went to the dealership and got a good price on it and even 0% financing. Signed all the papers and now we are looking at getting insurance but its putting us back a little bit. The car is all ready to go but not until we have insurance. Any ideas on good cheap insurance or are we basically screwed?"


Good prices for car insurance
Can anyone suggest a car insurance company with good rates? I just had to add my daughter (16 and just got license) and my insurance went through the roof, even with the good student discount. I am currently with Mercury and I live in California. Thanks "


Car insurance for 19 year old driver?
Hey guys, So I'm a 19 year old student looking to buy a car, more specifically a 1996 Pontiac Firebird. I'm not gonna ask the regular question about how much this costs, 'caus i already tried quotes from geiko, farmstate and all those, but to get a car insurance on that car it's going to cost me around $4.000 at geico which was the cheapest.. Main question: If i don't care about my own car, like if it breaks down or gets destroyed stolen or whatever I don't care caus' it only costs like $4.000 itself. Can I then buy just"" the required insurance to cover third party damage ? I think it's called a Liability insurance? Problem is that I've searched the internet"


Passed driving test recently... going on parents insurance question?
Hi, I passed my driving test last week and have been looking at insurances and they average around 8000, even on my parents car.... they are on admiral multi car one has a 2009 ford fiesta Ztec and another a 2010 ford mondeo.. But my dad who has the mondeo was quoted 2000 for me to be on his insurance and my mam with the fiesta was quoted 3500. What is the best things to do, insurance company to look at and ways to get the price down somehow"


How much will my insurance go up after a minor accident and a aspeeding ticket?
I live in California and in the past 4 months I got in a Fender bender(10MHP and the Guy is claiming bodily injuruy awell.) and In November I got a speeding ticket. But I am unable to attend traffic school cause I fought the ticket. I'm 19 My moms the main insurer on the car and its a sports car. Any idea how much will my insurance will go up? Any Ideas? I might have to sell my car if its too much. I have insurance through Geico.


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How much does moped insurance usually cost?(for new owner and ped)?
How much does moped insurance usually cost?(for new owner and ped)?


Safe to buy Insurance over the phone ?
I need car insurance , is it safe to give my credit card information over the phone ? What would they ask for ? Just the card number ? Will they want the expiration date and 3 digit code on the back ? Do they need my SSN number ? I know they will need an address , phone number and drivers license number. The people that answer (I have called 6 places for a quote) seem like the type you do not feel safe giving all this information too."


Is it possible getting surgery with help from your health insurance?
Like stuff done on the face in particular


Gta v online mors mutual insurance. Problemas.?
Tengo un problema con mors mutual Insurance. Me han destruido mi vehculo personal y al llamar al seguro me dicen que tiene. Todos sus agentes ocupados y que lo intente mas tarde. Llevo intentandolo ya semanas y nose cuantas veces. Con lo que no puedo recuperar mi vehculo. Alguien sabe que puedo hacer para recuperar mi vehculo? Gracias. Un saludo.


How much would car insurance cost for me?
I'm 21 years old and I have had my driver's license for 2 years. however i still have not been able to drive since i am a poor college student and cannot afford anything. however i will be graduating soon as a registered nurse and will get a job. So i would like to know the price range for car insurance just to have an idea. thanks.


"I'm 18, just got my first car and looking for affordable car insurance?
- I live in New York - I can't go under on neither of my parents policy.


What are some good dental insurance carriers with affordable premiums and copayments?
I live in Southern California ( High Desert area ) and I am looking for a good dental plan and dental carrier with affordable premiums and copayments. I need mostly restorative dental work, like replace too llings, bridges, crowns, root canal and braces.... I currently have Kaiser medical insurance and would like to try Kaiser dental and I am also considering Aflac or Delta Dental.... anyone have experience with any of these carriers or have any good advice for me? Thanks in advance!!"


What is private health insurance?
can anyone give me a definition of private health insurance please? thankyou!


Other driver's insurance company wants my information?
So a car and I collided a few days ago leaving a small dent in our cars. We felt our cars damages were minimal and only exchanged cell numbers. We didn't file a report nor did we collect any information. An hour after the incident the driver calls wanting my information, I refused to share. Seems fishy to me. I feel as if the driver has other car or health issues that they think they'll have a shot at now blaming me for. Now the driver's insurance company is calling me, I ignore their calls as well. Since neither of us reported this to the police at the scene and agreed that we'd fix our own cars and be about our ways neither of us are at fault. Without evidence proving anything nor witnesses I should not have to reveal any of my information. I feel as if I am being harassed by threatening voicemails and continuous calls. In response I have blocked both the driver and their insurance company's numbers. The driver has nothing about my personal standing, no insurance provider, no plate number, license number, etc. Just my cell phone number. The driver has threatened to go to the police but even without proof how can they do anything? My car is under my parents name and insurance, so my name (driver only has my nic-name and last name) means nothing in this. I live in my parents home, as my cell phone is under their service plan. I feel I have nothing to worry about. Am I doing the right thing by ignoring them since I am not at fault? Is their also a chance that this could come around to haunt me in the future?"


Does my auto insurance address have to match my driver's license address?
I am in the market for auto insurance. I currently reside in Brooklyn, NY. I do not reside at the same address as my driver's license, but I do reside in the same city. When I get auto insurance, does my drivers license address have to match the insurance address?"


What is a good life insurance company?
My husband and I are in our late 20's and want to get a life insurance, but are not sure what company is good. Is there one that anyone recommends?"


Does a condo require home insurance?
Just bought a condo townhome, does it require home insurance? If so, what should it be covered?"


Can i write off my home owners insurance on my taxes?
Can i write off my home owners insurance on my taxes?


CAR INSURANCE. Cheaper car insurance?
There are 3 drivers in our house (Dad-more then 25yrs driving, me-2yrs and my brother- about 5 yrs) and two cars, BMW and AUDI Both less then 5 yrs old(usualy 3), general driving would be commuting but some social too...is there a cheaper way to insure all of us on all the cars?"


Why are there so many car insurance ads on SKY?
Im a guy, i watch SKY but i dont wanna put up with the admiral car insurance, hastings car insurance etc. It ruins my viewin' pleasure. what i do is turn SKY off when the ads are on.also have you noticed how they turn the volume up during the ad breaks. I guess im only noticing it as i am off work ill this week....ha ha"


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Why is our car insurance rate based on our credit score?
It doesn't seem fair to pay higher insurance because our credit is bad! What do you think?


Lower car insurance by faking who is primary driver w/ parents?
I'm planning to buy a new sports car, but insurance (even on my parents family plan) is too expensive to have myself as the primary driver (24 yr old male w/ a recent accident). My plan is to have my parents who live 80 miles away from me, be the primary driver of the new car. While I will be the primary driver of their old lincoln town car. How risky is my plan? What's the probability of it working perfectly even through auto claims? A few concerns: 1) I hear auto insurers routinely check up on the mileage every 6 months, how strict are they with making sure the primary drivers are really driving their respective cars? 2) Can my parents be claimed as primary DRIVER (on the new car for auto insurance), even if we co-signed for the auto loan and I am the primary BORROWER? 2.2) what if they are the primary borrower on the loan? Does that make it more believable to the auto insurance? FYI, i've already gotten quotes, and if i were the primary driver, it would be $250 a month, and my dad would be $60 a month. So, I really hope my plan works!"


Car Insurance companies?
I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention


How expensive is taxi insurance?
I am thinking of running a taxi for the first time. How much more expensive is it to insure a taxi than a family car. I have full no claims bonus and a standard 5 seater car. I pay about 400 for a peugeot 406 as my family car


What do you guys think would be cheaper in car insurance?
I don't own either car yet so I cant do a quote on a car I don't own. Thats why Im asking this question.


Should I pay insurance on a car that I can't drive?
I'm very frustrated with this car & I won't be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn't make sense to waste money, & that I should cancel the insurance. I don't know. I'm about to cry."


Cheap Insurance (San Antonio)?
can you tell me any cheap auto insurance for a 95 model here in my area. san antonio tx


Insurance for the self-employed.?
My husband is self employeed and we are looking for an insurance plan that will cover medical for the family, dental & vision. But we don't want to go bankrupt trying to get affordable insurance."


I Can no Longer Afford Health Insurance?
I buy health insurance through my employer, and I love the insurance. However, I can no longer afford to pay for it. My husband lost his job about 3 months ago and we are only working off of my income. We are barely making it. We have 4 children. I want to stop the insurance because I can barely afford to pay our bills or put food on the table, I can't even afford to pay the $25 co-pay for Dr. visits. I have been going to the health dept for all of our medical issues. The insurance comp told me they can not and will not cancel my insurance even though we are on the verge of poverty, but I'm paying United Health Care $352.56/mo. I need to know what to do to get out of this insurance policy for right now. I feel like they are forcing me to pay for insurance when I no longer want it! They said it is some type of Georgia Law. There has to be a way to end this. I need that extra $88.14/weekly. Does anybody know what I can do to stop these people from forcing me to have their insurance??"


What is insurance wooster?
Actually I want to make an insurance and for that I want to have some extra knowledge. I want to know each and every keyword of it and I have found http://www.oyerinsuranceagency.com/ that site is quite good. But it has no meaning related to wooster so please tell me that.


Teen insurance and info two questions in one?
Hi, i am having a tough time with auto insurance qoutes and prices, so i could use some help. Question 1. ok, i am 15, will be 16 in May, if that helps, i have a 1994 Dodge full size van of my own (title was signed to me) and i am getting ready to tag it. i also live in Kansas. ok, i have $500 dollars saved up and have a job that i work 2 days a week and i make about $200 a week. now, i would like to buy my own insurance if possible. is it possible? Question 2. if i can not buy my insurance, can i put the insurance in my mom's name only, and then title it in mine? but one way or the other I HAVE to title it, the title is written out to me on the back in ink, so...................... thanks to any answers or if you know any good cheap insurance companies thanks"


What is the difference in Term Life Insurance and Whole Life Insurance?
What is the difference in Term Life Insurance and Whole Life Insurance?


How do you pay for auto insurance?
teen trying to understand how insurance works


Anyone know of any cheap insurance companies for a 17 year old on a renault clio 1.2 dynamique...?
in england that is and i am lookin at the premium being around 1000


I need information on the health Insurance Reform Act?
What is the health insurance reform act?


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