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Buying a new car..insurance help?
So need some help.ive bought a brand new car which is coming on the way from suppliers so will take a few weeks.so i have a car im trading which ive never done before so im unsure wot to do about insurance as the insurance on my current car expires 13th feb and the garage will nd a cover note of new insurance to tax car..and as i dont know the reg plate yet.same for tax of car what do i do when renewal letter comes through(renewal date 31st jan)as hopefully will hv car by then.


About car insurance and drive?
Hi, Anyone can tell, if my insurance for on my name third party only and my friend have just new license and he can drive without anything else like insurance!! If he can't. By legally so if he'll catch when he's driving my car so by uk law what punishment /fine For me?? Or. I'm safe!"


Replacement cost for homeowner's insurance?
I know an individual who had a building on their property damaged by a fire. This person has homeowner's insurance with replacement cost coverage. After taking what pictures they could of the damaged goods in the building and uncovering receipts for goods that were in the building, the replacement cost ended up to be quite a sizeable amount (>$100k). The insurance company has delayed payment for about 3 months now and has now decided they'll only give him a check for half the value. Once he proves he has replaced those goods, they'll give him a check for the other half. Is this typical practice by insurance companies? I understand that they are doing it for the replacement of the actual building, but for all the items that were inside?? It doesn't make sense. Any insight would be helpful."


I need health insurance. Should I get private insurance or Obamacare?
I am a 27 y/o healthy male non-smoker living in Arkansas with good income. Wife has employer insurance that is very expensive to add me, so that's a no-go. I'll be the only one on the plan. I am prescribed medication that requires a doc's visit once per 2 months to have it refilled (so need medication and decent office visit fees/co-pay). I know little to nothing about health insurance. I've always had it under mother's plan and through the university after that. So what's the best route to go? Private insurance even if its subject to a penalty? Or go with ObamaCare. I'd like to have my medication covered at least partially, doc's visits, protection for severe medical emergencies, and possibly dental. I don't want to pay an exorbitant amount, nor do I want to be locked into anything. Thanks for any help."


How to get best fair settlement from car insurance company for 1996 corolla?
Hi: My 1996 toyota corolla was hit by another car in the rear on the passenger side. My car was in excellent condition, everything worked, nothing broken, no rust (paint in excellent condition as it is always in my garage at home or in a covered parking lot at my workplace), low mileage (130K), never had a problem and I am the original, sole owner and driver of the car. I was planning to keep driving it for years to come. Now the insurance company wants to total my car and what they are offering for my car /their initial proposed settlement of $3500is not nearly enough to buy another car in the same excellent, safe and reliable condition, that is not riddled with hidden problems. This presents a big problem for me as, if I cannot have my car fixed and restored to the same condition as before the crash, I would have to come up with at least $12K to $15K to buy another new safe, reliable economy car. This is an expense that was not in my plans. Also, the insurance company is pushing me to make a hasty decision and is threatening me with not paying for the car rental I needed to get (since my car cannot be driven as the tail light is broken and and rain would get in the car). Is there any way that the insurance company can be prevented from totaling my car and instead pay for properly fixing the car with good OEM parts instead of used (LKQ) parts. I got several estimates, two for around $5K and one for around $7K (this one is from an excellent body shop that has done excellent work on my other previous cars before). The insurance company provided and estimate for $4k using used/LKQ parts. I would appreciate any advice on how to get the best settlement from the insurance company."


Car parts insurance company ?
Is there by any chance a(n) insurance company that covers your mechanic bills. Don't lose me here just follow. You know how you pay a monthly fee for car insurance incase you ever get in a car accident, well is there by any chance a company that covers your car parts bills. Kinda like how car insurance cover you incase of an accident, except you pay monthly fees to this company and they cover your car bills incase your car breaks down and you take it to the mechanic (example: alternator, starter, any car part, etc). I don't know if such a company exist but I remember a couple years ago hearing about something like this on the radio. If you know of such a company please let me know I would like to sign up for it."


Is there any affordable insurance plans I can get in NJ( South NJ )?
Particularly Dental Insurance. I am 20,a Part-time worker who also goes to college full time. I am not covered by my parents nor have I ever had insurance. I am one of the many Americans who do not recieve proper health care due to low income however I do need to get Dental Insurance, and Health Insurance. Is there any reasonable companies to look into?"


Wat is a website that helps to find the cheapest auto insurance possible?
Wat is a website that helps to find the cheapest auto insurance possible?


How can I get car liability insurance without USA drivers' license?
I am a foreign citizen and we would like to buy a car in San Francisco for a cross country trip. The only problem seems to be the car liability coverage insurance, which is obligatory to have when driving. How the others do, who make such trip? Are there insurance companies offering daily rates, or periodical packages with not American drivers' license? Car rental places offer liability insurance for 12.99 per day, so I think of something, like that. Thank you for the responses. Zsolt"


An insurance that accepts pre existing conditions?
My dad has a tumor (the kind that won't get bigger says the doctor) but he has no health insurance to help pay for the surgery to have it removed. He is working so he can pay for some of it and he can pay for health insurance but we have had no luck in finding one that will accept him because of this tumor. His employer doesn't offer insurance. Any suggestions?


Does anybody know the average daily cost of having your newborn stay in the NICU?
I know most people have insurance that helps cover a certain %, but what amount is the real cost that the hospital bills the insurance company and the patient pay?"


Where is the policy number on an aetna insurance card?
Where is the policy number on an aetna insurance card?


When health insurance says it has?
weight benefits... what is that? Is it only stomach stapling or is it a weight loss doctor or what??? Do you know andone who has used these benefits? Or do you work with health insurance?


Car insurance i dont agree to terms offererd do i have a choice and if so what are my options?
i was involed in a car accident the damage was driver side wing . the quote was expensive and insurance said car was a write-off and offered book price i do not agree with insurance .the car is repairable i have still got log book .who is responsible for car untill agreement is made


Okay i just bought a used car now what?
okay this is the first car i have ever bought!!! i know i need to register it, and insurance and all that. but i need to know what to do first? do i register it then do insurance, then saftey and etest? can someone help me out with this........ thanks!!!!"


south dakota electronic proof of insurance



Qualify for state car insurance?
Hello; I'm moving to Virginia soon from New York. I know car insurance there is cheaper, but I hear that you have to live in the state for 6 months to qualify for the state car insurance. For example, I can buy a new car once I move in Virginia. With the new car I should be qualified for the Virginia car insurance?"


"Ohio motorcycle insurance, 18 years old.?
I want to buy a motorcycle and I have the money but the only question I have is where I can find reasonable insurance rates. I am 18 and have never owned a motorcycle before. I am interested in buying a 1970's Kawasaki 400. Can someone give me advice or point me in the right direction regarding insurance?


Long Term Helath Care Insurance?
My mom has an insurance policy that she took out years ago. You are absolutely correct that it was an agent that told me it could be spent on her children's LTCI without taxes, but no other way. I sort of knew about this policy, but didn't pay much attention to it until an agent said it could be spent on my LTCI without having to pay taxes.. I think you have pointed out that I need to look into this further. I really appreciate your thoughtful responses."


Is it misandric that young men have to pay more for car insurance?
I mean, its noted that young men tend to have more severe accidents, than women and older men - but isnt this just another case of generalising based on age and sex? A similar generalisation made about women, would have caused an uproar and certainly no policies would have been based on such generalisations about women - as it would face immediate protest, then why is it OK to generalise young men like this? Source : http://education.yahoo.net/auto-insuranc..."


Question about proof of creditable coverage in health insurance?
Hi Guys I came to know that some insurance companies may reduce the pre-existing condition wait period if one can show proof for prior insurance coverage. but one or two companies whom i contacted regarding this matter told that they donot reduce the wait period. could you please let me know some companies who usually honor proof of prior creditable coverage and do reduce the preexisting condition wait period upto some extent? please help..


"What if I can't afford health insurance? How is that Affordable Health Care""?"""
What if I can't afford health insurance? How is that Affordable Health Care""?"""


How much does car insurance cost?
Like im 16 and i got my first car its a 1996 pontiac bonneville... Anyways i need insurance to drive it,, so how does it work?? Like when i go to get insurance do i have to pay any fee's on the spot, when getting my insurance?"


How much would lowering my mileage by 5k save me in california?
So being a teenager(19) and a male with a ticket I'm paying around 900 for insurance. Tickets my fault I accept the punishment. However, I switched jobs and After calculating distance I'm only going to be driving around 5000 miles rather than the 10 on my insurance. Just kind of curious how much the mileage drop could save me since my insurance agency isn't being much help."


"What's the best"" car insurance for a 20 year old female?"""
Hello! I was wondering if anyone had any suggestions for car insurance policies. I'm a 20 year old female, have had my license for 3+ years, never been in an accident. Could you give me an average monthly rate for insurance for a modest car (think college student income)? Either from personal experience or general knowledge? Thanks so much!"


RX-8 annual insurance cost?
So I'm 18 and male, just got my license and need to buy a car soon. Set my sights on an 04 RX-8, but I need to know if I could afford the insurance. I have no accident history (obviously) would be primarily commuting about 15 miles a day, and would go LIABILITY ONLY on my parents' plan. GUESTIMATES WOULD BE APPRECIATED AS WELL AS WHAT YOU PAY FOR YOUR RX-8!! Spank you bunches"


Where can I get affordable health insurance in Arkansas??
Where can I get affordable health insurance in Arkansas??


Can an insurance company search your credit report without permission?
Katherine W - Thank you, I will see what the UK equivalent of state attorney general is. Ed Fox - I've got all sorts of insurance with various companies, the only time my credit report was checked is when I actually agreed to apply for credit with them and my permission was always sought, written or verbal - Never for a quotation! I don't know where you're from but maybe things are different. Answering my question with another question does not help me!"


Can anyone give me a link for CHEAP auto insurance for a 17 yr old in USA? Please and Thank you?
Can anyone give me a link for CHEAP auto insurance for a 17 yr old in USA? Please and Thank you?


Progressive insurance auto full coverage?
I've had progressive insurance now for an year, I renew every 6 months. However I'm not too happy with the dollar increase every renewal. Is this normal? I have full coverage and pay $84 now (monthly) I've never had a ticket, no accident whatso ever in my life. So I would like input whether or not all/most auto insurance charge you an increase for insurance renewal? Please DO NOT tell me it's cheaper to pay a lum sum to get a discount, I can NOT do this."


Do the owners of insurance company's need insurance? if so can they insure themselves with their own company? or have to use another company?
Do the owners of insurance company's need insurance? if so can they insure themselves with their own company? or have to use another company?


south dakota electronic proof of insurance



Was the ACA intended to primarily provide Affordable Health Insurance or primarily Free Medicaid Insurance ?
Was the ACA intended to primarily provide Affordable Health Insurance or was it intended to primarily provide Free Medicaid Insurance ?


What is the best health insurance for those who need to go through substance abuse programs.?
Husband got two DUI's and now the state of CT is making him do treatment before he can get license back. We are in California now, and I am looking for advice from someone who has EXPERIENCE with this. What is your suggestion for a health ins. plan to cover the costs of a substance abuse program, that includes counseling and evaluations...not detox.. Thanks so much!!"


Which Insurance Company?
I dont think people understood the question properly, or i might have worded it incorrectly. What i wanted was for some people around my age to tell me which company they found to be cheap."


Does anyone knows an affordable weight loss camp for a 20 years old?
I am desperate to lose weight and i need a healthy, but affordable way to do so in the Florida area OR new England"


Insurance questions? Can my parents get in trouble?
I was driving my dads truck to school and I hit a van? the truck is covered by the insurance but i'm not in the insurance. Can my parents get in trouble? Am I going to get my license taking away? i'm under age ,17"


Can I put my partner on my health insurance?
Hi there, My girlfriend and I are going to be moving to New Jersey in May of next year. We are going to get a civil union. At this point will I be able to include her on my health insurance through work? I work in Philadelphia. Wasn't sure of this since PA doesn't recognize civil unions, but didn't know if there is a loop hole since we will be living in New Jersey?? Any help would be great. Thanks!"


How much is car insurance for a 17 year old?
Yeh thanks dude, it sure is a lot, But I sure as hell can't wait to drive, I've got to wait at least 6 months, so I'm saving up big time for the insurance"


Will Insurance cover this?
I ran over a rather large rock in a Toyota Prius and now the car rattles at 15 MPH, 25, 35, and 45 MPH. I dented the catalytic converter and I believe it needs replacing at the cost of $1800. I also dented the gas tank. In the 2007 Prius I believe there is a rubber bladder inside the tank that holds the gas. I am not sure how bad it is to have a dented tank such as mine. If I call the insurance and tell them what happened will that help ease the cost and I'll only have to pay a deductible? It's not my car and i'm not sure if it has full coverage or not. Thanks!"


EI (Employment Insurance) information Session?
Hi I live in Toronto Canada.I am currently on Employment Insurance. I have to attend an information session, where I am requested to bring with me proof of all the jobs that I have applied to since I have been laid off. I have applied for a couple of jobs,however when I go back to apply for jobs it says that I have applied for the same job already hence I havent had much luck in applying for jobs. So my questions is being that I do not have proof of job applications and I have to attend this information session with proof of it what can I do?? Has anyone ever had this issue. Do you know what to do. Please Help Thanks."


Rental car glass insurance?
I rented a Hyundai for a few days and I got a windshield chip from a truck in front of me. When I returned the car they said that their insurance company would get in touch about it. I ended up getting a letter from what I would call a collection agency with a bill for 467.00 to replace the windshield. My first problem with this is that the windshield could have been repaired by a company such as Safelight. My second problem with this is that $467 to replace a windshield on a hyundai accent seems to be an outrageous price. I did not purchase the insurance that is offered by the rental car company as I do have full coverage insurance I do not however have glass coverage. But I am sure that the rental car company must have glass coverage on their policy or I would think that would be fiscally stupid on their part. Anyway, what would be the best way to fight what I believe is outrageous price to pay for what could have been a repair or even if replaced is a high amount to pay."


Why can we not demand that the bozos in washinton pay for their own medical insurance?
i have cardio myopathy w/ congestive heart failure...my insurance plan???...a do not resuscitate order.


Cheap car insurance PLEASEEE :(?
I passed my driving test yesterday and now really finding it hard to get insured, its so expensive what ive been quoted is redictulos, its like 3000 up to 12,000 !!! can anybody help me and tell me how to find a very cheaop car insurance place, i am only able to afford around 2000 a year but i need to pay monthly. i live in the UK Thanks guyssss much appricaited xxxx"


Who thinks the health insurance waivers means that companies don't have to provide health insurance?
You'd be wrong. Care to understand why? http://www.whitehouse.gov/blog/2010/12/1... The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans. To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers: The waivers only apply to one provision of the law the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act. The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets. All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here."


Can you pay for Car Insurance in monthly instalments by direct debit using someone else's card?
I want to take out car insurance in my name but I do not have a debit card, can I use my mother's account to pay in monthly installments? All the insurance companies I have tried so far will only take a payment for the full amount and will not spread the payments by direct debit if the card is not in my name. Can anyone please help as I only have a post office account and am unemployed receiving benefits so cannot afford to pay the lump sum and have been turned down for a bank account as I have a poor credit rating."


Explain Universal vs Term life Insurance Quotes?
My wife and I just bought a Universal life insurance policy. We each have $100,000 in coverage. After talking to my parents, who are 59 and 58 years old and have term life, we think we are paying too much per month for premiums. Our agent showed us and told how the premiums we pay will partially go into a savings account and collect interest. This looked like a good thing and that is why we went with the Universal coverage. He also told us that the premiums for term would keep going up as we got older. My parents pay a combined $65/month for there life insurance (with $150,000 coverage each). My wife and I pay a combined $125/month. After talking to my parents and reading up on the difference between universal and term, it seems that the money that is suppose to be in a savings account"" with universal"


south dakota electronic proof of insurance