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Auto Insurance Law Situation Needs Feedback?
I am a car owner, who has ful coverage 100K per person up to 300k per accident insurance and have one additional driver coverege on my policy. The covered driver had a wreck in my car, by rearending the car infront of him who abbroptly stopped infront of him in the middle of the road, where there is no light or stop requirements. The covered driver was alone and had no witnesses, nor was the policy holder (me) in the car. The driver has been served papers for lawsuit soley naming him and not me. My insurance will be covering his litigation fees within my policy limits. However, my insurance company that the lawsuit states possible punitive damages (not covered by my policy, if awarded in lawsuit). The driver also has his own insurance policy, which I have been informed the injured party might try to collect on if they don't get their requested amount from my policy. My question is- Once the lawsuit is awarded to the injured party/platiff, Who will be responsible for the cost punitive damages in this lawsuit? Is it the driver or the owner of the car/primary policy holder?"


Cash in value life insurance?
Do any one know a legit life insurance company that has a cash in value life insurance policy(which means after so many years of paying life insurance your able to dig into your money). I wanted to Add my son on my policy also. I am 23, my son is 5 ,we are both in good health.If Anybody knows a cheap, legit cash in value family plan can you please let me know. looking to get cheap insurance for me and my son soon.a website is recommended thanks!"


"In Massachusetts, does the real estate company have a right to obtain the photo IDs of all household members if I want to rent an apartment?"
If I wan to rent an apartment for my family in Massachusetts, does the real estate company have a right to obtain the photo IDs of all members who are going to live in the apartment?"


How much is Insurance for a 17 year old on average?
I'm 16 and I didn't take drivers ed, i just got my license, and i just wanna know on average, and maybe the cheapest i could get insurance in the state of texas?..."


Cancer Victims that do not have health insurance in CA. What can i Do?
My mother inlaw has cancer in her stomach and has now spread to her liver and hip bone:( but does not have good health insurance. She has no income. Please let me know if there are any programs we can look into to help her. THank you!


"Defaulted on car loan credit union collected from loan default insurance company, who has car title?"
Defaulted on car loan, credit union paid off by loan default insurance; who has the title to the car?"


Do I need full insurance coverage to finance a USED car?
I am planning on buying a car after putting like 4000$ down, I want to finance for like 2-3 years BUT I heard I had to buy full coverage which is like 300-400$ for me..(currently I pay 150$ one way) This will be a huge problem. I went to some dealer and a guy working there said it's upto me if it's a USED car, and you only have to buy full coverage for brand new cars. Is this true? I am from Edmonton Alberta, Canada."


Gerber life insurance company?
is this even worth doing has anyone ever done this...i need feed back and ideas i have a one year old little boy and i want him to have something to fall back on when he gets older, weather its college or whatever The insurance says they can cash it out for the premium. So should i sign up or just get him a savings account?"


If your auto is hit the other driver's auto insurance pays ..all medical expenses and so does your health insurance must you reimburse your?
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?


Insurance on a 2008 Suzuki Hayabusa......?
Wow dont ask me how, but I lucked up and found some RIDICULOUSLY cheap insurance. I have been looking for about a day and a half. Every last MAJOR insurance company you can think of. For some reason everyone on here kept saying check out Progessive. They were one of the MOST expensive. If you have a SUPER sport bike. Meaning either the Kawaski 12 or 14 or the Suzuki 1300 Busa, everyone is quoting you between $6,000 to $8,000 for a year. Thats like $400-$500 a month. That is the most ridiculous thing I have ever seen in my life. But then my salesman told me to call State Farm. He said trust him, that he used to race sportsbikes and always insured through state farm. So I call them and get a quote for $767 for the year. The same Bike that EVERYONE else quoted at $1000. Honestly I could not belive the lady. I do not understand how the price is that different. My salesman said that it is because State Farm is the only comapny that doesnt run the vin number of the bike and put it in the"


Self employed insurance?
bf is self employed and never been covered under insurance before. I am looking into policies but can not find out anything about preexsisting conditions. He hurt his shoulder several years ago and will probably need surgery. he did see a doctor at that time, but nothing was done, and nothing has been done since. What would be the waiting period if he did see a shoulder specialist and there recomendation was surgery"


If you own two cars do they both have to be insured with ..the same insurance company?
If you own two cars do they both have to be insured with the same insurance company?


State Farm insurance ?
I work for state farm insurance, what do other insurance companies say about us? not what policy holders think but what other companies only"


What Happens To My Insurance?
Hello :) Someone crashed into the back of my car and it looks like its going to be written off :( I only had it 2 weeks! I payed for my insurance all at once so what happens now? Do I lose my insurance or can I buy a new car and have the same insurance? I payed about 1500 for my insurance (Teen Driver). So what I mean is, say my current car is written off can I buy another car and use the same insurance policy? (Not have to spend 1500 again) Thanks in advance :)"


What type of Life insurance should I get on my daughter's father?
My daughter's father family does not acknowledge her even though they know of her and the father does not even talk to her. He also has two other kids. I told him I wanted to get a life insurance policy just for her on him in case something happens to him she doesn't have to be without, I figure that's the least he could do since he is in the arrears for child support. He wants a 250,000, and I told him no I want atleast a million because you have done nothing for her which she is 12. Should I get term or life."


20 types of insurance



Where can I get E&O insurance at a reasonable price?
I am an insurance agent working through an agency. I need E&O insurance before I can sell certain policies. I'm looking for easy, affordable coverage."


Which is the best Life Insurance for a 33 year old?
I have family of 1 child


What is term life insurance?
What is term life insurance?


Would Blue Cross Blue Shield pay my gym membership in Alabama? I know each plan is different. Wondered if any Alabama people use it already.?
Would Blue Cross Blue Shield pay my gym membership in Alabama? I know each plan is different. Wondered if any Alabama people use it already.?


What type of driving course reduces insurance?
What type of driving course from the driving school reduces insurance for new drivers?


How much does car insurance cost in Ontario for a new female driver?
I'm getting my G2 license in a few days, and want to start looking into buying a car. I'd probably get the first cheapest, used car I can find. I need to know how much insurance will cost, roughly. I am seventeen-years-old, I get average, or above average grades, and I am a new driver and legal citizen of Ontario, Canada."


What car insurance coverage is actually necessary?
Covered parking/carport at home.


Question about nursing homes and insurance coverage. Any social workers?
My father since Feb. has been a dialysis patient and since late March has Medicare. He has Aetna insurance. Aetna is primary now, Medicare wont be until 18 months I believe. On the 23 of July he had a fem pop bypass (on leg). And his kidney doctor, not the surgeon, requested he stay some where for rehab. In our city there was I guess only two choices a nursing home or a rehab unit of a local hospital. Well while in the hospital we found out the nursing home only covered his insurance, so he has been their 10 days. Well now I received a call today that the admissions people want to talk to us because now they found out Aetna only covers if he has three therapies. He is having two OT and PT. And actually they had to stop PT because every day he would bleed from one of the wounds. We visited the surgeon yesterday to looked at the area that was still bleeding and he said they should of never had you walking, it was too soon so he had to put staples to close the wound. And the nurse practitioner of the doctor said really she believes they wanted to rush therapy because every visit to the PT unit at the home is being charged. Any ways the lady couldnt tell me much on the phone but said to come in, and she sort of sounded like for us to try to find a way to pay out of pocket for the days. Whose at fault, shouldnt of they look in the coverage before or at least a day or two after he was brought in? Well I hope no one ever goes through this. A few times my dad leg would bleed and soak the dressing. We would tell the nurse if she could change it and they would do it hours later. Thanks!"


How much does your car insurance cost?
Im 18, third party fire and theift on a Nissan Micra and its 400"


I had a little accident and I have some questions about car insurance.?
I rear ended my cousins brand new car. I have car insurance, that's not the problem. The problem is that she hasn't had car insurance for the past two months AND she doesn't have a drivers license, only a permit. When I call my insurance company to report this, are they going to ask for her information? Is there anyway to get around this? What should I do?"


I NEED HELP FLORIDA HOMEOWNERS im looking for a reasonable homeowner insurance rate.?
I just bought a house in Clearwater Florida and I am looking for a good rate. Can anyone help me? Do you have a Good plan on your home?


How much is insurance on a xr 125?
Im in ireland and have a provisional License and can ride a 125cc on this license....the bike is a 2004 has 8k miles garaged in the country side outside carlow, ireland."


Average health insurance annual limit?
How much is the US health insurance annual limit. I'm talking about the amount the insurance company will pay to the healthcare provider. NOT what the customer would pay. IE: I go to the hospital for chest pains with insurance. I pay a deductible (a) and the insurance company pays the rest (b). Most insurance companies have a limit for the amount they will pay towards (b). I need to know what the average limit is. Google is failing me here, but maybe I'm just doing it wrong. Just to be clear: I am looking for a dollar amount not a percentage. I am not interested in what the person pays, just what the company pays. Thank you!"


Has anybody else got a days car insurance on another person's car?
Hi all I'm just wondering if I could get 1 day car insurance on my grandmas car because my car has broke down its just I have got tickets booked and paid for a theme park this weekend even thow I'm fully comp and my grandma is I can't drive any other car because off my age I'm 22 she said I can borrow it to get there and back but I'm gonna be really gutted if I can't go and do you think I could get a days insurance for my grandmas car thanks guys I'm insures with the AA


"I'm single, what is the best health insurance i should buy on my own?"
So I make enough that i want to buy a good health and prescriptions and eye plan. I'm 20 , male,healthy etc etc. I previously had blue cross blue shield and some stuff that did a decent job at covering prescriptions and crap. That got discontinued due to some lame bs. So i wanna buy it on my own 100%. What is the BEST (10/10)insurance I could buy ? and what is the 8/10 i could opt for ? any help very welcomed! thank you"


20 types of insurance



What happens if lie to your car insurance company?
So i dented my mother's car by hitting another car. i told my mother it was a hit and run and she told me she was going to have the insurance company take care of it. The dent on the car wasn't that bad but it was pretty noticeable but the car that i hit didn't have any dents, just a few scratches .So the owner of car came out and took a look at her car and she said don't worry about it"" and thats when she let me go. I was pretty shocked of how she handle the situation. So can the car insurance find out if I'm was lying? i told them that a scooter hit it. The dent almost looks like somebody through a rock at it. The dent doesn't really look like i drove it into a car. its a really small dent with little cracks."""


Do I still have Health Insurance?
I am 20 years old. Undergraduate student who got married. Blue Cross Blue shield. I was added to my mom's policy years go. I am just verifying. basically as long as I am UNDER 26 years old if I am not mistaken, I should have the insurance right? I mean I can use it and all without any problems. My spouse does not have an insurance policy, but rather uses the university one which all of the students for this particular college pay for."


What car insurance coverage is actually necessary?
Covered parking/carport at home.


Suggest a health insurance?
which covers dental[root canal],skin[out patient],ENT,etc..,along with doctor's fee and prescription with affordable premium please give exact details of insurance policy plan, don't suggest search engines"


On average how much more would the cost be for insurance for a house with a pool?
We are thinking about buying a home in So Cal that is a 4 +2 house on a 10,000 sq ft lot. The house has a pool though, and our concern would be what the cost of insurance would be. The pool is deep, and there is no diving board, and at the present time there is no fence. What do you all think? We have small children, so once we purchase the home, we will put a fence up, but we're just trying to guesstimate at this point. If anyone has any thoughts, by all means share them! I really appreciate any direction I can get with this. *I would rather not call 50 Insurance agencies to get quotes and have someone selling something I don't need yet!* Thanks a bunch."


What do i need to get low insurance on a car?
What affects insurance price and what model is cheapest?


Which company has got best auto insurance rate?..?
Which company has got best auto insurance rate?


If my brother doesnt live with me can he still put my name under his auto insurance?
If my brother doesnt live with me can he still put my name under his auto insurance?


What do you do if you get in a car accident and the person who hits you doesn't have car insurance?
I was in a car accident a week ago, it was a 4 car pile-up the driver behind me did not pay attention to the red light and slammed into the back of me pushing me into another driver and then pushing him into someone else. The car that hit me did not have car insurance so I am going to have to pay my deductible of $500 also I had to pay for a rental car which cost me $100 (so far) I do have full coverage so I wont have to pay anything towards my car but I was wondering is it worth it to sure for the $600? What do most people do in this case?"


Do I need business insurance for my small cleaning jobs?
I'm looking to start a VERY small residential cleaning business. I would be the sole worker, just looking to make a little extra money. I'm not planning to hire any employees and I'm hoping for just maybe 2 or 3 houses a week. Do I need a business license as well as Property and Casualty insurance for something this small? Can anybody offer any advice? Bonding, insuring and licensing can be costly and if I can put this off until my business grows, that would be excellent. ANY advice is extremely helpful :)"


Auto insurance full coverage state requirment?
I currently reside in NC & all new drivers have to have full coverage insurance on their vehicles for the first 3 years of obtaining their drivers license. I was wondering what was the requirement for Georgia since I will be relocating there soon. Do all states have this requirement? If anyone has any links to websites relating to this it would help. Thanks.


Moped insurance/ registration question in New Jersey?
okay, well i a tomos lx. and i am the first owner. And i called the dmv, and they told me that i need proof of insurance before i get it registered. heres my question. i am 15 and i would like to add the moped to my parents insurance policy. Can i go to the DMV with their insurance policy number and get it registered, go home, and then call the insurance company to put the moped on the policy? basically i show them my parents policy number. Will they accept it? Or do i need call the insurance company, add the insurance to my moped, and then go to the dmv?"


"Why are there no good"" health insurance companies?"""
While thinking about the idea of an altruistic, fair public option"" for health insurance"


I just bought a Lamborghini does any 1 now how much insurance costs??/?
I just bought a Lamborghini does any 1 now how much insurance costs??/?


How much average would you pay for insurance every month.?
I have a project for math called Life and i have to act like im 25 and out of college. One thing i need is insurance the price of it monthly. Please help. Thank you.


20 types of insurance