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Should I sue Texas for requiring me to buy auto insurance?
Bev, If I did not have insurance and my heart implodes, exploded or uploaded a virus, I could go to the local hospital, which uses some government funds, and they would have to give me emergency services. I could run up a horrible and somewhat inflated bill, get better, and be released. Then I could get the bill, declare bankruptcy and start over. In the meantime the hospital would still have to pay for the goods and services it took to save my sorry exploding heart, and to keep up, they have to charge those who DO have insurance more. Anyone who doesn't get insurance because they don't want to must not know any statistical analysis. Broken legs, broken arms, broken noses, broken placentas...all call for trips to the ER. You and I both know people wreck cars, fight with spouses, and do other foolish things. Americans are among the most obese in the western world...diabetes, heart disease, stroke...you think those things will fix themselves or pay for themselves? Insura"


Assistance with auto insurance.....What do I do?
I am 20 years old. I have had my license for almost two years. I recently got a car and insured myself with All State. After everything went through, I got a notice about a week after saying I was declined for coverage because I haven't had my license for three years?! I have a completely clean driving record: no tickets, no court, no violations. What company will cover me? In the notice it said something about insurance through the DMV? Anything helps!!!"


HELP! Insurance company trying to low ball estimate?
Back in April I was driving and a lady tried switching lanes and struck my vehicle. I immediately went to an auto body shop and got an estimate for the damage, they took photos and everything. I've been contacting her insurance and dealing with this for over two months... I had to send them the police report because the woman tried lying and said I hit her, so I had to prove she was at fault. They would never return my calls. Until I talked to the field adjuster. He then called me yesterday told me he got the estimate from the body shop which was one of their recommended shops, and was mailing me the check for the damage. However he failed to tell me the check he was sending was for $1000 less than the estimate. I don't agree with this, what do I do? I called and no one will call me back from the company Also, I own my car outright. It's a 2004 tiburon is excellent condition. The insurance company was giving me issues about me wanting the check sent to me. I plan on getting the damages repaired that are necessary but leaving what isn't and keeping the money that's left over. I'm not even making them get me a rental for the time I don't have the car! Please help The company is American family."


Can I Switch my Auto Insurance to Full Coverage Just To Get It Fixed????????????????
Currently I have liability auto insurance and i hit a deer. I have a really nice car but can't afford to get it repaired at the moment.(THE DAMAGES COSTS SOOOO MUCH!!!!!!!!!) Is there anyway that i can switch my car insurance to FULL COVERAGE JUST to get it fixed????? I heard that some people get full coverage and are able to fool the insurance company into paying for there damages, BUT HOW. IS THAT REALLY POSSIBLE WITHOUT GETTING CAUGHT. IF SO , PLEASE EXPLAIN TO ME HOW. I REALLY LOVE MY CAR, BUT CAN AFFORD TO GET IT FIXED. I REALLY NEED SOME HELP!!!!!!!!!!!!!!!!!!!!!!!!"


WHAT ARE THE CHEAPEST VEHICLE ON INSURANCE THAT IS A 4X4 BEST ANSWER GETS 10 QUICK POINTS?
I WANT A 4X4 CAN SOMEONE TELL ME WHICH ONE IS CHEAPEST ON INSURANCE


"Im a first time home buyer, how much should I expect to pay for homeowners insurance in Connecticut?"
I am looking at buying a $225,000 home, I have excellent credit, I have no past insurance claims, and my home would have a replacement value of $160,000."


Another question about health insurance?
alot of people are angry that they have to have health insurance unconstitutional etc.but arent we suppose to have car insurance by law if drive?


Can i sue my ex for not paying health insurance on the kids?
I have been divorced for 4 years. Per the divorce decree he is to provide health insurance on the 2 children we have together. He never has but they have been on medicaid. I recently got re married and now we no longer qualify for medicaid. I have put them on my new husbands insurance policy through work but now have a premium to pay. Can i get him to pay the cost of the insurance? How would I do that? He pays $320 in child support. He is garnished for it because he wouldn't pay support until the state forced him. He also owes back support. If i did sue him would they be able to garnish him for insurance cost along with the support? Also he wants to file the kids on his taxes but i tell him no every year and he throws a fit. He only gets them about once a week for visits. I have never kept them from him he could have them more if he wished.


Scooters-insurance etc?
Scooters-insurance etc?


Full or Limited Tort with no car or insurance?
I was in a single car accident in March. My car is not drivable and I am donating it. I want to cancel my insurance on the car and my agent said that I would have a lapse insurance which would make it more expensive for me to get insurance in the future. I live in PA and also wonder that if I no longer have car insurance does that mean I have limited tort if I'm passenger in someone's car or get hit while walking. I'm currently driving my mother's car which is registered and insured in DE I have concerns as to my liabilty and hers if I were to be at fault in an accident in PA. Doing some research today has just made me more confused.


"Can i get my medical insurance to pay for surgery to correct a covered surgery, if coverage lapsed meantime?"
In 2008 I had insurance in California, through my employer. I got laid off in June, but was on COBRA in Sept. 2008, when Blue Cross authorized me for gastric bypass surgery. In Oct 2009, owing to a dispute over COBRA payments, my insurance lapsed. As of Nov 1 I have no coverage, and new insurance through my wife's Kaiser won't start until Jan 1. Yesterday (Dec 23 09) I had to go to the ER due to abdominal pain that turned out to be a complication of the 2008 gastric bypass. Last night I had a CT scan and emergency surgery to correct the problem. Blue Cross rejected the claim, which of course makes sense and pushing it through was just a formality anyway. But today I wondered if, since the procedure was covered originally, would surgery to correct a complication be covered by law even if my insurance lapsed? I know I'm grasping at straws here, but it seems like it might be worth a consultation with an attorney to find out. I think this surgery is going to run to $40K or more. It was a simple"" laproscopic procedure"


Motorcycle Insurance cost??
Hey guys! My husband wants to get a kawasaki vulcan 900 for his first bike but when he called our insurance provider for our cars they weren't there but I was just wondering if anyone could give us a ballpark of how much it might cost every 6months or year. He would be the only driver and he is 25 with no marks on his record. We also live in the south if that changes anything.


Are we still to be free enough to decide we don't want health insurance?
http://abcnews.go.com/Politics/wireStory... Scary, no? And it was, believe it or not, worse to watch the absolute calmness in which she declared willingness to decide this type of thing for us. If I don't want health insurance, or if I have enough $$$ to pay cash up front for all my bills, I don't want someone telling me I have to spend my money on their program. It's bad enough they spend my tax money stupidly, now this? What say you all?"


How can i get a copy of my old insurance card from state farm?
How can i get a copy of my old insurance card from state farm?


Do I have to start paying insurance once I get my license?
I am 16, passed my license exam, and live in Florida. My mom won't let me get the license because she insists that she'd have to start paying insurance right away. After talking to driving friends, I've concluded that this isn't true, but I'd just like to ask strangers haha."


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Will my car be fixable or is it a total loss?
I wrecked my car. I was driving while deprived of enough sleep and I closed my eyes for a second and ran into a tree. Officers came to get a report and took me to the station to see if it should be a dui. I went to the towing company where it was towed and this is how bad I found it. It wasn't this wrecked when I left accident scene. Long story short. I'm still owing on this vehicle and I've only had it for 8months. My insurance has taken it for an evaluation. Will it be a total loss? Can I take it to other estimates before I settle for what insurance company says?


Why do people/employers/companies/hos... especially ucsf and kaiser don't like people with government medical and Medicare insurance?
Why do people/employers/companies/hos... especially ucsf and kaiser don't like people with government medical and Medicare insurance?


Medical insurance help?
I need to find some insurance to pay for my eye doctor b/c the insurance that I had is gone. I used to have Anthem.


Can I dispute my insurance adjuster's estimate of value of a totaled vehicle?
Can I dispute my insurance adjuster's estimate of value of a totaled vehicle?


What are the restrictions of life insurance?
I'm 20 years old and I'm usually afraid that something happens to me because my mom is my co-signer on an ugly quantity of students loans and no way I want her to have to deal with my stuff if something happens to me. I know that shzt happen. God forbids, but if something happen to my mom too, then I guess that the next person the loan company will go after is my younger brother who is 18 (he's not a co signer or anything tho'). So I was thinking if I should just get life insurance. I'm healthy, I've been hospitalized several times because of Asthma but last time I was hospitalized was like 10 years ago and I don't have Asthma crisis anymore. I'm not suicidal neither. Are there any restrictions that would disqualify me? What are some good companies?"


I have a car insurance question.?
okay let me refine my question. woulde a 2004 mustang v6 cost more then a 2004 5.3 litre v8 silverado.(access cab)


My employer offers both term and whole life insurance polices. Should I get both?
I know I'm going to get the term life, but I'm considering one of two things as well: get the whole life or get more term life and put the savings into the 401(k) plan."


Can i buy my car back from insurance company after they have written it off as total loss?
I was involved in a accident doing 30mph, and suffered cosmetic damage to front of my car, no damage to other vehicle. Insurers have written it off as total loss as will cost more than car worth to fix it. friend said i could buy car bac off them really cheap. is this true?"


How do insurance companies classify sports cars?
I plan on buying a scion tc, but I want to know if state farm considers this a sports car. and if so, how much will more will insurance cost? I am a teenager, so i know it will be high to begin with, but will having a sports car make it much higher?"


Anyone know of any cheap car insurance? UK?
Hello all. I have just recently (today) passed my test NOW All i have to do is get my insurance, as i have a car too. Do any of you guys know where i can get cheap insurance? I'm 18 years old and female, but i know, isn't too good. So yeah, High points for those who help the most Thanks guys"


Consumer Math health insurance need help ASAP!!?
Bill Campbell gets a student rate for medical insurance of $25.00 a month. There is a $250 deductible. He recently received treatment for a covered condition. The bill was $2,350.00 Bill's insurance company provided payment of 80% of the bill less the deductible. What was the insurance company's payment? What was Bill's share of the charge?"


Where is the cheapest place to get car insurance for a 17 year old male?
Where is the cheapest place to get car insurance for a 17 year old male?


How much is car insurance for a 16 year old boy in Iowa?
I am turning 16 soon, and I am planing to get a car. Before I do I want to know how much insurance is... Boy, 16, Unmarried."


What type of Health Insurance can I get?
My mother lives in Florida so my insurance doesn't apply to me in NY. I am a full time college student and make 16


What is a auto insurance quote?
What is a auto insurance quote?


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How much is insurance on a Kawasaki Ninja R6 with 636cc displacement?
It is a 2006


What is individual and family health insurance?
I am planning to have family health insurance in these days but I want to understand the basic difference between individual and family health insurance.


"Would you rather have a law against gay marriage, or affordable HEALTH INSURANCE that can't be canceled?"
Admittedly a false choice, but still...electing a GOP/Teabag/Fox 'News'/Jesus freak government would enhance the chances of a law against gay marriage and diminish the chances of some form of Medicare for all. Feel free to substitute 'Christian right for 'Jesus freak...consider it a figure of speech or an expression of art."


Is fully comprehensive insurance worth paying on a 1000 car?
I'm a 39 year old driver who's had a full licence since the age of 17, I have full no claims and although I've been involved in 2 accidents neither of them were my fault (fingers crossed I'm not to speak too soon). I'm only buying a car worth 1000 and the difference in cost between fully comp and 3rd party, fire & theft makes it worth thinking about going for the latter as the fully comp is 609 with 250 excess and TPFT 480 with 250 excess. Does anyone know, if I was involved in an accident cause by a 3rd party driver can I claim from their insurance? I remember on my 2nd accident (about 14 years ago before the recent technology) although I got all the details of the registration and the driver he gave me incorrect details and the DVLA never actually found him as the car had been in between owners. However I was put in contact with a type of agency who assist in these cases and I got reimbursed for my car and neither did it affect my insurance. How am I covered 3rd party if I have an accident that's the fault of the 3rd party? Logically I'm thinking that I can claim for my car from their insurance? Any advice appreciated, would you go fully comp or TPFT?"


Caught with no car insurance?
i asked this question already, but don't think i was specific enough, i am fully insured on a golf, which my boyfriend drove, beleiving he was insured under his company insurance as third party,since he drives dozens of cars at work.(and at a similar company he worked for last year it did cover him) however when he asked for the insurance policy from work he was informed it only covered the work fleet cars. it was a stupid but honest mistake, will he lose his licence?"


Does having an STD make your LIFE INSURANCE higher?
I want to ask a couple friends about getting life insurance. They don't know that I know they have an STD. I don't know how to handle the whole situation....any advice?


Why don't people complain about the car insurance racket like they do health care?
Why don't people complain about the car insurance racket like they do health care?


Hey can my home insurance add catastrophic coverage without permission?
I own the home .Never have filed a claim.This year the policy has catastrophic coverage that I never asked for . Can an insurance company alter my policy without asking me about added coverage and added fee's ?


Why isn't health insurance a commodity item like other forms of insurance (ex. auto)?
I could essentially have the same provider for car insurance all of my life. Why is health insurance so heavily linked to one's employer? It would much easier so have the same health insurance for years or decades so no worry about pre-existing conditions when changing employers and health plans. With more competition, rates would be lower. Employers could still offer employees some health insurance money to cover premiums as a benefit. I'm not advocating socialized medicine as I don't believe the gov't is very effecient at running any sort of program."


What does 20/40/15 mean on auto insurance?
What does 20/40/15 mean on auto insurance?


Will my insurance cover the wreck & my car?
My boyfriend was driving my car and he's not under my insurance plan only me and my mom are and someone thought we were riding their *** so they slammed on the breaks and we slid right into their car and he rolled down his window and laughed and cussed us out then drove away. and my car is totaled. will i have to pay all repairs? or will the insurance cover it even though someone else was driving my car? (i know if the insurance pays i will have to still pay a deductible)


Does Liberty Mutual full coverage insurance cover another driver?
If I have full coverage on a vehicle and I let someone borrow it, would it cover them? thanks"


How much does an insurance company make you pay if you're uninsured?
I left a few minor scratches on a new Lexus & their insurance are involved. I want to know more or less how much will they charge me for the final damage amount? They already sent me a $250 notice on the car rental they needed while the car was getting fixed. Also on the our insured"" part it has a males name"


Do i need business car insurance???????
Do i need business car insurance???????


Which life insurance will be effective earlier?
Term or whole life? Which one will be effective earlier?


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