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Car Insurance question?
So the other day as I was pulling out of the parking lot my car hit this non moving car next to me. The damage is not bad at all(a small dent with some scratches) and I am working with the other owner to get it fixed. I recently found out that they got an estimate from two places and both places are charging about 1000 dollars for their service. Do you think I would be better off paying for it from my pocket without informing my insurance place?(I am a broke college student). Should I get the car insurance involve? If I do get the insurance company involved will my rate go way up(cleaning driving record)? And how does car insurance company work(do they pay for all or partial)? What is my best option? Please Help!! Thank you so much for your time.


Lapsed car insurance ?
I never received bill or warning in the mail or phone call from my agent. Either they made a mistake or my parents thought it was junk mail. Over 6 months have gone by. Should I call my agent or the insurance company? I figure rates will go up even though I didn't do anything wrong.


Starting an insurance company in illinois?
So how would you do this and about how much would it cost? People were saying that it costs millions and millions of dollars. But if it costs that much then how would anybody ever be able to start one? Is it a good idea to start an insurance company or do you think that it probably would not be a success? Also, what is the difference between an insurance comany and an agency. do make a lot of money if you start an insurance agency?"


What happens if I'm an uninsured driver and I get into an accident?
Im 16 years old and I live in California and I am licensed. I recently got into an accident (rear ended someone) and it is my fault. Now, we have car insurance of course and my father and I thought I was insured but we found out today that I was never insured. My father never finished the process of insuring me. He called our insurance company when I got my permit to insure me but he didn't know he had to call again when I got my license. I've been driving my car uninsured and I rear ended someone. Now I don't know what happens or what this means. Please someone who knows a lot about this or even experienced this themselves help me. I don't know what happens next. Does this mean my father or I will get in trouble or get a violation or a fee or something? Will I ever be able to be insured now? Someone please give me an accurate answer thanks so much!"


What's the best home insurance company?
My AllState insurance is comming up for renewal soon and I was wondering if anyone had any good experiences with any other home insurance companies? I'm looking for a change and was hoping someone had a suggestion?


What would the insurance cost for an Iroc Camaro?
I was just wondering what a ball park estimate of the cost of insurance might be for an Iroc Camaro. I am an 18 year old male. I will initially be going off of my parents policy while I am in college. I'm not really sure what their insurance company is. I know this is very vague, so i'm not looking an exact amount. Just a rough estimate."


What is the average cost of general liability insurance for someone that does light field work like surveying?
Live in Oklahoma and do alot of surveying and consulting. Just wondering if anyone has any ideas about what it might cost to insure my employees against bodily damage ect.


How can I insure a cleaning company in UK and how much does it cost??
I would like to insure a cleaning company and I need information on how this can be done and how much it will cost. I have a team of 5 cleaners ........ can anyone provide me with some information please.....


Which company have cheapest auto insurance?
Which is cheapest auto insurance


Auto Insurance Question?
If I was in an auto accident and all the information I was able to get from this person was the policy number on his insurance card, how do I go about filing a claim. I called the insurance company but they refused to help me because I didn't have the person's name. Can they not access this information by pulling up the policy number?"


Is a lawyer necessary to get a testamentary document for life insurance of an estate?
Is a lawyer necessary to get a testamentary document for life insurance of an estate?


My family were rear ended couple weeks ago. Do I send medical bills to the person's insurance as i get them or all at once?
My family were rear ended couple weeks ago. Do I send medical bills to the person's insurance as i get them or all at once?


What auto insurance companies offer auto insurance for driving for-hire vechicles (Car Service / Cab ) ?
I recently got my TLC (Taxi and Limo Commision License). I want to work driving car service/cab in Brooklyn NY, however I don't know what auto insurance companies offer insurance for driving car service/taxi/etc? I tried allstate and nationwide, they don't offer insurance. Does anyone know? Help! Thanks."


Car insurance?
my car insurance is $1537 i dont know why im 18 years old have a kia spectra 03 drive 2 hours to school everyday can anyone pls help me


I got a ticket for not having proof of insurance in the car. The cop didn't mark either box (correctable). What can I do?
Live in California. I have insurance, and can prove that I had it at that time. The paper I got in the mail says the correctable fine is almost $500.00! A friend of mine had this happen and only had to pay $25 and show proof of insurance. I have never had a ticket for proof of insurance before. Why would the fine be so much for a correctable ticket? People get fines for drug possession less than that."


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How much will State Farm raise insurance for a toll violation?
I didn't have any money on me so the attendant wrote down my license plate number and I went through. Here in Florida it counts a s a moving violation and is 3 points on your license. It's my dad's car, so I assume the points will be put on his license unfortunately. How will this affect his rates?"


Life insurance policy?
Ok so I'm 23 -24 in may- and I've been thinking about opening up a life insurance policy for myself due to the fact that I drive to earn a living. I am driving during the most busiest hours of the day and I see alot of accidents on the road as well. In case your wondering what I do, I am a contract driver for the usps. No I dont deliver house to house nor do I drive the little blue and white square vans and wear the hideous uniforms lol since I'm a contract driver I receive no benefits which sucks but I make enough to put aside for that. Not to many people my age think this far ahead like I do. And in case something were to happen I want my family to be worry free and not be stuck in debt in the event of my death....if it were to happen on the road. So is there an age requirement for opening a life insurance policy? Whats a good place to go with? And could anyone give me tips or advice on this situation. (I'd ask my family but I dont want them to know until it happens)"


Home insurance and dog bite?
Thank you so much to all who've answered to my question. -------------------------- My 1 yr old dog mix of beagle/German Shepard bit a neighborhood boy. The dog was fenced in and has all shots, he has not have any other prior bites. --------------------------------------... Your answers have been great and gave me an idea of what I'm dealing with. I've found out my insurance would cover a potential claim. I will for sure get the hospital bill and that is fine, I am responsible for it and pay it. But I got contradictory information: that if I pay the hospital bill my HO insurance would no longer cover the claim, they would do so only if I report the case from the beginning and send the medical bill to them. Which will then of course raise the issue of the dog being on premises for continuation of coverage. Could I have a third party pay the bill, a friend, a relative? in the event I would get sued later how would that be seen? Thank you everyone!"


What are the most famous sites for insurance?
eg. car insurance....house insurance etccc


50 fault auto insurance company?
I have liability insurance policy. I had a car accident and they said it was my fault, which i dont believe. i was in the middle of the intersection when the light became solid yellow arrow, which means the truck hitting should have a red light when hitting me. the police officer gave me the citation anyway. but i found a witness, who was driving the car behind me, saying he thought the truck hitting me ran a red light. I thought i would be in a good shape because at first i thought it was what he said and what he said issue. but my insurance company said that they will pay him 50% of the damage and they also let me know another insurance company, geico, wont pay me at all. What i dont understand is when the two insurance companies agree that 50% is at the trucker's fault, then why dont they pay me at all. I didnt talk to geico yet, but i dont think its gonna make a difference. what am i supposed to do to handle this nonsense?"


Car Insurance Coverage?
I've a question regarding car insurance coverage. If I scraped my car while parking in a garage will they cover the repairs for it? What portion of the insurance coverage is that? Would it be comprehensive? Thanks.


"Would you rather have a law against gay marriage, or affordable HEALTH INSURANCE that can't be canceled?"
Admittedly a false choice, but still...electing a GOP/Teabag/Fox 'News'/Jesus freak government would enhance the chances of a law against gay marriage and diminish the chances of some form of Medicare for all. Feel free to substitute 'Christian right for 'Jesus freak...consider it a figure of speech or an expression of art."


Disadvantages of having free healthcare insurance?
like costco wholesales helping non employees on health insurance coverage


"If I work for an insurance company, do I get free/discounted insurance premiums from them?
Car insurance


"Pregnant with no health insurance, Texas?"
That is what I am trying to apply for but it is through my state. I have a copy of the application and there is a place for pay stub and cars owned on it. The app is 8 pages there are a lot of questions. So they do not tend to leave pregnant women out in the cold without pre-natal care, is that what I Need to remember?"


Can I cancel my health insurance and get coverage under my spouse's plan?
I have health insurance through my employer and my wife and kids are covered under the plan. My wife recently became eligible for insurance at her job in which spouses and dependents are eligible. Can I cancel my insurance and go under her plan? Her change of employment status is considered a qualifying event right?


Accident in a WalMart parking lot and the other party's insurance denied my claim... any advice?
Update 1/23/2010, 1:50 p.m. EST Continued: I have talked to my insurance a few times and the last thing I heard was that they had requested the video tape from WalMart. The rep has been very helpful so far, but it seems to me it will be ultimately my responsibility to prove the other insurance wrong. At this point, there is no doubt as to how it happened. The other driver was clearly cutting across the parking & driving lanes, and my son was going straight in a driving lane (this is described in the police report, which is based on the witnesss story, and we should be able to get the video). Given the mechanics of the accident, I hope it is common sense that the other driver has all or the majority of the fault. The problem is can I base my case on common sense? THANK YOU ALL !!"


Monthly motorcycle costs in Florida?
Are there any monthly costs to owning a motorcycle in Florida other than maintanence and the payments on the actual motorcycle that are mandatory? Like will my health insurance go up or anything? I know motorcycle insurance isn't required but I didn't know if like Id have to pay more for liability of others. please only answer if you are a Florida motorcycle owner. Thanks!


How much would my car insurance cost?
im 16 years old and i have a job i have 2 grand saved up in the bank and my gpa is about 2,6 would it really be expensive or not the car i am drving is a 93 honda acorrd"


How Much Do you Pay Car Insurance?
I'm almost 18 and for some reason I can't get a Quote until I turn 18 at least according to a few Companies. I am Getting a 2011 Mustang GT and I Know insurance will cost me an arm and a leg but I was wondering what a ballpark estimate would be. Also I live in GA.


smart insurance olathe ks



Education determining car insurance...?
Here in NJ (USA) auto insurance differs by your level of education. I have an associates degree but if I were to put on my insurance that I have a bachelors for cheaper insurance would that be alright? I have been in an accident once and used insurance once and they never asked to see my degree or transcripts.


"Where is the cheapest place to get auto insurance in st. petersburg, FL 33701?"
Haven't had insurance in awhile, just bought a new/used truck. Just need the basics. Live in st. pete area code 33701."


Quoted insurance price?
I purchased insurance on the online weekend for my car. I paid the first monthly installment. Only to have a phone call telling me this price was wrong it was a computer error and the policy will cost a lot more. Do I have any rights here? Or must I simply front the rest of the cash to keep my car insured?


"What is an insurance coverage amount""?"""
My school project wants me to compare health insurances, including the deductibles, premiums (I know what that means), etc., and the insurance coverage amount."" What does that mean? And is that even accessible from a simple quote of insurance?"""


What is the cheapest insurance group in the uk? how do they class it?
What is the cheapest insurance group in the uk? how do they class it?


Bought auto insurance the same day accident happened?
I bought FULL auto insurance coverage at 6pm April 25 and then next day when I was walking towards my car I discovered that huge tree fell on it. Will my insurance cover it despite the fact that it happened the same day? (I think tree fell same night about 10.30pm b/c that's when storm passed us by) Or will they try to deny coverage and cancel my policy? It states in fine print"" of the policy is that they can cancel policy for any reason within 60 days of purchase :("""


Is health insurance worth getting if you are 23?
I just started working my first real adult job and have become eligible for a health insurance package. If I decided to get the benefits, about $88 dollars will be taken from my paycheck--that will be $176 a month ($2,112 over a year) that I will be loosing. That's a lot! I'm 23 (female) and I never get sick and I haven't had the need to go to the the doctor for anything serious in over 4 years. It may seem like a stupid question since Health Coverage right now is a current hot topic that many people are fighting about, but....SHOULD I GET MY BENEFITS? I just don't see the point of having all that money taken out of my paycheck and then STILL having to pay a co-pay. I might go see a Obgyn but that costs less than $250 out off pocket which is still less than $2112. I also just left college so I'm current on all my physicals, and I don't need any eye prescriptions. So is it worth the gamble?"


What is the cheapest/best insurance for a 24yr old student/ stay at home mom?
My 3month old is covered under medicaid, but I need help finding an affordable insurance for myself. My fiance is covered by his work for free, but it would be $200 a check for him to add me and we cannot afford that at this time."


Life Insurance for minors?
If a minor were to pass away, would the minor need life insurance in order for the funeral and other such arrangements to be taken care of? Would there be another method that these such needs would be able to be taken care of without life insurance?"


Any good/bad experiences with Farmers Insurance?
I'm considering becoming an agent of farmers.


What are the steps to obtain medical insurance?
I used to have peachcare,but my parents said something happened to it and I don't have insurance anymore."


How do I know what value to put on my home insurance?
I have a flat in London that I want to insure. The flat is 64 metres squared and is 100 years old. The market value is about 200,000 to 210,000. A similar flat, in my town, in the North is valued at about 100 000 One would assume that the insurable value would be less for than the market value in London. My question is for what value should I insure the flat in London?"


Insurance on my car while son practices (UK).?
Thanks for the answers, however before you say 'of course' like I'm asking something obvious, the fact is I learned in another country, 30 years ago, where the rules were completely different - hence the question. When I learnt, the student driver could practise in their parents' car and because they were not a qualified driver, the parent (or whoever was supervising) was regarded as being in charge of the car. I didn't know the rules here - which are very different - hence the question. It's only obvious if you know the answer."


Need Health Insurance!?
My husbands company doesnt provide benefits. We have three kids and need health insurance. We have been looking but all the insurance you can find is like $10000, $5000, $3000 deductible, 20% co-insurance, pay nothing AFTER deductible for office visit and $500~$1000 premium.unbelievable!. We cant get states insurance because our income is little high (middle class). What can we do to get regular insurance for my family?"


Can i sue my insurance company for hit and run?
I live in Yuma, Arizona. I'm 15 I Have my motorcycle permit i can drive from sunrise to sunset Okay February 21st YESTERDAY at 3pm Me and my brothers were going to jack in the box they took our car (1996 Isuzu rodeo) and i took my motorcycle (1994 Kawasaki ZX-6) we were going down this curved street they are on the left lane I'm on the right lane and this Winter bird (An older person from out of state that comes down to living in our city in the winter) pulls out on my right lane. While he's doing this i horn my horn he looks back and completes his turn and the brakes and doesn't move... i'm down shifting and my rear wheel locks up when i downshifted my bike shakes and i going onto the curb my bike gets eating up from the curb and i go over the curb and start to eat **** my hip and left get bruised i was wearing this thick overcoat my arm gets road-rash and then the old *** man drives off... doesn't even assist me... my brothers flip a U and we pull my bike to the side of the road and go to the hospital at the hospital we called the police they took pictures of my motorcycle and skid marks on the road then take my statement and brothers i wanted to know can i sue my insurance for anything? I'm not sure what coverage i have I'll add more detail tomorrow Monday morning Here are some pictures of the motorcycle P.S. I'm not sure if you can see but my front tire is flat it got a hole from the accident http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view¤t=crash1.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view¤t=crash2.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view¤t=crash3.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view¤t=crash4.jpg What broke Front tire Possible bent rim front brake lever Oil casing headlight windshield possible gears and chain my muffler my front right flaring my bottom flaring"


smart insurance olathe ks