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https://jusmedissettsen.wordpress.com/2017/05/12/does-your-car-insurance-premium-go-up-if-you-have-a-claim-that-didnt-involve-others-but-was-over-1400/






























































First time NSF on my auto Insurance. Any ways to save it?
Hi, my auto insurance company gave me $30 extra on NSF charge for this month. They withdraw money on first of every month now it was my mistake that i did not have funds in that account. Now they sent me a letter stating they will be taking $30 extra this month on 14. Is there any way i can save this money.... like i feel they should have given me a notice at least.........before that extra money..... please suggest a way to save this amount. Thank you."


How much does car insurance cost?
I am 17 years old and looking to get a car immidiately, althought I've only had my G2 for a week. I'm looking to buy a 2door Pontiac sunfire, anywhere from 1998-2002. My dad is a single parent, with one vehicle, and a perfect driving record. How would me and my dad go about to find thr cheapest insurance possible? Would I be the primary driver on the car? How much does teen insurance under a parents insurance usually cost per month and year? THANK YOU! EASY BEST ANSWER GETS 10 :)"


Cheap Auto Insurance?
I know for a 17-yr-old newly licensed female its expensive, but what auto insurance company would you recommend. I live in New York, drive '93 Ford Explorer thats in satisfactory condition."


Negligent driver hit my car & insurance $ is not enough.?
On Sept. 28, a jeep hit my hyundai while passing cars illegally and totalled my car. My insurance gave me 2,100 for it (after i just spent 1000 in fixing it up not even a whole month before) and his insurance is giving me back my whole deductible of 500 (that I haven't received yet)... but that is not enough to get a decent car. All cars in my area (from putnam county - suffolk county in NY) cost AT LEAST 3000 for a car that is a 4 cylinder automatic and runs. (I spent 3600 for my 2001 hyundai accent in 2008) I feel really jipped because he passed cars illegally and hit me... and now I can not afford to get another car... what else can I do? (I'm a 22y/o college student... graduating this year and need to get a job only to not have transportation for it)"


Old Car insurance write off value?
Thanks for all of your answers. To answer Lucy's question I am only paying about 10 dollars a month more to have the collision and comp. Eventually the value of the car will go up in value. I remember in the 90s when cars from the 70s were considered old junkers"". Now I see them at car shows all the time. I guess when the car hits 40 years I will get classic car insurance (technically I could get it now since the car is 20+). I just need to take extreme caution when driving it."""


What Dog breeds lower home owners insurance?
My hubby and I just bought our 1st home and heard that owning a certain type of breed of dog such as a German shepherd will lower homeowners insurance because its considered a good guard dog that can protect the home. I'm wondering if they're any more breeds that we can choose from since we're looking to add a dogie addition to our family. Thank you in advance!!


How much would insurance cost around for a 2002 ford explorer for a 16 year old?
please don't tell me it depends and such...i just want a range Thanks


Car insurance for a 21 year old?
My friend has been quoted 1200 per year for car insurance and his 21. Is this alot? How can he get it cheaper and thats for an old banger!


Insurance on a 2006 mustang GT?
it 2 A.M. not exactly the time to be calling an insurance company. was just curious. no need to attack me with rude comments. was only asking for an estimate from other people who have mustangs. dont get your panties in a wad ars holes


How to get a cheaper auto insurance quote?
So i'm 18 years old. I have had the good student discount with State Farm. I also dont have any points on my license and have had 0 accidents. I currently have a small pickup but I am about to get a 03 Ford Mustang GT. I was told my monthly cost would be $260! That's a car payment. I heard that my mother could put the insurance in her name for that car, if so would it be cheaper? And are there any other ways I can go so that State Farm doesnt rob me?"


"I was denied homeowners insurance by state farm, are there any companies that will insure me?"
I made 3 claims 12/18/09 amt. $302, 9/1/08 $0; and 5/10/08 amt.$1302. Allstate has said no as well."


Is it true that car insurance is optional in New Hampshire?
Is it true that car insurance is optional in New Hampshire?


"My car was totaled, can I haggle with the insurance company?"
My car was totaled and the insurance is only offering me $11,500, but the same car (year/make/model) with same mileage on it ranges from $13,500 - $15,000 in my area. Can I haggle with them to give me more? I have not yet accepted the $11,500, I tried to tell them, but they keep saying they won't give me more, shall I ask for a supervisor, I don't know if insurance companies are starting off low and you can drive it up a bit?"


Auto insurance not enough to cover accident?
No injuries but the damages were 13000 and my policy only covers $10000 which means it's $3000 short and I could be sued by their insurance provider for it, or they can settle and pay the rest to their customer themselves. Which is more likely? The difference isn't that substantial so I'm hoping they won't try to come after me for it. Any ideas/experience with this kind of thing? I live in an apt. I bought another car, a cheap car so I don't have much in the way of assets if that has anything to do with it. Actually I have more student loans then assets. how often do they attempt to sue someone in this situation?"


I want to transfer the cars title to my name?
My uncle gave me his car but it is from illinois he gave me the title but it is also from illinois and it is under his name. I live in texas and i need to register the car under my name. how do i do that. I also need to get texas licence plates ASAP. what do i have to do and about how much would it cost. I have a 2008 Chevy Cobalt


maine insurance bulletins



Can you get insurance on a car if the owner of the vehical doesnt allow it?
Can you get insurance on a car if the owner of the vehical doesnt allow it?


Can i get car insurance on someone elses policy?
I'm in college, but I live in a different house than him (not for college, just where we live)"


How much has disability insurance rates increased in the last 5 years? 10 years?
I am 30 years old female trying to decide whether I can afford disability insurance with the noncancelable.


"Mortgage Protection Insurance for my UK home. I need it, but which insurance company shall I choose?"
I have been offerred mortgage payment protection insurance by my mortgage lender, but it seems a bit expensive. I think my job is OK, but I do worry as there have been a few people made redundant recently. There seems to be a lot of mortgage protection insurance online on Google UK, but does anyone have any experience of any companies or more to the point, has anyone been made redundant and had to claim with their mortgage protection insurance provider?"


Small Claims: Suing the Driver after their insurance denies your claim?
Yes, both claims were denied. This is my first accident and everyone I've spoken to (friends and family) told me to expect that. Including my insurance agent. Another peculiar thing, she has an older car, I think a 96. Would that car even have full coverage? If not, why then is her insurance pursuing this? In the letter, the lawyer seems to be acting on behalf of the insurance, not the driver."


California Auto Insurance Cancellation?
How soon after an insurance company cancels an auto policy for non-payment will they report that cancellation to the dmv? I understand the electronic notification, but how quickly will the insurance company actually notify the dmv that the party is no longer covered? I have yet to receive a notification from dmv and my policy was cancelled 2 months ago. Unfortunately, I was involved in an accident (my fault) and although I provided a copy of my policy info, I found out later that I was not covered at the time of the accident. I had the policy Rewritten the day after the accident (a different policy number). The other party reported it to their insurance, although we agreed to settle with cash & no insurance. They are requesting me to file an SR1 file. What do I do? The info I provided had good dates of coverage on it but I found out later that my policy had lapsed. Do I submit an SR1 with the old info or new info? Will my license be suspended now??? IM DESPERATE!"


Can a person have health insurance through his employer and also be on medicare?
Can a person have health insurance through his employer and also be on medicare?


Car insurance for new drivers?
I'd like to get a car insurance but since i will be buying a new car soon, i'd like to have the insurance for just a few months. Is this possible? if yes, then which company would you recommend and how do i get it? cheers!"


What's the difference between California state income tax and state disability insurance tax?
I just started working in CA and noticed a deduction for state income tax AND state disability insurance on my first paycheck. My state income tax deduction was about .25% and the SDI deduction was 1%. I looked online at various tax calculators and none of them mentioned an additional 1% tax on top of the state income tax rates. Please let me know what the state income taxes are here. Thanks.


Medicare or other affordable health insurance?
I live in NYC, just moved here and need to find relatively affordable health insurance. Up till now was covered by plans through employers. Is Medicare decent coverage? Is it very different from others?"


How much should I expect to pay for car insurance at 37 years? I have a clean record.?
37 years old I meant to say


Selling my car an confused about insurance?
I have a car from a dealership. It has to have full coverage etc. If I sell this car I got from the dealership & I don't pay off the loan an buy a car off craigslist. What will happen insurance wise when I take the car from the dealership of my insurance? Will there be a hassle? Should I call my dealership? Please help me


Medical insurance without green card number?
im trying to get medical insurance with covered california, but it's asking me for my green card number. i've had insurance before but was never asked for a gc#. what do i do about this? i don't have my green card, i've lost it. is there a way i can get my gc # online? i looked on the gov web site, and it's $450 dollars to get my green card again? why is it so expensive? what a rip off."


AAA insurance?
So I'm a sophomore and I need a discount on my insurance and I have a D and I'm in pre ap classes so that gives me a boost on my gpa can I still get a discount with a d? My gpa is above a 3.0


Do you need to be enrolled in school to stay covered under your parents health insurance? Affordable Care Act?
So here's the question in case you don't want to read my wall of text below (but it would be appreciated if you did to further understand my question). I was covered under my moms health insurance while in college and I was told I needed to be enrolled in school to stay covered, I dropped out a while ago and was wondering if I am still covered by law under the Affordable Care Act since I am only 19. I was covered under my mothers health insurance, she works for a private company and she said that I needed to be enrolled in school in order to stay covered by the insurance. But this was close to a year ago if I'm remembering correctly. The reason I'm worried is because I'm taking a break from college, and have had multiple doctor appointments/tests done after I left, but I never had a problem with the insurance going through. I've made myself paranoid into thinking that the company may just not know, and is assuming I'm still in school and will randomly hit me with the costs of the testings and doctor visits if they saw I was not in school, or god forbid somewhere down the road my mother or I are in a serious accident and are dropped because of this. I know this happens all the time, the insurance agencies have people hired to find abnormalities in your history in an attempt to drop you and not have to pay the bills. So would I still be covered under my mothers health insurance even though I'm not currently enrolled in school under the Affordable Care Act? Once again I am 19 also. Thank you"


maine insurance bulletins



Can we open a case for a car accident against the insurance company in Ontario?
Someone had a car accident in 1999 in Ontario which resulted in serious injuries (broken collar bone, double-vision, and headaches caused by concussion). The person still suffers some vision problems due to the accident as of this moment. The insurance company refused to pay for these injuries because the policy holder did not claim them initially, but for some reason placed the claim later. Can they open a case against the insurance company now? They asked one lawyer sometime ago and they said that the case is too old and they would not take the case because of some rules regarding insurance claims in the early 2000s that was introduced in Ontario. In this case, the accident happened before the law introduction. Isn't the new laws not applicable for this case?"


Is a Harley Heritage Softail a good first bike?
I am 47 years old, 5'9 tall"


Small and cheap to insure ideal first cars?
in response to matthew hopkins and fray and anyone else .. im not actually driving to cause accidents, im a sensible driver! just because other new young drivers act like maniacs, i hate that peoples views are that ALL young drivers are going to act the same, its soo stereotypical! and fray, dont just 'assume' anything, im earning my own money and dont appreciate you assuming i rely solemnly on my parents! "


Which insurance companies cover Human Growth Hormone (HGH)?
My son was diagnosed with Idiopathic Short Stature, which is covered under FDA guidelines. He is seeing an Endocrinologist, who has given this treatment to many children less severe than my son, and had insurance company coverage. I am not a vain parent who wants a tall boy and is willing to risk brain cancer for it. My son will be a teenager in August and is the size of a third grader. His Endo, his Pediat. have insisted he needs this therapy and that our insurance should cover it. I'm not surprised that you take this attitude, working for an insurance company."


How much is Motorcycle Insurance for M1 in Ontario?
Im thinking of getting an 2012 WR250 for next summer for school, work and just the usual everyday running around, its a really nice looking bike and good on gas! I have had a dirt bike before so this will be no problem driving it around. I just wanted to know how much it would be for Insurance If I only have a M1."


Is it possible to get Car Insurance for a 17 Year Old Boy under 2000!?
Looking on GoCompare I can not find car insurance for less than 2K anywhere! Does anyone have any suggestions I can afford to pay 150 a month, not cheap but it's realistic. I found a company called Young Marmalade who can do it for that, but they also have restrictions which I could do without! Any help and suggestions would be appreciated :/"


Motorcycles and California ?
Ok so im almost 18. I wanna get a motorcycle when I can afford it. How much would u say I'd be looking at for good insurance and the bike. I want a decent bike but nothing to fancy because of my price range. I wanna also know the process to getting a motorcycle licence


Whats the website for high school sports insurance?
They use to give the application on paper but now it's online, I forgot the website, what is the website for it?"


"How much cash on hand is needed after one has rent, utilities, food, gas, car payment and insurance paid?"
How much cash on hand is needed after one has rent, utilities, food, gas, car payment and insurance paid?"


Criminal record for driving without car insurance???
I would like to know whether an individual who plead guilty for driving without a car insurance (UK) get his name put on criminal record list. It seems to me unlikely because people normally get points of their licenses and a fine.


Can I have car title under my name while on parents insurance?
Im buying my first car soon I was wondering if I could have the car title under my name while being under my grandmom's Cure Insurance. I was told some insurance companies allow that and one of my friends from allstate says he has it that way with his mom. Ive been calling Cure all day but I just get put on hold for 20-25 minuites and I end up just hanging up and trying again. Any help is appreciated.


What does 50/100/50 represent?
its for insurance need to know for my final for school


Been priced out of insurance AGAIN!!?
Ok thought i would be getting a car, but kept on getting 6,000-8,000 quotes which is ridiculous. So then i thought o well lets leave the car alone for a few years. Found a fantastic bike that i tested for 1,500 LEXMOTO XTR S 125. Drum role please INSURANCE 2,000!!! people told me i was suppose to be getting 500 odd for insurance for a 125cc bike. i live in london :|. age:17"


"Lent my car to an insured friend... he got into an accident. He has car insurance, my car is fully insured(me)?"
So to keep things short, I let my friend borrow my car since he needed a car and he's always been supportive and helpful to me and my family. He practically lives 3 hours away from my place and I havent seen him or my car in 4 months or so, but I've always trusted him. Anyhow, I got a call today from my auto insurance company stating that there was an incident involving my car and that the party involved had his attorney file a claim with my insurance company. I was not aware of this, so I contacted my friend and he told me that he had been involved in a clip"" accident and that police had been contacted but since there were no injuries and/or blocked vehicles"


I want to buy a car insurance on my own and i am 18 years old.?
I want to buy a car insurance on my own and i am 18 years old. and i am going buy an used car (130,000miles). I get just have my driving license. i am a no experience driver. I live in EDISON NJ 08837, is it possible my car insurance is high than $2000/ year?"


maine insurance bulletins