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Home insurance coverage?
I have a house insurance and it is close for renewal. I contact my agent and asked him regarding raising my coverage. his suggested two option. Here is my coverage now with his two option. Coverage A main coverage | extended coverage (125%) | total coverage | annual cost $185,000.00 $46,250.00 $231,250.00 $776.00 Option One 150% annual cost $185,000.00 $92,500.00 $277,500.00 $868 Option two 125% $200,000.00 $50000.00 $250,000.00 $816 He told me if I was you I will go with the option one. He said because you have more coverage in total than option number two. Would anybody who knows well about home (house) insurance let me know why option 1 is better that option 2 and in when that extended coverage is coming handy if let see the building damaged by fire or earthquick.? Please if you have web link I will really appriciate. Thanks"


Where can I get affordable dental insurance?
I am self employed and need dental work.


"Im planning to travel to belgium however I need to buy a Schengen Travel Insurance, any suggestions ?"
Im planning to travel to Belgium however I need to buy a Schengen Travel Insurance, any suggestions as to which I should Buy?"


What insurance companies cover midwife and home births?
Ofcourse there is a lot of opinion about this. But I don't feel like being drugged up to the point that I have to have a c-section. Most c-sections don't have to happen they are for the convienience of the doctor. Midwifes are highly skilled, so basically I want to know of insurance companies that cover this (which is probably slim to none). Thanks and 10 pts to best answer."


How to get off my parents insurance?
I have insurance through my dad but because of a $5000 deductible and my income it is useless to me. He refuses to let me off it. Also refuses to let me get off of it. I'm 20 years old and could go to the health department nearly free if only I didnt have medical insurance> HOW DO I GET OFF THIS?


Will my insurance go up more?
So a months ago my car insurance went up because of a driving ticket and i just go another...will my insurance go up even more or what will happen????


Cost of liability insurance for medical doctor?
What's the average cost for a private physician's liability insurance? What tips and advice do you have for someone starting a private practice?


Will an insurance company insure our home if there is a unpermitted cottage?
I'm in the process of buying a foreclosure home (Saratoga,CA, can't transfer the insurance since it has already lapsed) that has a detached unpermitted cottage (2 bedrooms, kitchen, bathroom and living room total of 900 sq ft), the main home also has a unpermitted converted garage that is used as a in law quarter (separate entrance and full bathroom), it also has a unpermitted sun room too. I really love the home and tried looking for home insurance but it looks like no one will insure me. Is there anyway I can get insured for this property without having to lie about these unpermitted additions to the insurance company? Any advice would be appreciated and any suggestions which insurance company would insure me for a reasonable price. Thank you in advance."


Workers compensation insurance cost Florida?
How much does it cost to get workers compensation insurance. I am based in florida state, i called few they said i don;t need since i am single employee. need atleast 3 employees. But curious roughly how much will it cost to get workers compensation insurance. Now planning on working corp to corp and the company requested me to have it before i start work. Just wanted to know is it going to cost a lot fo money? Thanks a lot for the helpful info"


My insurance card doesn't say ER. Does this mean I can't go to the ER. I have blue cross shield PPO?
I need to go to ER asap but don't wanna be charge all crazy for it


How does car insurance work?
I'm a 17 year old girl and I recently got my license. Yesterday my dad bought car insurance for me, but I don't have a car. So i'm assuming that this insurance is for his car, but can that same insurance be transferred if I get my own car? Or did my dad just put my name on his insurance? I don't really understand."


First Time Insurance?
i have just bought a 1998 fiat punto and would like to insure it.... i am going under my dads policy i have my test next month so i am looking fo a provisional insurance for a month and then change it ... i am not finding any insurance that is a cheap enough budget for me i am living in the uk ??? and good insurace out there ???


Will insurance cover getting a rental car after a wreck?
Today I was stopped at a red light, when a Mustang ran full speed into the back of my car, sending me into the car in front of me. The Mustang owners insurance is covering the damage done to my car (front and rear bumper, hood bent, most all cosmetic). Does anyone know if it is at all possible for me to get a rental car? If so who's insurance would cover it? And I am under the age of 18 so I don't know if that affects the situation. My Dad is going to try and make some calls to our Statefarm ppl tomorrow, but I was just wondering if anyone could answer any of my questions. Thanks so much."


What are insurance rates on a ninja zx 6r?
im 19 my frist bike and i took the motorcycle safety course


Can you get life insurance on a parent without their ..consent?
Can you get life insurance on a parent without their consent?


montana insurance bulletins



What is the cheapest car to insure for 17/18 yr olds?
Really want to get a small car with low insurance


How do I find health insurance if I have been told we are uninsurable?
I am asking this question for my m-in-law. Retired early, had extensive back surgery, f-in-law has diabetes and possible heart issues. Going to be coming off of COBRA in California, and are looking for health insurance. Aren't there health insurances like Medicaid/Care that cover hard to insure people that are in > 50yr age group?? What if they change their residency from Calif. to Texas?? Does it matter??"


"How expensive is pet insurance, any information helpful?"
Health insurance, I guess I should clarify...?"


Why is Obamacare called the Affordable Insurance Act if it provides health care?
Why is Obamacare called the Affordable Insurance Act if it provides health care?


Insurance that covers medical related death?
I am looking for a life insurance that covers a health related death.


Insurance for 17/18 yr old female?
hi i have an 08 civic lx sedan still currently paying for for about another 2 yrs . im looking to get another car paying it cash . i want to add my younger sister as a driver for the civic but i know she will need full coverage for we still owe money. she knows how to drive but still has not gotten her restricted yet.. how much would i be looking at for insurance for her.


How long does it take for the dmv to get my sr-22?
i had my insurance company electronically send proof of financial responsibility to the dmv a little more than a week and a half ago and they still have not processed it. How long is the whole process supposed to take? I am dealing with the California DMV. Thanks


I just got an expired registration and no insurance ticket.?
Ok, I am getting alot of retarded people who are not reading my full post. I already checked up on the registration stickers, many times. The sticker clearly said, EXPIRES November 2011."" So if anyone else tells me that it is my responsability"


How much is enterprise car insurance?
Planning on renting a car from the 25th to the 29th


Is Whole Life insurance always a bad idea?
Many experts say not to ever get whole life and instead only Term Insurance.... My wife and I are playing on a getting a combination of both (20 yr term.... and a small"" whole life on each of us) we are in our late 20s. Premiums are almost = for both our terms and whole lifes policies... plan is that the 20 yr term will get us through our children's college etc... then the whole life will always be there ""slowly"" being worth more as time goes on to cover us as we get older.... and possibly even when we would have been insurable"""


Hidden extra in my car insurance policy?
My car insurance policy is all paid up, it's up for renewal in September. But like a silly billy I have only just realised they added 3 premiums I did not ask for and would definitely not want. I have a ten year old car, they added key replacement, mis fuelling (this one wound me up the most) and personal injury if I wanted these I would have requested them. Has this happened to anyone, what did you do, I have wrote to them recently I am just waiting for a reply, I do think they have a bloody cheek people don't pay attention to there policy's and they get away with it."


Will her insurance raise?
I was driving alone with my permit, and I got pulled over. I got a ticket and the cop says I'll receive 4 points when I get my license, I was driving my moms car, will her insurance raise, is there someway i can avoid it. I know I really messed up and I deserve the fine"


How much do u spend for your car insurance a year?
I would like to compare the fares to german car insurances.. e.g. for a VW Polo or Ford Fiesta..


Car Insurance for 19 year old?
I'm planning on taking my driving test during summer, and hopefully if I pass I want to buy a car. My mums made enquiries about putting me under her car insurance and roughly the prices have been between 3,000-4,000 which is ridiculous. Does anyone recommend/know any car insurance companies where I can get insurance for around 1,500 max ?"


Please help! I'm looking for an affordable health coverage plan (not Healthy N.Y. or any medicaid programs-
I don't qualify for these programs.. As I make too much-but not enough to afford health insurance. My husband takes meds. everyday 3times daily. I'm getting quite scared. Can anyone help!! Thank you!


montana insurance bulletins



Is health insurance worth having?
I have been shopping for health insurance and I'm finding it hard to actually sign up. I have never had an issue with the public health system. I have not had to wait very long on a waiting list when I have needed operations. All of the major surgeries happen in the public hospital (in my city) anyway so hospital cover seems to be a waste of money. The service I received in the public hospital was as good as I have seen family members be treated in a private hospital. The only thing the public health system lacks in is dental and optical (you can get emergency dental with public health and eye tests and a small choice of frames with public). Looking at some of the health covers some are $2500 per year per couple and that only covers $1600 dental. Is it easier just to pay for a medical service if you need it as you need it?? Does anyone swear by private health insurance? Am I being a fool? Should I sign up?


Teens what kind of idiot buys a car with no Insurance?
Oh and this person that did this was black. White people will insure everything because they git money AM I RIGHT?


A mustang GT for a 16 year old?
At school there is a friend of mine who is getting a 2006 Mustang GT. He is a responsible kid who is very nice and very good in school. He doesn't like to go fast or anything. Many people dont think it's a good idea even though he is a responsible person. So should he?


What is the definition of garage for car insurance purposes?
In the UK, they ask if your car is garaged or not when taking out car insurance, i am looking for an agreed definition of garage, my garage has three walls made of brick and a front sliding garage door that can be locked, the back of the garage leads on to the garden area, everyone i know considers it to be within the definition of garage however Adrian Flux considers the definition of garage must include all four walls to be bricked, however when taking out the car insurance policy with them they did not alert me to this definition as garage was not a 'defined term', so i am looking to see if there is an agreed industry standard as to the definition of garage. Thanks. "


Question about auto insurance!!! HELP! UMPD ?
ok, i was involved in auto accident earlier this week & it was not my fault at all... i was at a complete stop waiting for oncoming traffic to pass so I could make a left hand turn. I had my blinker on & was sitting at a complete stop for about 10-15 seconds & this woman struck me at full speed from behind. She has no insurance at all, expired tags, & driving on a revoked license. I, on the other-hand, have full coverage insurance but I just found out that I do not have uninsured motorist property damage, but I have uninsured motorist bodily injuries. Since I have full coverage, my co. will take the responsibility of the damages but I have to pay my $500 co-pay. So, is this woman going to walk away sky free from the responsibility of the damage to my car since I don't have UMPD? The appraiser came out this a.m. & said my car is probably totaled but here is another issue, I owe more than what the car is actually worth! So, I'm going to be stuck paying the difference from what the company totals my car out at & what I actually owe!! What can I do? I'm unsure if I have Gap insurance... any advice would be greatly appreciated!!!"


How does rental car insurance work?
I got into an accident with someone who was driving a rental car. He is also from out of town. The accident is my fault but I want to avoid going through my insurance to pay for the damage. I heard that since rental car companies have their own insurance, if you hit one of their cars, you dont have to worry about fixing it. Is this true, or will the rental company contact my insurance? How does it work?"


Why is my home insurance score so high?
I just ran a credit check on credit karma and noticed that my home insurance score is 908, which is 'very good'. I'm not complaining, but I'm just wondering how it could possibly even be so high? I'm only 19 and I'm a college student. Never owned a home obviously and I probably won't for years lol."


What is the best type of insurance to buy term or Variable Universal Life? Why?
What is the best type of insurance to buy term or Variable Universal Life? Why?


What health care coverage besides the Affordable care Act covers preexisting conditions?
You also have me blocked so its unfair of you to answer mine.


Car got keyed. Will insurance let me change color when it gets repainted?
Someone keyed my car and my comprehensive insurance covers vandalism so it will be getting repainted. It is currently grey but I'll be moving to Santa Barbara in a few months and it would be better to have a white car for the hot climate down there. Is it possible for my car to get repainted in white instead of the original color?


My grandmother bought a life insurance policy for me in 1980...?
My grandmother passed a few months ago, (i was not close to her, long story) I just found out from my aunt that my grandmother had a life insurance policy on me and my sister. I was born in 1980, I'm assuming that's probably when she started paying on the policy. She paid $1.20 a month and my aunt wants to know if I want to continue paying it. What happens if I don't? Can I cash it in? I do not have the policy in front of me but my sister has hers and it says purchased in 1986. the monthly payment was $2.40 for her. And it says something about a cash value on the back. from what I gather it is a whole life/ universal life policy from liberty life insurance out of south carolina. does anyone know if there is a way to calculate the cash value, estimate. I guess I might have to wait until Tuesday to call them to see if it is worth still paying on. (I do have other life insurance on myself)"


How much will my insurance go up if i got a ticket?
So today, I was driving down the highway & going 78 in a 55 in a rush to work ( I told the cop that.. Guess he didn't care or something) & he gave me a ticket. It doesn't say a price or anything all it has is a court date & the day I have to pay it by. Which is 6 days from now (unless that's the court date) & complete bullshit because I won't have money until the 30th. This is my first ticket & I have no idea what to do. Roughly around what will my price be? & can make payment plans? Lol I already have $87 insurance. How much will it be now?"


How much would it cost to insure a Smart Roadster for a 17 year old first time driver?
I have been looking into insurance for a Smart Roadster and the sites I have used, either gave me a quote for 15k+ a year or couldn't even find the model. Is insurance for this little car really so expensive. I'll be 17 soon, still in full time education, have a part time job, the car would be on a private driveway overnight, at a secure public car park during the day while I'm at work at an industrial unit, standard model no modifications, no criminal convictions or medical conditions. I live in Colchester, Essex."


Insurance?
About how much more expensive is a life insurance policy for a smoker in realtion to a nonsmoker.( I need a figure)


Is insurance cheaper if you have had experience on the road?
I am 16 driving a moped I'm looking to get a car when I'm 17, will insurance be cheaper for me because I drive a moped?"


montana insurance bulletins