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Why does my life insurance keep going down?
Some years ago, I got life insurance for my daughter, it was 20,000 USD. When I quit smoking, it went up to 25,000. Since then though, it goes down $1,000 a year. At the moment, it's down to about $9,000. So in 9 years, all the money will be gone! Also, all the money I pay each month will have been wasted! What's the point of getting life insurance then?"


Where can I get the cheapest car insurance?
I live in Toronto, Ontario Canada and I am looking to buy cheap car insurance. I have been driving for 30 years, any ideas, good websites, great companies? Your help is greatly appreicated."


Who can get your insurance. how much does it cost.?
what is the age limit that can get your insurance. are there any limitations to getting this insurance.


Car Insurance in CA with AZ vehicle?
Ok so I have a multi part question. My dad is about to get his car reposed. He lives in Phoenix AZ and obviously bought the car there. Its not under his name yet cause hes still paying for it. So he wants me to take over the payments and give me the car. I live in Los Angeles. So my question is, can I get insurance here in Cali even though its a AZ car and its still under the peoples name? If not, he can get insurance there. Also, isn't there a period of time an out of state car can be here being out off state still? What should I do? I don't want to get all sorts of fines or tickets. Thanks in advance"


What is the best insurance for a new driver in nyc?
I've been driving for 2 yrs now but got my license about 2 months ago. Im 21 and limited on cash. I need a cheap auto insurance because driving right now is essential with the MTA fare hike.


How can I obtain my lost wage report from my employer so I can give it to the insurance company?
I was injuried in a car accident and lost work. I contacted my employer to get a copy of my lost wage report, she told me that a lawyer normally requests it for his/her clients. I said I'm representing myself in my claim, she said she couldn't help me. What else should I do? what department should I ask, and when I do, is there certain language I need to use? Don't I have a right to that information since it involves me?"


Is a bmw 3 series affordable to insure?
BMW seems to have some really good safety features (newer models) such as back up camera, when you're driving and you're about to hit something, the car beeps to warn you. And a few other safety features. I'm interested in having a BMW 3 series 02 - 04 and I also live in Toronto Ontario, going to be taking driving school. Not sure if driving a manual or automatic transmission makes a difference with the price of insuring a vehicle."


"Can I purchase, insure and register a motorcycle with a temp license in California?"
Hey everyone. I passed my motorcycle skill test six weeks ago, but haven't received my motorcycle license yet. And I want to buy a motorcycle and ride legally commuting everyday. I wonder if it is OK to purchase, insure and register a motorcycle? Thanks."


Auto insurance in NH still not required?
As of June 2010, in NH auto insurance is not required to be purchased by drivers that own a vehicle (s). I'm wondering if this is still remains the same. If you answer please answer with source or concrete explanation, otherwise I can't believe you. Thanks in advance (:"


Is health insurance under Obamacare affordable?
Hi Everyone, I want to be known something about Obamacare Health insurance, If you have any idea about this services kindly help me about my Question . Thanks in Advance.... Best Regards


If my car insurance gets canceled b/c of late payments?
will they reinstate it again if i paid what i owed in full?


Someone used my car insurance without me knowing. Fraud?
long story short, I recently sold a car to one of my friends and he has since gotten into an accident. No cops were called, but he decided to use my old insurance card that was in the glovebox(i should have took it, i know this now and it must have still been active) because now the accident is on my record. what do i do? is that insurance fraud? also: The friend"" and i are no longer friends."""


Does anyone know a company that will give homeowners insurance if you own a pit bull?
I'm looking for a insurance company that will insure homeowners insurance if I have a pit or pit mix in Upstate NY


Car insurance in New York?
where can i find something affordable


"Approximately how much would condo insurance run on a $125,000 unit/?"
Approximately how much would condo insurance run on a $125,000 unit/?"


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Is car insurance mandatory?
I'm 16 years of age. i don't know that much about business. If i purchase a car, MUST i pay car insurance? is it mandatory? What will happen if I don't have car insurance?"


Average cost of medical insurance for 1 adult?..?
Average cost of medical insurance for 1 adult?


How does life insurance for a baby work?
I am a teen mom. I am keeping my baby (please no rude comments, just answer the question.) I don't know how life insurance works though. And I don't know if I qualify for Medicare because my mother has a high income, but I on the other hand am not working, or making any kind of income. Please inform me on how I would get life insurance for my baby!"


Need custom car insurance information?
I found this site, but its not detailed enough http://www.customcarsinsurance.com"


How much does school bus insurance cost?
my friends and i are pitching in to buy a school bus. it seat 22 people, and we are just wondering how much insurance for this might cost. what do busses usually insure for?"


Obamacare health insurance rebates?
My school requires a mandatory student health insurance plan and i had this for the last 3 years. With the Affordable Care Act, the Govt. requires health insurance companies to pay back some of the premium it if less than 80% is used on medical care or more than 20% is used on administrative costs. I did not use my health insurance at all during the last 3 years. Will i get get a rebate of some kind? Should i call my school and ask for a health insurance rebate for last year?"


Can life insurance premiums be considered child support?
Can life insurance premiums be considered child support?


"What are the Benefits of being a Judge? (health insurance, vacation, retirement...)?"
(health insurance, vacation, retirement...)"


Where can I get life insurance for a person with a mental disability?
I need to get life Insurance for my husband (42 yrs. old) who has a mental disability called Paranoid Schizophrania. We had life insurance for him before, but when he got sick, and had to leave his job, we ran into hard times. I was the only source of income at the time, and it was only enough for the basic necessities in life. I couldn't keep the payments on his insurance. We waited months to hear something from Social Security Disability, and by that time I had lost his insurance. When we started getting a little more income from his disability, and applied at different Insurance Companies for Insurance for him , they turn him down. They considered people with mental disabilities a risk. The Insurance Companies didn't say this in so many words, but when you answered their health questions truthfully, and get denied. It's not hard to figure out. We ended up getting him burial insurance, but we both are bothered that he can't leave much to me and our daughter. I do have a policy."


Buying a car...are you supposed to get insurance before?
okay heres the info. im 18...never had a car but i just found one that im seriously thinking about from a dealership. wil they sell it to me even though i dont have car insurance? im sure this uestion sounds retared...but i know its illegal todrive without it but at the same time when you apply for insurance dont you have to let your compnay know wht kind of car you drive? im so confused.


Why aren't employers required to provide health care insurance to their employees?
Nothing is being said about the millions of employers that do not subscribe to some kind of health care insurance for their employees, even if part of it has to come out of the employees wages. I worked for a physician and the answer was that most women have husbands that have health care at their jobs. Shouldn't this be illegal?"


Got in accident. not my fault. will my insurance rates go up?
Got in accident. not my fault. will my insurance rates go up?


What was your first car?
Mine was a really awesome red Ford Tempo.


"What is the pros and cons of 3rd party,fully comp and no insurance?"
What is the pros and cons of 3rd party,fully comp and no insurance?"


"Why do libs think health care is a right? What next, car insurance? How about free food for everyone?"
Life, Liberty and the Pursuit of 'Free' Health Care Every new 'right' the U.S. government has promised has turned into a massively expensive failure, yet the media continue to cheer supporters of tax-funded programs. Americans are obsessed with rights. We always have been. But the concept of rights our forefathers laid out in the Declaration of Independence has changed dramatically. Those rights life, liberty and the pursuit of happiness were acknowledged to come from the Almighty, given equally to all people. Todays rights come from Almighty Government. Health care is the newest right. From presidential candidates universal plans to the return of HillaryCare to Michael Moores movie Sicko, its all over the media. Calling it a right is an emotional argument advanced by those who want others to pay for their health care. They bring out the children and ask whether anyone can deny them the basic human right of health care but dont bother with the evidence showing how health care in this country would be harmed by government control. A look at other modern rights might give us a clue about how well a new system would work. These rights started out as privileges, among them education and a paid retirement. Now education is not only considered a right, its a mandate. How well has it worked? American students attend school at least until their teen years, but 15-year-olds ranked 24th out of 29 countries in aptitude for real-life math problems, according to The Washington Post. Literacy surveys suggest one in five American adults is functionally illiterate. And taxpayers keep shelling out money to fund the system. Americans also cherish the right to retire but we expect to be supported in our old age. Younger workers and employers are forced to support retirees, funding another right. And how well has that worked? The poorly designed, outdated Social Security system is disintegrating rapidly as the number of retirees balloons. But once youve established a right, its difficult to take it away. The government, which promises such rights, must go to its sugar daddy taxpayers to keep the rights coming. Were already well on our way toward the health care right/mandate. Want to be more like Canada? Its not that far off. Catos Michael Cannon has pointed out that third parties in America pay 86 cents of every dollar of our health care about the same as Canadas socialized system. What we or rather, those third parties pay for health care is already determined by the government as well. Emory University medical professor Robert Swerlick has noted that the pricing of medical care in this country is either directly or indirectly dictated by Medicare. This market meddling even causes doctor shortages, he says, in needed areas of specialty. Prescription drugs are already considered a right, thanks to political moves like the Medicare drug benefit and massive media support. A Business & Media Institute study found broadcast journalists treating prescription drugs as though they grew on trees. Overall, the coverage supported the idea that medications should magically be available to everyone at far lower costs. Of course, the magic behind new rights is your money. Cannon and fellow Cato expert Michael Tanner explained problems with tax-funded care in their book Healthy Competition: Whats Holding Back Health Care and How to Free It. If health care is guaranteed to everyone, how much does everyone get? Who decides who receives what, and how would the care be administered? What happens if everyone wants the most expensive treatment available? With the wide variety of medical tests and treatments that consumers may claim as their right, someone at some point must decide where the right to health care ends, lest the nation be bankrupted, they wrote. Were well on our way toward that as well. Our rights to Social Security and Medicare devour about 40 percent of the federal budget. State and local property tax revenue, which normally funds education, mushroomed about 35 percent between 2000 and 2005, according to the Tax Foundation. We cant afford any more rights like that. But the left says tax-funded care is right for the children. Meanwhile, what becomes of them? Theyre growing up in an America where the rights mentality is deeply ingrained, and the media continue to feed them with it. When the children come of age, perhaps theyll want the right to a job. They wont remember that France already tested that idea for us, and it led to high unemployment and rioting. Perhaps theyll guarantee Disney vacations for all families and force childless Americans to pay for it. The pursuit of will conveniently fade away as they look to government to guarantee happiness. They will know less and less of a true right liberty and have no idea where it comes from."


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How much does auto insurance cost for a 16 year old female?
I was trying to do the online quote thing but i cant because its asks for a phone in order to generate the rates"" "


I do not use health insurance that my company has. I am under my spouse's. Is it possible for me to ask my company for reimbursement?
I do not use health insurance that my company has. I am under my spouse's. Is it possible for me to ask my company for reimbursement?


A question about health insurance deductibles?
This question may get a little confusing, because I'm pretty confused myself, but I will try my best: I want to get individual health insurance for my 8 year old daughter. I understand that you must pay the deductible before they begin to pay, but does that mean I am not insured during the time I haven't paid the deductible off? I also (think) I understand that every doctors visit will be out of pocket, but she rarely needs to see a doctor. If I have a deductible at $5000 dollars, and it takes me a few years to pay that much towards medical care being that she rarely visits the doctor again, does that mean she is uninsured until the deductible is paid off? Do my monthly payments count towards my deductible? Again, I tried to word this question the best I could. Any information is appreciated and if need be, I will try to elaborate more on the question. Thanks."


Car Insurance (Geico) ?
My parents don't have me on their insurance but I have a license does geico know I have my licence beccause I live with my parents? And by how much will they raise the insurance cost if they put me on? they put my sister on it a couple years ago and it went up $1000


Dual Car Insurance trouble?
I had insurance through a company called Sunset Plaza Insurance, and only agreed to do a 6 month period (from 12/08 to 06/09). I moved during the time, and never received a renewal notice at my new address, even after I gave them my new address. However, I found out that for the past 6 months (06/09 - 12/09) they have been charging me for insurance. But I never signed a renewal consent or anything! I remember explicitly saying that I only wanted the insurance for a 6 month period too! What are my options? Please..any advice would help!"


Does 2 x 6 months of car insurance = 1yr no claims?
I insured my old car for 6 months then bought a new car. Now my new car has been insured for 7 months does this mean I have 1 year no claims bonus?


How much does on average do people pay for health insurance?
I'm doing a debate on weather or not obese people should pay more for health premium or not but thats not the important part, the important part is how much does the average person pay for health insurance?"


Do I need auto insurance if I have my driver's license but no car?
I live in AZ and I have my drivers license do I need insurance if I don't have a car and just drive my parents car?


Help with buying my first car?
Should i work at a bodyshop for free in return for the mustang 289 (in treat shape body wise) or get a job and make money to buy a different mustang which may cost more to fix up in the long run. Im 16 btw and really want a mustang and the one at the bodyshop is in great condition besides the motor. It would only let me upload one pic but thats it


Nationwide auto insurance question...?
I'm getting my instruction permit in Texas. I don't have my own car, but I will be driving my parents' car with them everyday. Does my name have to be on the insurance paper on the car? Do I even need to get insurance? My parents have Nationwide auto insurance; will the company raise my parents' payments just because I am a minor? Thanks."


"Had one car accident ,went to the e.r.Primary health insurance wont pay visit.wants car insurance to pay.?
Pirimary health ins.wants me to file claim with car ins.I did not have medical ins on car policy.They just took care of vehicle totaled.Now what?


Is what my car insurance company doing legal?
I am in the process of purchasing a house. I received a quote from the insurance company I picked. And they said they could lower it even more if we add our 2 cars on. So they checked, and their offer for insurance on our cars was lower then what we are paying now. So saving us even more money. I went in, signed the papers for both auto's and the homeowners and was happy. They cancelled my previous auto insurance policies, and charged me my first month. Now, a week later, they are saying due to my previous car being stolen two years ago they can no longer offer me my 100 comprehensive deductible. They can only offer me a 1000 dollar deductible and if I choose not to accept they will cancel my auto insurance. This if frustrating considering my other insurance which wasn't bad to begin with has already been cancelled and I have already been charged my first month so if I don't accept I will have no insurance and my homeowners policy will go up in price. Sorry for the long explanation. I just don't think they should be able to get you in then change things up on you. Is there any law against that? Thanks for your help!!!"


How do i get cheaper Car Insurance?
I passed my test about a month ago and my mum wants to put me on her insurance. It is a 2002 1L Nissan micra it's a rubbish little car but how would I get cheaper than like 5000 for insurance? Thanks


Which health insurance companies cover vasectomy reversals?
Hi. I had a vasectomy a long time ago and I realize now that was a big mistake. I would like to eventually get married to a woman and have my own, biological kids with her. However, I found out that most insurance companies don't cover vasectomy reversals. Ironically, they do cover vasectomies though. Between the economy being terrible with not many good paying jobs around anymore, saving up $10,000 - $15,000 would take years of saving up while the prices could keep going up in the meantime. I have Cigna health insurance but they don't cover them. I'd be willing to switch to another insurance company if they'll cover it. I've also been having mild but uncomfortable pain in my testicles for the last few years on and off. I never had this problem before the vasectomy. At the time I had it done, I thought that I'd never be able to afford to take care of any kids and thought getting a vasectomy was the financially and morally responsible thing to do. Over 10 years later, I realize I was wrong. To any guy reading this who is thinking about getting a vasectomy, here's my advice. Don't do it. Yes, once you're sterile, you never have to worry about getting a woman pregnant, which is a big relief. However, the potential medical problems that can come from it on top of struggling to find a way to pay for the vasectomy reversal, is not worth it. Use condoms or make sure the woman you're with is on good birth control (not the Pill but the shot, etc.). Any answers would be ok. Thanks."


Am I paying too much for my health insurance?
I'm 23 year old and non smoker, I got my health insurance from my company's employee benefit, and I'm pay $29 a week for this coverage: $20 office visit $115 ER They pay 80% I pay 20% Deductible $470 Out of Pocket Max $3500 Am I paying too much? How much would I be paying if I get this benefit by my own and not from my company?"


south carolina state insurance fund