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indiana insurance bulletin 103


   








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Why is buying a condo so much cheaper than buying a house?
What`s the catch? Its also cheaper than renting in many cases, if you`re planning on staying for a couple years. I guess that depends on the area, but in many cases it is. So what`s the catch? Do you really own it until you choose to sell it? Why are they so much cheaper than buying a house and even renting in some cases? I realize they would be cheaper than a house, but its a huge difference."


Is it possible to switch auto insurance after paying the down payment on one already?
im 22, paid $150 down and im gonna be charged $88 a month starting march 1st just for liability on a 2001. is that too much?"


How much would insurance be on a 2004 audi a4?
How much for a 16 year old How much for a 40 year old


What newer-model SUV will give me low insurance quotes?
I've recently begun looking for a new-ish SUV (2005-2007). I recently found a great car, but the insurance quote from a broker was ridiculous. My driving isn't that great. So now my only option is to change the car I want for more affordable insurance. Are there specific models or brands that will yield more affordable insurance rates? Maybe due to safety ratings or reliability or something? Also, once I turn 25, how much will that affect my insurance cost (I'm 23 now)? Any help would be greatly appreciated!"


"Am I able to get health insurance? Please answer, need help?"
I'm 18 years old, I left home because of an ongoing abusive situation, and have been on my own for six months, it's the best thing that could of happened to me. I keep no contact with my parents. I live with an older friend who has two children. I help her around the house in exchange for rent, I buy my own food, pay for my own car insurance, and cover all of my own expenses, etc. I'm a full time college student, and I work around 30 hours a week, and now I'm looking to get affordable health insurance. However, my friend's income is much higher than mine, disqualifying me from subsidized healthcare or medicaid. Health insurance is based on household income. I am not her dependent at all, she has her own health insurance policy. I'm very confused, what course of action do I need to take? Thanks in advance for your answers!"


Am I paying too much for auto insurance?
I'm a 21 year old female and and I'm on my mom's insurance plan. I drive a 2002 pontiac grand prix and I pay $200 a month for full coverage with allstate. I don't have the greatest driving record by far. I've only been driving for 5 years and I've had 2 speeding tickets, 2 at fault accidents, and 1 non at fault accident. My last accident was in 2009. Unfortunately, I was driving through virginia and got a ticket yesterday. I'm just wondering if that price sounds right for my insurance. Is there a company that offers lower priced plans? Is there anything I can do to lower it?"


Auto insurance?
Do auto insurance companys charge you more if you are insuring a car with a salvaged title?


Should I pay for my own car insurance/gas?
I am 17 years old and will soon be a senior in high school. I have an '07 Corolla that my parents got me for my birthday, but I will be paying them back for some of it. I have a part time job that pays $7.90/hr, but I only work about 10-15 hrs a week because of school. Should I pay for my insurance and my gas? Only my gas? Split it with my parents? They are not sure what the best thing to do is either. I am fine with helping out, but I'm not sure I can do it all on my own. I will mainly be driving to and from school and work. Thanks!"


Average general liability insurance limits for small business in nevada?
Average general liability insurance limits for small business in nevada?


How will I get medical insurance now?
I am 20 years old, sophomore college student at CSUEB. My father just got fired from his job of 7 years due to minor, policy reason. Anyway, because i'm a full time student, I have basically no time to work. I WAS part of my father's health insurance benefits and now, it's gone. So in case I get sick from now on, I won't get admitted into a doctor by just paying the $20 copay visit...instead, i'd have to pay the whole no-insurance amount... I do have temporary insurance at my college but I DON'T like at school..i live about 20-30 mins away. So, in case I get severely sick (worse than fever or cold), I won't get treated until I get enough money to pay for hospital/clinic bills. Anyone know a solution?"


How much will insurance cost me?
I'm 16 just wondering how much car insurance is gonna run me


Drive like a girl insurance help?
Im due to take my driving test next month (all goes well) and my parents are VERY keen to get the cheapest insurance quote possible (they are arabs, they will find it.. lol) Anyway I have recently discovered the 'drive like a girl' insurance company and after reading through it decided it looked really good. as I haven't got my full license yet I cant get a quote from them, so for anyone who has insurance with them- could you please give me a price estimate?! I live in a good area just outside of London so im lucky with my quotes. I have an X Reg Ford Ka and most of my quotes have been around 2000 but I have had one at 1600 and another at 1795. Both of those were without telematics box which is why im looking at one now. I cant have one with time restrictions- mainly because I sometimes work until 11 at night and I also care for my sick brother who may need to be driven to the hospital in the middle of the night (would this matter?) Thanks guys for taking the time to read and answer this question."


Will my insurance be expensive?
I turn 18 this august and plan to get my license then. I want a car. I plan in getting a used car under 15000. I'm not sure wheather insurance could be more expensive for a new driver with a new used car.


How much is motorcycle insurance for a minor in Maryland?
I'm 17 and am looking to get a motorcycle sometime this summer i have experience ridding. i was looking at a ninja250 ninja500 gs500 a gsxr600 cbr600 and an r6 if you can give me at least a rough estimate of the cost or suggest other bike that would be great


Best car insurance?
-female -19 -no traffic violations *i'm thinking about buying a 2003 Mitsubishi Eclipse GS or a Mustang. WHOS THE BEST CARRIER? are there courses or things i can do to make it lower? does the type of car make it more expensive? what car w


indiana insurance bulletin 103



Auto insurance plz help!?
i have a 2005 ford mustang and im 17yrs old. i have had a couple of speeding tickets and etc. is there any place in arkansas were i can find cheap insurance thanks.


Auto Insurance... HELP!!!?
im 17/m/stl... i want to know what car (preferably used) would fit the description of what im looking for in a car : - cheap insurance - cheap to buy - fast - good gas mileage - safe PLEASE HELP ME


Name some good life insurance companies?
Burial insurance I need for future.


Do cons understand the difference between free insurance and affordable health care?
Do you understand that we dont want free insurance, we want affordable health care? Future health care reforms must make health care more affordable. The remaining challenge is to define a truly level playing field"" and make health care affordable for all Americans."""


My Florida driver's license is suspended due to insurance reasons?
I got in a car accident about 2 years ago, and as a result I stopped paying my insurance and couldn't turn in my tag. My license was suspended as a result. I haven't gone to the DMV yet, and was wondering if anyone knows what I'd need in order to get my license back? According to the Florida DMV website, my license will be reinstated once I show proof of insurance...but I don't even own that car anymore, let alone pay insurance on it. I don't want to waste three hours at the DMV just to be told I need a certain form or paperwork...does anyone have experience in this matter?"


Insurances for starting a small business?
What are all the difference insurances for starting up a business? Please include a source or proof of your numbers


Where can I find reputable car financing if I have bad credit?
The only place that has approved me so far is Capitol One and they want an interest rate of almost 12%. Any suggestions? My credit score is about 600.


State farm teen quote?
State farm teen quote?


Why am I paying $20 monthly for 50k life insurance through Allstate? I'm a 19 y/o student?
Yes I have my auto insurance with them as well.


What is a really cheap auto insurance company?
I am 18!!! so not that much income....


"Going to buy a car for my teen, does he need insurance yet?"
Hello, i know that he will eventually need insurance for his car. But i'm going to buy him a car for his birthday. He only has his permit now and will be getting his license in 3 months. I want to know when i go buy the car who's name should it be under? how is this going to work?"


Car Insurance companies?
I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention


If I cancel my car insurance will my rate go up later?
I'm in the USA


3rd party comprehensive car insurance in bangalore?
I've a 1997 model maruti 800, just purchased from a seller, i got only the RC book, no insurance paid soo far, where do i make the insurance for this model car ? and what type of insurance is beneficial? am willing to sell the car after 10 months..? I called ICICILombard.. they refused as it is an old car. ???? Is there any logical reason behind an old car being refused for insurance??? what documents do i need to take care while insuring.. ???"


"I'm single, what is the best health insurance i should buy on my own?"
So I make enough that i want to buy a good health and prescriptions and eye plan. I'm 20 , male,healthy etc etc. I previously had blue cross blue shield and some stuff that did a decent job at covering prescriptions and crap. That got discontinued due to some lame bs. So i wanna buy it on my own 100%. What is the BEST (10/10)insurance I could buy ? and what is the 8/10 i could opt for ? any help very welcomed! thank you"


indiana insurance bulletin 103



Does anyone know of a sporty car that's not considered a sports car by insurance?
I like the grand prix but i want a company that is still in business thanks


I am a new driver with insurance queries.can anyone help me?
i am a new driver and i am thinking of buying a cheap,affordable,small car (ford ka). The problem is that if i put my father's name as the main driver,who has his licence since ages,and put my name as a 2nd driver, how much approx. will my insurance come down to?+ i got my pass plus."


What are my rights? re: car insurance?
I'm a bit short of money at the moment, so on the 31st January i phoned my car insurance company and asked them to suspend my insurance. They told me the direct debit request for February had been sent on the 29th January, which they couldn't stop, and would be taken from my bank account on the 1st February and i would later bee refunded that amount. Today i received a letter in the post telling me they would hold the payment and use it when i continue the policy or use it towards a cancellation fee if I don't unsuspend the policy. The policy ends in June! The reason i cancelled is because im on benefits and just don't have the money to afford this right now. Anything i can do?"


If I get 3 points on my licence for speeding how much will my car insurance go up next year.?
62 year old man with full no claims bouns.


16 for 2 months and havent recieved my national insurance card?
I have been 16 for 2 months and i still haven't received my national insurance card. I haven't moved house or anything. (sorry if its in the wrong category :L)


How much does motorcycle insurance typically cost in Ontario?
How much does motorcycle insurance typically cost in Ontario?


Who has the best car insurance thats the cheapest?
i need the best (or even the not so best) car insurance that is perferably the cheapest with a range of 100 to 160 dollars a month for a civil service worker


Does anyone know any reason why my employer does not want to set up a cafetiria plan for my health insurance?
payments. There are just 2 employees. Does it cost anything for the employee to set it up? Is there additional filing required with the irs? My employer does his own payroll using quickbooks pro. Any help would be appreciated


Can you purchase GAP insurance even after you have been in an accident and your car was purchased within the last six months?
Can you purchase GAP insurance even after you have been in an accident and your car was purchased within the last six months?


If we left most of Obamacare in tact but remove the insurance mandate what would happen?
If we left most of Obamacare in tact but remove the insurance mandate what would happen?


Do insurance companies insure a boat for its value or insure it for what you paid for it?
Do insurance companies insure a boat for its value or insure it for what you paid for it?


What is UPS waiting period for health insurance?
How long after being hired as a permanent part-time employee do you have to wait for insurance to kick in?


How much does a married couple spend on monthly bills?
house, insurance car..etc... Im trying to plan ahead and want to know what I'm in for and if I can manage it with two teachers salaries. oh, it would be great if you can tell me a round number of each thing. and yes, i know everyone varies, but I'd like to see what everyone else has. thanks!"


How much does car insurance go up when adding a 4th car?
I'm 17 and i want to buy my own car. My parents are worried insurance will skyrocket up. How much does insurance go up when adding a 4th car to the insurance plan?( I currently pay for my share of insurance each month)


Why is America the last industrialized country without Universal Health Care?
All of Europe, Canada, and Australia has it. Many other countries are trying to get it. But the United States? Many people demonize attempts at this and actively reject opportunities to implement UHC. Universal Health Care means going to an emergency room won't empty your pockets. My mother got sick on a trip to France and didn't have to spend a dime getting treated and cured by the hospital. In America, you have to either have decent insurance or pay immense sums in order to get treated without debt. It seems unfair to make such a fuss over such a nice service. A few more taxes for incredible good standards for treatment and much money saved on health sounds like an excellent deal. It would also help if Republicans would stop trying to lower their taxes and actually use their oceans of money to help other people instead of their own..."


indiana insurance bulletin 103