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Life insurance beneficiaries?
i been with my boyfriend for 4 yeas. we have a 5 week old child. we've lived together for 3 years. he has a 5 year old daughter by someone else who will be coming to live with us soon. i went and got a life insurance policy the other day. i put 3 beneficiaries: my sister, daughter and boyfriend. i didnt think twice about listing him b/c in the case of my death, i want to make sure i leave something behind for him to help to take care of our child, and to replace my income so that he's not left struggling. He got signed up for a life insurance policy a few days after me. I went with him. he listed his mother only as a beneficiary. i asked him about it later and we got into an argument. he was very harsh and basically said that i was being money hungry and he does not feel it's necessary to list me. he said that his only responsibility is his kids. He elaborated stating that I'm just"" his girlfriend and we're not married and it's uncommon for boy/girlfriend to put eadh other down as a beneficiary. I told him that we're basically almost married anyway! I also told him that I think it's not right that I'm good enough to help raise his 5 year old daughter"


Auto accident??? insurance?
just wondering how much will my auto insurance go up if i file a claim?? there was no injuries and no damage to the other partys car. my car was estimated $4000 of damage to fix.. me and my mom pay $180 a month for 3 cars. 2 full coverage and 1 is only liability. good thing that i have full cov on the car i used


Vespa Insurance Help...!?
So I've just got a new Vespa LX50, 2009 - I'm 16 and have a provisional license and CBT. Does anyone know who the cheapest/best insurance providers are for scooters for young people - all the price comparison websites say different things, and that's no good. I'm looking for answers based on pass experience. If you're a young person and ride a moped/scooter - who do you use?? Thanks!"


I'm looking to buy a 2001 BMW 525i. Is my insurance going to go up? What problems should I expect with 109KKKmiles on it?
I'm looking to buy a 2001 BMW 525i. Is my insurance going to go up? What problems should I expect with 109KKKmiles on it?


Car insurance coverage?
So, my car was stolen from my driveway and was found crashed into two houses in a few towns over. My insurance policy doesn't cover theft/vandalism but it covers collision. Since my car was recovered from the theft but ultimately ended up in a collision, shouldn't I be covered? Professional opinions only, please."


Cost of ownership of mercedes benz class C versus Mazda 3?
Hi Everybody, I live in California, and I'm planning to buy or lease a new car, a Mazda 3 to be specific. A friend of mine has a mercedes benz C250 in a leasing contract. He is leaving the country and giving me the opportunity to continue using the car, paying a little more than $200 per month for the remaining 11 months of the lease contract. What I don't want is to spend a lot more money every month in gasoline, maintenance, assurance, etc. because it is a mercedes benz, and I was thinking to lease a Mazda 3. Unless the difference is no significant. Can someone comment what could be the difference of ownership cost between those two cars? Thank you all!"


Check gulf life insurance policy # which is now owned by aig?
My mother passed in Oct 09 we found this policy, but can't get information, need help"


What costs do you need to think about if you are thinking of buying a couple of narrow boats and renting them
what insurances, fees, maintenance costs etc do i need to be aware of. Thanks"


How much would insurance cost for a 16 year old driving a 2004 acura tsx?
How much would insurance cost for a 16 year old driving a 2004 acura tsx?


Car insurance????????
I am a 16 year old boy and for my first car I got a 2005 mustang GT. All of the quotes I have gotten for insurance are between 4000 - 7000 a year. How can I get a much lower price for car insurance. ( please don`t say get a different car )


I am positive I have an ear infection. I don't have health insurance. Where should I go?
Should I go to an E.R., urgent care doctor, or a primary care doctor?"


Cheapest Car to Ensure?
What would be the cheapest car to insure for a 19yr old male, license for 2 years, without the best insurance past... Written 1 car off in flood water, and crashed another, so not expecting anything much under 2,000?"


What is the best insurance policy for my llc business?
What is the best insurance policy for my llc business?


Health insurance question for California.?
I am sixteen and my mother is low income. Is there a state program for health insurance in California?


Shoul I continue paying my car insurance while waiting on a claim?
Thank you MSAD. *Collision and Comprehensive coverage.


louisiana insurance database



"In NJ, Can you get a driver's lincense but not have car insurance or a car/drive? TEN POINTSS?"
I'm 18 years old, female. I've always wanted my driver's license. I have my permit that now expired. My parents won't let me get it because they don't want me to get into an accident and because they said insurance is sooo HIGH! Is it possible to pass my driver license test and not be on an insurance policy and not drive any car? Not drive at all, just own the license. I have a job and would get my own policy, but it would just be even more expensive!"


Home Ownwers insurance? Who is cheap?
What company that may not be well known can provide cheap home owners insurance? A link would be appreciated. This will be for the purchase of a existing home buy, which may close this week. Thanks in advance to all responders!"


Insurance for garage?
I rent a flat with garage where I store my sports equipment-kanoe,angling equipment,car roof box and bars,bikes,tools etc. Do you know any insurance company? Thank you."


Motorcycle insurance?
Hello. I live in ontario. I am currently interested in getting a motorcycle and undergoing my m1 then thereafter m2 licencing. I am interested in getting a sport type bike (600-750cc). Either being a YAMAHA or Kawasaki. I am 26 years old. Who would be the best to get the insurance from and what regulations are there towards the insurance for motorcycle drivers? THANKS!


"I have AETNA insurance full coverage, and my hospital bill is $42,519, will my insurance pay all of it???"
i was in a sever car accident, lost control hit a tree. and my hospital bill is $42,519, for only 5 days in the hospital. No broken bones, no surgies. i only had a minor head concussion, and a few bruises. i have AETNA full coverage insurance and i am a full time college student. now will aetna pay all of the hospital bills..or do i have to pay some. im really confused."


How much insurance are you going to pay for a sport bike? here in VANCOUVER?
How much insurance are you going to pay for a sport bike? here in VANCOUVER?


Should I buy a house or rent an apartment?
I'm 22 years old. I'm trying to figure out if I should buy a house or rent an apartment. I did move into an apartment with my friend at 19 years old for a little over a year and we spilt everything 50/50 besides groceries. He eventually had to move because he was going to school in another town, my parents didn't mind me moving back since I help pay the bills, help around the house, and cook meals also. I've also been saving since I started my first full time job at 18 and currently have about $32k in the bank and $0 debt. Details: I make $40,000 annually, 2-3% raise annually. I plan to stay in the area for at least 5 years. Houses in the area are relatively cheap, I live in Nebraska and can get a decent 2-3 bedroom 1-2 bathroom house for $100,000. Four years work history at the same job. If I buy a house I plan to put at least 20% down payment and preferably a 15 year fixed rate. Credit score is 715. My employer matches 70% on the first 10% i contribute to my 401k so I have been contributing 10% to my 401k plus an additional $2,400 annually to my Roth IRA. After taxes and everything I make between $2,200 - $2,400 each month. If I limit my mortgage to 25% of my monthly income, I would be able to buy an $75,000-$80,000 house on a 15 year fixed mortgage, and the monthly amount would be close to $600 with homeowner insurance & property taxes. If I buy I will also need to buy washer/dryer, stove, fridge, microwave, couch, chairs, etc, etc, etc.... Maybe $2k-3k budget"


Just got a car insurance quote for 6000?
Ok, Im a 17 year old male driver, so I expect my insurance to be through the roof, but come on can this amount be real ? This was for a 1997 2 door corsa"


Insurance for senior parents?
I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently uninsured) given that they are my dependents. In order for them to qualify, my parent's AGI has to be less than $3200. My father is a licensed chauffer (cab driver) and my mother retired early, and is recieving SS benifits. Will the annual SS amount disqualify her? My father does not file for taxes, and currently owes for not filing. (cabbies don't deduct taxes, they make what they make, I guess) My question is, will this be a stretch to try to get them insured via my military benifits, considering their situations?"


Do I need to switch car insurance for being out of state temperaily? Am I still covered?
I have car insurance in Florida, but I'm going to be going to school in New Jersey for probably for 2 years. Do I need to switch my car insurance or will I still be covered under FL rates? My DL has my Florida address and my car is registered in Florida. I plan on going back, so what should I do? Thanks (I'm with State Farm BTW)"


My boyfriend is driving an unregistered and uninsured car for an undetermined length of time. He has no title or receipt to prove ownership.?
I drive legal and intended to report him. Just wanted to know what to expect either way. Thank you for responding so quickly everyone :)


Do group health insurance plans provide for covering costs of auto personal injury after auto ins PIP pays out?
Do group health insurance plans typically cover balances remaining for treatment related to automobile accidents after auto insurance personal injury protection has paid its maximum benefit?


Is this a reliable car? 2002 Kia Rio?
here's the car: http://www.autotrader.com/fyc/vdp.jsp?car_id=230850659&dealer_id=100016144&car_year=2002&num_records=25&systime=&start_year=1981&keywordsfyc=&keywordsrep=&engine=&certified=&body_code=0&fuel=Gasoline&search_type=both&distance=25&marketZipError=false&search_lang=&first_record=1&make=&keywords_display=&color=&page_location=findacar%3A%3Aispsearchform&min_price=&drive=&default_sort=mileageASC&max_mileage=100000&style_flag=1&sort_type=mileageASC&address=20770&advanced=y&end_year=2008&pager.offset=0&doors=&transmission=Automatic&max_price=4000&cardist=15


Does your car insurance increase with a ticket without points?
My insurance did go up with the accident that happened two years ago. I live in Florida and the points are issued by the cop if they chose to. But this cop didn't say anything about any points and said I only need to pay the 129 fine. I just don't know how StateFarm would act and if they would make me pay extra on my rate?


Can you get cheaper car insurance when hiring from a car rental place?
Can you get cheaper car insurance when hiring from a car rental place?


louisiana insurance database



What homeowners insurance do you use/recommend?
I am looking for homeowners insurance for a home in California. We have 2 dogs, one which is a German Shepherd. What insurance carrier works well with dog owners? "


Should I buy a house or rent an apartment?
I'm 22 years old. I'm trying to figure out if I should buy a house or rent an apartment. I did move into an apartment with my friend at 19 years old for a little over a year and we spilt everything 50/50 besides groceries. He eventually had to move because he was going to school in another town, my parents didn't mind me moving back since I help pay the bills, help around the house, and cook meals also. I've also been saving since I started my first full time job at 18 and currently have about $32k in the bank and $0 debt. Details: I make $40,000 annually, 2-3% raise annually. I plan to stay in the area for at least 5 years. Houses in the area are relatively cheap, I live in Nebraska and can get a decent 2-3 bedroom 1-2 bathroom house for $100,000. Four years work history at the same job. If I buy a house I plan to put at least 20% down payment and preferably a 15 year fixed rate. Credit score is 715. My employer matches 70% on the first 10% i contribute to my 401k so I have been contributing 10% to my 401k plus an additional $2,400 annually to my Roth IRA. After taxes and everything I make between $2,200 - $2,400 each month. If I limit my mortgage to 25% of my monthly income, I would be able to buy an $75,000-$80,000 house on a 15 year fixed mortgage, and the monthly amount would be close to $600 with homeowner insurance & property taxes. If I buy I will also need to buy washer/dryer, stove, fridge, microwave, couch, chairs, etc, etc, etc.... Maybe $2k-3k budget"


"How much is average insurance for a motorcycle, preferably in Texas.?"
Thanks for the help, you guys. I've been thinking about getting rid of my car and purchasing a bike because I am a college student, and I think a bike would be a whole lot cheaper. - Thanks"


How much do you think my car insurance would be/added on to my mother's insurance?
I'm 18 and just now getting my license. My car is a 2001 Ford Focus ZX5 that I bought for $2500. My mom is going to add me to her insurance which is $50 per month (I know that is outrageously cheap I'm so jealous lol). I just want a loose loose estimate because I'm also in college so I'm only working 15 hours a week at minimum wage.


Insurance for young drivers?
Well thanks to everyone who has answered with the sure and certain knowledge that my son is going to crash into a bus queue whilst on his mobile with his girlfriend and filming it for You Tube all at the same time, I'm sure if every young male driver did this the driving age would have been put up to 25 and, if you re-read my question you will see I didn't ask WHY car insurance for young drivers was so high. Serious thank you's to everyone else who actually helped answer my question."


How DUIs and accidents effect your car insurance rates?
I know several people that have multiple DUIs. The strange thing about this is that they all pay a fraction of what I do for car insurance. I have a car that is almost 20 years old and I pay just liability. My payments are higher than my friend who drives a 2007 Honda with full bumper to bumper coverage. I have two accidents on my record right now. But are accidents weighed heavier than DUIs in the eyes of insurance companies? Its quit frustrating


What is the cHEAPEST car insurance???......?
4 a 17 year old


Should I go into life insurance?
So I graduated last may from a semi-target business school with a B+ average and an ok internship and decided to take it easy for the summer and just do my usual summer job caddying. I guess I wasnt completely convinced I wanted to dedicate my life to finance, but now Im finding it very challenging even getting an interview, although Im constantly contacted from life insurance companies. Im worried that as time passes that Ill be less attractive to employers and need to start doing something just to have some experience. However, I feel like whenever I look at interships they only want students that are taking it for credit and even those hiring for book-keepers want prior experience. Im pretty apprehensive to submit to insurance since I considered an internship beforehand with northwestern mutual, who told me id have to generate all my own leads, but I dont want to pressure my close network into buying life insurance. I feel like if I target my family, theyll feel social pressure to buy something they dont necessarily want. Should I just do it and use it as a springboard for something better or try to work harder to find something better."


"I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?"
I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?"


Will doctors be required to accept health insurance?
actually, in response to one of the answers, i know doctors do not have to accept insurance now, and many dont, and they are not losing business. so i do not think that will be a motivation"


What is the difference between 'underwrite' and 'insure' ?
are they the same?


We are a new small business. Where is the best place to get workers compensation insurance?
Just looking for an insurance company (private sector?) who provides affordable workers compensation insurance for small businesses.


Who pays for damages if my friend drove my car without insurance?
Who pays for damages if my friend drove my car without insurance?


Question about different garaging address on insurance policy?
I had had my license for 6 years in October, and called my insurance company to make sure my rate would go down. While on the phone, the rep and I got to chatting and I mentioned to her that I have been staying most nights (6-7 nights per week) at a different address for over a year now, but my license and policy are still listed at my mother's address. The rep explained the garaging address can be changed without changing the billing address if the two are different. Today I received an email about being refunded the difference at the end of my policy term. I didn't realize the changes would generate such a huge difference in price (The zip code of the town I have been staying in has a low crime rate and my mother's address is in a city). I realize people change their address to commit fraud, and now seeing such a difference in rate, I want to sure there is no legal ambiguity- I want to be crystal clear on what garaging implies and what I need to be aware of. 1) Am I in a gray area...If I go home for a weekend? If I lend the car to my brother for a few days? Do I need to be at the garaged address 80% of the time? 100%? I almost want to call them and ask to change it back just so as not have to worry. 2) Also, what would generate the bigger rate difference- the garaging change or the fact that I have had my license for 6 years? (is there a way to tell? Can I request a revised policy? 3) I am planning to replace my car soon, possibly donating it by the end of the year (very old car with continuous engine problems), so I will need to cancel my policy before it is up in April. Will this complicate things further? Any advice or resources are greatly appreciated. Thanks in advance and thank you for reading!"


16 year old wondering about insurance?
Well let me start this short story.... I got in an a car accident where I was driving when I only had my learners permit. It was not insured to my name (i didnt have a license) and since i didnt even have insurance, my dads name was insured on the vehicle, so the insurance company covered some of the cost. I was not ticked or cited on the scene when the police arrived. I was wondering if I wanted insurance for a car and join my dads insurance plan, would it be dramatically more expensive since I have already gotten into an accident?"


louisiana insurance database