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How do Life Insurance companies make money?
Someone I know has a whole life insurance policy with Metlife with a face value of $50,000. The annual payment is $290. How does Metlife earn money when they pay out much more than they get in?"


Lapsed insurance....?
ok so basically i sideswiped someone the other day and my insurance was lapsed, but their insurance is going to cover it but send me the bill right.... so how does that work?"


Can i survive without auto insurance?
I'm 16 and a half. I live in California. I got my drivers license yesterday. My dad has farmers insurance. Adding me to his plan will double his monthly bill. I am a VERY good driver, i live in a small city, and i never go on the freeway. Is it alright if i drive without adding myself to his insurance plan? i don't think $200/month is necessary. Also, it is not legal to drive in California without financial coverage so if i get pulled over, will i get into trouble?(the car's covered so im partially covered rite?). Thank you"


Car Insurance?????? help!?
I just got my lisence im a f, and just turned 20. I .ive in MA. I dont know what the av. price would be for car insurance. help! i own a toyota 2000 86.000 miles"


Affordable health insurance in florida?
im 17, will be 18 in november, and i need to find health insurance. i need it to cover dental (orthodontics), prescriptions, and mental health services (depression, bipolar disorder). i am a non smoker, and i have no kids. please help!!!"


What percent of damage will Infinity Insurance total a car in california?
according to kelly blue book, car is valued at 15,660 for private party sale damages came out to 8,566 that is about 54% in damages i dont want to drive a car that is this damaged, because it wont be as safe, even after repair. if its not quite at their totaling percentage, is there a way i can insist or push the insurance into totaling the car? and would the fact that Infinity is a real cheap insurance effect their percentage to total?"


Car & Health Insurance?
Mary Jo, I guess what I'm trying to say, is that not enough people make enough money to afford both. They can find jobs, but none that carry health insurance. But for them to go to work, they have to pay car insurance. That we as a society demand our vehicles have insurance instead of ourselves and our families, this is what I'm questioning for us as a country."


"I am buying a car tomorrow but it has no insurance, my dad is insured to drive any car. can he drive my car home as i haven t insured it yet?"
I am buying a car tomorrow but it has no insurance, my dad is insured to drive any car. can he drive my car home as i haven t insured it yet?"


Is the 2011 Kia Forte Koup considered a sports car by insurance companies?
It looks like a nice first car but if the insurance is too high I can't get it.


The candidates are drum about affordable health insurance?
they go on and on about 15% do not have affordable health insurance 45 million well what about the other 85 million that do? I'm not saying the others don't rate insurance and it should be affordability to everyone. But get off the negative drum and onto the up beat of one. If they are talking about the elder and small kids that is one thing then just say that don't throw a bunch of numebrs out thinking all are going to vote for you just becasue you say this or that.


Where does a company put the cost of insurance?..?
Where does a company put the cost of insurance?


Do all full times jobs give you health insurance?
I just got a full time job. The guy really didnt say anything about health insurance or any kind of insurance since its full time i was wondering if i get it? its about $9.00 an hours. not sure if that helps any tho


What cool yet cheap car is suitable for a 17 year old boy?
I was thinking a classic mini cooper maybe? they got really cheap insurance but tbh I shudder probs look at life insurance not car insurance. I saw the MG ZR and that's cheap and looks good and with airbags... what do u reckon?


Health insurance needed?
I need health insurance for my husband and myself. I keep getting denied because I had a hip replacement and torn rotor cuff repair. I also take 4 meds daily[hormone replacement. anxiety,bld pressure and cholestrol] I had a hip replacement and had repair for a torn rotor cuff. I am 57 and a self employed truck driver. Does anyone know of an insurance co who may insure me?"


2006 ford mustang v6 considered a sports car or a coupe on insurance?
I have been reading that the v6 is considered a coupe and the v8 is a sports car. I have Allstate insurance anybody have a clue on how much my insurance would be a month for the v6?


new york insurance department license lookup



What if i don't have car insurance and i don't drive the car?
i can't drive but i want to fix up this car, but can't afford insurance?????"


Car insurance......Anyone else's gone up this year?
I'm still driving the same car and living at the same address, and I also took off 2 other named drivers from my policy to try to minimise the cost but it's still gone up by about 60 pounds......"


Acura RSX or Toyota Celica. only have 8 grand to spend
which will have cheaper insurance, is faster, can be modified more"


Insurance grace period/need insurance to title and register?
In IL, is there any grace period between buying a car and having insurance? Or put another way, will I need to show proof of insurance when I go to DMV to register and get title? My plan was to pickup the car and immediately go to the DMV, but my insurance card probably won't be hear for a few days... will they not let me register it w/o insurance? Also, god forbid I'm pulled over on my way to the DMV (without insurance OR registration) or on my way home from DMV (still no insurance) will there be a problem if I can show (with bill of sale or something) that I just bought the vehicle and am on the way to register it and/or insurance is in the works?"


Free health insurance coverage in the state of California ?
My mother In- law has come to join us to live in the united states. I was wondering can she qualify for MEDICAL in the state of california. Free health insurance


Where to give birth with Cal-optima Medi-cal insurance?
I'm about 20weeks pregnant. I've been doing a lot of research on birthing options and was really interested in water birth but I'm slowly accepting the fact that I won't be able to do that since most birth centers dont accept medi-cal and I cant pay any out of pocket fees. So my next thing was that I atleast want to give birth by the beach or atleast close by it since I love the ocean and want to be by it when I welcome my new baby. So which medical centers can I go to with caloptima?


First time health insurance buyer - no CLUE how any of it works :(?
I am looking to purchase a health insurance plan (individually) and I have NO idea about how any of this works.. With the deductable.. say I get a $1,500 deductable.. does that mean when I get my insurance plan, any doctor visits, hospital visits, ect... I have to pay the full $1,500 to have insurance cover ANYTHING?? and then another part says this : Out-of-Pocket Maximum (Amount shown plus deductible): $3,500 What on earth does that mean? Also, how does coinsurance work? I feel so dumb, but I have never had to worry about stuff like this before. I need some guidance here folks!"


Does it cost more to insure a house with a pool?
We are thinking of buying a house with a pool but we heard that it costs a lot for home owners insurance.Is that true? How much more compared to a home without one (approximately). Thanks


What is the annual maintenance cost of VW polo petrol and i20 ? Does the spare parts of polo costs too much than i20?
What is the annual maintenance cost of VW polo petrol and i20 ? Does the spare parts of polo costs too much than i20?


Cat insurance question ?
warren, you must be a top contributer through answering rubbish and putting the source down as the Joker, your orange badge is a Joke, you are a fool"


How much would my car insurance cost?
If i was to buy a 1.4 three door corsa SRI 05 plate.


How many cleaning does my insurance cover?
How many cleaning does my insurance cover?


Health Insurance after Cobra?
Hi, I am just finishing my Cobra health insurance that I had for 18 months after I left my full time job to become self employed. I am 56 years old and generally healthy although I do take a few prescribed meds regurarly. . Any suggestions as to what health insurance plan to take at this age and what the cost would be?"


Will my child automatically get added to my car insurance when he gets his license?
My 18 year old son is getting his license tomorrow. And I was wondering, when he gets his license through the DMV... Will he automatically get added to my car insurance? If so when? Is there anyway to prevent him getting placed on my insurance without me doing so. My rates would be a killer. Thanks"


How much will a no proof of in ticket cost in California?
How much will a no proof of in ticket cost in California?


new york insurance department license lookup



Buying a car + insurance?
I currently do not have a car nor insurance. If I buy a car, am I supposed to get insurance first and then the car, or a car first and then insurance? How does this work? This is in Washington."


How does insurance Work in a dealer finance car if it where to get in a accident?
How does insurance work if a car is totalled in accident, but the car is still finance through a dealership? Would the Insurance payoff the balance owing in the car or just payoff what the car worth? What would happen to the remainder of the finance owing if the car is totalled in accident, but the fault is not in you? Thank you."


What's the cheapest insurance I can find?
I'm 16 and I'm a very safe driver, no accidents or tickets. What's the minimum amount of insurance I can get, and the cheapest? Please, don't tell me that I should get more to be safe, I'm paying for this myself and I make 6.71 an hour."


Discount Insurance Plans?
Ameriplan.....and others...how do they compare to regualr insurance. Money is short, don't qualify for medicaid...so I'm thinking any discount will be better than nothing, but I don't want to waste my money even if it is as low as $29.95 Honest reviews please!!!"


Is a Kawasaki ninja 250 or a Kawasaki KLR650 cheaper insurance?
I'm looking for a first bike, I am 16 years old, 150LBS, 5'11''. Money is an issue so I will be getting maybe an 08 ninja or an older duel sport bike. Anybody have any estimates and anybody have any suggestions? I will only have about $3000 to spend. I am looking for liability insurance."


I'm uninsurable! How can I lower/get car insurance?
I am a insurance company's worst nightmare. 17 year old male, I have a job in a rough"" town"


Will My car insurance go up if a 16 year old gets a older 2 door car?
Will My car insurance go up if a 16 year old gets a older 2 door car?


Individual health insurance?
These are my health issues I'm currently treated for and/or have perscribed meds. Moderately elevated blood pressure, osteo arthritis,fibromyalsia,and I take meds. for cholesterol and depression. I currently pay $380 a month for medical and perscription coverage. I am a 59 year old female. Ilive in Fla. The coverage I currently have is too high and too many draw backs. It seems like a rip off to pay this amount and have so MANY stipulations. I need a name and number only for companies that can truly meet my needs. Otherwise, I'll keep this lousy insurance I have."


Car crash not my fault. Will it affect the cost of my insurance?
A guy crashed into me the other day, admitted it was completely his fault. I contacted a legal firm who talks to my insurance company and the other guys insurers. He has said I did nothing wrong and it was completely his fault. Will the cost of my insurance go up because of this? Or will there be no change as I was not at fault?"


Does drivers ed effect ur insurance ? in Texas?
Does drivers ed effect ur insurance ? in Texas?


Can we get finally affordable health insurance now?
Me and my fiance pay $650/month on health insurance and it really sucks. My fiance was denied by every health insurance b/c of a heart condition which is common in his family and I am pregnant and everybody denied me of course too. So we got coverage with Cover Colorado. With the new health reform, can we apply now at different insurances? How is that with the premium? If they need to take you, can they give you a very high premium?"


How much is car insurance for an rx8 in nyc?
I work for EMS n im gonna pay around 16 cash for a 05 rx8 with 30 k miles on it. how much would car insurance b a month ?


How much is car insurance for a teen?
I'm 16,I have a 2002 Camaro SS,I live in Las Vegas,Nevada.(don't stalk me lol).My dad has Geico insurance.What else do you need to know?"


"Two Cars, Two Insurance Companies?"
I'm 17 and I just got my G2 Licence. I'm thinking of getting my own car, however it is going to cost me a a fortune to insure my own car. Is it possible for my father to have 2 cars but with 2 different insurance companies and put me as a secondary driver for one of the cars?"


Car leasing and insurance?
Hi All, My partner is 24 years old and has 6 points on his license for driving uninsured with a provisional license. He now has a license but is obviously having major troubles with insurance prices. We are looking into purchasing a lease car with insurance in the cost, can anyone recommend? We want something identical to the NHS fleet service until we can clear the points but no friends or family work there so unfortunately we are not legible to apply for this. Any help would be much appreciated. Thanks in advance, Emma"


new york insurance department license lookup