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Isn't there free insurance offered in the private sector?
For those who really cannot afford it whatsoever. Excluding Obamacare and other government programs.


Do you need long term care insurance if you are already eligible for Medicare? What would be the point?
*correction: medicaid is what covers long term care not medicare.


How do I find health insurance if I have been told we are uninsurable?
I am asking this question for my m-in-law. Retired early, had extensive back surgery, f-in-law has diabetes and possible heart issues. Going to be coming off of COBRA in California, and are looking for health insurance. Aren't there health insurances like Medicaid/Care that cover hard to insure people that are in > 50yr age group?? What if they change their residency from Calif. to Texas?? Does it matter??"


Help buying first car!?
I have just finished my army training and so now I have about 8000 to spend on a new car, I have looked at the new clio, and corsas, does anyone have any other suggestions? Thanks all"


Can I buy health insurance for just my child?
We make to much to be covered through state based insurances (CHPlus or Family Health plus) however we don't make enough to buy family insurance if we would like eat each day. So I was looking into just having my child only covered. Do any NY insurance companies just cover your child? When I searched it, the quotes were always for family or parent and child? Does anyone have helpful info?"


"With car insurance, can you only have one driver per car insured?
Some updated papers came today and I saw that a woman was listed as driving my dad's truck. I called to ask if there was a mistake and he said that because she is a fellow inspector she also drives his truck and his work told him that he needed to add her to his insurance. I'm just wondering why only her name is listed as driving the truck. What would happen if he got into an accident with it? I'm sending the papers to his hotel so he can look them over and call the company but in the meantime I am curious!!!


Which Insurance?
If someone borrows my car but they have their own insurance and get in an accident is their insurance company responsible


I am about to turn 16 and was wondering what kind of insurance I need?
how much it would cost thanks!


Why is it cheaper to get term life insurance as a business or through a business than as an individual?
It seems much more costly to buy direct as an individual than thru my company. Is my company getting a tax credit/discount? Should I form an LLC to get the same discounted value?


Which costs more - car or health insurance and which gives more bang for the buck?
The government is so absorbed in health insurance, but I think the bigger rip off is car insurance. Can anyone shed some light? Doesn't a 20K car cost about 200/month in insurance, or a 60K car cost about 500/month in insurance, where as for a fraction of that someone can pay for health care and it will cover up to $2 million in services. Am I missing something? Which is the bigger rip off?"


Why Can't I Afford my insurance? It's way overpriced.?
It's the bronze plan cheapest crap you can get!!!


How much more does insurance for a left hand drive vehicle cost in the UK?
If I bought a left hand drive VW camper and insured it I the UK, would it be more expensive than a right hand drive one? Or just answer if you know how much more it costs for and left hand drive vehicle in the uk?"


(uk only) who is the cheapest for car insurance?
im male, nearly thirty and full no claims bonus i live in manchester"


Do I need insurance to drive my own car with a permit in Arizona?
* Its a instruction permit


How can i reduce my car insurance?
how can i reduce my car insurance, i have had my license for 11 years, the only fault on my licence is an SP30 giving me 3 points (3yrs ago)... im a 30 yr old male UK born, i have 5yr no claims bonus, (would of been longer but i fell ill) and because im now unemployed because of disability my insurance has gone up over 1000,,,, i done a price comparison quote on a car i'm looking on buying and this is my findings ----- 1.6 Fiat multipla 2001 (factory standard) 30 yr old male with my post code 5yrs no claims, no home owner, with kids under 16, with 3points UNEMPLOYED DUE TO DISABILITY 1897.47 30 yr old male with my post code 5yrs no claims, no home owner, with kids under 16, with 3points EMPLOYED - FACTORY WORKER 872.92 why am i being given such shocking quotes,,,, is there any way of gettin better quotes???? websites used ---- (auto trader insurance comparison site) (compare the market) (go compare) (confused) please help,,, MANY THANKS :-)"


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"Car insurance for young male drivers, its cheaper to drive without it and pay the fines!?"
I really dont get it, car insurance on a 2000 plate 1litre yaris is over 10,000 - YES 10K! I do live in manchester, which is the most costly post code to get insured in but 10k is just a joke for a 18year old. Ive done it all correct too putting 1000 annual milage e.t.c So ive read online about how much people are fined when they are found driving without insurance and its about 200 on average. I know it can go upto 5000 but thats still cheaper than shelling out for insurance and your chances of getting caught arnt really high the way i would do it. Get a car, insure my dad on the car so it doesnt flag up on the police cameras when you drive past, drive to and from work only, and say the car is parked at work (nice postcode to get insurance cheaper) over night. which i can say it is my brother takes it on his night shift there. And if i do get caught i will say i took it without owners concent. TWOC the police call it. I just cant get it into my head at why the government dont do anything about insurance it kind of pushes people into breaking the law. And i would use public transport IF it didnt take me 4hours to get to and from work a day! "


Health insurance for kids?
Health insurance for kids?


Has anyone got car insurance with the Cooperative?
what are they like?, good service etc? would you recommend"


First car: vauxhall corsa sri 2005ish vs MG ZR 1.4?
I want a decent looking affordable fun cheap insurance first car. And the acceleration on these for a 1.4 look great. which out of the two do you recommend? Which is more reliable? do you have experience with either? are parts cheap? etc.


What do the new Form 1040 tax forms say about Obama's claim that the penalty for not having insurance was 'absolutely' not a Tax?
STEPHANOPOULOS: I I dont think Im making it up. Merriam Websters Dictionary: Tax a charge, usually of money, imposed by authority on persons or property for public purposes. OBAMA: George, the fact that you looked up Merriams Dictionary, the definition of tax increase, indicates to me that youre stretching a little bit right now. Otherwise, you wouldnt have gone to the dictionary to check on the definition. I mean what STEPHANOPOULOS: Well, no, but OBAMA: what youre saying is STEPHANOPOULOS: I wanted to check for myself. But your critics say it is a tax increase. OBAMA: My critics say everything is a tax increase. My critics say that Im taking over every sector of the economy. You know that. Look, we can have a legitimate debate about whether or not were going to have an individual mandate or not, but STEPHANOPOULOS: But you reject that its a tax increase? OBAMA: I absolutely reject that notion."


"Know any good, cheap restaurant insurance companies?"
My parents want to open up a restaurant, and so they need restaurant insurance. Would any of you happen to know any good, but cheap restaurant insurance companies? He's looking for a price around 2,600 to 2,800 dollars for the cost."


Whats the best pet insurance for a dog in nevada?
i need pet insurance just in case something happens


Do you think Obama has helped our healthcare system?
I have to pay for a private health care plan. It is pretty expensive; I pay out $300.00 per month and have a $9500 yearly deductible. It was bad before he got in so I can't blame him entirely for this; they all seem to want to give the insurance companies all the power. I could get a much lower yearly deductible but then my premium would be two to three times higher monthly. I still can't buy across state lines or move to another state without dropping what I have now & hoping another state will even accept me because I have a pre-exsisting condition. Do you think it will ever get better regardless of who we have? It still seems to me like medicare and medicaid are the best policies to have if you qualify, or if someone is in a union and they are given the best there is at the taxpayers expense. I know I'm treated like a loser because I have to pay for a private health plan, but I run my own small business & this is the best I can do. I am actually considering just dropping it because it sounds like it's going to be MANDATORY for everyone to have it soon. This should make rates drop, but I'm afraid it really won't. What would you do to make it more of a fair system for every legal citizen? It is appalling to me how many illegals get totally free care; that's not fair at all. I can't go into their country and get free healthcare, I'd be lucky if I got out of there alive. If Romney wins I bet you he will make it MANDATORY also, he is the one that set up the plan in Massachussets, although now he acts like he's denying it. I've never seen such games played with legal citizen's health care. This is the foundation of any country. I'm not saying give it to everyone for FREE, far from it, it has to be paid for but there still seems like there's got to be a better way than how it is. More and more people are moving into my arena because their employers don't want to pay for it anymore for them. I don't think health care should be linked to someone's employment, I say just have some good private health care plans since more & more of us are moving into this arena. It should have never been set up where employers are deciding what someone can have; this was set up clear back in the 40's. Something has to be changed now; the cost is ridiculous. I can clearly see why so many don't have insurance; there's no way they could afford what I'm paying."


Whats the cheapest insurance for a 20 year old?
ok so im 20 and own a mazda 6 4 door sedan. i want the cheapest avaliable possible and im not sure if im doing this right online, so im going to see if you all know the cheapest just by experience? or anything? i appreciate your help!"


Using business address zip code for cheaper car insurance?
Can I use my business address instead of my home address for my car insurance? I have a full time job and drive to work with my car. Is there a problem with this? What if I purchase the insurance with my work address and then change that address to my home address?


Is my car going to be declared a total loss by the insurance company?
About 2 weeks ago I was involved in a car Accident which was not my fault. The driver made a left turn and hit us while we were going through the intersection. Both airbags on our vehicle were deployed and there was damage to our driver side tire area. Our vehicle is a 2003 Dodge Neon and was in great condition before this. Here is a picture of it from the accident. http://img683.imageshack.us/img683/5751/15662047433344321352910.jpg Are they going to declare this car a total loss? If so, how much do you think we will get?"


How can i lower my car insurance?
how can i lower my car insurance fee monthly when i payed off my car already


If I hit someone else car and they have insurance why Is my case being extended for restitution purposes?
I went to court today because the lady car I hit had damage to the side door ! at the scene of the accident she said it was a estimated $5,000.00 damage (BULLCRAP) I barely tapped her !!!she had insurance... and she try to claim her back was hurting cause she just got out of the hospital for back problems smh but at court he asked did I have insurance cause at the time of the accident I was driving my friend uninsured car! I was practicing driving in a shopping center parking lot , I kno how to drive, but on march 24th I have an arraignment so what could be the worst case scenario and also should I be contacting her insurance company because if I have to pay I want to set up some type of payment plan cause when I called her she said its thru her insurance company. but I left her a text asking for the info but she ignored me ...what can I do so I wont be in deep legal trouble , or wait until march 24th court date !!"


How much does an automatic 2004 Nissan 350z insurance cost in vancouver b.c?
How much does an automatic 2004 Nissan 350z insurance cost in vancouver b.c?


Medical insurance coverage in Colorado?
I live in Colorado and I cannot afford medical insurance for my daughter through my employer and I earn too much money to qualify for CHP. My daughter's father can't even make the minimum child support payments without factoring medical insurance premium. What I want to know is... Is it illegal not to have medical insurance even if I can't afford it. What will/can happen within the court system? Thanks for the help!


home insurance mold



"Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?"
I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance."


What's an average for tax and insurance cost for commercial property of very low rent?
I need to know what I'm at least getting into before I jump in headfirst. before starting all you need to know is that this is the space I'm looking at http://commercial.exitrealestategallery.com/homes/1738-Kings-Ave/17576657/?index=17 And probably be using it as a non-alcohol club/ rental and recording space for musicians.


Where to get Auto Insurance for New Driver?
So I just got my drivers license at the age of 30 apparently a shameful disgraceful act that puts me in the scum of human beings as I have lived in New York for 23 years and everyone who asked me this question looks at me like I'm trash for not having a drivers license earlier but that's not my question. Apparently since I am a new driver I cannot get auto insurance from companies like Geico or Allstate because I don't have 3 years of driving experience and 1 year of autoinsurance so I cannot join their elite companies insurance. So what other insurance can I get ? I mean I am 30 years old I am not going to be careless driver or anything.


"What is the price of a piece of jewelry whose insurance costs about $27,500 a year?
or how to the average insurance rate for jewelry and the proportion to the cost of the piece


How much is your car insurance? Do u have full coverage? What company do u have?
What state u live in? Do u also have Roadside assistance?


"On, average what would a classic mini's insurance cost be.?"
In the UK for a first time, 18 year old driver, car would be left on a drive in a low crime area"


What is the average cost of car insurance for a 22 year ..old female?
What is the average cost of car insurance for a 22 year old female?


Parents: 300cc motorcycle vs. 600cc motorcycle?
If you had a 17 year old son and he wanted a motorcycle would it make a difference to you if he started out on a low displacement motorcycle instead of a high displacement motorcycle or would you say no/yes either way.


What is the difference between home owners insurance for a manufactured/modular home and a home in general?
What is the difference between home owners insurance for a manufactured/modular home and a home in general?


Insurance career in Life and auto?
I am currently work as New York Life agent. And I just got my P C license to sell auto insurance. I am thinking about working with NYL and auto insurance agency. Should I have to cancel NYL contract and work as noncontracted agent. I know I have to loose all my benefit such as 401K-health insurance. But now it is hard to find business in Life only. That is why I want to work with both. But I have to open my own office (more expsense), will not get paid in NYL, etc. Is it a great move at all? Your advice will help me to make decision. Thank you"


Would a pontiac grand prix have high insurance?
the car is a 2001 Pontiac Grand Prix SE 4 Door Sedan. I am 24. Would a car like this generally have higher insurance rates than average?


Should I live without health insurance?
I'm 33. My husband and I are self-employed and not making much money right now. We recently graduated from the same masters program and started our business. We would like to start a family - soon. Costs of raising a child aside, I am beginning to worry about the costs of having a baby in the U.S. I have begun looking into different insurance plans. Currently I am covered at a VERY basic level and he has no insurance. From what I have found so far, all the plans we can afford have very large deductibles, especially where pre- /postnatal and labor and delivery costs are concerned. Is it crazy to consider paying for these expenses out of pocket? It seems as though we will need to come up with about $20,000 on our own before our deductible is met in any case. Should we save the $350 - $450 per month that the insurance would cost? Can anyone recommend an insurance plan with decent pregnancy coverage for a self employed couple in Washington state? Also, does anyone know how or if the Affordable Care Act will change coverage for pregnant women? Thanks."


17 year old car insurance?
I'm a 17 year old guy, straight A's. I was in a one accident, took out a power pole, but was not cited, have never gotten a ticket. How much should I be paying for car insurance. Right now it is $180 a month. Is that high or not? How much do most 17 year olds pay? The reason I ask is that a quote I got for switching to my Dad's insurance company was a lot lower, I don't know whether to believe it or not."


Affordable Health Care Act Question Regarding Dependents Under 26?
Today we got a letter from the doctors office regarding our insurance coverage. Basically, our health insurance provider is denying my health insurance until they can verify my full-time student status. I'm not a full-time student and haven't been for four years. I'm part-time. Now, it's not been an issue until now simply because I haven't been to the doctor in those years so they allowed my mother to keep paying for me as a dependent on her health insurance (provided through work) without needing to verify anything, and it wasn't a problem until I tried to use it. Now, I read up on the new health care act and it states that insurance providers cannot boot a dependent from an insurance policy regardless of school status as long as they are under the age of 26. I just turned 24 in March. The exception of the dependent able to get health insurance through employment is not an issue for me because part time associates at my place of employment, part time associates do not get benefits. Now, admittedly, I don't know too much about the act and only found this in a sense of panic and desperation. Is there some fine print that I'm missing? Like it doesn't apply to plans purchased before a certain date? Any help is appreciated."


What is a good car insurance company?
I'm 19 and this is my first car I am insuring. I work & go to school full time. Any advice who would be the cheapest??


home insurance mold