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Is the car insurance company right?
I was in my first EVER car accident and it was my fault. I was driving my fiancs car and I wasnt on his insurance, his insurance company said that they wouldnt cover his car because I wasnt on the insurance but they covered the other car and that was the last of it until 6 months later we buy a new car and cancel that insurance and get new insurance for both cars and we added me on it. A few weeks later we get a phone call from the old car insurance company saying we need to pay them back for the other car which was close to 8,000 bucks we asked them why we are just now hearing about this we were never not once told we would have to pay anything and 6 months later you call us and tell us to pay you 8 grand all they had to say was sorry you werent contacted sooner they said they mailed us stuff but we didnt get anything. They mailed us a letter saying what they policy was saying that the reason we have to pay them is because it was a MATERIAL MISS REPRESENTATION we thought something isnt right so we took it to a lawyer and he said it cant be a material mss representation because that mean they wouldnt have covered me if I were on the policy which isnt true because my driving record was PERFECT not one thing wrong with it. They lawyer want 3 grand up front to fight it but we dont know what to do. Is the insurance company right?"


What is 20 year term insurance?
Is it a good kind of insurance. I will be 49 in two months. Does it mean if I die outside of the 20 years it doesn't pay off?


Does the insurance follow the car or driver in Louisiana?
I was in an accident in Shreveport Louisiana where the other driver was at fault, have the accident report proving it. The driver had barrowed his parents car with there permission. The car has Allstate insurance and Allstate is saying they will not pay because the driver has a vehicle of his own that was in the shop at the time so his insurance has to pay. Now the problem is Allstate says they can not get any information about his insurance and I can not get him to answer the phone when I try to contact him. Right now I have $3600 worth of damage to my car and nobody wants to pay. My insurance said they would pay but I would have to pay the deductable and I don't think they should be paying when he was at fault. He changed lanes without looking and side swiped me. Anyone know anything about Louisiana insurance laws? I know Texas, which is where I live, is different."


Hyundai tiburon insurance?
I am looking for this car to be my first car. I live in Washington and I have a 3.5 GPA (my insurance company told me this would help), and I'm a female. How much would it cost to get car insurance, per month. Is it a sports car? I was thinking of getting the 4 cylinder, 2.0 engine, if that makes a difference. I also have State Farm if that helps.. Thanks!"


How much has your health insurance gone up in the last year?
Mine just went up 35%. How much has the affordable health care act screwed you so far? And don't tell me it doesn't start until 2014 the insurance companies are raising rates already due to this stinking pile!


Anybody have any reviews for GO AUTO INSURANCE? THANKS?
I am looking at purchasing full coverage on a new car and was wondering if anybody had any experiences with GO AUTO INSURANCE. This is a Louisiana Based Auto Insurance group and they currently have the lowest rates for the vehicle I want to insure. Thanks in advance!!


What do you need to get health insurance?
my mother in law doesnt have health insurance..how can i get her into it?..what does she need to get health insurance?..which health insurance is good?..does she have to be a u.s citizen to get h.in.? tell me everything ...


Premium vs deductible? Health Insurance?
Also, when you pay the premium and deductible. Is the deductible paid only when you get hurt etc?"


If someone threw rocks at your car and insurance paid for it would your rates go up?
Trying to put vandalism in the insurance line of Nature > Your fault. If anybody wonders nobody threw rocks at me..


How old does the bike have to be for classical insurance?
ive been told that my bike (86) should be put under the classical insurance for motorbikes, how old is it? please and thank you. (p.s. this is in the UK)"


How much is Audi A4 1.8t insurance?
I know there are a lot of things to take into consideration when getting insurance quotes and all but I was on craigslist and I found a nice little 2005 Audi A4 1.8t and I wanted to get an idea of insurance. I know that it is considered a luxury sedan and its foreign from Germany so those are going to make it more expensive. It puts out around 170hp and 160 trq. The car has great crash test ratings too. Seller is asking a little under $6000 and I don't know how many miles are on it yet. Other things to consider are that im only 19 so it would go under my fathers name. I know its hard to estimate what insurance would be but if anyone can come up with a good idea or if they own one themselves. Im not completely sold on the car but I just wanted a little help from the yahoo community. Any help would be greatly appreciated. I know Im not giving you a lot of info to work with.


Kia Cars are they good for high mleage?
Hey Fam, thinking of purchasing a Kia Sorenta or Sportage and they have a high mileage of 100k+ on them. Are Kia's good cars to be driving with such high mileage? Thanks."


"Is the best way to use my cash value, with my whole life insurance, to pay the premiums?
It is a small policy not an investment. I have enough cash value to pay premiums for 8 years. I was thinking to run it down to about a 2 year buffer against hard times.


Insurance options for me?
I'm going to be 20 in July. Me and my Girlfriend are having a child we live in an apartment together in Iowa. I am self employed currently, I make roughly $20,000 a year while going to college full time. I was wondering if I can get insurance for myself through Title 19 or any other form of government insurance to assist me and/or my child. I know private insurance is an option too but I want to take advantage of anything I can get free first."


How is the health insurance bill in the Senate going to lower costs?
Boss H: Yes i need the crayon drawing, and thanks for the personal insult it makes your debating points look even worse than they are. Less treatment and avoiding the sickness = lower cost for treatment - Wrong http://mises.org/daily/3827 Less cost = more people being able to afford to pay their bill - Wrong There will be no lower costs (see link) health insurancefor more people = more people being able to afford to pay their bill - Wrong More expensive insurance from private sources will cost people more More people being able to pay their bill = less $$ lost by medical providers less $$ lost by medical providers = slower increase in price for the rest of us - Wrong Cost will not decreaase, but we will pay more in taxes and insurance premiums Sorry to have to point out the obvious deficiencies in your argument."


life insurance in new york



How much does disability insurance cost?
my 28 year old non smoking healthy wife who works at a computer for 30 hours a day was quoted $130 per month for $3000 per month of disability insurance. is that reasonable?


What is a good health insurance for an individual?
My dad lost his job 6 months ago, his new job doesn't have benefits. What is a good health insurance that will be cheap enough for a young college student that is affordable? (I live in Michigan if that makes any difference)"


Should I cancel my parents whole life insurance policy?
@Ryanjw - Thanks for the information! @Mbrcatz - Thanks, my goal when I purchased the LI was to be able to pay for my parents funeral arrangements should they pass before I do. Having said that, as I previously stated, I bought the LI (10) years ago, when I was younger and not well informed, hence, why I bought a $2,000 policy. At the time, I thought $2,000 would be (if not enough) at least helpful to me, since I am an only child. Now, ten years later, I am more informed and I am trying to figure out whether I should continue it or if I am better off canceling it, taking whatever money I will get from it (if any) and putting in into a savings account in which at least it accrues interest and I can continue to add to it going forward. So that when the time comes (hopefully not for a very long time) I am (at least) financially prepared to deal with the situation."


If you buy a car in full do you need to have collision coverage in your car insurance?
If you buy the car in full (pay for the car at once, not lease or financed) do you need to have collision coverage? If I get into an accident with somebody, wouldn't the other person's insurance pay for my car's damage? I'm planning to buy a used car for $17000 (paying in full) should I get collision coverage? also somebody explain Liability and full coverage for me (I guess full coverage is selecting every coverage when you lease for finance your car)."


"How do I obtain cheap, good health insurance in South Carolina?"
I currently live in Conn. but I am moving to SC in the middle of Oct, but I won't have health insurance when I get down there because I am currently on state insurance, which is up at the beginning of Oct. But I really need insurance because I have monthly prescriptions that I need. So does anyone know how I can get insurance just intil I get a job with benefits."


Will my insurance go up alot?
so the other day I was driving on freeway and slid out and went through a barbed wire fence on the side of the freeway. The cop said he had to do an accident report cuz its a state fence.And that they would send a letter to my house and possibly my insurance company. And the fence was fixed the next day. So do you think they will send a letter to my insurance? Will they charge me for the fence? Will my insurance raise alot? I'm 16 btw and liability only on my insurance.


Is there any way to purchase travel insurance once the flight is already purchased?
I just bought a trip to Cuba, and didn't get any health travel insurance. Since then everyone's been telling me I should of got it. Does anyone know if there's a way I can still purchase it? Thanks!"


Can your auto insurance go up after an accident even if ..it's not your fault?
Can your auto insurance go up after an accident even if it's not your fault?


If have have liability coverage on my car insurance?
I have liability coverage for me on my truck but say i drive my girlfriends car, she has full coverage and i wreck her car would my insurance cover it or would her insurance cover it or would any of are insurances cover it?"


HIV+ and Life Insurance?
My partner has been covered for life insurance by his employer for 15 years. About 5 years ago he contracted HIV and has lived a normal life. 3 years ago he go melanoma cancer and sadly dies 3 weeks ago - the death was not related to HIV. He has a life insurance policy - he died of melanoma, but could the payout be refused as he did not inform the insurance company that he was HIV? He contracted HIV 12 years after he started the policy so I am hoping we will still qualify for the payout.. We are based in the UK."


Insurance rate?
Is it more money (insurance wise) for a new driver to drive a new car or a used car. Give an estimate of how much more?


How much is an average motorcycle?
Lorcan, would you recommend a Honda CBR125R, they're less than 1000 on Ebay."


Insurance declared car total loss?
Insurance declared car total loss does that mean i have no more car insurance???


"Is it cheaper to buy a BMW and/ Mercedes in Europe taking into account all costs including shipping, insurance"
Is it cheaper to buy a BMW and/ Mercedes in Europe taking into account all costs including shipping, insurance"


Minor accident no damages other driver files claim saying i damaged her car?
I was backing out of a parking spot after dropping my son off at daycare. There was no cars behind me, so I started pulling out. Another car raced up behind me honking at me and not stopping her car trying to swerve around me. I hit my breaks and hadnt moved but a couple feet out of the spot. She hit her drivers side door against the tire I have on the back of my car while she tried speeding past me. She got out, claimed I backed into her (I looked at both vehicles and there were NO damages at all on hers or my car). I gave her my insurance information anyways, she refused to give me hers. I was about to call the cops to report it, but she climbed back into her car and said she had to get to work so don't call the cops. She took off. I called my insurance company within an hour of all that happening and reported what happened, and that I had a witness (the building owner saw the whole thing) that would confirm it wasn't my fault and no damages were done. Well 4 days later I get a call from my insurance saying she filed a claim against me saying I backed into her, damaged the whole drivers side door, and she had witnesses (though how she got them when she took off almost instantly is beyond me). My insurance company wants to take a recorded statement from me and my witness. Though he even told me that she didn't seem to remember very many details accurately. He had asked her if her son was in the car (since she was dropping him off) and she hesitated for a few seconds and then said he was climbing out of the car when it happened, which means she's claiming she was doubled parked and at a complete stop when I hit"" her...She's claiming its all my fault and I need to pay to have her drivers side door completely fixed since it won't even open or close (it can"


life insurance in new york



Do Muslims pay more for insurance?
I live in Slough, Bucks. My car insurance is very expensive due to where I live. Some insurance companies wont even provide insurance at all in my area. I looked at a map at an insurance brokers that showed high risk areas and I have noticed that the high risk/expensive areas happen to have a high Muslim population. Are the government aware of this."


What is a 6-month premium (car insurance) ?
What is a 6-month premium (car insurance) ? Say it's $200 a month for 6 months. Does that mean after 6 months it will be higher ?


I have private health insurance and insurance from work?
I have private health insurance from blue cross blue shield, I also get blue cross blue-shield from the work I do for the state What is the best solution for my health insurance?"


My mums taking out insurance but i want to be added as a driver.?
well i have recently passed and my mum is taking out insurance on a car but i will be added as a driver, now when i went to get a quote i was told that they cannot do this due to reasons of me only doing it to get cheaper car insurance, he also said that this could get me points on my license??? is this true ?"


Why do people keep comparing health insurance mandates to car insurance mandates?
Car insurance mandates are done at the STATE level, in accordance with the Tenth Amendment of the U.S. constitution. Yet people (the president included) continue to claim that a FEDERAL mandate to buy insurance is no different than being required to cover your car. (Completely ignoring that you have to BUY a car before you must get insurance...the govt's basically saying they own your body...insure it or be taxed) So isn't a FEDERAL mandate unconstitutional unless you plan on writing an amendment to the Constitution so that such a mandate is in accordance with the Tenth Amendment?? http://www.politico.com/news/stories/090... The questions from ABCs George Stephanopoulos highlighted a politically dangerous new aspect of the health reform debate for Obama as critics from Republican leaders to the U.S. Chamber of Commerce say his reform proposals amount to a middle-class tax increase. Obama promised during the campaign that Americans earning less than $250,000 a year would not see any tax increases from an Obama administration. Obama strongly denied that the mandate amounts to a tax increase saying it was no different than requiring people to have auto insurance and charging a penalty if they dont. He also said it was important for everyone to have insurance so that people who do carry insurance dont have to shoulder the load for people who dont. The excise tax is designed as an enforcement mechanism to ensure people will carry insurance."


"Should you Always have health insurance whenever going under the knife""?"""
I would like to get a breast augumentation, and I was wondering if most people has health insurance whenever going under the knife? My credit is not good,but I've heard of something called Credit Care, is the health insurance included? If not,which health insurance is the most affordable and covers cosmetic surgery?"


Insurance related question?
I am planning to take a savings plan insurance in SBI Life Insurance for tax benefits and for my future benefit also. Is SBI Life Insurance reliable or shall i consider for some other insurance company? If you think other Insurance company, please suggest some good company names. And do you think my option for saving plan is good or shall i look for some other plan? Your suggestions are welcome and thanks for your time."


"How will making insurance more affordable"" help Americans who are struggling to make ends meet?""
Which means that that they are struggling just to pay their current expenses and can't afford to take on any more expenses--either in subsidized health insurance or taxes?


Will my parents insurance go up if i get a permit?
I just turn 16, and i wanna take the class. I live in Houston, TX. Will my parents insurance raise if i get a permit? I need answer Quick! Please Help!"


What is the current cash surrender value of a whole life insurance policy?
I just need to know that if a stated cash value is the amount i would get. In my case that is $17,000."


Can I drive my friends car without insurance?
I don't own a car. I don't have auto insurance. If I borrow a friends car, am I covered under his insurance? is there a special type of insurance for people like me?"


Why does Geico not sell motorcycle insurance in Delaware?
I'm very happy to see that three top contributors have answered. Obviously, it would either be a business decision, or caused by restrictions in the state, or some combination of the two. Does anyone know of any specific Delaware requirements or bureaucratic roadblocks that would deter Geico from selling motorcycle insurance in DE? It doesn't seem to deter other motorcycle insurance companies. Does anyone have statistics that would indicate to Geico that insuring Delaware cyclists is not worth the risk?"


Home insurance cost in auburndale ny zip code 11358?
I am in the process of purchasing a new house in auburndale, queens ny. i wonder how much is the average home insurance cost in this area? it is a tudor building, 2 and half floors."


Car insurance renewal & no claims certificates?
My car insurance is up for renewal soon, I had 1 year no claims before the current policy (but no certificate to prove it) and havent claimed during it. When I renew I like to look for the best price which may mean not sticking with my current insurer. If I change insurer and they ask to see proof of my no claims how can I prove I have 2 years? Will my current insurer issue me with a certificate saying 2 years (1 year with them added to the 1 year beforehand) or just 1 year? The other issue is that surely this certificate will arrive AFTER I want to begin my new policy?? Any advice would be much appreciated"


Both me and my sister are new drivers. Would it be cheaper to get joint or separate car insurance policies?
We are planning to buy a car together and are looking to reduce insurance costs. Also, since i have already passed my driving test and she is yet to do so, would i get charged more for getting a single policy and then adding her onto it later when she finally passes. Or would this final sum amount to the same?"


life insurance in new york