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Auto Insurance binder?
is an insurance binder the same as an declaration page? Whats the difference..idk


Car Insurance HELP......?
Well Im 19 yo. and I want to buy a car in England. But insurance is the main problem!!! I have International Driver License and Im looking cars like Crossfire, BMW M1 etc. but secondhand ones. Which insurance company will be the best for me??? Btw Im university student."


Car insurance - My car is totalled - what now?
my car is totaled according to the insurace company. It is the other person at fault so their insurance is dealing with it. I feel as if I'm getting the runaround a bit. How will they determine a fair value of the car and what if I don't agree with what they offer? They have also given me a rental which they tell me I must return once the agreement is made and I will be out of town and cannot return it for a week. They said I have to pay for the rental of the days I am gone!!!!!! Do I have to agree to their terms or how do I go about handling this situation? HELP i don't like dealing with this stuff but I don't want to be screwed over Thanks


What does insurance go by?
someone said insurance is determined by the weight of the vechicle. Can't it be by the age of the vechicle? Or the driver?


How much is car insurance for 18 year old?
How much would car insurance cost under Allstate in North Carolina for an 18 year old boy? I drive a 2003 Ford Ranger if it helps, I'm a safe driver and do good in school?"


Will my insurance go up after receiving3 points on my license?
I got careless driving and the cop told me it would be 3 points on my license. I took traffic school to remove previous points 6 months ago so I cannot do that. Will these 3 points raise my insurance rate? Also, I was pulled over by an unmarked detective, and he called in a motor cop to write the ticket. Would it be worth taking to court, and if I take it to court, what are the benefits vs. the losses I can face?"


It is my understanding that you can change health insurance each year but not dental insurance?
With health insurance...... I understand you can change plans each year (and in a way you kind of HAVE TO change plans each year because the system makes you do that)......... but with Dental Insurance........ they have a 6-month waiting period before they cover basic care"" (stuff like cavity fillings"


How to start a teen night club?
So I've been thinking about this one for a while now, my town doesn't have any cool places for teens to hang out and I've heard a lot of my friends talk about how cool it would be if w had one. I figured it would probably be open from like 5-8 on weekdays and maybe 7 to midnight on the weekends? There would have to be music and drinks and stuff, but other than that, I have no idea where to start."


Can I Buy Car Insurance Without Having A Car?
I'm not planning on driving anyone else's car it's just that my mom doesn't want to put me on her insurance because she says that it'll be too expensive for her (even though I would pay her for my piece). Thing is I don't have a car yet but do plan on financing a ar very soon. I've been pre-approved so I'm pretty much set to go but want to just drive my car off the lot without any problems. Also, does 'non-owner's' insurance like roll over should you buy a ar yourself? Like say for instance I did get non-owners insurance, drove my mom's car and then finally got enough money to buy my own car, can I use the same insurance?"


What is the difference between General Liability insurance and umbrella insurance?
What is an Umbrella policy


Suggestions on how to lower my car insurance?
I drive a 1.8 TurboDiesel Ford Escort from 1995, worth about 500-750. I'm looking to renew my car insurance and the best quote I can get from price comparison sites and Direct Line is over 650! This is at the age now of 27 having driven for 3 years without tickets, accidents or claims. On my 1st year I paid under 400 for insurance. I know insurance is going up but this is excessive - anyone have suggestions on ways to knock this down other than ringing them all up, or other insurers not on the comparison sites?"


Is it legal to keep insurance money intended for car repair and not actually repair the car?
I was at fault in a fender bender with my neighbor. His insurance company gave him a check to fix the damage and I am repaying the insurance company. It's been almost three months and I suspect he has just pocketed the money. Is that a fraud of some sort? The car in question isn't his primary car, (he actually has several) so it just sits like it has the entire 2 years he has been my neighbor. I'm sure he will fix it when he's good and ready. Just curious though"


"Question about McCain's $5,000 medical insurance plan?"
I want both sides of the story. Is $5,000 the only thing McCain is going to do for medical insurance? I mean is that the bulk of his plan? Is that the only direct change you will see in medical insurance? P.S only talk about this issue. I don't want you to blabber on about the war or about anything irrelevant."


Approximate price of monthly insurance.?
Does anyone know, or can you give a decent guess at the approximate price of monthly insurance on a 2003 Audi TT? Non Convertible. I'm interested in buying one, I'm just curious as to the price of insurance. Thanks!"


Whats the cheapest car insurance company in Michigan?
I'm moving out of my parents house in a few months, and am at the point of looking at car insurance rates. I've always just paid my fees on their shared account, which was only about $25. Friends in Ohio that also live on their own pay about $80 on their own plans per month, and they have accident histories. When I ask for quotes with a clean history, Progressive gave me a $350 quote! What's the best company to go through? Or at least top 3? I just want minimum coverage because that's all I can afford for now."


florida insurance bulletins



"I am buying a used innova car, will the car insurance be in my name?
The car is having a loan of Rs 350000/- & i am planing to take over the loan. But if any thing happens to the car in the loan period will the insurance company pay to me or the owner who has made the insurance.


Motorcycle insurance?
I live in the city of toronto but have a cottage up in peterborough. I got an insanely ridiculous expensive quote if i ride in the city, so i was wondering if i can get my insurance policy under my cottage address because i will likely just be driving it up in peterborough throughout the summer."


Will my car insurance rates go up because of this?
I was driving home and the road was DARK, there were 2 cars coming head (so I had my bights turned off ) and on as I came around a corner, and there was a black bucket in the middle of the road. I thought it was a dead animal so I tried to straddle it, but it was too big and broke something plastic around my wheel and now it is hanging down dragging. there was no way I could go around it (2 cars coming head on, narrow road a ditch on the other side). I had to stop and tie the plastic thing hanging down with a shoelace. I'm terrified to tell my mom because she is explosive, and will accuse me of not being careful when I was going 40 in a 45 because that's a dangerous country road. If I get it fixed will the insurance company see this as a fault of mine? I can't fix this myself and I don't know how long my shoestring will work...probably isn't the safest thing..."


Is insurance more expensive on Harley's than most other bikes ?
Yes ,I realize they cost more than your average bike but does that automatically raise the cost of insurance?"


Does a citation affect insurance?
I got a speeding citation tonight apparently I was going 68MPH in a 55MPH but I know I wasn't going over 60 I'm 18 and have been driving for atleast 1 years will this affect my insurance and is there any way I can get rid of it?


What is the CHEAPEST car insurance for a 21 year old male who never had his own policy?
in NewYork :-p


At Fault Car Insurance Doesn't want to cover the Damage caused to my Vehicle by thier Insured Driver!?
When the Accident occured it was the Unlicensed Driver Teenage son behind the wheel but what caused the Accident is the insured sister grabbing the Steering Wheel when she felt her brother was driving too fast... So in my eyes she was the cause of it even though the brother was behind the wheel! She had control of the wheel at the time of the collision! Im not seeking no big settlement but just for my Truck too get the repairs needed!


Wrecked my moms car and another car with no insurance?
I got in an accident eariler this week. I went to turn a corner and hit the brakes too hard and hit a Prius coming up to a 3 way stop. I admitted it was completely my fault but the thing is I dont have my lisence or insurance so I was fined a total of $1224 plus the damages to my moms car and the car I hit and aparently medical bills now too? I asked the lady after I hit her if she was okay and EMS was on scene and asked her if she was okay and she said she was fine but now Im getting a call from her insurance company stating I have to cover medical and vehical damages and I really have no idea what to do. I dont understand how this lady thinks she can possibly get any money out of me. My moms disabled and not working. She makes $400 a month and myself I can barely scrounge up enough money for gas to get to work. Its gonna be hell just to pay off the ticket let alone everything else so my question is what would you do in this situation? Take it to court? Get a lawyer? (which I cant afford either)


Car insurance first? car first? what to do?
Going to buy my first car new off the lot. Do I Buy the car first and drive it off the lot ILLEGALLY and then get insurance? OR can i get Car insurance without a car and then buy the car? How does this work if I am not insured and don't have a car?


How much could I save by switching to GEICO Car Insurance?
How much could I save by switching to GEICO Car Insurance?


Cant get contents home insurance because of council windows?
We live in a council flat and because we have metal framed windows without the key locking system like the new ones, insurance companies wont insure us for our contents. I complained to this to the council also but they are not going to replace windows either, even though one is stuck, yet they put all new windows in around the corner to us and gave them new doors, and left our block out. Suggestions?"


Vesta Insurance Group?
Vesta Insurance Group?


Where can you get help with medical bills without ..insurance?
Where can you get help with medical bills without insurance?


How much will her insurance likely go up?
my grandma pays about 65/month for her car insurance, she is 59 today she didnt see my car and backed into the passenger side leaving a dent. I have full coverage for my car. she has liability on hers. I dont just not want to do anything. i want it fixed. but i dont know if i want to call my insurance company. cuz if i say it was her fault, which is was, idk how much her insurance will go up. if its ten dollars a month its no big deal i wouldnt think. but i dont want it to be a lot. if i say it is my fault, then i have a 500 dollar deductable and my insurance goes up. and i cant afford that. im 17. she also said she would try to pay for it to be fixed. but idk if it is cheaper for her to pay for it or for her insurance to go up."


Supplemental health insurance benefit taxable?
I have Conseco Supplemental Health Insurance, like cancer insurance, heart/stroke insurance and accidental injury insurance. Are the benefits (money) paid directly to me from this treated as income? My medical expenses for this year will be way above 7.5% of gross income after benefits are paid by my major medical insurance (Blue Shield). So I would need to do a deduction of my income. However, I heard supplemental insurance benefits are like Life Insurance payment which are not treated as taxable income, so there is no need to declare the benefit as income. Of course, at the same time, I could not declare the premium paid by me to purchase the supplemental health insurance as an expense either. Please help."


florida insurance bulletins



Should I get a Nissan Xterra?
Pros and cons and/or feedback from owners or previous owners of Xterras are appreciated! Also, I am looking at '00's because I'm just 16 looking for my first car, so I have limited cash. I MAY be able to go up to $7,500 for it, if it runs soundly and nothing is wrong with it."


Is Liability or full coverage insurance better?..?
Is Liability or full coverage insurance better?


"I am 20 years old, 5'2"
120 lbs with a fit body type and for the past 4 days my average heart rate has been 90-110 beats per minute.?"""


How much per month would insurance be at 18y.o.?
I'll be in the military soon, so I'll need a car and transportation (in the instance that I'm not shipped to the sandbox). I've tried looking up quotes on progessive and a few other instant quote people online. But the confusing part is they all seem incredibly high. I put in the car as a 2010 mazda 3(which I hope to have), and age at 18, and all the other info. It had me at 800/mo with no collateral or collision coverage. What the f? I tried all different car combinations but they all were high or in the general extreme area. Can someone let me know what I'm doing wrong?"


Getting convicted of a DUI in 10 days. Best company to get cheap insurance?
In 10 days I'll probably get convicted of a DUI when I show up to court. My insurance policy just expired. I'm thinking of going with a different company. Any idea what company won't raise my rates too much when I get the DUI? How long will it take my insurance company to raise my rates? Do I have to contact them? What's the best way to go about this? When they raise my rates do I have the option to cancel or am I stuck in the contract? Thanks.


Is insurance group 27 expensive?
For a Peugeot 206 coupe cc


Morning after pill in USA WITHOUT HEALTH INSURANCE?
I had unprotectedddd sex last night and am recently new to the united states and do not have health care insurance but i need the morning after pill!! CAN I GET IT I NEED YOUR HELP PLEASE


Annual Salary for having CPCU Licensing in Insurance?
I work at a commercial insurance brokerage in northern ohio i am currently trying to obtain my CIC and eventually obtain my CPCU. What is average salary having these additional designations in insurance field?


Quick Car Insurance Question?
Would it be cheaper for me to add onto my parents insurance, rather than have my own policy? I'm a 20 year old male by the way and currently have a quote for $115 a month."


17 Year Old Car Insurance?
Hi, I'm 17 male - just wanted to know how much would the insurances be if i bought a 1.2car"


Do insurance rates always go up after fender benders? even super minor ones?
I have nationwide. about 1.5 years ago when i was 19 , I was in an accident that was my fault when a bottle of sunscreen got under my brake pedal. so i dont think accident forgiveness would be available. I just hope that because its such a minor fix that they wont raise my insurance, it would really upset my dad who pays for my insurace."


Where can you find cheap life insurance?..?
Where can you find cheap life insurance?


What individual dental insurance is best?
I just recently graduated college and I no longer have dental insurance through my parents insurance. Im in need of some dental insurance. My employer doesn't offer any insurance at all. Ive done some research and all I come up with is the Individual plans. I dont know what insurance would help me cover invisalign and teeth being pulled? Ive called about 10 places but they only give some type of discounts which only average %15. any help or useful information would be appreciated.


Is a subscriber number the same thing as a contract/policy number for health insurance cards?
Is a subscriber number the same thing as a contract/policy number for health insurance cards?


About how much would it cost per month for car insurance? i'm 16 and i would be driving a 10 year old minivan.
About how much would it cost per month for car insurance? i'm 16 and i would be driving a 10 year old minivan.


florida insurance bulletins