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Please answer a question regarding Cobra insurance.?
Does anyone know why Cobra health insurance is so much more expensive than an individual plan? I realize the employer is no longer subsidizing it, but neither is an individual plan. Please provide an explanation, if possible. Thanks so much!"
Do I need Whole Life insurance? Is Whole Life insurance a good investment?
I'm 25 and my financial adviser says that whole life insurance is a good investment. Obviously he is a salesmen and gets a percentage but that is his job and he needs to get paid. But is it beneficial to have whole life as he suggests? Especially when it comes time in needing care in my elder years? My lawyer says that it is a bunch of BS and you end up just cashing it in. Granted, through my term life insurance I have made about 12K."
Is this a good insurance plan?
This is all so confusing. I'm getting married June 15th and have to find my own health insurance for the first time.. Any input would be great! The premium for this plan is 303$ per month for both myself && my husband-to-be. The only thing that bummed us out so far is they don't cover any maternity, which we'll need soon. Anyone know where we can find affordable maternity coverage to supplement?"
Anyone have experience with ASDA car insurance?
Asda car insurance seems to be the cheapest by far in the comparison websites but are they reliable?
Pre-Existing Conditions health insurance...?
I've had epilepsy since I was 5 years old, I'm now 24. I came across a comment on a website a few minutes ago about there being some kind of federal law where it's ILLEGAL to deny someone coverage because they may be in poor health, overweight, etc... aka having a pre-existing condition"". If this is true about there being a law AGAINST it"
Best life insurance policy in India?
i would like to have the best insurance policy that also as an investment policy that is available in India.. my age is 29, single may marry in 2 years time.. maturity time 10-15 yrs ( or higher only if its really good) ready to spent 6000 pm wants return of payments with a marginal profit for the money given on maturity should be full life insurance at once. Revival, surrender of policy, term rider option, critical illness rider. low premiums payments, good returns... loan options ( i do rock climbing and adventure tours once a year so you know the risk) IN simple words i want an insurance plan that can be a good investment as well as insurance plan that includes medical claims, life insurance and sum assured with a good return with a percentage of profit.. that also covers special risk covers and possibility for a loan in future thank you for reading all of it thanks agian"
How much do i need to save for a motorcycle?
I have my g1 and will be attending a motorcycle safety course soon then getting my m1. Then i can drive motorcycles. But I want to wait till next year..I am first buying my car. (03 crown vicotria) After the winter. I am 6'2 and weigh 140lbs. (17 and male) is a kawa ninja 250r a good first bike for me?? how much do i need to save for the bike itself? but also insurance?? what is your opinions?
What are some cool group names?
It was reqested to give names. They are: Caitlin Caitlin Baylor Chris Rosemary Katie and Jackie
HELP PLEASE?What is the minimum amount of liability insurance coverage required?
A. 15/30/5 B. 20/35/10 C. 20/20 D. $100,000"
How much do color contacts cost prescribed with insurance?
and will it be free, because when i had to get glasses 2 year ago they were $160 and i got them for free for my insurance so i have to wait 2 years before i can get a new pair of glasses for free but this time i want color contacts will it be free and where can i get some???."
"What is a good, nice, cheap first car?"
I am turning 16 in a couple weeks and i dont know if my parents are going to buy me a car or not. I have no clue. i hope they do. But if they dont, does anyone know a good first car(nothing dorky lol) or where i could find one. "
Rover75 rear hit by a 4x4. Garage says not repairable what do I do? how much will the insurance pay?
The 4x4 damaged the rear end of my Rover 75, impossible to shut boot and lights not working. The garage and insurance now say it is not repairable. - but even after the accident, the car was driving perfectly. How much will the insurance company pay? Will they? Is there any way I can get the car fixed?"
Does my car insurance premium go up if I file a claim when I'm NOT at fault?
I know it would go up if I'm at fault, but what about if a person rear-ended me and is clearly at fault? Will my premiums still go up? There's about $500 in damage and my neck has been hurting ever since. Should I report it? What should I do? I heard when you report an accident your premiums go up sky high. Note: No police report has been filed and the other driver presumably has not contacted her insurance."
How much does it cost to insure a child care center?
I am enrolled in a college course called Administration of Early Childhood Programs. My final project is creating my own child care center (the project covers everything and is very detailed so we can use our materials if we actually do open up a center). Anyways, I am stuck on one part of my budget. I have been researching for hours and cannot find what my estimated cost of what liability insurance would cost me per year. Because this business does not actually exist I am having difficulties obtaining a quote from insurance companies. My center is licensed for 140 children at one time. If anyone has an estimated cost or a source that would give me an average cost per child or an insurance estimate calculator or anything like that would really help. Thanks!"
Home owners insurance?
My car was stolen off of my friends property I made a police report and they found the car gutted, I don't have car insurance but some1 told me if my friend has home owners insurance it might cover it since it was on their property, so I asked but they don't want to do anything about it because they think I'm trying to scam them is there anything I can do cause it sure would help a lot if it did cover my car."
maine vehicle insurance
Cheap auto insurance for college student?
cheap auto insurance for college student? thanks!
Can a E-4 in the Navy lease a BMW?
Can a E-4 in the Navy lease a BMW?
What insurance company do cheap American car insurance for young drivers?
I'm 19 years old and I'm considering getting a 1985 Ford Mustang 5L V8 in England. The question is who is going to insure me at a reasonable price? I'm not looking at using the car everyday, I probably wont put 4k miles on the clock in a year. Please, can anyone help me?"
Proof of insurance question?
The transmission went out of my car. A friend who does auto repair told me it would cost approx $1200 to fix. So I decided to scrap the car & get another. I cancelled insurance on old one & bought another 1 1/2 months later. The car was not driveable. Now I have to prove why I didn't have ins on the car and still had plates registered to it. I called & wrote a letter to the state and they said to send an estimate from an ASE cert. mechanic or tow bill or pictures. I don't have a tow bill. I didn't get out of the driveway. I don't need an ASE mechanic to tell me what is wrong w/the car and picutres of a transmission are stupid. I have received a written est from the guy and have statements from neighbors saying the car was not running. What more can I do?????? I don't want my license suspended.
Car insurance (progressive) denied my calim.?
I have full coverage"" for my car through progressive. so what happened was my car was crashed into a concerete wall (as evedenced by damages on the front bumper) by someone i do not know. but i suspect it may be one of my 3 siblings who did it. I say that because i work at night and i was sleeping during the day and i found out that my car has been crashed and brought back. So i suspect one of them took my key and crashed my car but they would not admit to it. So the progressive claims adjuster is going to get my car fixed under my comprhensive coverage. And i will be liable for the deductable and the accident will be on my record. The adjuster is refusing to put it under a stolen car damage claim unless I ""tell him who did it"". And i keep arguing with him that i dont know who did it and i should not be punished for something i did not do. but he keeps pushing me to point fingers when infact I DONT KNOW WHO DID IT and no one in my household is honest enough to come clean.. i offered him everything possible to show him that i was not driving it. can anyone tell me what my legal options are here. ?...... I have been an honest customer with them for 8 years"
How to get best car insurance for teenager?
What is the best way to get insurance for 18 years old girl, A-student?"
"No pink slip yet, Can I insure my car in California. Also needs tags?
Ok so I bought a used G35 from a private seller but he has one more payment to pay until he gets his pink slip. We made a contract I still owe him some money until we switch it over to my name. My question is there any way to insure the car so I can drive it or should I just wait until its under my name and not drive it. Also it needs tag how should I go about that? I know the easiest way to do this is wait but I want to drive it already so if there is a possible way I'm willing to go out of my way.
Should health-care coverage be behavior based much like auto insurance is?
Maybe you folks are different than I am - but my mother always told me to take very good care of myself: to eat healthy, exercise, proper rest, etc Obviously the insurance would kick in when you come down with a non-preventable illness such as cancer, nervous system disorders, accidents, etc But why should we pay out the **** for if you eat 3 big macs a day and ride a scooter while shopping at the grocery store - get off your but."
Can we carry car insurance in ca from two different companies?
we live in california ,one of my friend he wants to start courier service as an indepentdent contractor the company he wants to join they need commerical insurance coverage 300,000/300,000/300,000. Can he buy additional coverge of commercial insurance from another insurance company with his regular car insurance. Is this legal? can he buy insurance from two different companies two policies? One for commercial and second regular insurance from another company? Thanks"
Statute of limitations on no car insurance fine?
how long has to go by before statute of limitations is in effect after you have had a no insurance ticket handed to you and does this stand the same if you had hit another persons vehicle with the car that was uninsured.i live in calgary alberta and am unsure of how this statute works.i am not looking for a cop out of this.this occured 3 years ago and i was sent home under the condition that i show up for court.i was unable to show up for court because i had been kicked out of where me and my mom were living and tried to find a place for us.
Estimate on how much my car insurance will be?
I'm financing a new (or relatively new) car pretty soon, it's probably going to be a Nissan Altima which is a very safe car and is probably going to be either brand new or no more than 1 - 3 years old. I'm just worried about how much I'm going to be paying for full coverage insurance because I haven't had a car in a couple years thus I haven't had car insurance in a while and when I did, it was only no-fault insurance. Also, I'm young (22) so that will make my insurance high. However, I have a spotless driving record so that should help. I also live in a safe county if that matters. Anyone have a ball-park figure on how much I can expect to be paying, monthly? Thanks."
"Would a classic (1990s) range rover, have cheaper insurance than a classic (1990s) mini cooper?"
im 17 and I KNOW THE PRICE OF INSURANCE WILL BE HIGH BECAUSE IM 17!!! but im jus wondering because of the range rover being bigger and with more safety features, it will cost less in insurance?"
Does a lien need to be paid before a insurance money is paid out?
I have a lien on property. The owners house was damaged by fire.Does the owner have to pay the Judgement the lien is for prior to receiving the insurance money or after. Can i file a bank levy on the insurance money? Will the Bank have to pay me if they foreclose if the owner does not have insurance prior to sale?
Can anyone recommend good a rental Insurance for California?
I'm new to this country and trying to find rental insurance is proving to be a bit difficult. Along with the standard earthquake cover everyone seems to offer, I need it to cover expensive jewellery / 2 bikes and accidental damage to lap top or a pc if possible. I have tracked down one potential AAA Insurance, does anyone know if they are any good? Any help much appreciated."
How do insurance companies expect 17 year olds to not front?
Im not being funny, but its quite clear that seventeen boys cannot afford to pay 300-500 per month for a car worth 400, there is no possible way to afford that when you are trying to do a-level and your part time job pays you maybe 80-120 per week, its just unreasonable, whats the point in having a license if they expect you to pay that, so i can see why most teens do front"
maine vehicle insurance
What should I do about the quote i got from our home owners insurance?
We had water damage back in January that is covered under our home owners policy. The problem is I'm into my 2nd month of this and nothing is close to being done. My floors have buckled and could fall in at any time. One bathroom is completely ruined. Monday I received a letter from the insurance company. They estimated damages at $3900. I have to pay my $1000 deductible and they will only give me $1300 up front. They said if I can get a general contractor to do all the work they listed for that amount they will give my back $900 more after the job is done. So I have to put out $2600 of my money to fix this. Well I talked to several contractors, one told me if they could get someone to to all the work for their quote"
Best Life Insurance Policy For Me?
Hi, I am 19 years old and would like to get life insurance. I know that I am young, but its something I worry about. Also I live in Ga right now, but will be moving to another state in a few years. So if some policies let you move state to state( that is if any dont ), let me know. Thanks so much. I hope to hear from you soon!!!"
Why is my car insurance so high?
About me; I'm 18 years old, no past convictions / points on my license. Passed my test as well as Pass Plus a week or so back. Car I've got; 1994 1.2 Corsa LS (5 door) --- Most of my friends have similarly old / small cars and are paying between 500 - 900 insurance. I'm keeping the car on my drive, and yet the cheapest I can find any insurance is with Direct Line (1,600) Why is my insurance nearly 3 times as expensive as theirs? :("
Get medical insurance or pay out of pocket ???
currently live in Southern California and work part-time with no medical coverage. I was recently accepted to NYU College of Dentistry and will be moving there in July. Before that though, I need to get physical & immunizations. I will definitely get medical insurance once I move out there, but my concern is before that time. Things I need for sure: Physical, TB skin test, Hep. B, and Meningitis immunizations. My question is: Should I purchase a short-term insurance coverage to get the necessary physical/immuzations done or should I just do it out-of-pocket. Also, if it is worth getting insurance for this period, would you guys please recommend couple of plans for me. ( I am 24, Male, non-smoker). THnaks in advance."
"For 17 Year Old Males, What's The Cheapest Car To Own For Insurance?"
Im Turning 17 Soon and Was Thinking of Getting a Car, I Just thinking of getting a car with a lowest insurance cost, I Cannot Find Anything on The Internet As Go Compare and Money Supermarket keep Changing there Results Everytime i Refresh, any help ?"
Big medical bills due to 80/20 co-insurance policy-can I negotiate bills lower?
I just had eye surgery. The dr.'s office gave me the impression if I used the hospital I would get better coverage. I thought the surgery would be 3K, It was over 11K paid out to the providers already from the insurance co. and I am no getting all sorts of co-insurance bills for over 1600. I have a ins. policy through work. I can't afford this big co-pay on my small income. (due to pay cut, etc.) Is it worth it to try and write the hospital and dr. for a reduction of the bill? There are 3 bills, dr, hospital and anethesiologist. I may try to write the hospital and the dr. and ask for a reduced payment. I asked for the itemized bill also from each. There's no way I can afford 1600 co pay! Need advice. Thanks."
Health insurance cost?
In June of 08 my fiance and I are getting married in IL. I will be just out of school and looking for a full-time teaching job. My soon to be husband graduated 2 years ago and found a part-time music job, but the school eliminated all the part-time positions. He is now subbing and teaching percussion lessons every week. We both will have to pay for insurance until we both get full-time jobs. What is a normal cost to pay per month. If I was to average $150.00 a month is that to little or to much for the two of us. I will be 22 almost 23 and he will be 25. I know he has insurance, but it only covers things that will cost over $8,000 and everything else he pays for out of pocket like shots and etc. It would be nice to have a better plan. He has a screwed up back and some other issues with his body hurting from time to time and blue cross and blue sheild rejected his application. So, it was hard for him to find a company to insure him. Thanks!"
Kawasaki ninja zx6r insurance for a 16 year old?
how much would insurance be for a 16 year old on a zx6r? please don't answer telling me it's a bad idea to ride this bike at 16, i simply want a price range. I did a progressive online quote and basic insurance was only $35 a month. does this seem too cheap, or no?"
Auto insurance question.?
I live in PA
Have you ever heard of a Car Insurance doing this?
Have you ever heard of this before: I know a person who has car insurance with Allstate and they claim the following reason for jacking up their prices every 6 months when you pay the bill for the next 6 months. The Reasons from them are: 1-Because since you have allstate and when anyone else that has allstate also in your area has an accident where them and someone else is involved this will make your payment go up. 2-All insurance companies do this also where if anyone not involved in an accident say at home and someone else with the same insurance company as you have, if they have an accident even if your at home when this happens your payments will go up. My Father has had direct for i don't know how long but a long time and every time someone has a wreck that has direct and he is not involved in it he still pays the same amount he did last time before the other direct insurance people have a wreck. Please also provide the name of your insurance company as I want to make a chart of how many people answered and what insurance company they currently have or had. Thank you I'd greatly appreciate the insurance info that's all I would like for the chart not your name."
Are Replica Cars Cheaper To Insure Than Normal Every Day Cars?
Would An AC Cobra Convertible Replica Be Cheaper To Insure Than Say A Renault Megane CC Or Saab 93 Convertible
What is the cheapest car insurance company to go with at 16. could someone give me a estimate?
my car is a 2000 Pontiac grand prix. all i need is state minimum.i live in ohio
Is athem blue cross a good insurance?
Is it really a good insurance?
Best private health (Australia) to be on for corrective jaw surgery? Or better to just go to Thailand?
I currently have braces and am being referred to a maxillofacial surgeon for corrective jaw surgery. I will be getting my underbite corrected and my top jaw realigned with it and most likely be getting my wisdom teeth removed (I am in for a lot of pain). I'm aware its pretty costly in Australia even with medicare or private health rebates and apparently you save 70% of the cost by getting the treatment done in Thailand. The only thing I'm concerned with about getting it done in Thailand is the ongoing treatment as my recovery will take months of follow up appointments. I think the cost can go up to about $17,000 or so in Australia and all of the insurance policies I've looked at don't seem to state this surgery in their major dental extras. So are there any suggestions regarding funds I should join or if its even worth it or should I look into Thailand? I'm under 30 and live in NSW It is necessary I get this treatment its not a matter of pure vanity, I have extensive breathing, eating and speech problems because of it. Thanks!"
Highest Interest Rate Legally Allowed On A Car Loan??
Is there a set rule on the highest amount of interest that a bank or finance company is allowed to charge you for a vehicle? I have heard 19% but then I have also heard 24%. Is there a site that I can check to be sure? I am in Fl but with interest rates I am not positive if that is a state by state issue or not. Please let me know. Perhaps someone on here is in finance? Thanks!
maine vehicle insurance