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What are my odds in having a homeowners insurance claim?
What are my odds in having a homeowners insurance claim?


Will I need Private Mortgage Insurance on a home?
My husband and are young adults with good jobs and are handy people. My husband has helped redo nearly all of his parents house from roof to plumping and heating. My parents are considering selling their gorgeous house on a giant chunk of land that, in excellent condition, would be a $300,000 house. My husband and I had just started planning to get a house but are still several years away from actually buying one. We currently rent a house. My parents have not kept their house in excellent condition so I'd estimate the actual value at about $175,000. My husband and I are considering buying it since we know 90% of the work we can do ourselves and then turn it around to sell it for it's real value. My parents would sell it to me for the cost of the remaining mortgage: $86,000, but my husband and I have only just started saving for a down payment and do not have 20% especially because we'd also borrow against the equity to begin doing the major repairs. However, I know one can buy a house without a down payment with mortgage insurance, but that you no longer pay it after the loan to value ratio is below 80%. How does that work with a flipped"" house? Is it based off what the loan is for? What the actual accessed value is? Would I even have to have mortgage insurance since I may not even borrow up to 80% of the actual value of the house?"""


Buying Car Insurance Help?
ive called a few companies... usual 300+ Down and 200+ Monthly... they keep asking me if i have car insurance Now.. should i lie and say yes i do..and give em my amazingly Low rates from my last insurance... which was 1/2 of the one they are trying to sell me..?


"What is the best choice for life insurance age 34 term, universal, whole, accidental?"
What is the best choice for life insurance age 34 term, universal, whole, accidental?"


Im pregnant and need insurance. Is there affordable prenatal insurance besides medicaid?
Medicaid denied me because I make 25 cents more than the allowed amount. I am 4 months pregnant and have not had any prenatal care due to lack of insurance and fighting with medicaid. Is there AFFORDABLE coverage that anyone knows about?


How much would these roughly cost to insure?
17 year old girl, first car. -2000 Fiat Punto. 1.2L ELX. Petrol. -1999 Renault Clio. 1.1L, Petrol. So yeah anyone know roughly how much the insurance would be? If you know what does have cheap insurance please let me know! Thanks :)"


Help! Urgent! Holiday! Health insurance?
I go on holiday tomorrow and just noticed my health insurance card has expired can i still go on holiday?


Porsche boxster insurance?
Johnny! No offence but i dont care what you think about me! Honestly their are tons of people who say im spoiled! Did i mention im paying 25 percent?


How much will car insurance run for a 17 year old male?
for a 85 monte carlo old school big body


The Private Insurance industry has won again-Who are the Losers + Will the Right still call Obama a Socialist?
Foxes...are you feeling better now after your ideological rant? (worst answer) your resentment of the poor and minorities (like they have any control of all the jobs both Political Parties have let leave America and the money Wall Street won't lend to businesses to move the economy)is a reflection of how rotten the Corporate media is.


"Auto insurance questions, please help!?"
My son was hit by an eighteen wheeler yesterday, my truck is totaled and,he was taken to the hospital with injuries, I found out that my insurance was cancelled, and my son had no licence. The other driver has insurance, will his insurance cover my son's injuries and my vehicle even though my son was uninsured with no licence?"


Cheapest car insurance In NY for young driver?
My friend is selling me his car and I really want to buy it. I m tired of walking long distances to take the train and buses but when I get quotes from big companies like geico, State Farm and others the quotes are too expensive. I m 20 I know for young drivers insurance is really expensive but dues anyone know about a small insurance company or something that will insure me for cheap. Doesn t matter if it s state minimum I just care about been covered."


How are home insurance rates in hawaii?
I'd like to buy close to the water (would be impacted by hurricanes). FLA is ridiculous now-cant get insurance near the water for entire home value. Thought Hwi might be better since they dont get hit so much.


Car Rental Insurance?
Liability Insurance Supplement 11.95 USD Loss Damage Waiver 19.99 USD Personal Accident Insurance / Personal Effects Coverage 5.95 USD Which ones are really needed? We won't be carrying any luggage. We are only driving from San Antono to the coast and back for business. One day trip.


Does my parents insurance still cover me?
I'm 19(turning 20 on Dec 1) & I live in California(southern CA) Not in school right now, still looking into trade schools will attend school in spring '11. My parents have health insurance but since I was 18 it stopped covering for me. Insurance covers almost all costs though sometimes we have to pay a small percentage. Now this new bill has passed & I was wondering if it will cover me? Or should I apply for Medicaid? Currently looking for my 3rd job. Previous jobs did not give me health insurance. Thanks"


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Car insurance prices?
i just got a 1993 BMW 325i for my 17th birthday. Can anyone tell me how much car insurance is going to be on it? i have a 2.5gpa so the discount doesn't apply. and i live in florida. Also how much does it cost to get your license plate and registration


How much do you pay for health insurance and who do you have?
How much do you pay for health insurance and who do you have?


How can I get a California Health & Life Insurance License ?
I would like to find an online course or a study at home course if possible. Also, how long does the course take ? Thank you for your help"


I have two questions about auto insurance and SMOG in Southern California. In Hesperia?
I get paid on the 15th and I have two questions. The first is, I need car insurance, but just liability. I would like something under $50 a month if possible, I have a 2002 Mercury Grand Marquis. I just got the title today. I work for the union, I'm not sure if I can get discounts for that. My second is that my SMOG is due on the car, the previous owner said that it will pass, there is not problem with the car and no check engine light on. Where is the cheapest place to get my car SMOG certified? I have to take it back to the DMV as proof to make an official transfer to my name. Thanks guys"


Will this effect my car insurance?
I got pulled over and ticketed for an outdated inspection sticker and a light being out. I've been ticketed before, but the ticket was thrown out in court. I was wondering if this will effect my car insurance at all. I live in Massachusetts. I think it counts as a moving violation but i think they let you off on your first offence."


Health insurance?
I AM HAVING TWO HEALTH POLICIES OF LIC INDIA. T-901 & 903. QUESTION IS IF I FELL ILL, WHAT SHOULD I DO REGARDING MY INSURANCE COMPANY.TO WHOM I WILL CONTACT.. what will be the first action from my side, to insurance company."


How much should health insurance cost me?
I am 22 years old, male, Student in college, homeowner, single"


Auto Insurance Company?
How long dose it take for your insurance company to paid lost wages. Do they paid lost wages once a month or every two weeks,also in the state of michigan how much can you receive for lost wages."


"If women are such horrible drivers, why are our insurance rates lower than men's rates?"
If women are such horrible drivers, why are our insurance rates lower than men's rates?"


How can I insure a non-skilled caregiver who takes care of my elderly parents?
A non-skilled but experienced caregiver will be taking care of my parents in their home. What kind of insurance do I need to purchase, in case she gets injured on the job?"


Need help finding affordable health insurance for a 1 year old baby boy in Nebraksa or Iowa?
Please help


What is the best family hatchback between 1.4 and 1.8 with Auto transmition?
I have an Auto-only licence and currently drive a 1.4 corsa. However, I'm looking for a bigger car... I have 2 young kids and am looking for something up to a 1.8LTR. However, it has to be roomy enough for a family of four, economical on fuel and relatively cheap on insurance / tax. Any ideas?"


"How much will it cost to get the affordable health care""?"""
people dont like it when they are forced to get this health care,but how much does it cost to get it in the first place?"


Are Ford Mustangs safe for teen drivers?
First: thank you for those who have answered. One i didn't think of some of those points and two you're right about the cost of insurance. I also now have the question to any who can answer or have tried themselves- Can you have speed regulated? Where can you get regulators and have them installed? How expensive is it? Secondly: I know familiarity breeds confidence and illusion of control but I have always been fairly reasonable and safe when it comes to this type of thing. I only want a car to look badass and more importantly to get me to my destination; not to go fast and screw around driving. I have also been boating for years and have a boating licensee. I drive both a ski boat and a large cruiser and have had driving safety drilled into my skull. I enjoy going fast but never do unless my dad is with me and the lake is almost completely empty because i know how dangerous it is to go fast. This makes me extremely if not overly cautious in my driving. I get in trouble with


What kind of lawyer do I against a car insurance company?
I don't have insurance. The insurance company is going after me for damages on the car I didn't do. ie such as a new paint job for the car I backed into. The only damage I did was to the hood and bumper and the insurance company is demanding I pay for a new paint job and all new parts even though this guys car was damaged before I hit it.


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Has anyone got Marks and Spencer's dog insurance?
I am currently assessing my options for pet insurance for my pup. Currently I am covered by one month's free cover from Petplan. Their cheapest lifetime guarantee cover is about 19 a month. Marks and Spencers have two types of cover. I rang them and they said that as long as you renew annually their more expensive cover (they have two) is also a lifetime cover. I am curious if anyone else has pet cover with M&S and what they are like. Leaning towards Petplan, but what do people think?"


Why would my auto insurance increase?
The insurance on my 09 Mitsubishi Lancer went up over $100 since last year. I did not make any claims, was in any accidedents or anything like that. I did not move. I did not have anything done to the car which could cause the insurance to increase. So why would my insurance increase? I am over 40 yrs old and ever since I've been driving and with all the cars I've owned, most of them new, I never had an insurance increase on the same vehicle. It always decreased from year to year on the same vehicle. Never went up. I want to get some opinions here first and maybe get a legitimate explanation before I call my insurance agent and ask why they increase my rate or look to find a different insurer."


How much would insurance cost for a 2001 mitsubishi eclipse?
I am 16 and im trying to buy my first car. I would also be under my parents policy for there insurance, im not sure if that would discount the price on how much i pay monthly or not."


Is auto insurance socialism?
itry made a point that I'd like to touch on. Forcing people to have auto insurance is not socialism, it is an investment in the protection of the general welfare. Forcing everyone to have healthcare is socialistic. So having a healthy America is not and investment in the general welfare of your nation? Not picking a fight, I'm just simply asking. To me having a healthy nation means we will work more, produce more, make more and spend more."


I made a little damage in a car today. Do my insurance pay the fix ?
Hi made a damage when I was parking the car. Little Damage in my car and other person's car. Do my insurance pay it ?


"How much is motorcycle insurance for a 21 year old male, than car insurance?"
i want to get a motorcycle instead of a car, but i don't know how much insurance is compared to car insurance for a 21 year old male?"


Does your person or the actual car need insurance so you can drive?
I live in California. i dont have insurance but my friend does. Am i allowed to drive his car or do i need my own insurance?


What is the best and cheap health insurance?
http://pilih.cn/health-insurance.html


Young Drivers: How much did you pay for car insurance?
Hello all, I'm trying to find out the average cost of car insurance in the UK or Ireland for a political debate on the subject and was wondering if young drivers (provisional license) could provide some. Thanks very much!"


About what would a trip to the doctor's office + a prescription to depression meds cost without insurance?
Like the question said, on average about what would a trip to the doctor's office + a prescription to depression meds cost without insurance? We live in New Hampshire for the record. I'm sure that is relevant."


Can my dad get term life insurance for 1 year at age 83.6?
Life expectancy is probably about 5 (I know it's 8 years for 75 year old men, 3.5 years for 100 year old people and 37% annual chance of death at 116). I'm still a young'un, he has no one else to give his savings to (long time widower) and if he helps me get a cheap condo with the savings then I'm screwed if I don't get 12 more months of my disability check ($1038) on his work history). So the coverage should be for $1038 times 12 minus $1038 per month I actually get paid the check. Maybe a bit longer if the price is still reasonable. In the unfortunate event of having to use the insurance, I'm open to getting paid the benefit in installments somewhat less than $1000 a month but bonds or wherever they'd put it in the meantime grow so little in such short time frames."


Life insurance for young people?
I mean insurance for injuries.


TEENS: Car insurance question!?
Kinda random but here we go. 1 How much do you pay a month for insurance? 2 How old are you? Male or Female? 3 Do you pay for it or do your rents help? thanks!


Is it necessary to buy full coverage insurance for a motorcycle?
By comparing liability vs full coverage insurance for a motorcycle, the price certainly differs a lot. Still, a lot of people suggested to get full coverage insurance. But here is the question, say if you get a used motorcycle that cost 5000 dollars, liability cost 150 dollars a year vs full coverage cost 1200 dollars a year, is it worth it to get the full coverage? I have never bought a motorcycle in the past, I personally do not think its a smart idea. Since most people including myself would ride for pleasure, it will not be an everyday transportation, the chances of it being stolen by parking at the same location everyday is actually small. At the same time, even though it covers the motorcycle in a collision, but chances are I wouldn't even going to care about the bike if I get into a serious accident(that's probably the last time I am capable of riding a motorcycle again in my life). Or if I simply dropped it at a low speed, it's not going to matter much on a used bike, plus in order to change OEM fairings, I will have to pay over the deductible either way unless the deductible is 50 or 100 dollars which makes the insurance even more expensive. That is just my opinion, like I said, never bought a motorcycle before, let me hear from all you motorcycle owners, thanks"


How much usually insurance cost when you lease a car?
How much usually insurance cost when you lease a car?


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