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How does life insurance work?
So what do you mean Estate as the beneficiary? Does that mean if you don't have any family?


"High deductible, low premium?"
hello, can someone please explain insurance terminology? what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing insurance for them. Dad's 51, smokes...Mom's 50 never smokes (no drinking either) no weight problems. No history of cancers etc.. I am not sure what to even look for. I am 23 F healthy, no history of sickness etc..for myself should I get high deductible and low premium?? and for my parents low deductible and high premium?? i am so confused I dont know what all this means. I checked out some rates on e-healthinsurance...you can compare rates..it gave me a range of amounts. I just can't decide! HELP please :) thank u much"


Isn't Car Insurance cheaper with older cars??
I thought car insurance was supposed to be cheaper with an older car? However when I looked up an older car, the price of insurance still came out as the same as a newer car. I'm supposed to be getting a 1991 corsica from a friend. When I looked up the insurance for such a car through progressive, it still came out as the same price of a 2001 hatchback I looked at about 5 months ago. I need some help."


Buy insurance to the child?
I have a 1 year old children don't know what insurance for him


"Had one car accident ,went to the e.r.Primary health insurance wont pay visit.wants car insurance to pay.?
Pirimary health ins.wants me to file claim with car ins.I did not have medical ins on car policy.They just took care of vehicle totaled.Now what?


Average home insurance and tax for condo in florida?
there's a few condos for sale in the 33647 region from 30,000 to 50,000 dollars. I wanna know the average taxes and insurance I would be paying if lets say it costs 40,000."


Can I still be on my parent's car insurance if I move to another state?
I've lived in KY all my life and I'm moving to OK. My parents pay my car insurance and all 3 cars are under the same company, etc. Can I still be on under their insurance if I move out of state? I plan on changing my plates, tags, registration, etc to OK. Can I change all that stuff to OK but still be on my parent's insurance who live in KY? Also, do I have to get my title in my name (it's in my dad's name) if I'm moving?"


How much will it cost me to insure a ford focus - just give me an idea.?
Plese could anyone give me a rough idea how much it would cost to insure a ford focus. I just want to do it the cheapest way posssible. Its a 020 reg and i am currently using the car to deliver parcels so the insurance at the moment is forty pounds plus a month as im self employed. I will be leaving my job soon so just want to revert back to a normal quote but the insurer said they will charge me more if i pull out early and also he said it will be round about that price if you insure it with any other insurer. This is so confusing. Can anyone give me an idea of how much they pay.?


Car accident with no insurance. collection agency wants me to pay?
Car accident w/no insurance, now credit collection agency wants me to pay? About a month ago I got into a car accident. I was at fault and didn't have insurance at the time (yes, I know bad idea). There were 3 cars involved in total, the other two cars were not that damaged, my car was completely totaled. I got a letter from the collection agency saying that i owe them a over $14,000 and warned me that they may take legal actions if i don't pay. I can't pay that amount of money, I'm a 19 year old college student and I make $9,000/year in my part time job. I called them this morning, and they were willing to bring it down to $11,00 if I made that a one-time payment. Which definitely isn't helpful, I don't even make that much in a year. What are options? I really don't know what to do :( know I have to pay eventually, but $14,000 is a ridiculous amount of money. Can they garnish my wages? Will they send me to court?"


"How motorbike insurance works? i.e group 1, 2 ect?
Im curious to how motorbike insurance in ireland or europe works! You often here that a group 4 bike is cheaper then a group 3. how does it all work?? do they judge by the modle make or what? Im nearly 18 and i want to get a CBR 250cc so what group would that be in? plus how can you find out which 250cc bike is the cheapest to insure??? Thanks


How dos US car insurance work compared to english car insurance?
I'm looking to get a bmw x5 but insurance is 9000k a year like $13000k I heard they do it different so its easier to get bigger cars. In england they don't allow young drivers to get big cars so the insurance is expensive How dos us car insurance work


Do I have to bill my auto Insurance?
I am not interested in insurance quotes, Sabaso. I understand how the process works as a driver, but as a passenger I am trying to determine if there is any liable party that must be billed. The driver of my vehicle was ruled at-fault, and I am definitely not going to sue him. Do I have to bill his insurance or can I bill straight to my Health Insurance? **Primary concern is if I bill my Health Insurance do they have any legal binding that constitutes a denial? Or would they have to pay per my policy?"


Cost of health insurance in California?..?
Cost of health insurance in California?


My mother needs a LOT of dental work! Whats the best insurance to inquire about?
She needs teeth pulled (many of them will need to be surgically removed) and dentures...what would be a good insurance that would cover a good portion of the cost? We live in Florida...


How would an insurance company know how much a car has been lowered by?
So I won't get insured if my car has been lowered by more than 50mm. But if I told them it was lowered by 50mm, if I was to lower it any more than that, how would they know?"


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Does a car absolutely need insurance and plates?
I'm going away to college so I will not be using my car for while. My mom wants to sell it, but I know if she does I may never get a replacement. She says that it needs insurance and a new sticker and if she doesn't get them it ruins her record or something like that, but if the car is not going to be moved at all does it really need that?"


"Motorcycle trip in california, suggestions?"
hello fellow rider, I was going to do a trip to mainland mexico (im in cabo, baja), but mainland is kind of dangerous right now, so plan b is california, so I ran into this web site and was thinking of copying one of their tours, could you tell me which one is the best to do, or if you have any suggestions, please let me know, I appreciate your help. ramon bmw r1150gs adv http://www.best-motorcycle-gear.com/guided-motorcycle-tours.html By the way, besides: motorcycle drivers license, registration, visa, insurance, what other thing do I need to drive there?"


Question about car insurance?
My grandmother traded my car in & got me an 06 explorer. They financed it threw C&F fiance Company. The interest rate it 16.99% and the payments are $439.57 for 72 months. My question is, after we got home she got to looking at the paperwork and realized they put GAP insurance on the car charging $625.00 What exactly is this insurance? Is it necessary with me with my full coverage? Why was she not asked rather she wanted this kind of insurance or not? Thanks to anyone that may could possibly help me!"


How come different auto insurance agencies charge different prices for the same insurance company?
yes i went to three different insurance agencys to see what quotes theyll give me. one say said ill pay 50 a month and 140 down payment for access auto insurance . the other agency said ill pay 60 a month and 90 down payment for the same company. and the third agency said i would probably not qualify for access auto insuranc. im 20 year old male riverside ca 94 accord. why would three different agencys quote diferently for the same auto company ? whyyy is it a scam


What kind of insurance to get?
I come from a low income family and my health insurance is called Healthy Families. Its really basic and only covers check ups, physicals, and other things in community health clinics. I have several moles I that I would like to get checked out at a dermatologist and some help with my acne as well but I hear that dermatologist visits can get expensive. What kind of insurance can I get that won't break the bank?"


Unemployed 18 to 25 year olds forced to have health insurance under Obamas plan?
if you where laid off, then your ok. But if you quit your last job you will be required by law to keep health insurance or be fined $2700/yr. And by the way thats $225/mo. for the most affordable which is the public option."


Driving alone on learners permit?
I am 16. I live in British Columbia, Canada. I had the permit for 5 months now and I'm a pretty good driver. I bought my own car recently and I have it insured in auto plan. I'm really tired of the supervisor restriction, I want to drive alone places my parents are always busy and they don't have the time to accompany me. I've heard that if you have a minor accident all that happens is the other driver takes down your details and makes a claim. Police don't come. All he's going to do it take my license number and vehicle registration but will he provide details of how many people were in the car? If not then should I try driving alone? To summarize what would happen if I get in a minor like a scratch"" accident will the person report me"""


Cheap health insurance?
I graduated college and I am getting kicked off my parents plan. I don't have a job with benefits available, although it will become available in September. Are there any plans that have a low monthly payment? I don't need anything fancy, just catastrophic insurance. I don't need RX, Eye, Dental, just the bare minimum. Any suggestions?"


Can a Company charge more for insurance monthy for employees who work out of state?
This company who's headquarters is in California, is charging about 45 dollars a month for insurance, but if you work out of state, anywhere else, it is 105.00. This is the same position with the company despite the price difference. Is this employee fairness? Is this legal? Thanks!"


Is there a way for me to get cheap auto insurance?
I am 16 years old and from st.cloud minnesota. I don't have a car yet but I want to get one from around $3000-$4000. I have to go with State Farm because my parents have it. I am a safe driver and I get good grades. Is there a way to get cheap auto insurance through state farm through any special deals? Thanks


Whats a Good Car to Customise at 17? but cheap insurance on?
for when im 17, im looking at a car im able to customize, i dont want a high cc car, only a low one because of insurance costs... i want to get a car thats like a bmw m3, or misubishi evo style.... as in like sports, 2 doors etc... but i need the insurance to be low... and can i have some estimates for upgrades? like bodykit prices, exhaust systems... etc..."


Progressive auto insurance? or AAA..which one is cheaper?
ok, yes, i forgot about GEICO"


Car insurance online?
can i sign up for car insurance online and drive the same day


Car insurance question (just turned 16)?
So I just turned 16, and am about to purchase a car after saving up for the past year or so. I just have 2 questions. 1- Im planning to get a 1991 Nissan 300zx, there's a 2 seater-2door and a 4 seater- 2 door version of this car. Planning to get the 4 seater, and from what I've heard, insurance will be a tad bit cheaper with the 4 seater, is this true ? And for the more important question - Im underage obviously, so I have to go under my parents for insurance. Thing is, my dad has a HORRIBLE driving record, 1 accident that was his fault and a heaping amount of tickets. And my parents' insurance has gone up from that.. But is his driving record going to affect my insurance? Like will I have to pay more than expected due to his bad record ? Sorry for such the long question.."


Would I be eligible for California In-State tuition?
Im graduating from a foreign country, and im an american citizen. If i were to move in with my gradparents who live in california and are cali state residents, and they become my gaurdians, would i be able to recieve in state tuition? Or do i have to wait a year, work, and become a resident? Does it make a difference that im graduating from a foreign country? Im taking my sat 1's. If now, what do i have to do step by step?"


rac car insurance



What is the cheapest way to get insurance with a friends car?
I'm already practising my driving lessons and theory. Once I pass what's the best and cheap way to be insured.


How do you account for a Whole Life Policy cashout with taxes?
My wife and I cashed out her whole life policy last year. It ended up being a loss (now there's a big surprise). How do I account for it in my taxes. Would it be a normal investment in the schedule D? Are the entire premium payments considered for the cost basis or are they split out based on some going towards the insurance and some going towards the savings plan?


Whole Life Insurance - Use for a Loan?
Say it's a 500k whole life insurance policy... I put in a certain amount every year, say $60k in 3 years. So the total value of the policy is $560k plus interest, keeping it simple for brevity. I then want to take a loan for 300k out of the loan and pay back the policy. How does this work and can this be done? What are the pros and cons?"


What is the average coast for general liability insurance for a trucking company?
I'm thinking of starting a new trucking company.


How much does film insurance cost?
1. What kind of insurance are people required to have when they apply for a film permit? 2. Also, how much would 1 million dollars worth of coverage cost approximately? Thanks!"


I have a B average(4.0/5.0). will it lower the cost of insurance for my dad?
So my friend told me that if i have a B average, it will lower the cost of insurance for my dad, but idk if its true. im 15 and about to get my license in 4 months and i dont get in any trouble and i have a 4.0/5.0 gpa and on my last report card, my grades were A B B B C C. so will it lower the cost of my insurance?"


Car insurance choice of car?
Im a new driver not passed my test yet but not far away and i need to know what is the best car you can get for cheap car insurance maybe top 5 cheap cars for new drivers or something! im un employed due to medical reasons at the moment, but recovering well :) so i cant afford nothing to exspensive im 18 and i have a provisional but will have a full licence soon Thanks"


I broke my phone will my insurance cover it?
*phone insurance


How much will cost to insure a mustang gt. I'm 20 years old.?
I'm looking to buy a 94 mustang gt and I was wondering how much it would cost me under my father policy. I'm 20 years old, I'm a guy and I have a good driving record. What would be the range on how much it would cost me. Don't say a lot because I know it will obviously be a lot that's why I'm asking the question."


How much does your home insurance cost and what is the square footage of your house?
How much does your home insurance cost and what is the square footage of your house?


Is in unlawful to not have home insurance in North Carolina?
Is in unlawful to not have home insurance in North Carolina?


Can i drive a van on a car insurance policy?
can i drive a van on a car insurance . or is up to the insurance underwriters my friend had he s van seized by the police be cos it cam up as having no insurance on the M I B database aa he wos using he s car insurance to drive the van on the highway . or is it up to the insurance company if there allow you to drive a van on a car insurance policy. that is not for the van you are using at the time ?


How much is car insurance in New Jersey?
my sister lives in new jersey and she is wondering how much is the insurance going to cost. She doesn't have a car yet .. she is 17 .. what does she need in order to get a car. Like how much should she save up in order for her to be able to buy a car.. ..


What is the best/cheapest car insurance?
I live in Charlotte, the city."


What's the average general liability insurance you pay in Ontario?
what's the average general liability insurance you pay in Ontario? and please don't say it depends""...I just need average on monthly basis...ihave business plan to make"""


rac car insurance