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"My husband and I want to get Life Insurance, help!?"
We have NO idea how this works. We have NO kids, we are in our mid 30's and relatively healthy. We prefer the NON hassle of no medical exam, etc. Can someone give us a hassle free/low cost, name of a company to use and explain how Life Insurance works? (I know the basics, that if one of us dies, we get benefits yada yada)"


Taxable income on whole life insurance?
I have a $200,000 life insurance policy that has a $100,000 loan on it and the company says that I must pay $4000 minimum to keep the policy in force. I am 70 years old and if the policy lapses the company says they will report a $100,000 gain to the IRS. Can I transfer this policy ownership to my daughter and then let it lapse to avoid the tax?"


What is average cost of insuance?
what is the average cost of insurance for a 16 year old male with a Toyota Corolla.


What percentage of income should be spent on life ..insurance premiums?
What percentage of income should be spent on life insurance premiums?


Insurance premium increase of 50%?
I had an accident with my RV that was about $1,200.00 on my side and very minor on the other vehicle. The accident was considered my fault and being 1 point and my first ever in over 32 years of driving. My insurance company now has increased my premium about 50%. I am in California and would like to understand the criteria for this increase. It looks like the company will recover the full amount paid in the next premiums. Where can one go to understand this? Thanks"


Whats the cheapest car insurance in ME?
Mazda RX7 1986 23yo driver no lapse have a wet and reckless from california. Need cheapest Liability coverage


"Not at fault in car accident, but insurance says I am?"
I should add that I was not insured at the time. Actually, I was driving my grandmother's car, whom we believe was insured until we found out she missed a payment and her policy cancelled (they never reached out to her or sent letters, they just cancelled the policy. She was with them for 11+ years and never missed a payment. She was 71 at the time). The at fault driver's insurance company paid for everything. I settled out of court and they gave a separate check for property damage. So, I never had insurance, until I purchased a car with the settlement money."


"Car insurance, accident related question.?"
I have been recently involved in a car accident where the other driver ran a red light and totaled my car. I have witnesses, police reports and the individual that crashed in me got a red light ticket. My neck has severely been strained from the accident also lower back and right leg. I am going through an injury law firm and they recommended me to a rehabilitation clinic. The money that this rehabilitation clinic will receive will be from my insurance company but will I have to pay for it in the following years in my policy. Or will my record be clean and my insurance premiums will not go up? Thanks."


I bought a stolen car and the insurance company offered me to buy again at a high price?
I bought a Audi 05 reg for 13k privatley that turned out to be stolen. The insurance company have now offered me 15k a ridiculous amount of money to buy it again, that they say is non negotiable. Does anyone know if I can get it cheaper maybe the insurance company is trying it on as they know I want it, or shall i let it go to auction and try and buy it back then."


Need car insurance help?
how much a month would it cost for a 16 year old and a 78 corvette please help


Estimate how much it cost to add an additional car to insurance plan?
For a teens car. I know it is about sixty extra dollars just to add a teen to my car insurance. Can you estimate price for putting a whole new car on our plan for my teen?


What is the best CAR insurance for an 18yr old college student who is away from home?
What is the best CAR insurance for an 18yr old college student who is away from home?


"Will the insurance company fix my car or scrap my car? (Repair cost = $5,000 market value $1,700)?"
I was driving on a highway when another driver backed up at high speed, against the flow of traffic, right into me, and the estimate is $4,900 to fix my car. But my car is 10 years old and currently has a market value of only $1,700. The accident is 100% the other guys fault, and his insurance company SHOULD pay for the repairs since he is at fault and i don't have any collision or comprehensive coverage on my car (just Liability coverage), but will they pay the $4,900 to get my car fixed or will they scrap my car and give me a check for $1,700?"


With out insurance?
This is criminal offance?


If I borrow from my Whole Life insurance cash value do I still earn on the full amount?
So say if I have 50K cash value in my Whole Life account and I borrow 8K from it for a car do I earn on 42K or 50K? Also if I borrow from my cash value and then pay it back over time is that like an interest free loan to myself or do I have to pay some kind of interest or fees to the Insurance Company?


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Will I get a cheaper car insurance after this?
I never bought car insurance before and the cheapest I could find was 1566 for 6 months which is a lot compared to a lot of people I know. When I'm done with this policy, will I probably get a better priced policy when I apply? Im 19 and single, but Ive been driving for 2 years and never been in a crash. I was hoping military discount would be a lot more... $260 a month is not going to cut it."


At fault driver's insurance doesn't cover damages. Can I sue?
in reply to Jim, her car insurance only covers her up to $50,000. That being said her insurance will not pay more than 50k dollars to me even though she was at fault regardless of how high my medical bills are. I believe this is only to protect them from being sued if it goes above 50 K, however this 19 year old doesn't have the finances to pay for what her insurance does not cover. That being said I feel I might be screwed, however I may be wrong."


Insulin perscription expired and no insurance?
my boyfriend is type 1 and didn't realize his insulin was low until the other day, he went to get more and found out his perscription is expired. He doesnt' have insurance. Can general MDs can renew the perscription. We need resources for cheap doctors who can do it for us. ASAP. all the free insulin programs we could find were 70/30 he doesnt use 70/30 insulin. He uses Lantis and Humolog thanks for any help :)"


I don't have car insurance but i have a license?
I'm confused, i dont have my own car but i drive my mothers car and THAT car has insurance. I dont get it, if i drive it do i need insurance under my name or is it good enough if the car has insurance under her name? I hope i havent been driivng illegally all along...."


Will the insurance payment be higher if?
Will the car insurance be higher if theres two drivers instead of 1?


How much Car insurance cost?
How much Car insurance cost?


What is the cheapest car insurance to get for a 22 year old for full coverage?
What is the cheapest car insurance to get for a 22 year old for full coverage?


Which home insurance company should I choose?
I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. Anyone know the differences between the two and what's the web site for checking reputations and so forth about an insurance company from the states i've living in??


Do you pay car insurance every month or every six months?
Need it for the class I'm in now. Help quick!


"Life insurance, Help!?"
I am interested in getting life insurance, now I know that whole life is generally better. But what I'm confused about is just the general concept. Say I purchase a $10,000 policy. And I pay on it monthly, but what happens if I die. Will my beneficiary receive the entire 10 grand or will they only received what I paid thus far?"


Does the owner of the car have to be insured?
I drive my sister's car and my sister lives in a different country. Does my sister have to be insured since she is the owner? I am insured..


Insurance on a cbr 600rr for a 20 year old in California?
Ive had my normal license (California) for 3 years and just got my motorcycle license. I am looking to buy a street bike, a sport bike specifically. I've looked at all the sporty bikes from 250 to 1000 and I plan on getting a 600 because I've been riding dirtbikes since I could walk so I know I'd get bored of a 250 but at the same time I know I'd kill myself on a 1000. I have a clean driving record aside from one speeding ticket(wasn't even speeding horribly) and a couple parking tickets. So what I'm ultimately trying to figure out is what the cost of my insurance would be and what insurance provider would give me the best coverage on my bike. I know I plan on getting liability since it is cheaper but any and all insight or examples would be very helpful. *people on yahoo love to hate on questions, so if you're one of those poeple, don't even comment. I know how bikes work and I've ridden them before, just need advice on insurance. Thank you!!"


Car insurance is too high!!!?
Been up since 8AM ringing several insurance companies. I have been declined 13 quotes, and offered 9 quotes noted below: Direct Line - 8,000.00 Admiral - 6,400.66 Insure motor - 9,294.00 Elephant - 6,400.66 Aviva - 13,084.00 MasterQuote - 11,001.60 On some of the forms I have used my nan's address as I live in a high-risk area, so I will actually park the car at my nan's house, not fraudalent I will actually do that. Are there any more hints/tips on what to do to bring down the insurance? I recently bought a Peugeot 106 1.1 LOOK+ 3dr hatchback. I'm 20 years old and passed my test on 30/10/2012."


Motorcycle Insurance in Oklahoma?
Am I interpreting this correctly? Motor vehicle with a seat/saddle for the use of each rider


What is the average taxi insurance price for a Small city?
What is the average taxi insurance price for a Small city? per car?


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Need to purchase car insurance.. what do I do?
I got into a minor accident a couple of days ago and I did not have insurance. It was my parents' car and the damages have already been paid for from my personal savings. Now, I am going to get car insurance. The question here is if I want to get insured, do I have to report to car insurance companies of my accident? If yes, why? How would the company possibly know I got into an accident? Also, do insurance companies screen your driver's license? If so, how much more money per year can I expect to pay for 2 points on my license for an average 20 year old? Yes, I'm not the smartest for having drove without insurance, hence, the reason why I am getting insurance."


Whole Life Insurance?
I have a whole life policy, through the Nights of Columbus. There is a respected financial advisor, Suze Orman, who seems so adamnant that whole life is not a swift move. She makes it sound as if there is not one reason to own whole vs term. Are there any good reasons for owning whole?"


What is car insurance rates?
I'm doing report, and i need to write bout 3 ways that how teenage car accidents rising affect us. One of my answer is car insurance rate would go up; &yet i don't know what that means. some one help?"


Where can I get low-cost auto insurance?
Where can I get low-cost auto insurance?


When does the health insurance bill take effect?
I live in Georgia and was wondering when I need health insurance by


Pregnant-Can I get health insurance???
Right now I have a new job and won't qualify for benefits for a few months. I am under my husband's policy right now and I am 8 weeks pregnant. My husband is considering quitting his job for another...my question is, will I be able to get health insurance? I've heard that if you're already pregnant you can't get health insurance because its a pre-existing condition"". Is this true? Does it matter what company or state you live in? (I live in Kansas)"""


How much can car insurance be on my 2001 mitsubishi eclipse gt?
How much can car insurance be on my 2001 mitsubishi eclipse gt?


Are there any insurance company in Florida that will write a policy for a foreclose house? or a nationwide company?
Okay for anyone else reading, I am trying to buy a foreclose house. not insure a house in foreclosure, there is a difference. An you need insurance to close on a house, also if anyone reads this in the future and have a another company please add them to the answer as there is a need for this information."


Can I put my girlfriend on my health insurance if she lives with me? Or do we have to be married?
Can I put my girlfriend on my health insurance if she lives with me? Or do we have to be married?


What exactly does car insurance cover?
If I left my car out in the rain with the sunroof and stuff open and my car suffered water damage because of it, would I be screwed? Or would the insurance help pay for the damages or just compensate me for a new car?"


Dealing with insurance company after accident and trading my repaired car?
I have had a car accident caused by someone else in california last year in August. Now I am trying to trade in my car bmw but they said the car is not tradable due to the carfax showing that it has structural damages. The dealers offer me to get a new loan with them and let my lender repossess the car. They said i cant trade in my car now the book value is too low compared to what I owe on it. any suggestions? Can I go after the insurance company for damages because i cant get rid of my car now... or what can I do to get into a different car. The bmw i costing too much to repair


Will my car insurance rate go up if i do not file a claim? I paid out of pocket. A police report was made though.?
Will my car insurance rate go up if i do not file a claim? I paid out of pocket. A police report was made though.?


My car got hit from the back. they have no insurance. They want me to sign an agreement. should I sign?
My car got hit from the back in traffic during snow. She asked me if I can not calling the police and insurance company because the car and insurance is not under her name. Since mine is a SUV, I do not have much damage except the rear bumper and bumper bar. So I agreed and she will pay for my car's damage. I took all the necessary photos about the accidents on that day as backup. Couple days later, she recommended to fix my car and hers together at her's friends shop to get a lower price. I am fine with that too. On that day, I went with her. But she wants me to sign an agreement stating that This letter is intended as a follow-up to our agreement, in regards to the incident which occcurred on Tuesday December 10, 2013. We agreed to the following provisions: Lawrence and I agreed that the rear bumper will be repaired and there will be no further action and claim against me and my insurance now or in the future. After the repair is completed, a receipt will be issued and signed by both parties. I am not a lawyer, I just wonder will there be any catch on this? If I signed this and she claims that my car hit her instead and went through their own insurance. What is my protection?.."


Does alaska have state insurance like Tenn.Care?
Does Alaska have state insurance?


I receive a health insurance stipend but keep it in savings instead. is this okay?
i went from being fully covered with my company in los angeles, but i moved to new york 7 months ago, where their insurance doesn't cover. in lieu of this, they give me a stipend. however, it's not nearly enough to cover cost of insurance here, so i've been putting it in a savings account until i can afford a plan in my budget and/or emergency health situations. my boss just asked me for proof of insurance. i will tell the truth of the matter, but what will happen? what can they do?"


k&co home insurance