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Car insurance help please?
hi well im 30 and just would like to know when i pass my driving test in uk will my insurance be cheap as i am 30 years old or will it still be high as i have no experiance on the road cus i want a golf gti or shall i op for the 1.4 :(
Best Strategy for a basic Level Term Life Insurance?
Anyone have a good source or strategy for getting level term life insurance from a good solid company? I've had several agents quote me but they seem high compared to prices that my colleagues have attained. They all seem to shy away from the basic level term life insurance and push multiple riders...its obvious they are trying to maximize their commissions. I've considered using a fee-only insurance advisor but the only local one I've found is $300 an hour.
"For my roads test, do i need to have insurance on the car i use (virginia)?
I am 19 years old and I am long over due to get my license. My mother let her insurance lapsed and she is the only person who's car I can use. Do I have to provide a insurance card when I go to take my roads test
"In NY,what is a way to get cheaper insurance for an 18 year old driver?"
I already took drivers ed and plan on taking the defensive driver course,but I'm curious as to if there are any other ways to make my insurance go down"
How much is my insurance going to go up?
I messed up, and rear ended a car. The cop said that while it was my fault, and I admitted that, it's largely because of the crazy intersection. Anyways, my car doesn't have a scratch but the other car's bumper completely fell off (It was a cheap car, so I'd estimate the damages at about $500 at the MOST. If that effects anything). No one was hurt either. I'm insured by AAA, but I'm a 17 year old so I know it looks bad. I've never gotten in an accident before, and I've been driving for almost two years. How much can I expect it to go up? ANY general idea would be nice. Thanks!"
Need a print of my proof of insurance with progressive insurance?
Need a print of my proof of insurance with progressive insurance?
Is there any car insurance company who won't ask for no claim bonus proof?
Is there any car insurance company who won't ask for no claim bonus proof?
Can money from a life insurance policy be given to someone who has nothing to do with final expenses?
im working on getting my first life insurance policy, i was told that i could break up my beneficiaries to how ever many people, churches, or organizations. just wondering if that was true? I always had the impression that it had to go specifically to funeral cost, or debt, things directly related to the individual."
Hey looking to get my first car and pay for my first car insurance?
I'm 19 living in lake forest California looking to buy this car http://mobile.carsforsale.com/details.aspx?vid=164720610 Does anyone know how much my insurance might be ?
How can I find an old (still active) life insurance policy?
I'm asking this for a friend: My ex husband took out a life insurance policy on my life 8 years ago. I need to find that policy so I can cancel it. I don't have the insurance company's name, agent's name, any info, and since my ex still owns the policy, i don't get a bill or anything that would help. Is there a database somewhere that will tell me if I have life insurance in my name? Thank you"
Why do women get cheaper car insurance?
Ive noticed all my guy friends pay a lot more for car insurance then i do why is that?
Buying a new car but confused on car insurance...what should I do?
I am going to be part exchanging my old car for a new one. In terms of car insurance I still have 2 months left so I believe its cheaper if I just go with another insurance company as my current insurance might charge a lot for just 2 months. I am thinking of using my previous insurance NCB( elephant 1 year ) for the new insurance as proof of my NCB but the problem is I sent my NCB 1(year) (elephant) to my current insurance(Directline). Basically I would like to know if its possible to use my previous NCB (Elephant) which I it proves I have 1 year no claims for the new car insurance. I done some research and found it that having 2 years NCB makes 20 compared to 1 year NCB. What should I do?
How long does it take for the dmv to get my sr-22?
i had my insurance company electronically send proof of financial responsibility to the dmv a little more than a week and a half ago and they still have not processed it. How long is the whole process supposed to take? I am dealing with the California DMV. Thanks
Auto Insurance & Road Service Question?
Hi there, Thank you in advance for helping out! I want to know your advice and recommendation on which company to receive my auto insurance/road service from, and what sort of coverage is recommended. I have been with AAA my whole life because my father advocates highly for them so I have trusted his judgment and experience. But I think they may be ripping me off. I am a 27 year old single female with a good driving record (last accident was back in spring 2005 I believe). Yet, every single year they seem to increase my monthly payment by ~$10 and now I'm paying $118.25/month! Are they that superior a company that it is worth paying this and should I try to negotiate with them, or is it worth looking into some other companies such as Geico, State Farm, Progressive, etc. Ive been receiving invites from them for years and Liberty Mutual supposedly has some college alumni offer for me and claim to be ~$340 cheaper than 21st Century, Allstate, and Mercurybut I never trust ads anymore. I only believe concrete statistical comparison data. Also, my dad said road service is completely separate from auto insurance (although AAA handles both) and I pay $52/year to be part of his joint plan as a AAA Plus Dues - Associate. He said he believes this covers 6 visits/year, 100 miles, is the most basic plan, and he only got it because hes been with AAA for 30 years. Could I get a better deal elsewhere or is this fair enough to stick with? At the end of the day, I want decent coverage for the best price available. Im saving for a down payment on a home and have to scrape pennies from anywhere I can, but still do not want to be stranded at the time of an accident. I got some quotes online that were considerably cheaper, but if Im going to be screwed, then are the savings worthwhile? ======================================... As needed, here are details on my car and policy (please tell me which are unnecessary or should be edited): - Honda 2008 Civic LX 4-door sedan - Miles commute USED to be 50 miles one way ~3 days a week, but now I work from home every single day; Notes in Policy say: Prior and Future Annual Mi: 8,000 (22mi per day, so I wonder if they even counted my prior commute in this). - Policy has me down as a student, not sure why, been a full-time professional since Jan 2008 and now make 65K - Bodily Injury: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $193 - Medical Payments: No coverage - Uninsured Motorists: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $78 - Property Damage: Liability Limits Each Occurrence 50K; Premium: $192 - Comprehensive: Actual Cash Value Less Deductible; 100 Deductible; Premium: $242 - Collision: Actual Cash Value Less Deductible; 100 Deductible; Premium: $650 - Enhanced Transportation Expense: Premium: $28 - All Risks: Actual Cash Value Less Deductible; No coverage - Total Premium Per Vehicle (1 vehicle): $1,383 - Auto Death Benefits: 15K/driver listed with ADB coverage above - DSR (Driving Safety Record): 1 Pt - YDE (Years Driving Experience): 12 started at 18, Im 27so the actual is 9, but Ill take it. - Discounts: None except Good Driver(s): Items 01 and 01 is my Honda, so I guess this means Im a good driver (dont know why the price doesnt reflect it!) - Live in Berkeley, CA (zip code 94708) but am listed as Lafayette, CA (94549) how do I check which zip is less money? Thanks so much for your advice!! =) I appreciate your time & insight."
What is the best website to reseach and compare auto insurance quotes?
What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?
car insurance 89108
Does the owner of a car have the be the primary driver on the insurance?
I'm not far off from passing my driving test (in the u.k.) and my mum is giving me her old car (she's got an new one now). I've looked at insuring me as the primary driver and it would cost around about 1000 but if i'm set as the secondary driver and my fiance is the primary driver it's around 300 or something my dad says. My questions are: If i'm registered as the vehicle's owner do I have to have insurance with me as the primary driver? Also, Is it a problem if my fiance is the primary driver on my car as well as his? I've read online somewhere that he can't be the primary driver for both cars (wasn't sure if the site was referring to in the u.k or elsewhere in the world though)"
"Estimate for obamacare cost - $2.6 trillion (& growing). 6.7 uninsureds signed up (and dropping). Amounts to $388,059 per person. Worth it?"
That is for ten years - comes to $38,805.90 per year per person."
"What do you think is the best, most reliable, and inexpensive AUTO INSURANCE company?
In the state of FL.
Are annuities good for young people?
Does anyone know if annuiites are good for young people, like in their late 20's. Starting a family and reading about many investment options. It seems like we've only heard about annuities for older or almost retired people, but with new prods that guarantee 7% yearly if your investments don't make that much...seems it's not a bad thing to add to a portfolio."
Can the insurance company do this?
Oh, my, no, we're not a risk to anyone. I was just asking ...I don't know why. I'm still not sure why the insurance adjuster even talked to me (I had nothing to do with the accident, but I own the car as well, guess that's why I was asking) Then he asked me if I felt the car had been totaled out. I said I didn't know because I don't. ....."
Water damage insurance claim payouts?
Can ayone tell me how much the uk insurance companies paid out to their policy holders for water damage to their property in 2005 or 2006. This will relate to damaged caused by taps left on, faulty plumbing, burst pipes etc. NOT RIVERS BURSTING THEIR BANKS ETC. I would also like if possible to find out what percentage of people have experienced such damage in the last five years.Also the average cost to put the damage right.. and the maximum payout for such damage on any one claim. Thanks bill saint"
Insurance Brokers Commissions and Residual incomes?
I already know that insurance brokers for auto and home make an initial commisison averaging $150 depending on the policy. I want to see if anybody know about the residual income that a broker makes of each client. I knew someone that was a Allstate broker a while back that mentioned he made a percentage of each clients payment each month. Does anybody know how it works and how much on average a broker makes on residuals after the inital commission?
Road Test Insurance Question
In California, Im am completely confused, about how insurance works. As a family we have a plan, and my dad paid to insure me a teen driver under this plan. - But he said I cannot driver anyone's else car, and no one can drive my car and get it into a wreck.(the only way i can be coverd is me driving my car and getting into a wreck How does it work. Is it a policy that covers the person no matter what they are driving Or is it a car based policy that covers the car only im taking the road test soon, and I don't have a insurance card, despite being covered "
Can a secondary driver on insurance sign for rental car?"""
Can other people drive my car with my insurance?
I am going on a road trip with a friend but I don't want to drive the whole way. I have AAA insurance, will it cover my friend if she drives my car part of the way? She has state farm insurance if that makes any difference."
"Can a condo association in Chicago, IL charge a flat special assessment to pay for the cost of insurance?"
To Wally Z: Number of units does not equate to % owned. The % is actually based on sq. ft. or % of building as stated in the condo declaration. The reason why I'm asking this is because the commercial unit(s) in a mixed residential condo account for a big % of the cost of insurance that does not equate to their sq. footage. Hence, to even out the cost a bit more fairly, I was wondering if it would be possible to pay for insurance via a special assessment based on a more fair representation than sq. footage."
What is the best health insurance for an individual?
I am 30 years old. I have not had a physical in about 2 years. I believe now I should get health insurance for security and the take better care of my health. I would like some advice on what I should get. I do want something that will cover me if I had to check into the hospital or cover chemo because both my grandmother and mother had cancer. My grandmother died because she never took regular physicals and my mom is find since she does. I would hope to receive information based on experience. Thank you.
How do life insurance policies work? Please help!?
Is there a type of insurance policy where the death of someone has to be investigated if it looks suspicious how the person died? or is that all life policies with a large sum of money involved? I know my questions sound weird, but as i said its for a school project i am working on and need to know how inheritance and life insurance policies work. "
Auto insurance for 18 year old ?
I'm starting college next monday and i'm not getting the insurance cuz i don't have a job right now i'm just tagging on my moms for now but so that also means that USAA know about my accident. but it didn't go on my record cuz i took the drivers training course and paid 150 bucks
Car insurance help?
so im looking to trade my car in for a brand new 2015 dodge challenger r/t scat pack. i know the price will vary on age/ where i live but im 19 and never had any accidents and i live in northeast pa. im looking to lease the car at first and was wondering if anyone had a guess of how much it would be
car insurance 89108
Health insurance after an injury?
I'm currently a student without health insurance. While playing football, I injured my knee. I went to the college student health and found out I have an injured MCL, a bruised bone and a torn meniscus, and the doctor recommends I have an MRI and visit an orthopedic surgeon but without health insurance I can't do these options. First off is with attending a college student health and not a hospital, would the health insurance find out about the injury if I get Health insurance, and if not, how long do I have to wait to wait to get treatment done on my knee that the health insurance would cover?"
Car insurance write off?
Ok so wanting a slightly clearer answer for how exactly car insurance write offs work? I have a 92 Toyota lexcen market value on my policy is up to 2125, I have a damaged bonnet, bumper and headlight also my horn sounds really wrong now! Not sure if there's other damage, I was not at fault in the accident. Basically wondering how they decide whether to write it off or not and how much I could maybe expect to get back? Car was in decent condition low ks, although it's not the first accident it's been in"
Do I have to sell my car to the insurance company at their suggestion?
I've been paying for fully comprehensive insurance for my car for 8 months, 3 month ago my car crashed and the insurance company has evaluated the cost of repairing is more than the market price of my car. Now the insurance company is going to buy my car at the market value, my question is: Do I have to sell my car to the company? Or does it make sense if I ask for repairing etc?"
Does car insurance cover brakes?
i have full coverg on my bmw and it need front and back brakes and pads will my insurance cover this
If i don't own a car do i have to pay insurance?..?
If i don't own a car do i have to pay insurance?
How much does insurance cost?
Im a 17 old year about to go to 18. I got my g2 and i have a FWD 2002 Mazda Proteg5. How much does insurance cost and is there a way to make the insurance cheap for me. I life in the Toronto area. I didn't take driving school.
Car insurance for a 21 year old?
My friend has been quoted 1200 per year for car insurance and his 21. Is this alot? How can he get it cheaper and thats for an old banger!
Does not paying car insurance affect Credit score?
I haven't paid my car insurance on time. But I haven't gotten mail saying last notice"" or the company hasn't even bothered me about it. Will this make my credit score horrible? how do i go about fixing it? thanks!"""
Insurance for new driver?
I'm 20 and just got my license. I don't really know much information about car insurance. I live with my parents and I use their cars. But in a couple of months, my older brother is sending his car to me, since he can't take it to Japan. Can I drive my parent's cars without myself being insured and use my parent's insurance? or Does my name need to be underneath theirs?"
I need health insurance which is good and not expensive, good dental coverage ... what would you advise?"
someone i know received a LARGE payout from an insurance company for permanent injuries"" in an accident. It has been settled"
Motor Car Insurance inquiry?
I have a fully comprehensive motor Insurance. My Grandson, who is 17yrs old has just started a course of lessons with a recognised Driving School. My query is, that I would like him to use my little Micra car to gain experience on the road, will the Insurance company allow me to do it, or will they charge extra?"
What does it take to commit a minor and how do you afford it if you don't have health insurance?
My uncle and aunt are struggling with my 16 year old cousin who suffers from anorexia and she will go up to 3 weeks without eating anything. I am not kidding she only drinks water and then she will slowly puree some fruit into her water again for about a week or two before she binges for a few days and then goes back to this cycle of starvation. She looks pale and has no energy. Her eyes are sunken in and she hides in her room. My aunt and uncle are immigrants and they don't speak english that well. They don't have a lot of money or health insurance and I have no idea what to do but they are asking me to help! I've never dealt with this type of situation before and I'm just thinking they should call an ambulance and maybe they'll commit her to some state institution? I've been googling this and I come across all kinds of conflicting information. How can she get help in the state of California and is there any way if they are not insured to pay for her treatment? Is there any state aid related to extreme cases of anorexia?
How much would i expect to pay for insurance on a 2000ish camaro?
I'm 16, clean driving record, 15% for drivers ed, and about 15% for the good student discount. I know there are calculators i just want an estimate of how much i would have to pay."
Can a family friend put me on their car insurance?
So i live in the state of california. I have had my learners permit for more than six months now. I want to get my drivers license but due to the economic crisis my parents aren't able to pay every month to have me on their car insurance. A family friend has offered to put me on their car insurance, but what my parents want to know is if that is legal in the state of california or do I HAVE to be insured by my parents?"
car insurance 89108