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Home insurance contents claim?
Im after a rough estimation. Im thinking of putting through a claim for my laptop through my home insurance. Ive got a premium of in between roughly 300-400. The laptop is worth 700. I wanted to know how much should i expect my premium to increase after my claim? (Roughly) Also would i be given the money for a new laptop or just a replacement? *Please if anyone has been through this process, your thoughts would be of great help."


Is it less expensive to maintain a porsche boxster or a bmw z3?
Is it less expensive to maintain a porsche boxster or a bmw z3?


Can you buy car insurance for yourself if you are under 18?
I'm under 18 and my boyfriend wants to buy a car for us. The car will be under his name. He doesn't have a license so he will need me to be the sole driver of the car. Is it possible for me to buy car insurance since I'm underage?


Car insurance for an 18 year old?
When I turn 18 I'll most likely be getting a car. I'm living in NJ and just want to know how high the insurance would be. Also, would previous driving experience help? Like I drive a moped, I don't think it would do much, but would the insurance go down, even a dollar? I'd just like to know."


Non car owner insurance?
Can I get insurance to drive cars if I don't own one? I have friends who will let me drive their cars but I want to get my own insurance. I don't want to risk their no claims in case of an accident and if I don't have an accident I want to build up my own no claims but I can't find anywhere that does this....


"Cost of horse insurance, vetting, a little stuck :)?"
Im a bit lost at the prices of a horses health. Owning a horse is a very expensive business and i dont understand the costs of the vetting and insuarance etc. I understand that insurance usually costs around 25-30 pound a month, however i dont know what this covers? if a horse fell ill, would my insurance cover every vetting fee? or would i have to pay for it upfront? i understand that every illness would make the costs differ greatly. I'd just like an explanation of the usual costs of a vetting system, if a horse needed emergency care. All answers will be a great help thankyou :)"


Got into an accident will my insurance cover repairs or not?
I got into an accident today. No other car was involved. I lost control of my car and it spun twice and hit the side of the interstate. The officer didn't write me a ticket and marked it as an incident not an accident. I told him my windows fogged up and I hit a puddle of water. Im covered under full insurance. Will all costs be covered? How much do you think my insurance will go up?


Will an insurance company know if I leave another insurance company without paying?
I am actually on my mom's policy, (we split the bill) and we are unable to come up with all the money they want(two months payments) totaling $1200.00. today is the cutoff day on our insurance now. she told me just to go to a different insurance company. her name is the name on the insurance we have now, so i don't think they will find out, or will they? please help!"


What is a 1989-94 Nissan 240sx considered as?
Sports car, classic, what? I mean what would the car insurance consider it as? Serious question, mature answers please. Thanks!"


Term Life Insurance (10 or 20)?
I am hoping someone can explain to me why 20 years is better than 10 years. Our agent is adamant that the 20 is the way to go, and most of the answers here have agreed with that. But the question I have has not been answered. I am 40, my wife is 30, and we just had our first child. She is not working and money is tight. The price for the amount of coverage I need is 60 a month for a 20 year term. This would be a total of 14,400 in 20 years. But the price for a 10 year loan is 30 a month for a total of 3,600 in 10 years. So even if a 10 year renewal at age 50 were 90 dollars a month, that would break even. And anything less than 90 a month on the second 10 year term would be a savings. I am also hoping that in 10 years, my ability to pay even 200 a month would be easier than 60 a month now. And if my retirement bounces back, I may not need as much coverage. So is my logic sound on this, or in light of this, can someone explain the advantage of the 20 year policy? Many Thanks!"


Which class of cars have the highest to lowest insurance rates?
Which states from highest to lowest insurance rates per vechicle Also some other factors involved that determine individual insurance rates


I have a term life policy insurance for 15years. would i be able to cash it in it has been 17yrs.?
I have a term life policy insurance for 15years. would i be able to cash it in it has been 17yrs.?


How long do I need braces?
Does anyone know how long I will need braces, and a estimate of price?thx"


Liability car insurance?
im also female.


Pulled over and had no car insurance?
I'm in the state of IL and I just moved here so I don't know their laws too well. I got pulled over a few days ago which really pissed me off because I make sure to do absolutely nothing wrong so I don't have to deal with cops. Well I got pulled over because my front license plate was in my front window instead of screwed to the front of my car (it won't fit there on my vehicle and where I come from you don't even need a front one). Pretty much the cop just wanted to waste time because he was bored....this is why i really dislike cops because I did nothing wrong and someone ran a stop sign right in front of me! lol Well anyway I had no insurance on the car unfortunately. I don't need a lecture because I know I have to have insurance. So he kept my drivers license and set up a court date for me. I'm getting car insurance this Friday. I've heard 2 different things. One is that as long as I get insurance before my court date nothing at all will probably happen. Another person and the cop said that I had to prove I had insurance the day I got pulled over or I could be fined or whatever. Does anyone know what penalties I face if I have insurance when I show up to court? Can my license be taken away? The car isn't even in my name if that matters.


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Please answer a question regarding Cobra insurance.?
Does anyone know why Cobra health insurance is so much more expensive than an individual plan? I realize the employer is no longer subsidizing it, but neither is an individual plan. Please provide an explanation, if possible. Thanks so much!"


Do i need an inspection to buy insurance on mobile homes?
Do i need an inspection to buy insurance on mobile homes?


Which car is better: Ford Escape or a Kia Sorento and why?
I want to buy a new SUV. I like the new 2008 Ford Escape and the Kia Sorento. I want some opinions of current owners or people who just know about cars. Thanks!


Benefits on no Claims on car Insurance?
to the insurer, would you appear as a safe risk? would your future insurance be cheaper? thoughts pls"


My father passed away and i was beneficiary on his life insurance. i received a w9 form to fill out why?
my fathers life insurance company sent me a w9 form to fill out and send back. will i have to show his life insurance on my tax return?


Cat sneezing and eye discharge?
So recently, I noticed my cat began squinting his left eye in a strange manner. Over time, I noticed it began to discharge. Lately, it's gotten worse and he's also sneezing a lot. It's been happening for about a month. He's 6 months old. Please do not tell him to take me to the vet, even though it's probably the best idea. I cannot afford that at the moment. Thank you."


Life insurance agency jobs?
I had 9 years of customer server experience so maybe this is why


Will my insurance go up if i get a traffic ticket for failing to stop at a stop sign?
@Joshua the funny thing is that that now new 4way stop intersection is literally next to a school (always has been) and i always thought it was dangerous when it was only had 2 stops because several kids cross there. i cant believe it took them this many years to put in the additional two stops signs. the school has been there since the 50's and after 60 plus years they decide to put the extra stop signs its ridiculous. and yes i think it is now set up as a trap. cops know people will zoom by there because they might not know the new stop signs were added


"Car accident, my fault, my insurance company not paying for one of the cars involved. what to do?"
I was involved in an accident involving 3 cars. It was my fault. I'm fully insured. My car and one of the other cars in the accident are being repaired with my insurance company. The third car involved, which is a taxi had little damage around the tires and was not towed on the scene of the accident. The cab driver is now claiming 1700, after repairing the car without talking to my insurance company and without his damage estimated. He is calling me and telling me that my insurance company is not answering his calls and they are not handling his claim. He is calling and telling me that he is going to sue me. What shall I do? At the scene of the accident I gave him my insurance card, should I get involved in this. Please advise me. I'm really worried."


Where can I buy the cheapest animal insurance?
I have 2 Lab mixes who are both under 1 years old. I need cheap but good, dependable pet insurance. Please help A.S.A.P."


Can i make a claim on my car insurance after hitting my garage door?
i am a learner driver and am fully covered by my insurance, i didnt put my car into reverse properly and instead was in first gear, so instead of going backwards off my drive i shot forwards damaging my garage door, i rent from a private landlord so do not own the door myself!"


How Much does car insurance cost for 16 year old male in Alberta?
For a 2003 saturn vue, how much can i expect to be paying for car insurance?"


How much do you pay for car insurance?
I'm a 22 year old male living in GA and mine is $770 every 6 months. I've never had a wreck or nufin. How old are you and how much is your car insurance every 6 months. It's confusing because some people will say they pay, for example, $1000 in car insurance, but they don't say whether it's every 6 months or every year. Please be specific as to if it's 6 months or a year. Thanks very much. I just want to know how much more I'm paying than all of you. lol"


Can my car insurance company drop me for having not at fault accidents?
I had Go Auto insurance on my 2 cars. Well over the courseof about 1-1 1/2 years (a year to a year and a half). I had about 3 wrecks. All not my fault. The other drivers were 100% at fault. After the third wreck, which was not to long ago. My insurance company (Go Auto) sent me a letter saying they weren't gonna let me renew my insurance with them because i was considered poor risk"". Can they do this or should i contact insurance commissioner. No rude comments."""


Will a 3.0 grade average count for the good-student discount on Travelers insurance?
I have a B- average. Is that considered a B average..?


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I need to replace my company health insuance with one that is more affordable. Any one have a good co. 4 me?
Need a good health insurance company that won't break the bank. HELP


"Do professional race car drivers have life insurance and if so, how much does it cost?"
Do professional race car drivers have life insurance and if so, how much does it cost?"


Is there insurance for an individual self-employed who has to have a surgery and then recovers 3-4 months and needs the loss of income to?
live on?


Why are some people against free healthcare (insurance-ed)?
As in some people in the US are still against it even when its comes with insurance for the patient. Mainly rich people who say they don't want to pay taxes for other people's health. As long as a patient pays insurance he/she should be entitled to be taken care of in the hospital and treated if he/she is sick. They should buy their own medicine though if its something mild.


Will Getting a license in a different state lower car insurance?
If you originally have a drivers license in one state, and move to a different state and get a drivers license there, can it lower your car insurance. I've heard from some people that it can because when you apply for car insurance they won't see any tickets you may have had originally, but I've also heard that no matter what they can see your driving history."


"How much is PPD rating schedule for %13 lumbar spine discs and knees, If my insurance company was putting me?
on Permanent Disability and my company Laid me out because of my limitation of to work? How much the insurance company has to pay me for my injury and disability?


Dodge Charger and Insurance?
My son turn 17 last week and got his license, how much would insurance be a year if i bought him a 2008 Dodge Charger in Black fully loaded.If your going to answer don't say if your buying him that then you don't need to worry bout the price of insurance cause I'm not pay 8,000 a year for it"


Any one know cheap nissan navara insurance?
Any one know cheap nissan navara insurance?


Do I need insurance to drive?
I'm 16 and I have a drivers license. Do you need insurance to drive? The car I'm going to drive HAS INSURANCE, but do I need insurance for MYSELF? Thanks"


Need advice suing homeowners insurance?
In 2008 lightening strike hit house and since that time we hav had 6 water dameges in the house.Since that time all insurance companies NEVER real INVESTIGATE or find COUSE OF THAT, Finnaly again We have had BLACK SEPTIC WATER n the house 06/19/2012. 9 days after adjuster show and underastimate damages. month after that , after we constantly complain, ask for updated estimate and approval damages so that we hire contractor Property finaly has been inspected again and they find much more damages ( so far $83.000.00 ). House is damaged very much as well as our belongings. All that time from 2008-today insurance companys charged as with deductibles , we spend lot money trying to fix problems, we are darined emotionaly and financionaly. Last year , just after one similar claim ( 01/06/2011 black water flood ) we were FORCED to file for CH 13 that we can at least save what we can save, TODAY, Insurance company with who is house covered has not reacted We think fast enough to save more house and our belongings. Insurance is escaping to cover what need to be maybe replaced( wood entrance door through septic water was running , built in castum made cabinets in master beedroom, cut wall and replaced behind showertubs........) 9 days after that accident we finaly has Insurance attention and the send SERPRO here. Servpro find that water was SEPTIC, Walls need to be Cut ( so far 1 foot from the ground ). When Servpro cut draywalls ut shows that stabs 2x4 has been damaged , they spray them ( we think that they need to replace them )......... We are now in almost two months after accident becouse we do not agree on damages sattlemant. They serve us on 08.01.2012 with activating adjusster process and we do not have money any more to pay for that, OUR HOUSE DURING PAST 4 YEARS BECOUSE OF ALL THIS LOST LOT ON VALUE AND WE WOULD LIKE TO SUE INSURANCE COMPANIES AS WELL AS TWO LANDERS WHO WERE IGNORING PROBLEM IN THE HOUSE. WE HAVE PROOF FOR ALL THIS . IS ANYWHERE POOSIIBLE TO FIND ATORNEY WHO CAN HELP US LITTLE BIT WITH THIS BIG BROBLEM MY HOUSBAND IS 61 I AM 55 AND MY HOUSBAND IS THISE DAY WORKING OUTSIDE FOR AROUND 70 HOURS A WEEK THAT WE CAN PAY OUR RAISING EXPANSSESS. IT IS NOT RIGHT."


Do car rental companies ask for proof of insurance?
Here's my circumstances, I'm 22(have credit card in my name) and am going to rent a vehicle. I had insurance for 4-5 years, have never been at an at fault accident and have one speeding ticket, so I'm a pretty good driver, when gas was near $4.00 I traded in my vehicle, and it's fine as I bike everywhere as it's all close to me. I'm having family over for a couple days and need a car though, it's easy to drive around town, I'm almost 100% sure I wont get in a wreck, but I have a feeling the insurance would be more expensive than the rental itself which is ridiculous for someone with a driving record such as mine. Can I say purchase just liability and then sign something that says I'll pay for the rental if I do any damages, what would be the cheapest way to get out of this?"


"After a 10 year term life insurance expires, should the premiums double for the next 10 years?
When we got our policies I was 24 and my wife was 29. We got our renewal notice for the next 10 years and they are now over twice as much. Is that common or just our insurance figuring they already have us so they will charge more?


Army national guard insurance?
So I have to get my wisdom teeth taken out but at the moment I have no other job or have insurance I've been told that the guard has insurance but I've also been told to go to the VA or enroll into TriCare and I'm not too sure which is the best choice


How come I am forced to by auto insurance ?
It seems like some sort of insurance company scam all these insurances, home owners, flood, auto and now health insurance ????"


Can I buy an expensive sports car and insurance under my moms name?
I want to purchase a brand new Nissan GTR from the dealership (I have the money ready) and want to buy get full coverage car insurance for it too. However, Since I am male (I'm 28 years old) the car insurace is way too expensive. If I were to have my mom come purchase the car for me as her being the primary legal owner with me being the co signer (I am paying for it with my own money upfront) and have her be the primary legal full coverage driver on that car in the insurance policy with me being able to drive it too with full coverage will this work in order to get a drastically lower monthly insurance payment? It's perfectly fine with my mom being the legal owner as long as my mouth is shut to the insurance company. I also don't mind paying for the both of us on this car as long as my insurance payment is lower. What do you think? Isn't it a brilliant idea?"


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