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Should I take a term insurance rather than home mortgage insurance?
Normally many banks want the home loan borrowers to take mortgage insurance. Here there are controversies since many suggest borrowers should take term insurance instead. But do term insurances always give better protection than term insurance? How does a mortgage insurance compare with term insurance in terms of premium amount, premium payment period, risk cover of death, disability, chronic disease, surrender value, survival benefits etc? Apparently the term insurances are cheaper but have to be paid for a much longer period than mortgage insurance (generally paid for about 1/3rd of loan period.) So which options is better? I would specifically like to know about such products available in India. Thanks."


Can the parent of a teen driver go to DMV and tell them to legally revoke their childs drivers license? ?
Can the parent of a teen driver go to DMV and tell them to legally revoke their childs drivers license? ?


Does where you buy the car affects its insurance?
so im thinking about buying my first car, i know that the kind of car i buy will affect my insurance, but what if i buy the same car (lets say a porsche 911 turbo) in an auction or on craigslist (which would be significantly cheaper). would i have to pay the same price for my insurance or ould it be cheaper ..."


"In the state of Georgia do you need a title for an automobile that is 24 years old, to purchase a tag.?"
I am buying a 1982 Chevrolet S-10 pickup truck, I personally know the individual I am purchasing the truck from. The title has been misplaced or lost. We are both under the impression that if a vehicle is X amount of years old you don't have to have a title to be able to purchase a tag,get insurance etc. The truck is 25 years old, if anyone has or knows the answer to my question I would be greatly appreciative."


Is a bmw 3 series affordable to insure?
BMW seems to have some really good safety features (newer models) such as back up camera, when you're driving and you're about to hit something, the car beeps to warn you. And a few other safety features. I'm interested in having a BMW 3 series 02 - 04 and I also live in Toronto Ontario, going to be taking driving school. Not sure if driving a manual or automatic transmission makes a difference with the price of insuring a vehicle."


Can I get a dealer service department to cash out a check that was written from my insurance company?
I know I can get a repair done cheaper elsewhere. But my insurance company has already left a check at the dealer that is made out to me and the dealer so I have to sign it over to them. The dealer will not have the part in until Tuesday. So can I go to the dealer and just take the part and ask them to cash out the labor to me and I will go elsewhere for the actual repair?


Will my car insurance rate go up because of this freak accident?
I was backing out of a parking lot and I hit a van coming up. Considering the fact that the parking lot was nearly empty neither one of us saw each other coming. I did pull off pretty fast but not too fast. Their was no damage to my car, but he had a small dent on the side of his nothing major. We called the police cause he was older and felt safer doing that. The police said nothing will go on our records, but didn't say whose at fault. So we just exchanged insurance info. Does this mean nothing will happen, or will my mom go crazy when she finds out? How much of an increase would this cause her insurance to go up? What are the circumstances that this might cause an extreme insurance hike for a 19 year old?"


Where can I find cheap health insurance?
My wife is epileptic and health insurance is difficult to find for her due to her pre-existing condition"" anyone know what I can find.?"""


Roughly how much is it to insure a CBR125R 2013 in the UK?
roughly how much is it to insure a CBR125R 2013? I'm a new driver. only been 3 days since i passed.I just want to know roughly how much it is? thank you BTW i live in London (UK)


Can you pay car insurance with a credit card?
in a few months I'm going to be moving, but due to certain circumstances, I won't have enough during the time period for Car insurance, So I was wondering if I could charge it to my credit card. I'd like to know from someone that knows for sure, rather than a guess. -Thanks"


Can I drop my over 18 year old from my insurance under the obama law?
Can I drop her from my insurance if she's over 18 and not in school or do I have to prove she has insurance first?


What auto insurance coverage do I need?
I am questioning what coverages I actually need. Do I need property damage? I have medical insurance so I assume I don't need medical payments? My car is worth about $4000 and if I got into an accident I guess I would want it fixed, but does the insurance only insure it for what it is worth? So if I get into an accident and the damages were $5,000 would they only pay blue book value?"


How much will car insurance cost? 10pts?
Hello there! Assuming that a seventeen year old girl passes her driving tests, has a land rover, does not use it everyday (attends college via bus), and only uses it for picking up the animal food, how much can she expect insurance to cost? Ps. The car can be parked in a garage, which is in a field (not on the side-of-the-road) on private land in the middle of the countryside. If you need any more information just let me know. Thanks. :)"


Car insurance question. I have no clue what to do.?
Hi I am 16 years old(almost 17) and I am geting ready to get my license and a car. I live in West Virginia with my mother who doesn't drive, so she doesn't have car insurance. My father who will be paying for everything lives in New York but is under his spouses car insurance due to a not so good driving record. My mother was married to my former step dad who was my only transportation but they just got divorced so my boyfriend is stuck taking me everywhere. Bottom line is I really need a car but I don't know how to get insurance because neither my mom or dad has their own and my dad is not my custodial parent and lives so far away. My friends are saying to get my own insurance but I think that will be sky high considering I'm a beginning driver and I don't even know if places will insure me because of my age as well. Can anyone tell me what I can do to get insured? PLEASE?"


So I have to pay for health care insurance for every dependent I claim or pay a fine for obamacare?
I always put my mom as a dependent. She's 62, was always stay at home mom, and only receives 3,800 a year on social security. My two brothers basically have bailed out and disappeared. And now when I try to file taxes and claim her as a dependent it wants to charge me a fine for her not having obamacare. I didn't sign her up last year because 1. I did not understand it, their site didn't work, and the whole program was flawed since the beginning, so I thought it better for her to stay on the aid she's receiving through my property taxes at the local hospital. 2. I am barely making it, so at work I pay the cheapest coverage with high deductible, so thought this would be the case with my mom, and we don't have to pay money for the health costs even if the government covered her health insurance. 3. Plus apparently since I'm single and don't have 9 kids, the government thinks I'm rich making 40,000 a year. Even though I'm taking care of me and my mom, and she barely counts as a dependent for almost anything, yet to pay the fine, she counts 100%. It just seems the system rewards those that live irresponsibly and like I said, have 10 kids, drink their lives, and punish someone like me, that I'm barely trying to get myself out there, I went to college, I'm underemployed, and now another punishment when I'm just trying to help my mom. I don't get it."


$20 dental insurance



How much is insurance for a 2005 V6 mustang for a 49 year old women?
My mom wants a mustang for her birthday just to drive back in forth to work. What will the insurence cost for her


Do you have to add your child to insurance if get a drivers license?
My kid just got his drivers license but cannot drive and wont be able to for 6 more months is it still required that I add him to the insurance right now or can i just add him to the insurance when he is able to drive?If i do not, does that mean that he will have to turn in his license or have it revoked?"


I BEGIN MEDICARE JULY 1st 2015 and need to cancel my existing health insurance.?
I BEGIN MEDICARE JULY 1st 2015 and need to cancel my existing health insurance.?


Health Insurance for Recent College Grad?
I just graduated from college, and my school health insurance has expired. I'm not working, and back to live with my parents. My mom refuses to add me to her insurance plan (Aetna). She is saying that I'm over 21, that's why she can't add me, but my dad who's 65, and also working, and is eligible for Medicare, is on her plan, along with my 13 year old brother. What can I do to make her add me? I really need health insurance."


Why aren't the 0bamunists going after Apple for their HUGE profits?
Apple profit has jumped 47% on $10 billion in revenues.... Compare that the the average 5% insurance company profit margin... Why aren't the 0bamunist profit police slamming Apple for being capitalist pigs?


Where can I find results of auto crashes and speeding tickets by age and the average price one pays for auto..
insurance by age.


Motorcycle insurance?
What are ways to get cheaper insurance on a sport bike? I'm 24 and am looking into getting one but all insurance sites I've visited say at least 6000$, any hints or ways to get that lower? I'm in Ontario as well. thanks guys"


"I got a ticket for driving on a suspended registration and no proof of insurance, yet had insurance the whole time.?"
Hey all, I got pulled over this morning at one of those traps cops set up where you can't turn right onto a street between certain times (in Los Angeles). The cop issued me a ticket for that as well as telling me I was driving on a suspended registration and the DMV had no proof of my insurance. So I called my insurance and to no surprise, they had my wrong VIN number on my policy, and for the past year had not been sending my information to the DMV. When I initially bought my car, I got insurance but I also got a letter in the mail from the DMV stating that I needed to prove I had insurance so I made a photo copy of my cards and sent it in. No answer back so I thought everything was peachy keen. Nope. When my insurance noticed this morning, I had them send me an email stating that it was their fault and that I had been insured fully the entire time. I plan to show this on my court date to get out of the no insurance"" thing"


How much would US insurance cost?
I am driving across america with a friend in a 1975 Camaro so I need us car insurance. I am 18 (Full UK licence) and have had no claims. However I only need insurance for 3 months.


Is Long Term Care Insurance combined with Life insurance is good or better separate policy?
It's a difficult to get started to buy Long Term Insurance , it's expensive and maybe will never use it. Life Insurance at least you know you will die sooner or later. I was offered a combined insurance with Nationwide Ins... now confused if that is a good idea. BTW I am 60.. Anybody has any suggestion or information about Nationwide? Thanks."


"I am 18 years old and have 6 points on my driving license, will my insurance cost go down after a year?
I currently aren't on any insurance policy!


Car Insurance on a cheap car question?
Okay so i am currently a secondary driver on two of our car at my house. I am 17 years old. I want to buy a super cheap car on kijiji for like $500 just to mess around in as I wouldn't care if anything were to happen to it. I have a few questions. When i go to pick up the car, can i drive it without plates? Do i need insurance to drive it home? or is there a grace period? If i were to buy the car, fix it up, and then sell it, are there any regulations on this? what documents do i need? I have never bought a used car from a private seller or bought a car in general so any help is greatly appreciated!"


"If I switch to my dads health insurance, will my pre existing condition be covered?"
I have health insurance through work but it's quite expensive and coverage is minimal. My dad is employed by the government and gets significantly better coverage for less then I pay. Since I'm 23 he could still cover me through his plan which would save me almost $200 a month. My only concern with making a switch is that I have a preexisting condition. I have to take medication daily but no other treatment is needed. The meds unfortunately are expensive. Typically, would his insurance help pay for the cost of my medication if I switched? Also if not would this change in 2014 with obamacare? I live in Minnesota."


United Healthcare insurance policy number help?
we mailed it and never got anything or a call from them, we didnt even have to give our social"


Home Insurance advised me not to submit a SMALL claim because if a bigger claim is submitted in the future it will be denied. True?
My side fence fell down from old age. My neighbor and I hired a fence company to install a new fence which cost $2000. We split the cost, so my share is $1000. I submitted this to my insurance company, where my deductible is $500 and the insurance company will re-imburse me the remaining $500. But I all got was my agent advising me not to submit this claim because if there is another bigger claim in the next 5 years, that claim will be denied... Even though I will be paying my yearly premium, submitting a claim can hurt me if I submit another claim within a short time period. WTH am I paying insurance for then?? I have been a customer for over 15 years and my agent advised me of this BS?? Is this what it comes down too? You pay into the system and you can't use it? Are all Insurance companies advising home owners not to submit small claims because future bigger claims will be denied? Should I submit the claim and take my chances in the next 5 years, or just pay the fence in full in case something happens in the next 5 years?"


$20 dental insurance



How much would car insurance cost for a Mustang GT.?
I am 16 years old Never had a accident Live in a pretty big city 2012 Ford Mustang GT


Which car would the cheapest insurance (Civic ex (4dr) or Lancer ES)?
?


How much woul i pay for auto insurance on 2007 Hyundai Tiburon?
How much woul i pay for auto insurance on 2007 Hyundai Tiburon?


Is getting into an accident with a more expensive car worse than with a cheaper car? (Insurance rate)?
Is getting into an accident with a more expensive car (Mercedes Benz or Ferrari) worse than getting into an accident with a cheaper car (Honda civic or toyota corolla) in terms of your insurance rate increasing? (given that you are at fault)


Washington state car insurance law for drivers and cars?
I currently dont have insurance and i was forced to move back to my parents house and theyre badgering me to get car insurance but i cant afford it right now. if they put insurance on my car under their name, can i drive my car legally? or do they have to put my name on their policy also? im trying to find the cheapest way of getting basic legal insurance since my car is not worth more than 1000 dollars"


"What IS affordable"" health care? How much does it cost?"""
Lee how do you know how much you WILL pay? You assume, because YOU say you can't afford it, that it won't cost as much, but no one has ever said that. Just because you can't afford it doesn't mean the government doesn't think that. They will base it off your salary. Not what YOU think you can afford."


Who is the best life insurance company that pays out?
I am looking into getting life insurance probably not term life insurance just regular not sure yet however a lot of my friends have had problems with life insurance companies not paying out even though they where still within the life insurance contract guidelines so I am scared..I have heard a lot of positive things about farmers and that they always pay out as long as it is in within the guidelines they provided when you signed up for the insurance . does anyone know of a company that for sure will pay out ? also can I take a life insurance policy out for my mother id like to do so because she does not have one so I am worried something may happen and I will be stuck with bills ? I know I will have ta pay more because of her age but that is okay with me I feel like it is well worth it as long as the company pays out any advice ?? Thanks


Car financing and insurance?
I would like to know what happen if I finance a car and I wreck the car and I don't have insurance at the time I wreck the car.


How Much Will My Insurance Go Up At 10km/h Over The Speed Limit?
I got a speeding ticket for going 60km/h in a 50km/h zone while trying to pass someone (which says in the driving handbook that it's legal as long as it's under 20km). I took it to the court and I was found guilty, I've never had any tickets in the whole 5 years I've been driving and no accidents at all. My insurance is already through the roof because I have a newer car and I'm only 23 and they said my premium won't have a big drop until I'm 25 anyway. I didn't lose any demerit points at all on my license and up until now I have had an absolutely clean driving record. If my insurance finds out, is there any idea how much my premium could possibly go up?"


How much does one pay per year for auto-insurance for a small city car in the UK?
How much does one pay per year for auto-insurance for a small city car in the UK?


I was hit by a drunk driver and can't get their insurance to pay out!?
I was tboned on the drivers side by a drunk driver who went to jail. The police report didn't include any insurance information but said the car was in his name. My adjuster found out the car was insured under two other people not the guy driving so I contacted their insurance company and filed a claim but their insurance company is telling me they can't get ahold of the insured its been three weeks how long do I wait before I try to serve them papers? If they don't confess they gave the guy permission to use their car it will be grand theft auto and they will have to press charges. I only have liability so can't file uninsured motorist until they prove the driver wasn't insured but he is still in jail I have no idea what to do will it be harassment if I contact the people???


Trying to find cheap car insurance!! Help!!!?
Whats some cheap car insurance companies out there?? Not allstate, geico and etc.."


49cc scooter insurance? license? im 16 in Alaska?
what do i need to drive a 49cc scooter in Alaska? i am 16 and have a instructional/ learners permit only. also how much will minimal insurance cost? thanks! :)


Georgia average auto insurance payout for pain and suffering?
if a uninsured person get hit by insured person who hit and ran and there is pain and suffering with personal injury what is the average payout?


Insurance for a 125cc ?
I am 22 years old with 2 years no claims on a bike (50cc) and have had a full uk driving licence for 5 years how much roughly would it cost to insure a 125cc bike?


$20 dental insurance